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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 2161 - 2184 of 5339 results
Dec 29, 2025 4:35 AM — Mortgage Lending
AI is reshaping private lending marketing with precision and speed
Artificial intelligence has transformed marketing and audience engagement in the private lending industry, leading to more targeted, data-driven strategies. Automation is key in streamlining repetitive tasks, enabling teams to focus on strategic initiatives. While AI brings speed, automation, and insights, marketing in private lending still requires human touch for trust, authentic communication, ... more
Dec 29, 2025 12:35 AM — Mortgage Security
Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease
The article discusses the importance of verifying a person's identity to prevent fraud and ensure security online. It mentions the use of CAPTCHAs, biometric authentication, and two-factor authentication as methods to verify a user's identity.
Dec 28, 2025 7:30 PM — Mortgage Rates
Why mortgage rates are stuck at 6.2% — and might stay there
Mortgage rates have remained stable at relatively high levels due to a weakening labor market and high inflation. The recent government shutdown disrupted economic reports, making it difficult to predict future trends. Experts expect only minor fluctuations in rates next year, with most predicting rates to stay around the current levels.
Dec 28, 2025 10:30 AM — Housing Market
Why 2025’s strong purchase application data didn't boost home sales
Despite double-digit growth in purchase application in 2025, home sales did not see a major rebound. Lower rates helped, but sales remained close to 2024 levels. Homebuyers now need seven years to save for a down payment, down from 12 years in 2022.
Dec 28, 2025 5:30 AM — Mortgage Lending
Paris Hilton took out a mortgage on the $63 million mansion she bought from Mark Wahlberg. Here’s why that’s actually a smart financial decision
Despite her high net worth, Paris Hilton reportedly took out a $43.75 million mortgage for her $63 million Beverly Hills mansion. Experts say wealthy individuals often use mortgages to keep cash liquid and invest in higher-yield opportunities. This strategy is common among ultrawealthy individuals, including celebrities like Beyoncé, Jay-Z, Elon Musk, and Mark Zuckerberg.
Dec 28, 2025 4:31 AM — Mortgage Rates
Will Mortgage Rates Go Down in 2026?
Mortgage rates remained high throughout the year, despite small declines, due to actions by the Federal Reserve. Experts forecast rates to hold steady above 6 percent in 2026, with some predicting slight decreases. Factors influencing rates include employment rates, inflation, Fed rate decisions, and potential recessions.
Dec 28, 2025 4:30 AM — Interest Rates
How Bond Markets Could Keep Mortgage Rates High
Analysts are predicting that long-term rates may remain high in 2026 even as the Federal Reserve cuts interest rates. This could lead to borrowing costs remaining expensive for homebuyers and businesses, despite Fed rate cuts. The bond market is showing signs of 'easing paradox' where long-term rates are not decreasing in response to short-term rate cuts by the Fed. Some economists foresee the 10-... more
Dec 27, 2025 11:37 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, December 27, 2025: Lowest HELOC rates in 3 years
The national average HELOC rate is at its lowest level in three years, making it a good time for homeowners to consider tapping into their home equity. HELOC rates are different from primary mortgage rates and can vary depending on the lender. Homeowners with low primary mortgage rates and significant equity in their homes may benefit from obtaining a HELOC to access cash for home improvements, re... more
Dec 27, 2025 11:33 AM — Housing Market
Dec. 27: AI & workflows; California & per diem interest and other states on other compliance matters; Saturday Spotlight: RatePlug
The mortgage industry in 2025 showed stability with a rise in refinance applications and a steady increase in purchase originations. Brokers held around 20% of residential mortgage originations, signaling a stable market. The year was not dominated by refinancing but saw a return to a normal environment with consumers shifting towards refinancing again.
Dec 27, 2025 4:32 AM — Housing Market
The U.S. housing market in 2025: A year of normalization
The article discusses how rising housing market inventory in 2025 reshaped the market, leading to a more balanced and sustainable environment with slowed price growth and longer days on the market. Despite the cooling trend, certain metro and state markets continued to show high demand. Success in this market depends more on pricing accuracy and local expertise rather than market momentum.
Dec 27, 2025 4:32 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 27, 2025: A fraction above 6%
The article provides information on current mortgage rates, including averages for 30-year fixed, 20-year fixed, and 15-year fixed rates, as well as 5/1 ARM, 7/1 ARM, and VA loan rates. It also discusses the pros and cons of different mortgage terms, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, the article offers insights into when to buy a house, the importan... more
Dec 27, 2025 4:31 AM — Mortgage Rates
Buyers market expected to persist ‘for the foreseeable future’
Mortgage rates have fallen, making it slightly more affordable for buyers in 2026. Rates are expected to remain stable in early 2026, with economists advising buyers to pay attention to local market signals. The housing market is currently in favor of buyers, with more sellers than buyers, leading to potential price cuts and concessions for buyers.
Dec 26, 2025 1:30 PM — Bond Markets
Technically Open, But Unofficially Still a Holiday Trading Session
Despite the bond market technically being open, trading volume and liquidity are extremely low due to the late year holidays. Algorithmic trading programs are driving market making, keeping bonds in a narrow range until non-algo trades prompt a modest move. Overall, the bond market is expected to remain stagnant until the week of January 5th.
Dec 26, 2025 11:42 AM — Mortgage Lending
MLO fined, barred in 21 states for alleged education fraud
A mortgage loan originator has settled a coordination action brought by 21 states, permanently barring him from working in the industry in 19 of those.
Dec 26, 2025 11:30 AM — Mortgage Rates
Mortgage Rates Match 2-Month Lows
Mortgage rates are currently at their lowest levels since the end of October due to a small movement in the bond market. Although next week is expected to be slow for rates, they are projected to pick up as 2021 begins.
Dec 26, 2025 10:32 AM — Mortgage Lending
Compass-Anywhere deal may exceed DOJ market-share limits in some cities
The article discusses the importance of verifying human identity to prevent fraud and ensure security online. It highlights various methods of human verification including CAPTCHA, biometrics, and behavioral analysis.
Dec 26, 2025 10:32 AM — Mortgage Lending
DSCR loans became an investor favorite in 2025
DSCR loans have gained acceptance among lenders and investors due to a strong rental market and secondary market confidence. In 2026, more investors are expected to seek flexible financing options through these loans.
Dec 26, 2025 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 22-28, 2025
According to a survey conducted by Yahoo Finance, the top five mortgage lenders are offering rates in the upper 5% range. The leading lenders have rates below 6%, including fees, showcasing the significant variation in mortgage rates across lenders. The article emphasizes the importance of considering the annual percentage rate (APR), which includes both the interest rate and lender fees, when com... more
Dec 26, 2025 5:31 AM — Reverse Mortgages
10 Biggest Reverse Mortgage Myths — And the Truth Behind Them
The article debunks common myths and misconceptions surrounding reverse mortgages, explaining how today's Home Equity Conversion Mortgage (HECM) program works. It clarifies that homeowners keep the title to their home, can live in it for life, and that reverse mortgages are non-recourse loans. It also highlights that borrowers can sell their home at any time, choose how to access their funds, have... more
Dec 26, 2025 4:30 AM — Mortgage Lenders
Mortgage Calculator: Here’s How Much You Need To Buy a $415,000 Home at a 6.18% Rate
The article is about a request not being processed on the Realtor.com website and provides a reference ID for further assistance.
Dec 26, 2025 4:30 AM — Bond Markets
Trump promised ‘aggressive’ housing reform next year. Here’s what to expect for home prices in 2026
CNN
The Fear & Greed Index is a tool designed to help investors gauge the market sentiment by measuring emotions and beliefs surrounding the stock market. The index ranges from 0 (extreme fear) to 100 (extreme greed) and is calculated based on various factors like stock price momentum, market volatility, and put/call options. It can be a helpful tool in determining when it may be a good time to buy or... more
Dec 25, 2025 8:44 AM — Mortgage Rates
Fannie Mae ups mortgage originations outlook
Fannie Mae has revised its 2026 mortgage expectations slightly upward, anticipating a rise in new loan volume closer to pandemic levels. The new cap per company has been increased to $88 billion, with recent growth in mortgage-backed securities raising speculation about efforts to push down lending rates. Mortgage activity fell in December, but the industry operating environment is expected to imp... more
Dec 25, 2025 8:30 AM — Housing Market
Will Your Home's Value Rise in 2026? Experts Weigh In on Market Trends
Economists predict that home values will likely increase in 2026, with varying projections from different sources such as the National Association of Realtors, Fannie Mae, and Zillow. Housing price growth is expected to slow down due to an increase in housing supply and mortgage rates expected to remain around 6% in 2026. Different locations are experiencing different housing market trends, with s... more
Dec 25, 2025 8:30 AM — Mortgage Rates
Mortgage rates dip over Christmas holidays
Mortgage rates fell slightly over the past week, with the average rate on a 30-year fixed mortgage decreasing to 6.18%. Mortgage applications for both purchases and refinancing are decreasing as the year comes to a close. The economy grew at a rate of 4.3% in the third quarter, and inflation and employment data were released, showing a 0.2% monthly increase in the consumer price index and the addi... more
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