Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1273 - 1296 of 5271 results
Feb 12, 2026 11:30 AM
— Mortgage Rates
Mortgage rates edge lower, hover near 6%
Mortgage rates inched lower this week, with the average rate on the 30-year fixed mortgage slipping to 6.09%. Factors like strong economic growth, low mortgage rates, and improved housing affordability are driving purchase application activity higher. However, a larger drop in rates may be needed to attract new buyers and sellers and reignite the housing market.
Feb 12, 2026 10:30 AM
— Housing Market
US homes sales fell sharply in January, even as mortgage rates continued to ease
Sales of previously occupied U.S. homes fell sharply in January due to higher home prices and possibly harsh winter weather, despite easing mortgage rates. Home prices continued to climb, but sales have been slow since 2022 when mortgage rates began to climb. The housing market has been in a sales slump with homes remaining on the market longer. Affordability remains a challenge for many aspiring ... more
Feb 12, 2026 10:28 AM
— Mortgage Rates
Mortgage rates slip, but 6% may be the limit
Mortgage rates dropped for the first time in three weeks but have maintained a consistent range for the past month, still near three-year lows. Acquisition by PennyMac Financial Services boosts their total portfolio above $1 trillion. The 30-year fixed rate mortgage increased slightly this week but is significantly lower than a year ago. Monthly payments for average-priced homes have also dropped ... more
Feb 12, 2026 9:33 AM
— Online Security
Mortgage Delinquencies Increase in the Fourth Quarter of 2025
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Feb 12, 2026 9:31 AM
— Housing Market
Income needed to buy a home falls 4%
The housing market favors buyers, leading to sliding prices and improved affordability. The average homebuyer received a 7.9% discount on homes purchased below asking price last year. The monthly payment needed to purchase an average-priced home dropped 7%, or $164, year over year. There was a multimillion-dollar acquisition in the industry, increasing the total portfolio of PennyMac Financial Ser... more
Feb 12, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate dips to where it was 3 week ago, just above 6%
The average long-term U.S. mortgage rate is holding just above 6% after a modest pullback this week. The 30-year fixed rate mortgage rate slipped to 6.09% from 6.11% last week. Rates on 15-year fixed-rate mortgages also edged lower. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy and bond market investors' expectations. Economists anticipate r... more
Feb 12, 2026 9:30 AM
— Mortgage Rates
Mortgage rates dip back down to near 3-year lows
Mortgage rates slightly dropped this week despite some volatility in bond markets, with the 30-year fixed averaging 6.09% and the 15-year fixed averaging 5.44%. The surprising jobs report on Wednesday led to a quick recovery in Treasury markets back to low levels, driven by factors like strong economic growth and low mortgage rates. Housing affordability is improving due to these factors, leading ... more
Feb 12, 2026 9:25 AM
— Mortgage Delinquencies
MBA: Mortgage delinquency rate rises to 4.26% in Q4
The U.S. mortgage delinquency rate increased to 4.26% in Q4 2025, with FHA loans reaching 11.52%. Serious delinquencies and foreclosure rates also edged higher, according to the Mortgage Bankers Association.
Feb 12, 2026 8:53 AM
— Home Equity Loans
How to Settle a Home Equity Agreement Without Selling Your Home
The article explains how to repay a home equity investment agreement without selling your home by using financing options such as a HELOC, home equity loan, or cash-out refinance. It details the process of determining the payoff amount, the factors that influence the settlement amount, and how to start the settlement process before the agreement's term ends to avoid delays.
Feb 12, 2026 8:31 AM
— Mortgage Finance
GSEs Seen as Poorly Positioned to Help With Affordability
The article discusses the latest developments in the mortgage finance industry as of 2026.
Feb 12, 2026 8:31 AM
— Mortgage Finance
House Committee Torn on Next Move for Affordable Housing
The article discusses the latest trends in the mortgage market as of 2026, including changes in interest rates, bond markets, and mortgage lending practices.
Feb 12, 2026 7:30 AM
— Mortgage Lending
Home Sales Nosedive in January Despite Easing Mortgage Rates
The article states that the request could not be processed and provides a reference ID for further assistance. It suggests contacting unblockrequest@realtor.com for help.
Feb 12, 2026 7:30 AM
— Housing Market
January homes sales tank more than 8%, as Realtors say potential buyers are 'struggling'
The U.S. housing market is experiencing a new crisis due to high home prices, limited supply, and decreased consumer confidence. Sales of previously owned homes dropped 8.4% in January compared to December. Affordability conditions are improving, with housing affordability index showing it's the most affordable since March 2022, but supply remains low. Home prices are up 0.9% year over year, with ... more
Feb 12, 2026 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: February 12, 2026?
Mortgage interest rates are impacted by various factors including the Federal Reserve, 10-year Treasury yield, unemployment rate, and inflation rate. Rates are currently low, with the average 30-year mortgage rate at 5.99% and the average refinance rate at 6.67%. Shopping for rates and lenders is recommended to potentially find better deals. Refinancing now could lead to substantial savings for th... more
Feb 12, 2026 6:30 AM
— Mortgage Lending
Mortgage Interest Rates Today: Rates Drop to 6.09% After Better-Than-Expected Jobs Report
The article discusses an issue with processing a request on the Realtor.com website and provides a reference ID for further assistance.
Feb 12, 2026 5:15 AM
— Mortgage Lenders
HELOC for Home Accessibility Upgrades (Ramp or In-Law Suite)
The article discusses the use of a Home Equity Line of Credit (HELOC) to fund home renovations for accessibility, such as building a mother-in-law suite or adding ramps. It highlights the benefits of HELOCs, such as lower costs and flexibility in borrowing only what is needed. However, it also emphasizes the importance of careful financial planning and considering the risks associated with HELOCs,... more
Feb 12, 2026 4:31 AM
— Mortgage Finance
Non-QM Performance Sees Slight Recovery in December
The article discusses the latest trends in the mortgage industry, including changes in interest rates and bond markets. It highlights the impact of these trends on the housing market and mortgage lenders.
Feb 12, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, February 12, 2026
Average mortgage rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates going down, while jumbo loan rates increased slightly. Rates have been fluctuating slightly and are currently just above 6%. The market is waiting for more concrete evidence before making significant moves. Tips for getting the best mortgage rate are provided.
Feb 11, 2026 10:32 PM
— Housing Market
Foreclosure filings rise 32% year over year in January 2026
Foreclosure filings rose 32% year over year in January 2026, with 40,534 properties affected. Delaware, Nevada, and Florida had the highest rates among all states. Despite a decline from the previous month, foreclosure activity continued to climb annually.
Feb 11, 2026 8:30 PM
— Mortgage Rates
Mortgage rates drop to new three-year low
The article discusses the average discount and origination points for 30-year fixed mortgages, as well as the impact of home prices, interest rates, and government policies on mortgage rates. It mentions the recent dip in home prices in many markets and predicts a slight decrease in mortgage rates in the near future.
Feb 11, 2026 2:30 PM
— Bond Markets
Stunning Resilience
The bond market has shown impressive resilience with yields dropping significantly despite positive economic reports, including a lower unemployment rate and a higher payroll count. The market experienced a slight sell-off after the release of the latest jobs report, but the impact was not as severe as expected.
Feb 11, 2026 2:11 PM
— Interest Rates
HELOC & Home Equity Rates Up Slightly
Home equity rates saw slight gains in the latest week, with the average rate for a $30,000 home equity line of credit rising to 7.32% and the rate for a five-year $30,000 home equity loan increasing to 7.92%. Despite the rise, rates are still close to three-year lows. The rates for home equity products are driven by Federal Reserve policy and long-term inflation expectations. Using a home as colla... more
Feb 11, 2026 1:31 PM
— Mortgage Servicing
Pennymac to acquire Cenlar, adding $740B in subservicing
Pennymac Financial Services Inc. is acquiring Cenlar Capital Corp., adding $740 billion in mortgage subservicing rights and 2 million loans to its portfolio. The all-cash transaction includes an upfront purchase price of $172.5 million and up to $85 million of contingent consideration payable over three years. This deal makes Pennymac the second-largest mortgage servicer in the U.S.
Feb 11, 2026 1:23 PM
— Home Equity Line of Credit (HELOC)
First-Lien HELOC on Paid Off Home: How It Works in 2026
The article discusses first-lien HELOCs on paid-off homes, explaining how they work, the draw period and repayment phase, variable interest rates, lien position, rates comparison, qualifications, application process, and other options like cash-out refinance or home equity loan. It highlights that first-lien HELOCs offer lower rates and better terms than second-lien options, and that paid-off home... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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