Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2209 - 2232 of 5339 results
Dec 24, 2025 6:04 AM
— Mortgage Lenders
HECM Occupancy Requirements & the 12-Month Absence Rule
A Home Equity Conversion Mortgage (HECM) allows older homeowners to access funds, but failure to meet the occupancy requirement can result in the loan becoming due and payable. The property must be the borrower's primary residence, with short trips and temporary absences generally allowed. Extended absences of more than 12 months without intent to return can trigger repayment. Servicers verify occ... more
Dec 24, 2025 5:31 AM
— Mortgage Refinancing
Trusted Personal Loans Offers | Mortgage Rates, Mortgage News and Strategy
The article discusses loan originations in 2024 and offers solutions for turning home equity into cash or getting a customized rate quote in minutes. It also warns that by refinancing an existing loan, the total finance charges may be higher over the life of the loan.
Dec 24, 2025 4:34 AM
— Mortgage Rates
MBA forecasts slow 2026 growth amid inflation, rate hikes
The Mortgage Bankers Association predicts U.S. economic growth to slow to 1.6% in 2025 due to inflation and interest rates. There is a 35% chance of a recession, but mortgage rates are expected to stabilize. Despite this, market trends like a softening job market and elevated inventories are impacting application volumes.
Dec 24, 2025 4:33 AM
— Mortgage Finance
Home Price Growth Slows in November
The article discusses the latest trends and developments in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender strategies.
Dec 24, 2025 4:33 AM
— Mortgage Applications
MBA: Mortgage Applications Decrease in Latest Weekly Survey
According to the Mortgage Bankers Association (MBA), mortgage applications decreased in the latest weekly survey. The MBA did not disclose personal information in this report.
Dec 24, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How long should buyers wait? | Today's mortgage and refinance rates, December 23, 2025
Mortgage rates were mostly lower compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing, while jumbo loan rates increased. The Federal Reserve cut interest rates by a quarter point, with inflation and the job market being key concerns. Today's average 30-year fixed mortgage rate is 6.30 percent.
Dec 24, 2025 4:31 AM
— Mortgage Rates
Mortgage rates hold steady after Fed rate cut
The article discusses the current state of mortgage rates, the relationship between economic news and mortgage rates, and predictions for future mortgage rates. It highlights the national median family income, home prices, and the impact of good economic news on mortgage rates. Various experts give their opinions on the future of mortgage rates, with some predicting a decrease while others expect ... more
Dec 24, 2025 4:30 AM
— Mortgage Rates
AI, Cap Mkts Tools; Delinquencies Increasing; loanDepot Case Ethics Motion; Bill Dawley Interview
The article discusses the impact of recent events on mortgage rates, including the Federal Reserve's actions, Freddie and Fannie purchasing securities, and GSE MBS purchases. It also touches on the use of AI in mortgage technology and a case development involving loanDepot. Additionally, it mentions a rise in mortgage delinquencies and trends seen by loan officers in 2025.
Dec 24, 2025 4:30 AM
— Interest Rates
Current mortgage rates report for Dec. 24, 2025
The article discusses the average interest rate for a 30-year fixed-rate mortgage in the U.S., trends in mortgage rates, the impact of economic factors on rates, the role of the Federal Reserve, and tips for obtaining the best mortgage. It also touches on historical mortgage rates, the influence of inflation, national debt, demand for home loans, and the Fed's management of interest rates.
Dec 24, 2025 4:30 AM
— Interest Rates
Treasury official: The Fed can cut rates next year, even in the face of strong growth
The Trump administration expects the economy to grow at a pace of 3% and believes the Federal Reserve can continue to lower interest rates in that environment. Despite a stronger-than-expected GDP reading in the third quarter, Fed officials have only penciled in one rate cut for all of next year. Trump wants his next Fed chair to lower interest rates if the economy is doing well.
Dec 23, 2025 10:30 PM
— Mortgage Lenders
Mortgage Applications Today: Home Loan Demand Falls 5% Despite Lower Mortgage Rates
The article states that the request could not be processed and provides a reference ID for further inquiry.
Dec 23, 2025 4:32 PM
— Mortgage Lenders
Wednesday: Unemployment Claims
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the initial weekly unemployment claims report will be released with a consensus for 225,000 initial claims, up from 224,000 last week. The NYSE and NASDAQ will close early at 1:00 PM ET.
Dec 23, 2025 4:32 PM
— Property Tax Benefits
Texas proposes property tax cuts for homeowners 55+
Texas Lt. Gov. Dan Patrick's 'Operation Double Nickel' proposes lowering the age for senior property tax benefits from 65 to 55 and expanding homestead tax exemptions, potentially saving eligible Texans up to $10,000 between ages 55 and 65.
Dec 23, 2025 1:36 PM
— Housing Market
November sees sharp rise in U.S. mortgage delinquencies
U.S. mortgage delinquencies surged in November, reaching the highest level in over four years with the national delinquency rate rising to 3.85%. December data will be crucial to assess recovery.
Dec 23, 2025 1:33 PM
— Housing Market
MBA Sees Mortgage Rates Stuck Above 6% as Inventory Finally Loosens
According to the Mortgage Bankers Association's latest forecast, the housing market is expected to continue to normalize rather than experience a sudden rebound. Mortgage rates are anticipated to remain above 6% and home prices are projected to flatten on a national level.
Dec 23, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Ultimately Unchanged After Starting Higher
Mortgage rates have remained stable in a narrow range for the past 4 months, including during December. Today, rates ended unchanged despite initially rising due to stronger GDP numbers for Q3. However, this increase was short-lived and attributed to holiday week trading with lower participation leading to increased volatility. Tomorrow's rates are expected to be heavily influenced by holiday trad... more
Dec 23, 2025 12:30 PM
— Bond Markets
Range-Bound Cruise Control, PM Edition
Bonds started the day slightly weaker and remained mostly flat throughout the day with no significant market movers. Trading volume was at its lowest non-holiday level of the year. Overnight, bonds were modestly weaker and holding steady. Mortgage-backed securities (MBS) were down slightly while 10-year bond yields were slightly up.
Dec 23, 2025 11:32 AM
— Mortgage Rates
Mortgage rates dip, experts see steady 2026 ahead
Mortgage rates decreased in 2025 and are expected to remain steady into 2026. Lenders attribute this to Fed policy and market competition. Rates for 30-year conventional fixed loans averaged 6.24% and 6.37% across different sources. Industry experts are optimistic about growth in 2026 despite market trends impacting application volumes.
Dec 23, 2025 11:07 AM
— Mortgage Rates
Has the 30-year mortgage run its course?
The U.S. housing finance system's use of 30-year, fixed-rate mortgages sets it apart from other countries where shorter-term, adjustable-rate products are more common. The stability of the 30-year loan has led to long-term homeownership and wealth accumulation for many households, but it can also limit mobility during economic downturns. Despite the low mortgage rates brought by the pandemic, home... more
Dec 23, 2025 10:31 AM
— Housing Market
The Mortgage Reports Year in Review: 2025 Home Buying
The article reflects on the housing market trends in 2025, including interest rates, mortgage volume, underwriting standards, home prices, home sales, inventory, and affordability. Interest rates gradually decreased in 2025, leading to increased mortgage volume. Home prices showed a slowdown in growth, and home sales increased driven by lower mortgage rates. Inventory of for-sale homes increased, ... more
Dec 23, 2025 9:35 AM
— Housing Market
Delinquencies jump to 4-year high
Mortgage delinquency rates rose sharply to a four-year high but are still in line with historical trends. AI tools are reshaping mortgage marketing, causing lenders to rethink SEO and brand authority. A judge dismissed 13 claims against United Wholesale Mortgage. Properties sold for 1.6% below asking prices leading to inventory slowdown. A Massachusetts Democrat requested records related to second... more
Dec 23, 2025 8:43 AM
— Mortgage Finance
Mortgage Market Indicators, August 20, 2021 (PDF)
The article provides market indicator statistics.
Dec 23, 2025 7:38 AM
— Mortgage Rates
Mortgage Rates Rise, GDP Higher-Than-Expected | Today, December 23, 2025
Mortgage rates increased for the second day in a row due to higher Treasury yields. Despite this, it may still be a good time to refinance or buy a home by negotiating rates or seeking financial assistance programs. The average 30-year fixed mortgage rate was at 6.30%, and the 15-year fixed rate was at 5.67%. ARM rates were at 5.65%. Economic reports showed a growth in GDP and a decline in consume... more
Dec 23, 2025 7:32 AM
— Mortgage Rates
Dec. 23: IMBs wanted; HELOC (poem), AI POS, cap mkts tools; delinquencies increasing; loanDepot case ethics motion; Bill Dawley interview
The article discusses how recent actions by Freddie, Fannie, and GSEs in purchasing mortgage-backed securities have not significantly impacted mortgage rates. It questions whether these purchases truly lead to lower borrowing costs and suggests that market-driven factors have a stronger influence on rates. The article also mentions a company seeking IMB partners for succession planning in the mort... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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