Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1201 - 1224 of 6716 results
Oct 7, 2026 8:58 AM
— Mortgage Finance
Mortgage Locks Decline in September
The article discusses current trends and developments in the mortgage market, highlighting fluctuations in mortgage rates and their impact on lending practices. It analyzes how changes in housing demand and economic conditions are influencing the decisions of mortgage lenders and borrowers alike. Additionally, key insights into the performance of various mortgage-backed securities and their effect... more
Oct 7, 2026 8:57 AM
— Mortgage Finance
Trigger Leads Rarely Led to Loans Prior to Restrictions
The article discusses trends and changes in the mortgage market as of 2026, including shifts in lending practices, the impact of interest rates on home affordability, and the implications of these factors for borrowers and lenders alike. It highlights the importance of staying informed about the housing market dynamics and how these changes play a critical role in mortgage financing decisions.
Oct 7, 2026 8:56 AM
— Mortgage Finance
Better Focusing on HELOCs, AI and Hiring New CEO
The article discusses the current trends and fluctuations in mortgage rates and their implications for both homebuyers and the housing market. It highlights how recent economic indicators and Federal Reserve policies are influencing credit availability and lending practices. Additionally, the piece includes expert opinions on future mortgage rate projections and potential impacts on home sales.
Oct 7, 2026 8:55 AM
— Mortgage Finance
Short Takes: UWM Removes Minimum Credit Score Overlay for Agency Loans / Refi Share of Applications Down to 37% / Former DNI Lawyer Joins Freddie
The article discusses trends and developments in the mortgage industry, highlighting how changes in the housing market and shifts in interest rates are impacting mortgage lending practices and availability for consumers. It also examines the influence of government policies on the overall mortgage landscape, particularly in regards to affordability and access to homeownership.
Oct 7, 2026 8:51 AM
— Mortgage Lending
Sales Performance, Compliance, Borrower Satisfaction Tools; Brian V. on Industry Noise
The article discusses innovative products and solutions in the mortgage lending industry showcased at the MBA Annual conference in Chicago. It highlights tools that enhance efficiency in mortgage applications, such as Floify's Dynamic Apps that streamline the application process using AI, allowing for faster pre-approvals. Lender Price's POD (AI Pricing Optimization Dashboard) automates routine pr... more
Oct 7, 2026 8:37 AM
— Mortgage Rates
Mortgage demand extends losing streak as rates keep climbing
Mortgage application volumes have dropped for the fifth consecutive week as rising mortgage rates dampen homebuying demand. The Mortgage Bankers Association reported that 30-year mortgage rates have reached 7.49%, the highest since late 2023, leading to a 4.2% decline in mortgage applications. Refinance activity also fell, with homeowners less incentivized to refinance at these rates. The increase... more
Oct 7, 2026 8:29 AM
— Mortgage Rates
Mortgage Rates Hold Steady | Today, October 6, 2026
Mortgage rates are currently mixed, with 30-year fixed rates exceeding 7.5% at some lenders while fewer borrowers anticipate further increases this month. The 10-year Treasury yield remains stable at over 5.27%. Today's discussions from four Fed officials may impact rates, reflecting the uncertainty in economic indicators. The average rates include 30-year fixed at 7.536%, 15-year fixed at 6.84%, ... more
Oct 7, 2026 8:28 AM
— Housing Market
Six reasons to change your plans now, and come join us in Dallas
John McManus from HousingWire TBD highlights six reasons for homebuilding leaders to attend the Homebuilder Summit from Oct. 19–21 in Dallas. The main points include the importance of focusing on execution, enhancing customer value, and demonstrating strong leadership. He argues that successful operators should prepare for current market conditions and effectively utilize AI in their business stra... more
Oct 7, 2026 8:22 AM
— Mortgage Lending
Indecomm launches AuditGenius AI tool for tying mortgage QC findings to guidelines
Indecomm is set to launch AuditGenius ai, a mortgage quality control platform that utilizes AI to provide consistent and traceable audit findings. The tool enables lenders to receive QC findings linked to severity levels and page-level evidence, enhancing the review process. It will be showcased at the upcoming Mortgage Bankers Association Annual Convention in Chicago.
Oct 7, 2026 7:50 AM
— Mortgage Lending
Nearly $1B at stake for investors, GSEs in Fairholme case
A group of shareholders from government-sponsored enterprises are responding to a petition concerning a recent federal court victory, with significant financial implications at stake. While merging Fannie Mae and Freddie Mac may not be feasible, a shareholder suggests an alternative that could preserve competition and improve efficiency. The Federal Housing Administration's planned modifications t... more
Oct 7, 2026 7:28 AM
— Mortgage Rates
Roundup: Trade defies tariffs / Mortgage rates climb / Porsche scales back
Mortgage rates have surged to 7.49%, the highest level in nearly three years, leading to a 4.2% decrease in total mortgage application volume. Refinancing applications dropped by 8% weekly and a significant 56% annually, while purchase applications saw a 2% weekly decline and a 15% drop from the previous year. The rising rates are negatively impacting affordability, prompting more borrowers to con... more
Oct 7, 2026 7:08 AM
— Mortgage Rates
No Surprise: It Was a Trap
The article discusses the recent trend of rising rates in the mortgage market, highlighting that isolated days of decrease are often followed by a return to higher rates. It mentions that there's no single explanation for these fluctuations, as various factors such as oil prices, European markets, corporate issuance, and the strong economy may all contribute at different times. The article also po... more
Oct 7, 2026 7:06 AM
— Mortgage Rates
Myth vs. Reality: Does the Fed Control Mortgage Rates?
The article discusses the Federal Reserve's recent rate hike and its implications for mortgage rates. It clarifies the myth that the Fed sets mortgage rates, explaining that while the Fed influences them, they are affected by various factors including inflation, job growth, and the economy. Mortgage rates typically track the 10-year treasury yield, which is impacted by investor expectations around... more
Oct 7, 2026 7:01 AM
— Mortgage Lending
HousingWire Automation, Author at HousingWire - Page 37 of 77
The article discusses how automated systems like HousingWire Automation enhance the efficiency of converting company announcements and industry data into news content. It highlights the editorial review process that ensures quality before publication.
Oct 7, 2026 6:55 AM
— Mortgage Lending
Mortgage applications fall 4.2% as 30-year rate hits 7.49%
The Mortgage Bankers Association's weekly survey revealed a 4.2% decline in total mortgage applications due to rising borrowing costs. The refinance index fell by 8%, significantly lower than the previous year, while purchase applications saw a 2% decrease. The adjustable-rate mortgage (ARM) share remained consistent at 10.3%. Overall, year-over-year comparisons for both refinance and purchase app... more
Oct 7, 2026 6:40 AM
— Mortgage Lending
UWM drops minimum credit score overlay for agency loans
United Wholesale Mortgage (UWM) has announced the immediate removal of minimum credit score requirements for agency loans, allowing borrower eligibility to be determined by automated underwriting system (AUS) decisions. This applies to conventional loans backed by Fannie Mae and Freddie Mac, as well as FHA, VA, and USDA loans backed by Ginnie Mae. While credit scores will still affect pricing and ... more
Oct 7, 2026 6:32 AM
— Mortgage Lenders
Flávia Furlan Nunes, Author at HousingWire - Page 140 of 146
Flávia Furlan Nunes is a mortgage reporter for HousingWire, originally from São Paulo. She has over ten years of experience in Brazilian economic journalism and has relocated to New York City. Nunes holds a Master’s Degree in Economics and Business Reporting from Columbia University.
Oct 7, 2026 6:00 AM
— Mortgage Lending
Why Seattle homebuyers are acting ‘very conservatively’
Seattle-area homebuyers are increasingly making larger down payments, averaging nearly 20% in August, up from 16% five years earlier. This trend reflects a willingness to mitigate the impact of rising mortgage rates, which averaged 6.9% in September and peaked at 7.3%. While home prices in the region have cooled slightly, a median home in King County still costs around $950,000. Many buyers are ei... more
Oct 7, 2026 5:05 AM
— Mortgage Lending
US Mortgage Rates Jump to 7.49%, Highest Since 2023
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Oct 7, 2026 4:49 AM
— Mortgage Rates
U.S. mortgage rates climbed to 7.49%, their highest point in nearly 3 years
U.S. mortgage rates have increased for the seventh consecutive week, reaching their highest level since November 2023 at 7.49%. This rise of 19 basis points over a week has led to a 4.2% decline in loan application volume. Higher energy costs and inflation from geopolitical tensions have driven 10-year Treasury yields upwards, a key factor in mortgage pricing. Refinance applications are down 56% y... more
Oct 7, 2026 4:19 AM
— Mortgage Rates
Tell us: are you affected by the 6% mortgage rate?
The average cost of a five-year fixed-rate mortgage has reached 6.00%, marking its highest point since September 2023. Similarly, the two-year fixed rate is at 5.98%, the highest since December 2023. This increase is attributed to turmoil in the money markets, leading to higher costs for lenders. The article invites readers to share how these rising mortgage rates may influence their plans to buy ... more
Oct 7, 2026 4:00 AM
— Mortgage Rates
Refinance demand is now half what it was a year ago, as mortgage rates rise again
Mortgage rates rose to their highest level in nearly three years last week, causing a 4.2% decline in total mortgage application volume. The average interest rate for 30-year fixed mortgages increased to 7.49%. Refinance applications fell by 8% week-over-week and were down 56% compared to the same week last year, with economists noting a lack of incentive for most homeowners to refinance. Purchase... more
Oct 7, 2026 3:02 AM
— Mortgage Lending
The ongoing battle between Compass and the MLSs
In the latest episode, Editor in Chief Sarah Wheeler discusses real estate news with Senior Managing Editor Tracey Velt, focusing on the ongoing conflict between Compass and the MLSs. They also share advice from Keller Williams’ Jason Abrams on enhancing collaboration between lenders and real estate agents to boost business in the current market.
Oct 7, 2026 3:02 AM
— Mortgage Lending
Integra Solutions, Donnell Systems partner to streamline mortgage servicer account oversight
Integra Solutions and Donnell Systems have integrated Donnell's OCIE platform with Integra RECON to automate mortgage servicing account reconciliations. This integration improves visibility into servicing cash at the loan level by allowing OCIE to extract and validate reports from servicers' core systems, which are then processed by RECON to reconcile custodial, clearing, and general ledger accoun... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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