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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution for Largest Lenders

The chart below shows the mortgage rates of the 10 largest lenders tracked by LoanGlass over the overall distribution map.
Collectively those lenders represent more than 15% of the market according the 2024 HMDA statistics.

Real-Time Loan Estimates

The cards below show the most recent loan estimates loaded by users on the Reddit Mortgage Broker Rate Quotes Ultra Thread.
These rates may be representative of the types of offers borrowers are getting in the market today.
They do not reflect the rates you might get as rates are dependent upon your unique situation.

4.875%
30-Year Fixed
$342,000
Origination $1,812
Points -
Can't Shop $1,440
Can Shop $4,293
7.250%
30-Year Fixed
$475,000
Origination $14,250
Points $9,500 (2.00%)
Can't Shop $727
Can Shop $3,518
6.490%
30-Year Fixed
$285,000
Origination $3,683
Points $2,138 (0.75%)
Can't Shop $770
Can Shop $1,389
6.250%
30-Year Fixed
$526,556
Origination $5,702
Points $3,312 (0.63%)
Can't Shop $10,027
Can Shop $2,598
6.355%
30-Year Fixed
$494,000
Origination $9,249
Points -
Can't Shop $1,742
Can Shop $3,285
6.375%
30-Year Fixed
$508,000
Origination $1,200
Points -
Can't Shop $2,473
Can Shop $1,892
6.250%
30-Year Fixed
$379,905
Origination $5,220
Points $2,849 (0.75%)
Can't Shop $5,064
Can Shop -
5.875%
30-Year Fixed
$417,302
Origination $8,005
Points $6,260 (1.50%)
Can't Shop $8,514
Can Shop $2,285
6.300%
30-Year Fixed
$224,000
Origination $1,640
Points -
Can't Shop $1,028
Can Shop $2,960
5.250%
30-Year Fixed
$346,875
Origination $5,203
Points $3,469 (1.00%)
Can't Shop $2,414
Can Shop $1,435
5.750%
30-Year Fixed
$436,283
Origination $9,920
Points $8,425 (1.93%)
Can't Shop $800
Can Shop $1,155
6.025%
30-Year Fixed
$521,600
Origination $1,666
Points $172 (0.33%)
Can't Shop $641
Can Shop $3,939

Distribution by State

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Distribution by Lender Type

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Distribution by Direction

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Distribution By Mortgage Type

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6.536%
+0.05% 30-Year Fixed
May 19, 2026 12:00 AM — LoanGlass
Mortgage rates have shown varied movements in the past few days, with the LoanGlass benchmark for 30-Year Fixed mortgages rising to 6.4821%, reflecting a 0.0547% increase from yesterday and a 0.2229% rise from last week . Meanwhile, the 30-Year Fixed FHA rate has fallen to 6.4070%, down 0.1130% from yesterday , which suggests adjustments among lenders in response to market conditions. Observers… ... more
May 19, 2026 12:00 AM — LoanGlass
Mortgage rates have shown slight fluctuations recently, but benchmarks indicate steadiness in the coming weeks. Today, the LoanGlass benchmark for 30-Year Fixed mortgages stands at 6.4821%, a modest increase of 0.0547% from yesterday and a 0.2229% rise from last week, while the 10-Year Treasury sits at 4.66802%, which reflects a 0.0780% increase from the previous day. With a mix of lenders… ... more
May 19, 2026 12:00 AM — LoanGlass
Mortgage rates are likely to increase over the next 3 to 6 months, driven by rising bond yields and current economic indicators. The LoanGlass benchmark for 30-Year Fixed mortgages is currently at 6.4821%, which reflects a notable increase from 5.9985% just three months ago. With mortgage lenders showing mixed responses—5.66% lowered rates and nearly 40% increased them—analysts expect that… ... more
May 18, 2026 2:43 PM — Mortgage Rates
First-time homebuyers adjust to spring market as mortgage rate lock-in effect persists
The article discusses various factors influencing the current mortgage rates, including economic indicators, Federal Reserve policies, and market trends. It highlights the potential for fluctuations based on upcoming economic data, consumer behavior, and global events. The article also provides insights into how these factors can affect mortgage af... more
May 17, 2026 9:30 PM — Mortgage Lending
Mortgage costs rise sharply on Middle East conflict
The article discusses the benefits of subscribing to the Financial Times, highlighting its digital access for quality journalism, and offers a trial subscription for $75 per month with the option to cancel anytime.
Mar 2, 2026 — LoanGlass

The trigger lead ban forces lenders to rethink how they find buyers — and the answer isn't louder marketing, it's more transparent rates on platforms where motivated buyers are already looking.

4.668%
-0.61%
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DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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