Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1225 - 1248 of 4992 results
Jan 28, 2026 9:05 AM
— Mortgage Rates
Mortgage demand dampens as interest rates tick up
Mortgage application volume decreased by 8.5% due to a rise in interest rates affecting refinancing activity. Despite the decline, purchase demand remained higher than the previous year. The average contract interest rate for 30-year fixed-rate mortgages increased to 6.24%, leading to a decrease in the refinance share of total mortgage activity. Federal Housing Administration refinancing increased... more
Jan 28, 2026 9:00 AM
— Mortgage Rates
Mortgage Rates Dip Ahead of Fed Decision | Today, January 28, 2026
Mortgage rates regressed this morning, with the average 30-year fixed mortgage rate currently at 6.17%. Experts advise borrowers to consider refinancing or tapping into home equity. Adjustable-rate mortgages have lower initial rates but adjust based on market conditions later. The Federal Reserve will announce its rate decision today at 2pm ET, expected to remain stable. Different mortgage rate fo... more
Jan 28, 2026 8:34 AM
— Mortgage Security
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article discusses the importance of completing a human verification action in order to prevent automated bots from submitting fraudulent information. This verification process helps ensure the security and authenticity of online transactions and interactions.
Jan 28, 2026 8:30 AM
— Mortgage Lending
Freddie Mac's Mortgage Portfolio Grows To $3.67T As Credit Performance Holds Steady
The article discusses the importance of verifying human identity through various actions in order to prevent fraud and ensure security online.
Jan 28, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rates possible in 8 steps
This article provides eight hacks for getting the lowest mortgage rate possible in the 2026 housing market. It discusses how mortgage rates vary by credit score, how debt-to-income ratio influences interest rates, the advantages of making a larger down payment, how buying discount points can lower your rate, and details special financing options like rate buydown programs. It also mentions the ben... more
Jan 28, 2026 7:33 AM
— Mortgage Lenders
Jan. 28: Ops chief, AE, LO jobs; title strategy, non-Agency, construction capital, workflow tools; housing policy, rates, and $200 billion – Daily Mortgage News & Commentary
The article discusses slogans and government intervention in the mortgage market, specifically focusing on Fannie Mae and Freddie Mac. It mentions President Trump's proposal to buy $200 billion of mortgage-backed securities and confirms that the GSEs will not exceed that amount in additional purchases. The FHFA Director states that any impact from GSE MBS purchases will be capped until changed by ... more
Jan 28, 2026 7:30 AM
— Interest Rates
Re-Entry Rejected. What Can The Fed Say?
The upcoming Fed announcement for 2026 is expected to be uneventful as it does not include an update on economic projections or a dot plot. Despite resilient labor data and high inflation, the market still anticipates a potential rate cut by the June meeting.
Jan 28, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: Rates slip even further below 6%
According to Zillow, the average 30-year fixed mortgage rate is down to 5.93% while the 15-year fixed rate remains at 5.47%. The article also discusses various mortgage rate options including 20-year fixed, VA loans, and ARMs. It highlights the advantages and disadvantages of different mortgage terms such as 30-year vs. 15-year fixed rates and ARMs. Factors influencing mortgage rates and refinanci... more
Jan 28, 2026 4:35 AM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America are urging the White House to take three near-term administration actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums responsibly, and reducing loan level price adjustments ... more
Jan 28, 2026 4:33 AM
— Housing Market
Almost half of U.S. home listings have HOA fees, with dues steadily rising
The prevalence of HOAs in the U.S. is on the rise, with a significant portion of home listings now belonging to HOAs. These associations cover services such as snow removal, landscaping, security, and amenities upkeep, redistributing the costs of homeownership from individual owners to the community. The share of homes with HOA fees has increased in recent years, leading to a rise in average month... more
Jan 28, 2026 4:31 AM
— Mortgage Finance
Mortgage-Related Complaints to CFPB Increase in Fourth Quarter
The article discusses various aspects of the mortgage industry, including market trends and developments. It mentions the importance of understanding mortgage rates and how they impact borrowers. The article also highlights the role of mortgage lenders in the homebuying process.
Jan 28, 2026 4:30 AM
— Interest Rates
Trump wants lower borrowing costs—but a Fed rate cut may be months away
The article discusses President Trump's push for interest rate cuts by the Federal Reserve and the Fed's current stance on rate adjustments. It highlights the indirect influence of the federal funds rate on mortgage rates and other types of borrowing, as well as the factors affecting the Fed's rate decisions such as inflation concerns, tariffs, and the labor market. The article also mentions the o... more
Jan 28, 2026 3:30 AM
— Mortgage Lending
US Mortgage Rates Increase for First Time in Four Weeks
The article is prompting the reader to confirm their identity as a human user in order to access global market news on Bloomberg.com.
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage demand drops 8.5%, as interest rates swell to the highest level in 3 weeks
Mortgage interest rates rose for the first time in a month, leading to a decrease in total mortgage demand. Applications to refinance dropped while applications to purchase a home remained flat. The average loan size continued to stay at a high level.
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: A further dip below 6%
Mortgage rates are near recent lows with the average 30-year fixed rate at 5.93% and 15-year fixed rate at 5.47%, according to Zillow. Refinance rates are slightly higher. There are advantages and disadvantages to different mortgage terms such as 30-year and 15-year fixed rates, as well as adjustable-rate mortgages (ARMs). Factors such as credit score, debt-to-income ratio, and term length affect ... more
Jan 27, 2026 2:30 PM
— Interest Rates
Fed expected to keep interest rates on hold this week
The Federal Reserve is expected to hold interest rates steady at its upcoming policy meeting, with officials signaling a pause in rate cuts. Factors influencing future rate decisions include inflation and the job market. Fed officials are divided on the outlook for inflation and the job market, with some predicting a gradual easing of rates in 2026.
Jan 27, 2026 12:31 PM
— Mortgage Lenders
Class action lawsuit accuses Rocket of ‘illegal steering’ scheme
Rocket Companies and its subsidiaries are facing a nationwide class action lawsuit alleging that they engage in a 'pay-to-play' referral scheme, violating federal regulations by coercing real estate agents to steer clients towards Rocket Mortgage loans. Rocket denies any wrongdoing and the lawsuit seeks treble damages for affected consumers. The lawsuit also cites a 2019 agreement requiring partne... more
Jan 27, 2026 12:30 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates decreased for the 5th consecutive day with no clear underlying reasons or significant news affecting the market. The movement was minimal and not worth investigating further.
Jan 27, 2026 11:32 AM
— HELOC Eligibility
How Combined Loan-to-Value Ratio Impacts HELOC Approval
When applying for a home equity line of credit (HELOC), the combined loan-to-value ratio (CLTV) plays a crucial role in the lender's decision. CLTV is determined by the total loans on your home compared to its value. Most lenders set maximum CLTV thresholds to determine approval and credit line amounts. Your mortgage balance, home value changes, and refinancing activity can impact your CLTV and HE... more
Jan 27, 2026 10:31 AM
— Housing Market
Home purchase cancellations are soaring, even in ‘buyer-friendly’ markets
The housing market in 2026 is shifting towards buyers, with more breathing room and options available. However, home purchase cancellations hit a record high of 16.3% in December. Buyer-friendly markets like Indianapolis are emerging with affordable prices, reduced competition, and forecasted home value appreciation. Buyers are becoming more selective, leading to high cancellation rates even in fa... more
Jan 27, 2026 10:30 AM
— Interest Rates
Trade tensions are whipsawing US mortgage rates. What happens next?
Mortgage rates initially fell below 6% after the Trump administration announced policies to boost homeownership, but rose to 6.21% after trade tensions and tariff threats. The rates are expected to face downward pressure from potential interest-rate cuts and further administration steps to reduce borrowing costs. Bond yields and Treasury rates affect mortgage rates, with concerns arising over U.S.... more
Jan 27, 2026 10:04 AM
— Housing Market
U.S. home prices flatten as regional splits deepen
In November, U.S. home prices experienced a slight increase nationally, but there was a significant imbalance in the market with more sellers than buyers. Meanwhile, the 30-year mortgage rate has remained steady for weeks, with some experts predicting it could reach 6% in 2026.
Jan 27, 2026 9:32 AM
— Mortgage Companies
CoStar faces renewed activist pressure over Homes.com strategy
Third Point is pressuring CoStar Group to reform its board and reconsider its strategy regarding Homes.com, citing $3 billion in residential losses over five years and a 27% stock drop. The activist investor calls for a focus on commercial real estate instead of residential. They argue that CoStar misallocated billions into Homes.com and urge the company to replace majority of the board with quali... more
Jan 27, 2026 9:00 AM
— Home Equity Lines of Credit (HELOCs)
Is a Variable Rate HELOC Too Risky in Today’s Market?
The article discusses the risks and benefits of a variable-rate Home Equity Line of Credit (HELOC). It explains how HELOC rates change, factors to consider before getting a HELOC, potential risks of rate increases, and strategies to mitigate those risks, including paying down the principal, locking in a fixed rate, and using a home equity loan instead.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.