Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1225 - 1248 of 6716 results
Oct 7, 2026 2:00 AM
— Mortgage Rates
Here's the latest sticker shock: Borrowing for a mortgage — or a car
Mortgage rates have reached their highest level in nearly three years, making home buying increasingly difficult in an already expensive housing market. Carrie Goldstein's desire to move to a more walkable neighborhood has been thwarted by the steep costs of mortgages, which have surged due to rising bond yields influenced by recent Federal Reserve interest rate hikes. Current rates around 7.28% f... more
Oct 7, 2026 12:09 AM
— Mortgage Lending
Non-QM is a Fit, Not a Fallout for Self-employed Borrowers
The article discusses the challenges faced by brokers when handling non-QM (Qualified Mortgage) loans, particularly for self-employed borrowers. Many of these issues arise from starting the process with improper documentation, leading to stalled transactions as underwriters recalculate qualifying incomes based on legitimate deductions. This causes delays and pushes brokers to seek non-QM lenders a... more
Oct 7, 2026 12:02 AM
— Mortgage Lending
The return of the specialist: Why a more fragmented mortgage market favors active management
The mortgage investment landscape has become more fragmented, creating opportunities for specialized investors who can navigate different sectors such as RMBS, CMBS, and whole loans. The expertise of these specialists is crucial as they understand how cash flows operate within complex capital structures, particularly in non-agency RMBS, where variations in collateral and structure significantly im... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
Average Personal Loan Interest Rates in June 2026
The article discusses the current landscape of personal loan rates, highlighting that the average rate is at 12.54% for borrowers with a 700 FICO score. It emphasizes the importance of shopping around to secure competitive rates and points out how borrowers with excellent credit can access lower interest rates. The significance of credit scores is underscored, as they greatly affect loan rates, wi... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
What Is A Checking Account? Features, Benefits & More
A checking account is a central bank account for everyday spending, providing easy access to funds via debit cards, checks, and online transfers. It offers safety through federal deposit insurance and features like direct deposit and automatic bill pay. Overdraft protections are available, transferring funds automatically from savings if needed, and many accounts include no-fee options. While chec... more
Oct 7, 2026 12:00 AM
— Mortgage Lenders
These Are The 20 Largest Banks In The US
As of June 2026, the 20 largest consumer banks in the U.S. have a total of approximately $14.5 trillion in domestic assets. These banks, some of which have been operating for over a century, offer a variety of banking products and extensive branch networks. Notable banks include Chase, Bank of America, and Wells Fargo, among others, each with unique features such as mobile banking, wealth manageme... more
Oct 7, 2026 12:00 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications have seen a 4.2% decrease from the previous week, as reported by the Mortgage Bankers Association. The Market Composite Index, which tracks mortgage loan application volume, decreased significantly, with the Refinance Index down by 8% compared to the prior week and 56% lower than the same time last year. Meanwhile, the 30-year fixed mortgage rate has risen to 7.49%, its highe... more
Oct 7, 2026 12:00 AM
— Interest Rates
What is a high-yield savings account? Definition, rates & how to choose
High-yield savings accounts offer significantly higher interest rates compared to traditional savings accounts, typically providing returns above 4% APY versus the national average of 0.65% APY. These accounts are ideal for emergency funds and short-term savings due to their liquidity and safety, providing FDIC coverage up to $250,000. They usually have lower fees and minimum balance requirements,... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
ARM Demand Hits Nearly Four-Year High, ICE Reports
Adjustable-rate mortgages (ARMs) are gaining popularity as mortgage rates rise, reaching nearly 11% of rate locks, the highest in nearly four years. With the Conforming 30-year Fixed Rate Index exceeding 7% on Sept. 18, ARMs are seen as relief for borrowers facing higher fixed rates, though only 5.6% of active mortgages are ARMs. Most ARMs remain in their introductory periods, with only a third cu... more
Oct 7, 2026 12:00 AM
— Housing Market
The Silver Housing Handoff has a Problem: Buyers Can Move, But Homes Can’t
The article discusses the generational transfer of housing stock, particularly as baby boomers age and begin to sell their homes. This 'silver housing handoff' is expected to affect the housing market as younger generations, like millennials and Gen Z, are reaching prime home-buying ages. However, the transfer process will vary by market, with older homeowners concentrated in certain areas that ma... more
Oct 6, 2026 8:09 PM
— Mortgage Lending
Multifamily Underwriting and Investment Analysis, Nov. 2-23
The Multifamily Underwriting & Investment Analysis course provides participants with a practical understanding of underwriting and evaluating multifamily real estate investments. It covers fundamental concepts such as property types, income analysis, valuation through income capitalization techniques, and the risks associated with multifamily lending. The course is structured to help participants ... more
Oct 6, 2026 8:06 PM
— Mortgage Lending
FHA Commissioner Nominee Jones Targets Cost Reductions
Matt Jones, the nominee for commissioner of the FHA under the Trump administration, aims to focus on reducing both mortgage and housing costs if he is confirmed in the role.
Oct 6, 2026 8:06 PM
— Interest Rates
High Interest Rates Aren’t Slowing the A.I. Boom. That’s a Problem for the Fed.
The article discusses how rising borrowing costs are impacting households and businesses, yet they have not significantly reduced investment enthusiasm in A.I. infrastructure, which is contributing to inflation.
Oct 6, 2026 6:59 PM
— Mortgage Market
Capital markets fintech dv01 launches agentic platform
The article discusses the integration of artificial intelligence in capital markets and highlights several recent developments in the mortgage sector. It notes that current mortgage rates are higher than forecasts, which may negatively impact the housing outlook. It also mentions HouseCanary Inc.'s bankruptcy linked to a dispute over a computer model for home valuation, rising costs in the seconda... more
Oct 6, 2026 4:10 PM
— Housing Market
The Midwest bucks the student housing slowdown
Nationally, student housing rent growth is expected to be the weakest outside the COVID-19 pandemic, with average U.S. rents projected to increase only 1.2% in 2026, a sharp decline from previous years. The current vacancy rate is remarkably low at 1.8%, but this scarcity has not led to significant rent increases. The Midwest is showing a different trend, as Moody’s Analytics evaluated performance... more
Oct 6, 2026 3:33 PM
— Mortgage Lending
Large lenders begin scaling VantageScore 4.0 deployment
Pennymac and United Wholesale Mortgage (UWM) have begun using the VantageScore 4.0 credit scoring model across their lending platforms, aiming to enhance credit score competition and accessibility for consumers. Pennymac's adoption is expected to influence smaller lenders to follow suit, while UWM will retrieve both VantageScore and FICO scores for each borrower automatically, defaulting to the be... more
Oct 6, 2026 3:20 PM
— Mortgage Finance
- Inside Mortgage Finance
The article discusses various factors influencing the mortgage market, including changes in interest rates and their impact on borrowing trends. It highlights how fluctuations in the housing market and economic conditions affect mortgage lending practices and overall demand for home loans.
Oct 6, 2026 3:18 PM
— Mortgage Lending
AI in Residential Servicing: Turning Insights into Better Borrower Experiences
The Mortgage Bankers Association (MBA) and MISMO are hosting a 12-part webinar series that focuses on the impact of artificial intelligence (AI) on the residential mortgage lifecycle. Each session aims to provide practical insights regarding AI implementation and its benefits for efficiency, borrower experience, risk management, and compliance. Industry experts will discuss strategies for AI adopt... more
Oct 6, 2026 3:04 PM
— Mortgage Lending
Vishal Garg lays out Better 2.0 plan during shareholder call
Vishal Garg, founder of Better Home & Finance Holding Co., announced plans to reduce quarterly operating expenses from $65 million to $50 million, while focusing on expanding its home equity line of credit (HELOC) and wholesale channels. He discussed a potential sale of Birmingham Bank that could generate $65 million in cash and introduced a stock repurchase program. Garg also mentioned that the c... more
Oct 6, 2026 2:53 PM
— Mortgage Rates
Volatile Treasury market sends mortgage rate lock volumes plunging in September
In September, mortgage rate lock volumes fell for the second month in a row as rates exceeded 7%, with a 27% annual decline noted in refinancing activity and a nearly 12% drop in purchase locks compared to last year. This decrease is associated with rising U.S. government debt yields and expectations of further Federal Reserve rate hikes amidst high inflation. Despite some optimism regarding job g... more
Oct 6, 2026 2:41 PM
— Mortgage Lending
California fair lending, condo bills force lenders to adjust
California mortgage lenders are advised to modify their lending operations and compliance strategies following the enactment of multiple new bills. This legislative change may impact how lenders conduct business and adhere to state regulations.
Oct 6, 2026 2:34 PM
— Mortgage Rates
How rising mortgage rates are hitting the housing market hard
The article discusses the implications of recent economic trends on the mortgage landscape, highlighting shifts in interest rates and their impact on housing affordability. It examines how rising costs could influence buyer behavior and market dynamics, alongside expert opinions on future predictions for mortgage rates and lending conditions.
Oct 6, 2026 2:32 PM
— Mortgage Lending
Serious credit card delinquencies for seniors spike in Q2
The New York Fed's Q2 2026 report indicates that serious credit card delinquencies among Americans aged 70 and older have surged to 6.3%, the highest rate since 2011. Total household debt has reached $18.8 trillion, and credit card balances have increased by $21 billion. Additionally, HELOC (Home Equity Line of Credit) balances have risen for the 17th consecutive quarter, prompting older homeowner... more
Oct 6, 2026 2:21 PM
— Bond Markets
Today Was Nice For Bonds
Bond yields decreased slightly today, attributed mainly to falling oil prices. There was some improvement in French government bonds, but it did not significantly impact the U.S. bond market. Yields faced resistance at 5.26% and could find support around 5.3%, but the overall changes were not substantial enough to indicate a major shift in market momentum. Additionally, mortgage-backed securities ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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