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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 1 - 24 of 6606 results
Oct 20, 2026 3:02 AM — Mortgage Lending
5 tips on winning in today's market with Rate's Shant Banosian
Rate president and leading loan originator Shant Banosian shares strategies for helping buyers and loan officers succeed despite rising mortgage rates. He discusses market conditions, using AI effectively, and why phone conversations remain a powerful tool for originators.
Oct 20, 2026 3:00 AM — Housing Market
Voters prepare to weigh-in on Trump's economy as costs continue to surge
Rising prices are putting affordability at the center of the 2026 midterm debate. Inflation has increased costs for fuel, utilities, and housing, while tariffs have also contributed to higher consumer-goods prices. For homebuyers, the challenge is compounded by existing home prices rising to a median $417,500 and the average 30-year mortgage rate reaching 7.4%.
Oct 20, 2026 3:00 AM — Housing Market
Walmart goes on offense to win the subscription space, offering new bundle for one price
Walmart is bundling its Walmart+ and Sam’s Club Plus memberships for $120 per year, aiming to attract customers and strengthen membership growth amid competition and slower comparable-store sales. Analysts say memberships and related businesses such as advertising and its online marketplace may support Walmart’s market share and profitability.
Oct 20, 2026 3:00 AM — Mortgage Lenders
Better adds to its board, New American expands in Carolinas
Better Home & Finance appointed former X CEO Linda Yaccarino as an independent director. She will help guide the use of its AI-powered Tinman Platform to expand homeownership, strengthen cost discipline, and support long-term shareholder value. Yaccarino brings extensive advertising and business leadership experience from X, NBCUniversal, and Turner.
Oct 20, 2026 3:00 AM — Housing Market
Amazon blocks agentic AI shopping. But Walmart is betting big that it's worth saying yes.
Walmart may benefit as AI-powered shopping agents become more common, according to Bank of America analysts. The retailer is integrating with several AI platforms, developing its own assistant, Sparky, and partnering with Meta’s Muse, while Amazon has blocked Muse from making purchases on its site. Although adoption and the effects on sales and advertising remain uncertain, Walmart is positioning ... more
Oct 20, 2026 2:28 AM — Housing Market
Homebuilders haven't felt this bad about the market since 2012
Homebuilder confidence fell to 29 in October, its lowest level since 2012, as mortgage rates above 7%, inflation, and rising construction costs weakened demand and strained builders. To attract buyers, 43% of builders cut prices and 65% offered incentives, including mortgage rate buydowns. Labor shortages added further pressure.
Oct 20, 2026 2:08 AM — Mortgage Rates
The Best Trillion-Dollar Stock to Buy Right Now, According to Wall Street
Analysts see Micron as the most promising trillion-dollar stock, citing strong demand for memory chips used in AI infrastructure. Tight supply has driven DRAM and NAND prices sharply higher and fueled exceptional revenue and earnings growth. The shortage may persist through 2028, while Micron and other suppliers expand manufacturing capacity.
Oct 20, 2026 12:01 AM — Mortgage Servicing
Short Sales Surge in 2027 as Negative Equity Rises
As the number of underwater homeowners who are behind on their mortgage payments grows, short sales are expected to increase over the next year. Mortgage servicers are preparing by offering more pre-foreclosure short sale options.
Oct 19, 2026 11:08 PM — Interest Rates
UK wages grew by annual 3.7% in three months to August, ONS says
UK wage growth edged higher to 3.7% in the three months to August, while payrolls and unemployment figures showed modest signs of labour-market resilience. Vacancies continued to decline, however, suggesting the jobs market remains subdued. The data could strengthen the case for a Bank of England rate hike as policymakers assess whether higher energy costs are feeding into inflation.
Oct 19, 2026 4:52 PM — Housing Market
2065 Trophy Pkwy, Arlington, TX 76006
A Zillow listing advertises newly constructed Coventry Homes townhomes at Ballpark that are nearing completion and expected to be ready soon. Buyers can reserve a home and arrange an in-person or video tour with a builder representative.
Oct 19, 2026 4:35 PM — Mortgage Lending
Think the 2026 refinance market is bad? 2027 could be worse
The mortgage industry’s loan production depends mainly on purchase and refinance demand, which is influenced by mortgage rates and borrower needs. Since the pandemic, elevated rates and the lock-in effect have reduced refinance activity, leaving lenders to adapt to a market with structurally lower refinance demand.
Oct 19, 2026 3:50 PM — Housing Market
Making sense of a ‘weird’ housing market
First American economist Odeta Kushi describes a housing market marked by sharp regional differences: prices and demand remain stronger in parts of the Northeast and Midwest, while some Sun Belt and Western markets face price declines amid softer migration and excess new-home supply. High mortgage rates have constrained sales and affordability, but years of below-average activity have built substa... more
Oct 19, 2026 3:33 PM — Mortgage Finance
Inside the CFPB, Full Issue, Oct. 19, 2026 (PDF)
The article only identifies the Oct. 19, 2026 issue of Inside Mortgage Finance and notes that it includes all data tables; it provides no further content or findings.
Oct 19, 2026 3:22 PM — U.S. Economy
Black Unemployment Hints at a Job Market in Worse Shape Than It Seems
The article reports that the U.S. Black unemployment rate rose by one percentage point to 7% in September, nearly twice the rate for white workers.
Oct 19, 2026 2:18 PM — Housing Market
Demand for single-family rentals booms in September
Zillow reported that national rental demand rose 19.2% year over year in September as higher homebuying costs and borrowing rates pushed more prospective buyers toward renting. Typical homeownership costs reached $3,037 per month—$771 more than renting—while rents rose 2.7%. Demand grew faster for single-family rentals than multifamily units, with the largest increases in several fast-growing mark... more
Oct 19, 2026 2:11 PM — Housing Market
Builder confidence plunges as rate shock, costs squeeze margins
Builder confidence in newly built single-family homes fell three points to 29 in October, its lowest level since June 2012. Higher mortgage rates, rising energy and materials costs, and tighter labor and lot availability are reducing buyer traffic and prompting builders to cut prices and offer incentives. All HMI components and regions declined, although the Midwest held up relatively better, with... more
Oct 19, 2026 2:11 PM — Housing Market
First American’s Odeta Kushi on how labor, AI and migration will impact the housing market
First American Deputy Chief Economist Odeta Kushi says the 2027 housing market may remain constrained by mortgage rates above 7%, though household income growth and slower home price appreciation—around 1% annually—could improve affordability and create opportunities. She also discusses labor market conditions, AI-driven productivity, migration shifts, and aging in place.
Oct 19, 2026 2:09 PM — Housing Market
Retirement delays rise as Americans worry about running out of money
F&G’s survey finds that retirement is increasingly a gradual transition: 31% of Americans over 50 are semi-retired or plan to be, and 51% of pre-retirees expect to ease into retirement. Financial pressures are prompting many to delay retirement, with respondents citing concerns about money, Social Security, and healthcare costs. Most prefer predictable income over the possibility of greater growth... more
Oct 19, 2026 1:42 PM — Bond Markets
What's Up With Monday's Weakness?
Treasuries weakened moderately Monday, with yields drifting higher as concerns about the tech sector eased. Although European bond selling and a tech-sector recovery were possible explanations, neither clearly tracked the U.S. bond-market move.
Oct 19, 2026 1:40 PM — Stock Market
Palantir, Datadog and chip stocks bounce back as Amazon lifts Wall Street
Technology and semiconductor stocks rebounded Monday, lifting the Nasdaq 1.1% and the S&P 500 0.4%. However, declines in nearly two-thirds of S&P 500 companies showed the recovery was narrow, with investors still selective about AI-related stocks.
Oct 19, 2026 1:37 PM — Mortgage Lending
Using a Home Equity Loan to Buy Out a Spouse in Divorce
A home equity loan or HELOC can provide funds to buy out a spouse’s share of a home while preserving the existing first mortgage, but it adds a second payment and does not remove the departing spouse from the joint mortgage. Alternatives include refinancing, which replaces the existing loan and can fund the buyout, or a lender-approved assumption with a release of liability, which preserves the cu... more
Oct 19, 2026 1:03 PM — Mortgage Lending
Chase, Rocket lead the pack for digital satisfaction in mortgage servicing
A J.D. Power survey found that traditional bank mortgage servicers generally deliver better digital servicing experiences than nonbank servicers. Chase led bank servicers in mobile app satisfaction, while Bank of America ranked highest for bank servicing websites. Rocket Mortgage topped nonbanks for both app and website satisfaction. Borrowers value easy account management, clear payment and trans... more
Oct 19, 2026 1:02 PM — Mortgage Lending
Opendoor is piloting a 2% down shared equity option in North Carolina
Opendoor is piloting a shared-equity homeownership program in North Carolina with Ownify. Qualified buyers can purchase eligible Opendoor homes with 2% down and a fixed monthly payment for five years. The program may help Opendoor sell inventory, but questions remain about costs and equity after five years, what payments look like in year six, and whether the model can scale given its capital need... more
Oct 19, 2026 1:01 PM — Mortgage-Backed Securities
AGNC Investment Corp. Announces Third Quarter 2026 Financial Results
AGNC Investment reported a $1.28 comprehensive loss per share and a 12.7% negative economic return for the third quarter of 2026, as sharp increases in interest rates and Treasury market volatility weakened Agency mortgage-backed securities. Tangible book value per share fell 16.9% to $7.13. The company declared a $0.36 dividend per share and ended the quarter with a $94.4 billion investment portf... more
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