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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution for Largest Lenders

The chart below shows the mortgage rates of the 10 largest lenders tracked by LoanGlass over the overall distribution map.
Collectively those lenders represent more than 15% of the market according the 2024 HMDA statistics.

Real-Time Loan Estimates

The cards below show the most recent loan estimates loaded by users on the Reddit Mortgage Broker Rate Quotes Ultra Thread.
These rates may be representative of the types of offers borrowers are getting in the market today.
They do not reflect the rates you might get as rates are dependent upon your unique situation.

Rate Locked 6.500%
30-Year Fixed - RATE LOCKED
$445,621
Origination $1,050
Points -
Can't Shop $965
Can Shop $1,190
6.875%
30-Year Fixed
$588,152
Origination $5,036
Points $3,541 (0.60%)
Can't Shop $776
Can Shop $4,701
6.250%
30-Year Fixed
$420,000
Origination $10,850
Points $9,450 (2.25%)
Can't Shop $885
Can Shop $1,840
6.375%
30-Year Fixed
$661,000
Origination $4,205
Points $3,305 (0.50%)
Can't Shop $1,739
Can Shop $0
4.875%
30-Year Fixed
$465,000
Origination -
Points -
Can't Shop -
Can Shop -
6.250%
30-Year Fixed
$203,512
Origination $2,501
Points $466 (0.23%)
Can't Shop -
Can Shop -
6.625%
30-Year Fixed
$328,932
Origination -
Points -
Can't Shop -
Can Shop -
6.500%
30-Year Fixed
$448,000
Origination $1,452
Points -
Can't Shop $1,011
Can Shop $1,594
6.624%
30-Year Fixed
$424,732
Origination $1,687
Points $599 (0.14%)
Can't Shop $1,269
Can Shop $3,582
6.990%
30-Year Fixed
$486,670
Origination $6,422
Points -
Can't Shop $1,338
Can Shop $3,122
7.125%
30-Year Fixed
$270,000
Origination $1,695
Points $421 (0.16%)
Can't Shop $894
Can Shop $1,415
7.375%
30-Year Fixed
$252,000
Origination $2,755
Points $1,260 (1.26%)
Can't Shop $3,020
Can Shop $2,792

Distribution by State

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Distribution by Lender Type

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Distribution by Direction

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Distribution By Mortgage Type

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Distribution by Source

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6.533%
+0.00% 30-Year Fixed
Jul 17, 2026 12:00 AM — LoanGlass
The LoanGlass benchmark for 30-Year Fixed mortgages stands at 6.5335% today, reflecting a slight increase of 0.0017% from yesterday, while it has risen by 0.0165% over the past week. This week, 18.26% of mortgage lenders lowered their rates by an average of 0.0730%, indicating a cautious sentiment among financial institutions as some struggle to keep pace with rising Treasury yields, which saw a… ... more
Jul 17, 2026 12:00 AM — LoanGlass
The LoanGlass benchmark for 30-Year Fixed mortgages is at 6.5335%, showing only a slight increase of 0.0017% from the previous day and 0.0165% from a week ago. With 18.26% of mortgage lenders lowering rates and 72.11% keeping them steady, trends indicate a stabilization that could hold mortgage rates steady as we move into the next month, despite a month-over-month hike from 6.4042%. As experts… ... more
Jul 17, 2026 12:00 AM — LoanGlass
The LoanGlass benchmark for 30-Year Fixed mortgages is currently at 6.5335%, reflecting a slight increase of 0.0017% from yesterday and a 0.0165% rise from a week ago. As economic uncertainty lingers, many experts predict that mortgage rates will stabilize in the coming months, with expectations that they will hover around their current levels, particularly as the 10-Year Treasury note remains… ... more
Jul 16, 2026 2:32 PM — Mortgage Lending
Climbing mortgage rates, brain health, celebrity ‘sex pass’: Catch up on the day’s stories
CNN
The article outlines the terms and conditions associated with the use of cookies and similar technologies on a website, emphasizing user consent and privacy policies. It highlights the importance of agreeing to these terms and how they may affect privacy choices under state laws.
Jul 16, 2026 1:40 PM — Mortgage Finance
Interest Rate Volatility Could Provide Boost for MBS
The article discusses recent trends in the mortgage market, highlighting changes in interest rates, the impact of the housing market, and potential future predictions for home buying and lending practices. It also examines the role of mortgage lenders in the current economic climate and recognizes significant shifts in borrower behavior.
Mar 2, 2026 — LoanGlass

The trigger lead ban forces lenders to rethink how they find buyers — and the answer isn't louder marketing, it's more transparent rates on platforms where motivated buyers are already looking.

4.555%
+0.01%
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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