Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1249 - 1272 of 5271 results
Feb 13, 2026 12:40 PM
— Mortgage Lending
Refinances overtake purchase mortgage share in the fourth quarter
In the fourth quarter of 2025, despite a 6% decrease in the number of loans originated, the dollar volume of originations increased by 1% to $627.3 billion. Refinance activity surpassed purchase activity for the first time since early 2022, with refinances making up 42.6% of lending activity and purchases 39.9%. This switch was likely driven by lower average mortgage rates. Home equity lending dec... more
Feb 13, 2026 12:31 PM
— Commercial Mortgage Market Growth
Commercial, multifamily mortgage volumes jump in the fourth quarter
Commercial and multifamily mortgage activity in 2025 experienced robust growth, with origination volumes 30% higher over the year in the fourth quarter. The growth was mainly driven by depositories, while office, multifamily, industrial, and health care properties led the gains. Retail and hotel property originations saw declines. Despite stagnating rent growth and high financing costs, a post-pan... more
Feb 13, 2026 11:31 AM
— Mortgage Finance
House Bill Would Raise Fees on VA IRRRLs
The article discusses updates to mortgage regulations that are expected to impact the housing market. The changes are likely to affect mortgage lenders and borrowers alike.
Feb 13, 2026 11:30 AM
— Mortgage Rates
Mortgage Rates Oh So Close to 3 Year Lows
After an announcement that Fannie and Freddie would buy mortgage-backed securities, rates fell to their lowest levels in over 3 years. Rates have remained steady, with recent improvements bringing lenders close to long-term lows. Lower inflation in the January Consumer Price Index report has contributed to the recent strength in rates.
Feb 13, 2026 11:02 AM
— Mortgage Lenders
Longbridge Financial Review for 2026
Longbridge Financial is a nationwide reverse mortgage lender that specializes in FHA-insured HECMs and proprietary jumbo loans. They prioritize education and flexibility, offer competitive pricing, and are known for their consultative customer experience. While not the largest lender, they have a strong reputation among seniors seeking guidance and options beyond a standard FHA reverse mortgage.
Feb 13, 2026 10:36 AM
— Housing Market
Using Home Equity Lines of Credit During Market Downturns
The article discusses using a home equity line of credit (HELOC) as a financial bridge during market downturns to avoid selling investments at a loss. It covers when to open a HELOC, the approval process, risks, and various options available when needing cash. It also emphasizes the importance of discipline and caution when utilizing a HELOC, as foreclosure is a possibility if payments cannot be m... more
Feb 13, 2026 10:31 AM
— Mortgage Lenders
Fannie Mae, Freddie Mac add new rate buydown disclosures
Fannie Mae and Freddie Mac will provide new loan-level disclosures about interest-rate buydowns in mortgage-backed securities to address investor interest. Unison, accused of operating as an unlicensed mortgage lender with misleading marketing, may face action from the Federal Housing Finance Agency amid antitrust investigations.
Feb 13, 2026 9:51 AM
— Mortgage Delinquencies
FHA delinquencies rise above 11%
Mortgage delinquency rates have increased in the recent quarter, especially in the lowest-income areas where the 90 or more day delinquency rates rose from 0.5% to nearly 3%. VA- and FHA-backed mortgages played a role in the rise in delinquency rates.
Feb 13, 2026 9:31 AM
— Mortgage Finance
Fannie and Freddie MBS Portfolios Balloon in 4Q
The article discusses the importance of staying informed about current mortgage rates and market trends to make informed decisions when purchasing a home or refinancing a mortgage. It emphasizes the impact that fluctuating interest rates can have on monthly payments and overall affordability.
Feb 13, 2026 8:31 AM
— Mortgage Finance
Delinquencies Climb During Fourth Quarter, Led by FHA
The article discusses the latest news in the mortgage industry, focusing on trends and developments that may impact mortgage rates and the housing market.
Feb 13, 2026 6:31 AM
— Interest Rates
Inflation cools to 2.4%, bolstering Fed's cautious rate outlook
Consumer prices edged lower last month, likely reinforcing the Federal Reserve's wait-and-see approach to further interest rate cuts. Mortgage rates edged higher after the Fed held rates steady amid mixed signals in the markets.
Feb 13, 2026 6:30 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, February 13, 2026
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have increased. Rates have remained relatively stable since the Fed's last meeting. The market is waiting for more evidence before making significant moves. Current average rates are 6.15% for a 30-year fixed mortgage, 5.51% for a 15-year fixed mortgage, 5.48% for a 5/1 ARM, and 6.42% for a ... more
Feb 13, 2026 6:30 AM
— Interest Rates
How does inflation affect mortgage rates? What to expect as January core CPI meets expectations
The article discusses how inflation impacts mortgage rates, as well as the Federal Reserve's role in adjusting interest rates in response to economic changes. Inflation can lead to increased mortgage rates, higher housing prices, and rising costs associated with purchasing a home. The Federal Reserve uses the federal funds rate to help manage inflation rates, with the expectation that higher inter... more
Feb 13, 2026 4:33 AM
— Mortgage Rates
Mortgage Rates Inch Up | Today, February 12, 2026
Mortgage rates have slightly risen but continue to remain favorable, leading to modest rate movements due to mixed economic signals. The article suggests considering refinancing or tapping into home equity. Different types of mortgages offer varying interest rates with the 30-year fixed rate mortgage currently at % and the 15-year fixed rate mortgage at %. Adjustable-rate mortgages are also availa... more
Feb 13, 2026 4:30 AM
— Housing Market
US homes sales fell sharply in January, even as mortgage rates continued to ease
Sales of previously occupied U.S. homes fell sharply in January due to higher home prices and possibly harsh winter weather despite easing mortgage rates. Home sales dropped 8.4% last month, marking the biggest monthly decline in nearly four years. Home prices continued to climb, reaching a national median sales price of $396,800, up 0.9% from a year earlier. The U.S. housing market has been in a ... more
Feb 13, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 13, 2026: Low rates and new home discounts entice buyers
Mortgage rates have slightly decreased, with the 30-year fixed rate at 6.09% and the 15-year fixed rate at 5.44%. Discounts on new homes outpaced the resale market. The article discusses different types of mortgage rates, adjustable versus fixed-rate mortgages, and factors to consider when choosing a mortgage term.
Feb 13, 2026 12:33 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of existing homes in the U.S. dropped significantly in January due to the combination of rising home prices and harsh winter weather, even though mortgage rates were lower.
Feb 13, 2026 12:32 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of previously owned homes in the U.S. dropped significantly in January due to higher home prices and possibly severe winter weather, even though mortgage rates had decreased.
Feb 12, 2026 2:33 PM
— Bond Markets
Slower Data. Slower Morning
Big jobs reports can lead to increased momentum and volatility in the bond market in the following days, setting the tone for the month until the next jobs report. Despite some data indicating a slight increase in jobless claims, the trading day has been fairly average and uneventful.
Feb 12, 2026 2:30 PM
— Bond Markets
Yields Magically and Mysteriously Sink to Lowest Levels in 2 Months.
The 10-year yields reached the lowest level since December 4th, 2025, at just over 4.10%. The gains were attributed to a flight to safety driven by heavy selling in stocks and commodities, despite the lack of major data to explain the trend. There was a mini-snowball rally with the help of stock losses, resulting in the best levels of the day.
Feb 12, 2026 1:45 PM
— Home Equity Loans
How to Pay an Unexpected Hospital Bill Using Home Equity
The article discusses how seniors can use home equity to pay for unexpected hospital bills to protect their retirement savings. It emphasizes the importance of checking for billing errors, financial assistance, and payment plans before considering home equity options to avoid long-term financial consequences.
Feb 12, 2026 1:32 PM
— Online Security for Mortgage Websites
Taylor Morrison’s 2026 rebalance: romance over discounts
The website mentioned in the article uses a security service to protect against malicious bots, and visitors may see a page indicating verification process is ongoing to confirm they are not a bot.
Feb 12, 2026 1:30 PM
— Housing Market
Non-QM Pricing, Appraisal, BI, Servicing Tools; Interview With Pennymac Chief Strategist; CFPB Update
The article discusses various topics related to the mortgage industry, including Freddie Mac's earnings, large companies growing even larger, the prioritization of resources by lenders in 2026, the challenges of the appraisal process, and how to leverage business intelligence tools specific to mortgages. It highlights upcoming conferences, such as the MCT Exchange, that focus on the evolving secon... more
Feb 12, 2026 11:30 AM
— Interest Rates
Mortgage Rates Slide to New Multiweek Lows
Despite a strong jobs report which would typically lead to higher rates, the average lender is currently at the lowest levels since January 16th. The recent fluctuations in rates are difficult to explain without delving into investor demand and Treasury securities. More volatility is expected with the upcoming release of the Consumer Price Index, as inflation is a key factor for rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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