Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1249 - 1272 of 6716 results
Oct 6, 2026 2:18 PM
— Mortgage Rates
Zillow expects housing market chill to continue through winter
Weather forecasters are predicting a warmer and drier El Nino winter, but the housing market outlook is bleak, with Zillow reporting an 8.5% drop in newly pending home sales year over year in September and a 2.5% decrease in closed sales. The declines are attributed to high mortgage rates, which have increased typical mortgage payments by 6.7% compared to last year. Rising costs in the rental mark... more
Oct 6, 2026 1:59 PM
— Mortgage Lending
Two Harbors wants UWM to return its $25 million termination fee
Two Harbors is demanding $25.4 million from United Wholesale Mortgage amid ongoing acquisition disputes. Meanwhile, a judge ruled that United Wholesale Mortgage did not violate any laws regarding a retirement plan that affected ex-workers financially. Additionally, there are significant changes in the real estate and mortgage landscape, with agency activity and non-qualified mortgage issuance decl... more
Oct 6, 2026 1:54 PM
— Mortgage Rates
Pending sales take a hit as mortgage rates sit at 7.5%
In September, signed contracts for home purchases fell over 8% year-over-year, largely attributed to the rise in 30-year mortgage rates, which are currently around 7.5%. This has resulted in a significant slowdown in homebuying activity and a buildup of inventory as homes are taking longer to sell. Despite the decrease in pending sales, there is an unexpected strength in the rental market with ren... more
Oct 6, 2026 1:27 PM
— Housing Market
Why CRMLS’s legal fight with Compass matters far beyond California
The California Regional MLS (CRMLS) has filed a lawsuit against Compass International Holdings seeking a court declaration that its cooperation rules are lawful and an order to prevent Compass from making antitrust claims regarding these rules. This legal action comes in response to a deadline set by Compass for MLSs to cease fining agents for marketing office exclusive listings, which CRMLS argue... more
Oct 6, 2026 1:26 PM
— Mortgage Lending
Christopher Appel
Christopher Appel, director of banking policy at Better Markets, discusses insights from loan originators who successfully navigated the challenges of the previous year in the mortgage industry. These individuals share key strategies and approaches that allowed them to maintain a steady flow of deals despite market fluctuations.
Oct 6, 2026 12:53 PM
— Mortgage Rates
Mortgage Rates Near 1-Week Lows
Mortgage rates have decreased for the first time in over a week, with the average rate for a 30-year fixed mortgage down to 7.56%. This decline is notable as rates have only fallen seven times since late August, and current levels are among the highest since 2003. Analysts consider this drop potentially indicative of a trend shift, although it is premature to draw firm conclusions.
Oct 6, 2026 12:52 PM
— Mortgage Delinquency Rates
Mortgage performance broadly weakened in August, ICE finds
In August, residential mortgage performance weakened as housing costs continued to strain household budgets, leading to an increase in the national delinquency rate to 3.53%. Serious delinquencies rose significantly, with 574,000 loans seriously delinquent, while early-stage delinquencies decreased compared to the previous year. New defaults for FHA-insured mortgages fell by 15% year-over-year, bu... more
Oct 6, 2026 12:31 PM
— Mortgage Lending
UWM to use FICO, VantageScore 4.0 on every file
United Wholesale Mortgage (UWM) will now obtain both a FICO score and VantageScore 4.0 for each borrower, automatically selecting the stronger score to potentially lower payments and fees. This change aims to simplify the decision-making process for brokers and could save borrowers thousands over the life of their loans.
Oct 6, 2026 11:47 AM
— Mortgage Servicing
Rocket Mortgage names Nicole Beattie chief servicing officer
Rocket Mortgage has appointed Nicole Beattie as the chief servicing officer, responsible for managing a $2 trillion servicing portfolio that includes 9.1 million loans following the acquisition of Mr. Cooper Group. Her role will involve overseeing operations related to monthly payments, escrow, taxes, insurance, and loss mitigation, making Rocket's servicing business responsible for one in six out... more
Oct 6, 2026 11:42 AM
— Mortgage Rates
Chase offers mortgage rate discount to new group of clients
Chase Bank is extending its Relationship Pricing mortgage rate discount program, which previously served personal banking customers, to its Business Banking customers starting in October 2026. This allows eligible customers to receive a mortgage rate discount of up to 1% when purchasing or refinancing a mortgage. Discounts are based on account balances, with existing customers potentially earning ... more
Oct 6, 2026 11:01 AM
— Mortgage Lending
ARM resets to climb in 2027 but pose limited risk
New data reveals a moderate increase in adjustable-rate mortgage (ARM) resets expected through 2027, with ARMs currently totaling 3.1 million loans or 5.6% of active mortgages. While the number of ARMs expected to reset will rise, it is predicted to not pose a systemic threat to the mortgage market or the economy. Most newer ARMs are still in introductory periods, with only about a third having be... more
Oct 6, 2026 10:48 AM
— Mortgage Rates
Will mortgage rates nearing 8% force lenders to make cuts or close their doors?
Mortgage rates have seen a significant increase, with 30-year conforming rates averaging 7.63%, FHA rates at 7.59%, and jumbo rates at 7.85%. This sharp rise over the past two weeks is attributed to weaker demand and pressure on lender margins, leading to layoffs and office closures. The current rates are pushing closer to 8%, which contrasts sharply with earlier predictions of sub-6% rates, indic... more
Oct 6, 2026 10:17 AM
— Mortgage Lending
MISMO Launches Workgroup to Standardize eNote Bailee Agreement
MISMO® has called for participation in a new Development Workgroup to create a standardized template for Tri-Party eNote Bailee Agreements. This initiative aims to streamline negotiations between mortgage lenders, warehouse lenders, and investors in eNote transactions by establishing common terms, reducing costs and time delays. The kickoff meeting for the workgroup will be held on October 22, 202... more
Oct 6, 2026 10:07 AM
— Mortgage Rates
High mortgage rates strand home sellers as buyer demand plummets
Soaring mortgage rates and high real estate prices are causing many potential homebuyers to delay their purchases, while home sellers are also experiencing significant challenges in the current market.
Oct 6, 2026 9:31 AM
— Mortgage Rates
Wealthfront adds Washington to its mortgage footprint
Wealthfront has expanded its digital-first mortgage offering to Washington, making it the fourth state after California, Texas, and Colorado. The company claims it can provide mortgage rates approximately 50 basis points lower than the national average by reducing loan origination costs. The decision to expand was influenced by client demand, as around 5% of its clients reside in Washington.
Oct 6, 2026 9:25 AM
— Mortgage Lending
CMBS delinquencies reach highest level since 2020
Delinquency rates in commercial mortgage-backed securities (CMBS) rose to 8.02% in September, the highest level since late 2020, up from 7.85% in August and 7.55% a year prior, according to Trepp. This increase was primarily driven by performance issues in five large single-asset loans. The office sector's delinquency rate climbed to 12.16%, while the multifamily and lodging sectors also reported ... more
Oct 6, 2026 9:20 AM
— Mortgage Lending
Polly Enters Hedging, Digital Lending, LO Exploration, Servicing, Correspondent Products; Penny and VantageScore
The article discusses various topics related to the mortgage industry, including recent developments like FICO layoffs, the launch of VantageScore 4.0 by Pennymac, and appraisal news from Fannie Mae. It highlights the challenges in interest rates driven by inflation and competition from AI companies, as well as preparations for a leadership transition in mortgage lending. Innovations in technology... more
Oct 6, 2026 9:03 AM
— Mortgage Lending
Better advances sale of Birmingham Bank to consortium
Better Home & Finance Holding Co. is advancing in the sale of its subsidiary, Birmingham Bank, to a consortium that has escrowed £10 million. The proposed sale price is approximately £56 million, based on the tangible net asset value as of September 30. The transaction is pending regulatory approval and other customary closing conditions.
Oct 6, 2026 9:00 AM
— Mortgage Finance
Refi Activity Plummets, Dragging Down Agency MBS in 3Q
The article discusses the current trends in the mortgage market, including fluctuations in mortgage rates and their impact on home buying decisions. It highlights how rising interest rates are discouraging potential homebuyers and leading to a slowdown in housing activity. Additionally, it covers the response of mortgage lenders and the potential implications for future lending practices.
Oct 6, 2026 8:59 AM
— Mortgage Finance
Residential MBS Outstanding Tops $10 Trillion
The article discusses various aspects of the mortgage industry, including trends in mortgage rates, the impact of federal policies on home financing, and shifts in the housing market that could affect buyers and lenders. It also touches on the influence of interest rates on mortgage approvals and the overall borrowing landscape in the current economic climate.
Oct 6, 2026 8:58 AM
— Mortgage Finance
Fannie Picks Up Pace of CRT Issuance
The article provides insights into the current trends and conditions in the housing market, highlighting factors such as home prices, inventory levels, and buyer demand. It discusses the impacts of interest rates on mortgage lending and the overall stability of the housing market in the context of economic fluctuations.
Oct 6, 2026 8:57 AM
— Mortgage Finance
MISMO’s AI Framework Aims to Shield Mortgage Companies
The article discusses the current trends in mortgage rates and their impact on the housing market. It highlights how fluctuations in interest rates are affecting affordability for homebuyers and the overall demand for mortgages. The piece also addresses the strategies that lenders are employing to remain competitive in this changing environment.
Oct 6, 2026 8:56 AM
— Mortgage Finance
Valon’s Valuation Spikes With Latest Funding Round
The article from Inside Mortgage Finance Publications discusses trends and developments in the mortgage market, including changes in lending practices, regulatory impacts, and shifts in consumer behavior. It highlights how these factors influence mortgage availability and the competitive landscape among lenders.
Oct 6, 2026 8:55 AM
— Mortgage Finance
Short Takes: Home Sale Activity Slows in September / Home Price Depreciation in August / Pennymac Adopts VS4 Across Channels / Better Closer to Selling its U.K. Bank
The article discusses trends in the housing market, focusing on factors that influence home prices and buyer demand. It outlines how recent economic indicators, such as employment rates and inflation, are affecting mortgage rates and availability. The analysis includes insights into how potential buyers are navigating the market amidst rising interest rates and fluctuating home values.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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