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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution for Largest Lenders

The chart below shows the mortgage rates of the 10 largest lenders tracked by LoanGlass over the overall distribution map.
Collectively those lenders represent more than 15% of the market according the 2024 HMDA statistics.

Real-Time Loan Estimates

The cards below show the most recent loan estimates loaded by users on the Reddit Mortgage Broker Rate Quotes Ultra Thread.
These rates may be representative of the types of offers borrowers are getting in the market today.
They do not reflect the rates you might get as rates are dependent upon your unique situation.

6.125%

30-Year Fixed

$268,000

Origination $1,595

Points $670 (0.25%)

Can't Shop $1,185

Can Shop $2,218

Closing on my first home next week. 28M in MD

u/Unfair-Reception8735 Apr 17, 2026

6.250%

30-Year Fixed

$387,000

Origination $3,816

Points $2,817 (0.73%)

Can't Shop $965

Can Shop $2,915

Is this any Good? Bad? Ok? Orange County NY

u/TheXtremeSpike Apr 17, 2026

5.750%

30-Year Fixed

$312,240

Origination $7,927

Points -

Can't Shop $6,245

Can Shop $2,990

Is this good?

u/WorriedBarnacle6859 Apr 17, 2026

6.409%

30-Year Fixed

$520,750

Origination $1,634

Points $3,906 (0.75%)

Can't Shop $785

Can Shop $250

Rate and float down questions

u/Safe_Background2565 Apr 17, 2026

6.125%

30-Year Fixed

$310,250

Origination $1,195

Points -

Can't Shop $1,136

Can Shop $1,823

Looking for feedback

u/Feeling-Operation418 Apr 17, 2026

6.125%

30-Year Fixed

$283,046

Origination -

Points -

Can't Shop -

Can Shop -

First time home buyer (22m)

u/turbocharged5652 Apr 16, 2026

6.150%

30-Year Fixed

$310,000

Origination $3,860

Points $2,480 (0.80%)

Can't Shop $1,197

Can Shop $3,786

First time home buyer central/south FL

u/abstractpolio Apr 16, 2026

5.990%

30-Year Fixed

$253,000

Origination $5,702

Points $1,898 (0.75%)

Can't Shop $299

Can Shop -

How did we do?

u/Impressive_Mine1057 Apr 15, 2026

5.875%

30-Year Fixed

$468,000

Origination $8,270

Points -

Can't Shop $2,478

Can Shop $4,738

How does this look? First time

u/ganjonz Apr 15, 2026

3.990%

30-Year Fixed - RATE LOCKED

$342,833

Origination $1,245

Points -

Can't Shop $6,826

Can Shop $3,919

First time home buyer TX

u/Open_Description5435 Apr 15, 2026

6.375%

30-Year Fixed

$198,850

Origination $1,989

Points -

Can't Shop -

Can Shop -

30yr 97/3 first time homebuyer

u/Such-Independence-18 Apr 14, 2026

6.500%

30-Year Fixed

$242,500

Origination $1,295

Points -

Can't Shop $1,407

Can Shop $3,306

How is this? First home time buyer in PA

u/Repulsive_Metal8981 Apr 14, 2026

Distribution by State

Distribution by Lender Type

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Distribution by Direction

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Distribution By Mortgage Type

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Today's Summary

Apr 17, 2026 12:00 AM — LoanGlass

Mortgage Rates Show Slight Decrease After Recent Fluctuations

Today, the LoanGlass benchmark for 20-Year Fixed mortgages was 6.171%, marking a -0.029% change from a week ago. According to a recent article, Fannie Mae predicts a shift in mortgage rates and home prices as fluctuations continue to impact homebuyers and lenders. With various factors in play, including bond yields and affordability efforts, borrowers are advised to stay informed and consider… ... more

Rates Forecast

Apr 17, 2026 12:00 AM — LoanGlass

Forecasting the Future of Mortgage Rates Based on Recent Trends

Recent data from LoanGlass indicates that various mortgage rates have seen nominal decreases in the past few days, with the 30-Year Fixed Benchmark currently at 6.2105% and the 15-Year Fixed at 5.7378%. According to a recent analysis by Fannie Mae, there is a predicted shift in mortgage rates and home prices looming on the horizon, emphasizing the need for borrowers to monitor these changes… ... more

Long Range View

Apr 17, 2026 12:00 AM — LoanGlass

Fannie Mae Predicts Shift in Mortgage Rates and Home Prices Coming Soon

According to Fannie Mae's forecast, mortgage rates are expected to see a decrease in the next 3 to 6 months as home prices adjust to market conditions. With average 30-year fixed rates around 6.210%, there is anticipation that rates will drop further based on market trends and economic indicators ( The Street ). This projected decline in mortgage rates aligns with recent data showing a decrease in… ... more

Latest Mortgage News

Apr 17, 2026 1:32 PM — Mortgage Finance

Delinquency Rates by State

Inside Mortgage Finance

The article discusses the recent trends in the housing market, highlighting the increase in mortgage rates impacting borrower affordability. It mentions the challenges faced by potential homebuyers in securing loans due to higher interest rates, ultimately leading to a slowdown in the real estate market.

Apr 17, 2026 1:30 PM — Mortgage Rates

Lowest Rates in Over a Month Despite Small Move Today

Mortgage News Daily

Mortgage rates decreased to the lowest average 30yr fixed rate in just over a month, despite bonds breaking lower at a faster pace. The relationship between mortgage rates and bonds is explained, with the expectation that if bond market gains are maintained, rates will close the gap as well.

Featured Story

Mar 2, 2026 — LoanGlass

The End of Trigger Leads Opens a Door for Lenders Who Embrace Transparency

The trigger lead ban forces lenders to rethink how they find buyers — and the answer isn't louder marketing, it's more transparent rates on platforms where motivated buyers are already looking.

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DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.

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