Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 2113 - 2136 of 5339 results
Dec 31, 2025 8:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to the lowest level of the year at 6.15%
The article discusses how the average rate on a 30-year U.S. mortgage fell to its lowest level of 2025, providing encouragement for prospective home buyers. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market expectations. Despite recent rate cuts and increased home listings, affordability remains a challenge for many buy... more
Dec 31, 2025 8:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 31, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, reasons for refinancing, and different types of refinance options available. It also mentions that interest rates remained high despite expectations of a decrease, and provides information on costs associated with refinancing.
Dec 31, 2025 7:32 AM
— Mortgage Security
Home price growth slows, affordability pressures persist
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security. It mentions various methods like CAPTCHA, biometrics, and two-factor authentication that are commonly used for verification purposes.
Dec 31, 2025 7:32 AM
— Mortgage Rates
Mortgage rates steady as 2025 ends, pending home sales rise
Mortgage rates stayed stable around 6.3% as 2025 ended, with pending home sales increasing in November. Affordability has improved due to easing rates and slower price growth. Inventory is back to normal and rates are forecasted to stay between 5.75% and 6.75%, shaping a steadier housing market in 2026.
Dec 31, 2025 7:31 AM
— Mortgage Rates
HousingWire 2026 housing market forecast: A more balanced market comes into view
The 2026 housing market outlook predicts modest price changes and improved conditions for buyers as mortgage rates stabilize and inventory grows. Data shows that more homeowners now have mortgage rates above 6% than below 3%, challenging previous theories.
Dec 31, 2025 7:30 AM
— Interest Rates
What's the Outlook for Interest Rates in 2026?
The Federal Reserve is considering cutting interest rates in 2026, but this may not result in equal reductions in consumer borrowing costs. Credit card APRs could fall somewhat, auto loan rates may take longer to decrease, and high-yield savings accounts are offering lower interest rates. Mortgage rates, particularly fixed-rate mortgages, may not decrease following a Fed rate cut, as they are tied... more
Dec 31, 2025 6:30 AM
— Mortgage Rates
30-year mortgage rates decline - Is this the new normal? | Today's mortgage and refinance rates, December 31, 2025
Average mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. Rates have been under 6.5% since August, offering relief to borrowers. The 30-year fixed rate is currently at 6.20%, 15-year fixed rate at 5.49%, and 5/1 ARM rate at 5.69%. Jumbo mortgage rate is at 6.39%. Refinance rates have also decreased, with the 30-year fixed-re... more
Dec 31, 2025 5:31 AM
— Reverse Mortgages
Reverse Mortgage vs. Downsizing: Which Saves More Long Term?
As homeowners age, they face the decision of whether to stay in their current home using a reverse mortgage or to downsize. Downsizing may seem like an obvious way to cut expenses, but the costs and risks associated with it are often underestimated. On the other hand, a reverse mortgage allows homeowners to convert their home equity into cash without giving up their home. The right choice depends ... more
Dec 31, 2025 5:30 AM
— Interest Rates
A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Robots and algorithms are reacting to the sub-200k Jobless Claims print during a half-day trading session, but may not be aware that the number is distorted by Christmas falling on a Thursday. Seasonal adjustment factors are usually attuned to scenarios where Christmas falls on a Monday. The same issue occurred after Thanksgiving and claims rebounded the following week. The lack of other market in... more
Dec 31, 2025 2:30 AM
— Mortgage Rates
Logan Mohtashami’s 2026 housing forecast
The article discusses the 2026 housing market outlook, highlighting stable mortgage rates and increased inventory. It mentions that housing data tends to improve when mortgage rates fall below 6.64% and head toward 6%. The author forecasts the 10-year yield to range between 3.80% and 4.60% and mortgage rates to range from 5.75% to 6.75% in 2026. Additionally, the article touches on mortgage spread... more
Dec 30, 2025 10:32 PM
— Mortgage Rates
Shopping for a Mortgage? Comparing Rates can be Tricky. Here’s Some Advice
Comparing mortgage rates can save borrowers an average of $222 a month, according to a report from LendingTree. To find the best rate, it is recommended to compare rates on a single day, ideally around the same time of day.
Dec 30, 2025 8:30 PM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 30, 2025
The article discusses current average refinance rates for 30-year fixed-rate home loans, the process of mortgage refinancing, factors to consider before refinancing, and different options available for refinancing. It also mentions the recent trends in mortgage rates and the benefits of refinancing, such as lowering interest charges, tapping into home equity, changing loan terms, and switching loa... more
Dec 30, 2025 4:32 PM
— Interest Rates
Wednesday: Unemployment Claims
On Wednesday, the initial weekly unemployment claims report will be released at 8:30 AM. Mortgage rates are from MortgageNewsDaily.com for top tier scenarios.
Dec 30, 2025 2:00 PM
— Housing Market
Home-price appreciation slows toward end of year
Home-price growth is slowing as the year comes to an end, leading to improved housing affordability in 2026. Mortgage rates have been fluctuating, but dropped recently. Homebuilders are offering incentives to motivate buyers.
Dec 30, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Microscopically Higher
Mortgage rates remain near their lowest levels in a narrow range. Yesterday was the 6th best day of 2025, with rates moving 0.01% higher today. The bond market is slow due to lower volume and volatility, but bigger movements are expected by next week with the return of important economic reports and trader participation.
Dec 30, 2025 9:31 AM
— Mortgage Lenders
The debt crisis among younger Americans: How it is shaping homeownership — and what lenders can do
The article discusses how the median age of first-time homebuyers in the U.S. is now 40 years old, a record high, due to millennials and Gen Z facing financial challenges like rising student loan debt and high credit card debt. The holiday season adds to the financial strain, leading to a spike in demand for financial counseling services. Lenders have the opportunity to build trust and offer flexi... more
Dec 30, 2025 8:30 AM
— Mortgage Finance
Pending Home Sales See Slight Boost
The article discusses the latest trends and developments in the mortgage industry in 2025, highlighting changes in mortgage rates, housing market conditions, and the impact on mortgage lenders.
Dec 30, 2025 7:30 AM
— Bond Markets
Meaningless Year-End Volatility
The bond market experienced some minor fluctuations overnight, with 10yr yields up by more than 3bps and MBS falling slightly. However, this is considered tame year-end volatility. The fluctuations occurred within the range of 4.20 to 4.10 for 10yr yields, which is not considered significant.
Dec 30, 2025 7:30 AM
— Mortgage Rates
8 tips for getting the lowest mortgage rates in 2026
This article provides tips on how to secure the lowest mortgage rate possible in the 2026 housing market. It emphasizes the importance of credit score, debt-to-income ratio, down payment amount, and potentially buying discount points to lower the interest rate. The article also discusses negotiating special financing with sellers or builders, obtaining interest rate buydowns, and considering adjus... more
Dec 30, 2025 6:31 AM
— Mortgage Rates
Mortgage Rates Rise Slightly | Today, December 30, 2025
Mortgage rates have been moving within a small range in 2025, showing signs of possible upward pressure. The average 30-year fixed mortgage rate is at 6.29%, with the 15-year fixed rate at 5.57% and the 5/1 adjustable rate mortgage at 5.65%. Experts predict relatively stable rates in the near-term. Various economic reports are affecting the market, and forecasters are monitoring trends for 2026.
Dec 30, 2025 5:30 AM
— Mortgage Lenders
As Mortgage Rates Remain High, This 1 Stock Has Been a Big Winner in 2025
Mortgage rates remain high despite the Federal Reserve cutting interest rates, impacting the housing market. Rocket Companies, a residential mortgage finance provider, has outperformed its peers by creating a vertically integrated platform through strategic acquisitions. Rocket Companies operates through brands like Rocket Mortgage, offering efficient and transparent home purchasing solutions.
Dec 30, 2025 4:32 AM
— Housing Market
Realtor.com urges action on housing supply in 2026
Realtor.com is renewing its Let America Build campaign to advocate for housing supply solutions as U.S. inventory lags by more than 4 million units. The campaign focuses on zoning reform and supply-side policies in order to expand housing supply.
Dec 30, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 30, 2025: Slipping below 6%
The article discusses the current mortgage rates as of now, with Zillow data providing national averages for different types of mortgages. It also talks about how mortgage calculators can help determine payments and the differences between 15-year and 30-year mortgages. Additionally, it delves into fixed-rate and adjustable-rate mortgages, the forecast for future rate changes, and expert predictio... more
Dec 29, 2025 6:31 PM
— Home Equity Investments (HEIs)
Reverse Mortgage vs HEI: Which Is Better?
The article discusses the differences between reverse mortgages and home equity investments (HEIs) as alternative ways for homeowners with significant equity to access cash. Reverse mortgages allow older homeowners to borrow against equity without making monthly payments, while HEIs involve receiving a lump sum in exchange for a percentage of the home's future value. Reverse mortgages offer more f... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.