Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2137 - 2160 of 5339 results
Dec 29, 2025 2:42 PM
— Mortgage Lenders
HUD says 50-year still on table, industry eyes challenges
Industry experts are reiterating suggestions for things to consider before committing to the beleaguered 50-year mortgage, which is one of many housing initiatives under consideration for the new year. Patrick Terrance Donlon settled allegations from 21 states related to industry education courses, Fannie Mae predicts growth in refinance activity but flattening purchases may temper lender momentum... more
Dec 29, 2025 2:31 PM
— Housing Market
Mortgage mergers and acquisitions in 2025
The mortgage industry saw significant consolidation and rumors of major deals in 2025, such as the potential merger of Fannie Mae and Freddie Mac. While some deals fell through, there was speculation about public offerings and efforts to boost profitability. Mortgage rates remained relatively stable throughout the year, with experts predicting they will continue to do so. Retail trader activity an... more
Dec 29, 2025 12:34 PM
— Mortgage Rates
New 2-Month Lows, Just Barely
Mortgage rates have remained relatively stable, with the average lender staying unchanged from last Friday. The 30yr fixed rate index has decreased slightly, reaching its lowest level since October 28th. This current rate range has been consistent since late 2022.
Dec 29, 2025 11:31 AM
— Housing Market
MBA, Fannie Mae see 2027 housing market very differently
The Mortgage Bankers Association and Fannie Mae have differing projections for the U.S. housing market in 2026 and 2027. While both forecast an increase in purchase volumes and average 30-year fixed-mortgage rates around 6%, they diverge on the extent of growth. Fannie Mae expects more sustained sales momentum and higher purchase volumes compared to MBA's projections, with differences also seen in... more
Dec 29, 2025 11:31 AM
— Mortgage Finance
GSEs Growing Retained MBS Holdings in 4Q25
The article discusses recent trends in the housing market, highlighting an increase in mortgage rates and its potential impact on homebuyers. Despite the rise in rates, experts believe that the market will remain strong due to high demand and low inventory.
Dec 29, 2025 11:30 AM
— Mortgage Rates
Mortgage rates could drop below 6% in 2026, report says
A new forecast predicts that mortgage rates could drop below 6 percent in 2026, potentially unlocking the Las Vegas housing market. This drop could lead to an uptick in sales and refinancing. The Federal Reserve is expected to end its rate cutting cycle, bringing stability to the market, and a new Federal Reserve chairman appointed by President Trump may push to lower rates further.
Dec 29, 2025 10:40 AM
— Mortgage Rates
The most-read mortgage news stories of 2025
The mortgage industry saw increased interest from readers due to falling rates and improved affordability this year. The Mortgage Bankers Association's index of home-purchase applications increased by 7.6% in a week in November. Additionally, the contract rate on a 30-year mortgage dropped to 6.32% in the same month. Builders reported cutting prices in November, with 65% using sales incentives. Th... more
Dec 29, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Down | Today, December 29, 2025
Mortgage rates are currently low, with the 30-year fixed rate averaging 6.25%, the 15-year fixed rate averaging 5.53%, and the 5/1 adjustable rate mortgage averaging 5.74%. It is advised to consider refinancing, tapping into home equity, and negotiating for better rates. Homebuyer momentum is growing as housing affordability improves. However, due to various uncertainties, forecasts for mortgage r... more
Dec 29, 2025 9:30 AM
— Mortgage Rates
Will Mortgage Rates Finally Fall in 2026? Here’s What the Latest Forecasts Show
Experts predict that mortgage rates will likely remain in the lower 6% range throughout 2026. Waiting for Federal Reserve cuts to lower rates is risky as they may not directly determine mortgage rates. Even though lower rates may attract more buyers, increased demand and limited inventory could lead to heightened competition in the housing market.
Dec 29, 2025 8:33 AM
— Mortgage Rates
What are today's mortgage interest rates: December 29, 2025?
The article discusses how mortgage rates have decreased in 2025 due to changes in the economy, Federal Reserve rate cuts, and inflation. It emphasizes the importance for borrowers to take advantage of the current lower rates and consider refinancing options before the end of the year. The average mortgage interest rates for 30-year and 15-year mortgages have improved from the beginning of the year... more
Dec 29, 2025 8:31 AM
— Mortgage Rates
Five mortgage-rate predictions for 2026, according to Ratehub
Canadian mortgage borrowers in 2026 are expected to face a more stable interest-rate environment. Variable-rate borrowers are unlikely to see significant changes in mortgage payments due to the Bank of Canada signaling it will hold rates steady. Variable-rate mortgages have become more attractive with a lower rate than fixed-rate mortgages. Fixed-rate borrowers may experience a sharp increase in m... more
Dec 29, 2025 8:02 AM
— Housing Market
Pending home sales rise in November as lower rates spur buyers
Pending home sales increased 3.3% in November as lower mortgage rates and improved affordability drove more buyers to act, according to the National Association of Realtors. Existing home sales also rose in November while inventory fell and prices climbed year over year.
Dec 29, 2025 7:38 AM
— Housing Market
Pending Home Sales Increased in November as Affordability Improved
Pending home sales increased in November compared to October and the previous year. Lawrence Yun of NAR attributes this growth to improving housing affordability, lower mortgage rates, and more inventory choices. Buyer and seller traffic expectations among NAR members for the next three months are also positive.
Dec 29, 2025 7:36 AM
— Treasury Rates
Mostly Sideways Despite Some Help From Europe
This week's holiday closure, combined with a lack of significant economic data, may result in limited volatility in the market. A modest rally in EU bonds has led to some overnight gains in Treasuries, but the market activity is expected to be influenced by end-of-month/quarter/year trading.
Dec 29, 2025 7:33 AM
— Mortgage Processing
Pending Home Sales Rise in November, but 2025 Market Remains on Track To Hit 30-Year Low
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Dec 29, 2025 7:31 AM
— Mortgage Rates
Fed rate cuts and mortgage interest rates: What buyers can expect in 2026, according to experts
The Federal Reserve recently cut interest rates by a quarter point, providing some relief for borrowers. However, the relationship between Fed rate cuts and mortgage rates is complex, as mortgage rates are influenced by factors like inflation, economic growth, and Treasury yields. In 2026, mortgage interest rates may decline if inflation eases, but could increase if economic conditions improve. Ma... more
Dec 29, 2025 7:30 AM
— Mortgage Rates
When will mortgage rates go down? Rates have hardly budged in the past 2 months.
Mortgage rates have remained largely unchanged since late October, with the 30-year fixed-rate mortgage rate decreasing by three basis points to 6.18% as of December 24. Rates are likely to only slightly decrease in 2026. The Federal Reserve lowering the fed funds rate affects mortgage rates, but mortgage rates more closely follow the 10-year Treasury yield, which opened at 4.12% on December 26. I... more
Dec 29, 2025 7:30 AM
— Mortgage Lenders
US Pending-Home Sales Jump to Highest Level Since Early 2023
The article is a prompt asking the reader to confirm they are not a robot in order to access global markets news on Bloomberg.com.
Dec 29, 2025 7:30 AM
— Mortgage Rates
Pending Home Sales Surge to Nearly 3-Year High
The article discusses how lower mortgage rates have led to an increase in home buyers entering the housing market. Contract signings have gone up, existing-home sales have seen three consecutive months of gains, and housing affordability has improved. Economists are optimistic that this momentum will continue into the 2026 housing market.
Dec 29, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 29, 2025: Mostly unchanged for 2 months
The article discusses current mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and 5/1 ARM, as well as refinance rates. It also compares the payments and total interest costs for 30-year and 15-year mortgages, along with adjustable-rate mortgages and factors to consider when choosing a loan. Additionally, it provides information on interest rate buydowns and menti... more
Dec 29, 2025 7:02 AM
— Housing Market
'Homebuyer momentum is building': Pending home sales jump by most since February 2023 in November
Pending home sales increased by 3.3% in November due to lower mortgage rates and slowing price growth. All regions of the country saw an uptick in homes going under contract, with the West showing the biggest gain. The housing market has been showing signs of improvement after being in a freeze due to rapidly rising mortgage rates and high home prices. Economists expect the market to gradually nor... more
Dec 29, 2025 6:38 AM
— Housing Market
NAR Pending Home Sales Report Shows 3.3% Increase in November
Pending home sales in November increased by 3.3% from the previous month and 2.6% year over year. The Northeast, Midwest, South, and West all saw month-over-month and year-over-year rises in pending home sales. The increase in buyer traffic is expected to continue over the next three months, while improvements in housing affordability, driven by lower mortgage rates, are attracting more buyers to ... more
Dec 29, 2025 6:02 AM
— Mortgage Lenders
Innovations in reverse mortgage lending will drive growth in 2026
The reverse mortgage market is expected to grow in 2026 as lenders adapt to higher interest rates. Key players are focusing on proprietary products and strategic partnerships to reach more borrowers. Changes in HECM mortgage insurance premiums may further boost demand.
Dec 29, 2025 5:30 AM
— Mortgage Rates
Will Mortgage Rates Go Down in 2026? Here's What Housing Experts Predict
Housing experts predict that mortgage rates will remain close to their current average in 2026, with rates expected to average around 6.3% according to Redfin and Realtor.com. The main factors influencing mortgage rates are inflation and the labor market, which are currently causing a stalemate in rate movement. However, if inflation falls to the desired 2% range and economic conditions remain sta... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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