Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1321 - 1344 of 4992 results
Jan 22, 2026 7:32 AM
— Mortgage Lenders
Trump 'bans' institutional homebuying, pushes MBS purchases
President Trump announced a 'ban' on institutional homebuying, $200 billion in mortgage-backed securities purchases, and a 10% credit card rate cap. However, he did not mention expected down payment proposals. The mortgage industry was expecting initiatives like penalty-free 401(k) withdrawals for down payments or reductions in housing-related costs.
Jan 22, 2026 6:30 AM
— Mortgage Rates
Trump says inflation was 'defeated.' Some economists disagree
President Donald Trump claimed victory over inflation during a speech in Switzerland, stating that various consumer expenses like grocery prices, energy prices, airfares, mortgage rates, rent, and car payments are coming down. However, federal data indicates that inflation rates are still elevated, with core CPI at 2.6%. Economists note that Trump's tariff policies are impacting inflation, with av... more
Jan 22, 2026 5:33 AM
— Mortgage Rates
Trump fumbles on housing affordability in closely watched Davos speech
President Donald Trump did not announce any new proposals to address U.S. homebuyer affordability during his speech at the World Economic Forum. He reiterated his plan for Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities and to restrict sales of single-family homes to large institutional investors. However, housing economists believe these proposals will do little ... more
Jan 22, 2026 5:32 AM
— Mortgage Security
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying that individuals are human through various verification processes in order to prevent fraud and ensure the security of online transactions.
Jan 22, 2026 5:31 AM
— Mortgage Regulations
MBA sends White House a list of easy wins on mortgage costs
The Mortgage Bankers Association, along with other financial services trade organizations, delivered a letter outlining three near-term actions to the White House's National Economic Council. These actions aim to lower costs for mortgage borrowers by reducing regulations and fees. The letter emphasizes the need to simplify regulations to make mortgage origination and servicing more affordable.
Jan 22, 2026 5:30 AM
— Mortgage Rates
30-year mortgage rates unchanged - When should you lock? | Today's mortgage and refinance rates, January 22, 2026
Average mortgage rates remained mostly unchanged, resulting in stability in the market. The 30-year fixed rate is 6.13%, while the 15-year fixed rate is 5.57%. The 5/1 ARM rate is 5.42%, and the jumbo mortgage rate is 6.37%. The 30-year fixed-refinance rate is 6.50%. Overall, rates have eased compared to the beginning of 2025.
Jan 22, 2026 5:30 AM
— Mortgage Lenders
Homebuying and Selling Activity Show Signs of Life Amid Lower Mortgage Rates
The article discusses the steps individuals can take to ensure they are accessing Redfin.com according to the website's terms of usage. It emphasizes the importance of being familiar with the terms and conditions, avoiding automated access, and refraining from unauthorized scraping or data collection. Failure to adhere to these guidelines can result in the suspension of access to the website.
Jan 22, 2026 4:35 AM
— Mortgage Lenders
Page 5 – Daily Mortgage News & Commentary
The article discusses various employment opportunities and transitions in the mortgage industry, such as Arc Home hiring account executives for HELOC production, a mortgage organization seeking a marketing leader, Evergreen Home Loans being licensed in Minnesota, and Midwest Loan Services welcoming a new Senior Vice President of Business Development. It also mentions the Chrisman Job Board and the... more
Jan 22, 2026 4:34 AM
— Mortgage Fraud Prevention
Agent lawsuit accuses Zillow of illegal tying with mortgage platform
The article discusses the importance of verifying human users in online transactions to prevent fraud and ensure security. It highlights the use of various methods such as CAPTCHAs and biometric verification to confirm the identity of users.
Jan 22, 2026 4:32 AM
— Government Policy Impact on Mortgage Agencies
Trump administration ad hints at actions to widen credit box
President Trump's restrictions on institutional investors extend to single-family homes involved in loan workouts by government-related mortgage agencies, such as Fannie Mae and Freddie Mac. The agencies have been increasing their mortgage-backed securities and home loans on their balance sheets, sparking speculation about efforts to push down lending rates and boost profitability ahead of a poten... more
Jan 22, 2026 4:31 AM
— Home Equity Rates
Home Equity And HELOC Rates Hit 3-Year Lows
Home equity rates are at their lowest level in three years, with a mixed action in the latest week as the benchmark five-year $30,000 home equity loan fell while the $30,000 home equity line of credit remained unchanged. Factors driving these rates include Federal Reserve policy, long-term inflation expectations, and investor appetite in the secondary market. The Fed's focus on labor market condit... more
Jan 21, 2026 8:30 PM
— Mortgage Rates
After dipping to a three-year low, mortgage rates inch back up
The article discusses how mortgage rates were affected by President Trump's announcement directing Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. The rates initially fell to 6.18% but moved back up to 6.25% in the following week. The article also mentions that the consensus is that mortgage rates will slightly lower, with Fannie Mae's January 2026 Housing Forecast pr... more
Jan 21, 2026 6:30 PM
— Emergency Savings
Bankrate’s 2026 Annual Emergency Savings Report
A Bankrate survey found that only 47% of Americans have sufficient liquid funds to cover a $1,000 emergency expense. 30% would use their savings, 17% would rely on regular income, and 33% would go into debt. Reasons for not saving more include inflation, changing income, and recent interest rate cuts. Increasing emergency savings is tied to higher household earnings, and demographics like men, you... more
Jan 21, 2026 5:30 PM
— Mortgage Security
Here's what Trump said on housing in his Davos speech
The article discusses the importance of verifying that a user is human through various online verification methods to prevent fraud and protect sensitive information.
Jan 21, 2026 2:31 PM
— Housing Market
What D.R. Horton’s dominance means for every U.S. homebuilder
D.R. Horton's Q1 2026 earnings report shows the company's dominance in the U.S. homebuilding market. Despite high mortgage rates, Horton's volume engine remains strong, leading to increased starts and net sales orders. The company leverages its size to offer incentives, manage costs, and control land supply more efficiently than competitors. Horton's strategic model not only outperforms but redefi... more
Jan 21, 2026 2:31 PM
— Mortgage Lenders
What Trump might say about housing during Davos meeting
There is fresh speculation about the future of Fannie Mae and Freddie Mac due to President Trump's upcoming remarks on housing. The 30-year fixed rate mortgage increased slightly last week but remains lower compared to a year ago. Fannie Mae and Freddie Mac are seen adding mortgage-backed securities and home loans to their balance sheets.
Jan 21, 2026 1:48 PM
— Interest Rates
Refinance demand soars 20% after rates dropped last week
Mortgage applications increased by 14.1% for the week ending January 16, 2026, with a significant rise in refinance activity and lower interest rates driving the increase. Refinance activity was up by 20% from the previous week and significantly higher compared to the same time last year.
Jan 21, 2026 1:30 PM
— Bond Markets
Bonds Recovering a Bit After Framework of a Deal on Greenland
Geopolitical events such as tariff brinksmanship, trade deals, foreign wealth fund participation, and a potential deal regarding Greenland have been impacting financial markets. The announcement of a pause on new tariffs has led to stocks and bonds trading cautiously as a win for now but not back to previous levels. Bond markets are choppy and sideways, with MBS up slightly and 10yr yields slightl... more
Jan 21, 2026 12:33 PM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America sent a letter to the White House urging consideration of three near-term actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums, and reducing loan level price adjustments. The ... more
Jan 21, 2026 12:30 PM
— Interest Rates
Mortgage Rates Sideways to Slightly Lower
Markets were mostly sideways overnight as traders awaited geopolitical developments regarding Greenland. Bonds and stocks initially lost ground due to the threat of additional tariffs and decreased participation in the bond market. However, both rallied in the afternoon after Trump announced the framework of a deal. Mortgage rates were holding steady but some lenders offered mid-day improvements.
Jan 21, 2026 12:30 PM
— Mortgage Rates
Trump touts policies aimed at promoting homeownership in Davos speech
President Trump spoke at the World Economic Forum in Davos, Switzerland, where he announced plans to promote homeownership in the U.S. by pushing for lower mortgage rates, restricting institutional investors from buying single-family homes, and capping credit card costs. However, experts believe these measures may not fully address the rising home prices driven by various factors like supply short... more
Jan 21, 2026 11:30 AM
— Mortgage Lenders
President Trump signs executive order to lower mortgage rates and bring less competition
The article appears to be a generic footer section containing information about subscribing to newsletters and agreeing to the website's terms and privacy policies.
Jan 21, 2026 10:33 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 14.1% from the previous week. The Refinance Index increased by 20% from the previous week, and the Purchase Index increased by 5%. Mortgage rates declined, with the 30-year fixed rate averaging 6.16%, the lowest since September 2024. Refinance applications made up over 60% of total applications, while the average loan size increased.
Jan 21, 2026 10:30 AM
— Interest Rates
Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable
President Donald Trump is pushing for lower interest rates on home loans and credit cards, as well as banning large institutional investors from buying single-family homes in order to make homeownership more affordable. The U.S. housing market has been struggling due to higher mortgage rates, skyrocketing home prices, and a shortage of homes. Trump has directed the federal government to buy $200 b... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.