Mortgage News
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Showing 1297 - 1320 of 4992 results
Jan 23, 2026 8:31 AM
— Mortgage Finance
MBA Addresses CHLA’s Concerns About Single-Pull Proposal
The article discusses updates in the mortgage industry, focusing on recent trends and changes in the market. It highlights the importance of staying informed and adapting to the evolving landscape of mortgage lending.
Jan 23, 2026 7:30 AM
— Mortgage Rates
Rates under 6%: Mortgage lenders with the best rates this week, Jan. 20-25, 2026
The article discusses the top 10 mortgage lenders with the best interest rates for 30-year, fixed-rate conventional loans, with five lenders offering rates just below 6%. It highlights the importance of shopping around for the lowest mortgage rate, as well as understanding the difference between interest rates and APR, which includes lender fees. It also mentions the strategy of getting quotes fro... more
Jan 23, 2026 5:46 AM
— Home Equity Investment (HEI)
Hometap Review for 2026: Terms, Access and Customer Feedback
Hometap is a home equity investment company that offers homeowners a lump-sum cash investment in exchange for a share of future home value, without interest charges or monthly payments. They provide transparency on outcomes based on market conditions and have a focus on affordability, access, risk sharing, transparency, and customer experience.
Jan 23, 2026 5:35 AM
— Mortgage Security
Realtors: Fair housing embedded in duties amid federal changes
The article discusses the importance of verifying that a human user is interacting with an online platform to prevent fraud and ensure security. It emphasizes the use of CAPTCHA tests as a common method to distinguish between humans and bots.
Jan 23, 2026 5:35 AM
— Mortgage Security
Trump’s credit card rate cap plan may restrict mortgage credit
The article discusses the importance of verifying human users through various methods like CAPTCHA, biometrics, or behavioral analysis. It emphasizes the need for these verification processes to prevent fraud and ensure the security of online transactions.
Jan 23, 2026 5:30 AM
— Mortgage Rates
30-year mortgage rates rise - When will rates change? | Today's mortgage and refinance rates, January 23, 2026
Mortgage rates have seen an increase, with 30-year fixed, 15-year fixed, and jumbo loans moving higher, while 5/1 ARM rates declined. Bob Broeksmit of MBA expects strong interest from homeowners for refinancing and buyers entering the market. The average rate for a 30-year fixed mortgage is 6.20 percent, higher than a month ago. The rates for a 15-year fixed mortgage and a 5/1 ARM also increased. ... more
Jan 23, 2026 5:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average long-term U.S. mortgage rate increased slightly this week but remains near its lowest level in over three years. Mortgage rates are influenced by various factors such as Federal Reserve decisions, bond market expectations, and the 10-year Treasury yield. Despite the recent sales slump in the U.S. housing market due to higher mortgage rates and low home construction, a pullback in rates... more
Jan 23, 2026 4:31 AM
— Mortgage Lenders
Can Retirees Use HELOCs Safely?
Retirees facing uneven income streams may consider using a home equity line of credit (HELOC) to manage short-term cash needs. However, while a HELOC can provide flexibility, it can also add stress to a fixed budget, especially in retirement when income is not as consistent. Risks such as variable interest rates, lender freezes or reductions, health-related expenses, and longevity risk should be c... more
Jan 23, 2026 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 23, 2026: Close to one-year lows
The article discusses current national average mortgage and refinance rates, advising potential homeowners to shop for the best lender offering low rates. It explains the difference between fixed-rate and adjustable-rate mortgages and provides insight into when each type is suitable. Additionally, the article indicates that mortgage rates have generally been decreasing since the end of May, and th... more
Jan 22, 2026 3:31 PM
— Mortgage Lenders
Forbearance starts more than double in October as refinance market shifts
The number of homeowners entering forbearance plans on loans backed by Fannie Mae or Freddie Mac doubled in October, with serious delinquency rates staying steady. The report also shows a shift in the refinance market, with cash-out refinances decreasing as borrowers prioritize rate-and-term benefits. The FHFA completed over 17,000 foreclosure prevention actions in October, with permanent loan mod... more
Jan 22, 2026 2:36 PM
— Bond Markets
No Reaction to Early Data, But Slightly Weaker Overnight
After Trump announced a potential deal on Greenland, bond and stock markets reacted positively as it signaled a pause in new tariffs and changes in foreign demand for Treasuries. The early economic data did not have much impact, and the focus now is on the upcoming PCE inflation data. Yields have been slowly rising along with European markets, but Treasuries still have most of their gains from the... more
Jan 22, 2026 1:30 PM
— Mortgage Rates
3.75% financing or less: Is it a good time to buy a new construction home?
The article discusses new home builders offering affordable housing options, including new construction homes that provide lower mortgage rates and come with various incentives such as lower down payments, price breaks, discounts on closing costs, and upgrades. However, buyers should be cautious about builder financing deals to ensure they are not misled by advertised rates. Comparing offers from ... more
Jan 22, 2026 1:30 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 3-year low
Mortgage rates have fallen to their lowest level since February 2023, with the average rate on the 30-year fixed mortgage rising to 6.09%. Factors such as the Federal Reserve and geopolitics influence mortgage rates. Recent policy decisions, including President Donald Trump's announcement regarding Fannie Mae and Freddie Mac purchasing mortgage-backed securities, have contributed to the rate decli... more
Jan 22, 2026 12:33 PM
— Housing Market
Pending home sales dip in December as early 2026 activity shows rebound
The NAR Pending Home Sales Index dropped 9.3% in December 2025, with all regions declining and an index reading of 71.8. Analysts caution that holiday impacts may have affected the data. Mortgage payments fell in December, leading to a 7.5% annual rise in homebuyer affordability.
Jan 22, 2026 12:30 PM
— Mortgage Rates
Another Micro-Victory For Mortgage Rates
Mortgage rates have slightly decreased over the past two days, with the daily rate index dropping to 6.19% from 6.21% at the beginning of the week. Recent economic data did not significantly impact the bond market due to its timeliness and alignment with forecasts. Market remains sensitive to geopolitical risks and fiscal outlook headlines.
Jan 22, 2026 11:42 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 14.1% from the previous week, with the Refinance Index increasing by 20% and the Purchase Index increasing by 5%. Mortgage rates declined, prompting more refinance and purchase activity, with refinance applications accounting for over 60% of total applications. Average interest rates decreased across different loan types.
Jan 22, 2026 10:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average long-term U.S. mortgage rate slightly increased this week but remains near its lowest level in over three years. The 30-year fixed rate mortgage rose to 6.09% from 6.06% last week, while the 15-year fixed-rate mortgage also rose to 5.44%. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. Despite t... more
Jan 22, 2026 9:52 AM
— Mortgage Rates
Mortgage rates rise as investors react to Greenland comments
Mortgage rates moved slightly higher this week due to elevated 10-year Treasury yields, impacted by investor concerns over Pres. Trump's Greenland pronouncements. The 30-year fixed rate mortgage has been fluctuating recently but is expected to reach 6% for 2026.
Jan 22, 2026 9:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 22, 2026: A small move higher
Mortgage and refinance rates increased slightly over the past week. The 30-year fixed mortgage rate rose to 6.09%, and the 15-year rate increased to 5.44%. The article discusses mortgage rate comparisons, the impact of the economy on rates, mortgage types, factors affecting mortgage rates, and refinancing strategies.
Jan 22, 2026 9:30 AM
— Mortgage Rates
Mortgage rates edged up slightly this week amid market swings
Mortgage rates increased slightly this week due to geopolitical tensions between the US and Europe. President Trump's tariff threats over Greenland caused rates to jump briefly before settling back down. The 10-year Treasury yield fell towards the end of the week, potentially leading to lower rates in the future.
Jan 22, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average 30-year fixed rate mortgage rose slightly to 6.09%, while the 15-year fixed rate increased to 5.44%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy and bond market investors' expectations. The housing market has been sluggish due to higher mortgage rates, rising home prices, and a shortage of homes. However, a pullback in mortgage rates has ... more
Jan 22, 2026 8:32 AM
— Mortgage Lending
Trump plan for 401(k) withdrawals may reshape housing demand
President Trump is expected to propose allowing Americans to use their 401(k) retirement accounts without penalties to fund down payments on homes, which could increase homebuying demand. However, experts warn that it may weaken retirement security and push up prices.
Jan 22, 2026 8:30 AM
— Mortgage Finance
GSE MBS Purchases Could Provide Only Temporary Boost
The article is about Inside Mortgage Finance Publications announcing a new design, content management system, hosting, and web development in 2026.
Jan 22, 2026 8:30 AM
— Mortgage Lenders
US Mortgage Rates Inch Up From a Three-Year Low, Reaching 6.09%
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.