Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2113 - 2136 of 5018 results
Dec 12, 2025 4:34 AM
— Mortgage Lending
Fannie Mae broadens ADU, manufactured home eligibility
The article discusses the importance of verifying human identity through actions like CAPTCHA to prevent bots or automated programs from accessing websites. It emphasizes the need to protect websites from spam and other malicious activities.
Dec 12, 2025 4:33 AM
— Mortgage Lenders
Fannie Mae overhauls renovation lending, expands ADU eligibility
Fannie Mae announced updates to its Single-Family Selling Guide, introducing a new energy efficiency loan program called HomeStyle Refresh, expanding eligibility for ADUs, and making enhancements to the HomeStyle Renovation product. The changes aim to modernize housing stock, increase affordable inventory, and support flexible, resilient, and sustainable housing options.
Dec 12, 2025 4:32 AM
— Housing Market
Private health insurance costs are going up. A complete guide to your coverage options
Private health insurance premiums are expected to rise sharply in 2026 due to escalating health care costs and the expiration of enhanced premium tax credits. This could lead to millions losing subsidies and becoming uninsured. Strategies to manage costs include assessing personal health and financial situations and working with a broker to find the best plan. ACA Marketplace plans are recommended... more
Dec 12, 2025 4:31 AM
— Mortgage Lenders
Mortgage Rates Today: December 12, 2025 – 30-Year Rates Down, 15-Year Rates Steady
The article is very short and provides no specific information. It simply encourages readers to contact the company for further information.
Dec 12, 2025 4:30 AM
— Housing Market
Home prices go negative for the first time in over 2 years — and may stay that way for a while
Home prices have slightly decreased compared to last year, with a 1.4% decrease in the last three months. The drop in prices is attributed to the sharp increase in mortgage rates in 2022 and 2023, creating an affordability shock that led to lowered demand and increased inventory. While inventory remains low historically, it has increased slightly from previous years. Some markets have seen more si... more
Dec 11, 2025 6:32 PM
— Mortgage Technology
ACES Makes New Data Export Tool Generally Available
ACES Quality Management has released a new tool, ACES DATABRIDGE, which allows financial institutions to extract, manage, and report on their ACES data using their own tools and environments. This tool gives clients more control over their data and enables secure and configurable data exports into client-controlled data warehouses.
Dec 11, 2025 6:32 PM
— Mortgage Lenders
FirstClose Enhances its OMS With Home Equity Fulfillment Capabilities from Stewart
FirstClose has partnered with Stewart Lender Services to enhance its order management system, providing users with integrated access to home equity title, valuation, and closing solutions. This partnership aims to streamline ordering and fulfillment processes, reduce manual steps, accelerate decision-making, and improve borrower experiences.
Dec 11, 2025 6:31 PM
— Delinquency Rates
Metros exhibit pockets of stress amid stable mortgage delinquency rates
The national mortgage delinquency rate remained low and unchanged from a year ago in September. However, serious delinquencies and foreclosure rates saw slight increases. Data shows a trend of borrowers struggling to catch up once they fall behind on payments, contributing to challenges for delinquent borrowers. Arizona, Nevada, and Georgia saw the largest annual increases in delinquency rates, wi... more
Dec 11, 2025 5:32 PM
— Mortgage Rates
Friday: No major economic releases scheduled.
On Friday, there were no major economic releases scheduled. Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios.
Dec 11, 2025 2:32 PM
— Mortgage Rates
Mortgage Rates Increased Slightly This Week But Fed Rate Cut Helps
Mortgage rates slightly increased this week, with the average rate for a 30-year fixed-rate at 6.22%. The rate for a 15-year fixed-rate mortgage also rose, but both are below the year-to-date average. Despite minimal changes, rates have remained stable for over a month, providing predictability and confidence in the market. The recent rate cuts by the Fed have helped keep borrowing costs low, but ... more
Dec 11, 2025 2:31 PM
— Interest Rates
Fed’s uncertain interest rate path highlights dilemma of data dependence
The Federal Reserve recently reduced the federal funds rate by 0.25%, even without complete government data due to the shutdown. The Fed believes that negative job growth is a bigger risk than inflation. Although mortgage rates are currently stuck, the Fed's decisions will impact them slightly in the future. Mortgage rates are projected to stay in the low-6% range until 2026. Concerns are emerging... more
Dec 11, 2025 2:31 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 2025 lows
EV wiring, solar-ready roofs, and stricter insulation rules are contributing to higher home construction costs. Freddie Mac reported that the average rate on the benchmark 30-year fixed mortgage increased to 6.22% from the previous week. The average rate on a 30-year loan was 6.6% a year ago. The Federal Reserve recently lowered the benchmark interest rate, but mortgage rates are not directly affe... more
Dec 11, 2025 1:31 PM
— Mortgage Rates
Rate shopping could save borrowers over $1,100 a year
The article reports that 70% of U.S. home purchasers do not shop mortgage lenders for a lower rate, potentially costing them up to 50 basis points in higher payments. It also discusses changes in mortgage rates, mortgage debt-to-income ratios, high-risk markets, national median payments, and the potential drawbacks of a 50-year mortgage.
Dec 11, 2025 1:31 PM
— Mortgage Finance
Researchers See Predictive Power in MBS Prices
The article discusses the latest trends and insights in the mortgage market, focusing on factors such as interest rates, housing market conditions, and mortgage lender activity.
Dec 11, 2025 1:30 PM
— Bond Markets
Two-Way Trading But Not Much Day-Over-Day Movement
Bonds started the day strong but weakened after the NYSE open, ending the day relatively unchanged. The day did not witness any significant events, with December 16th expected to be the only other notable trading day of the year. Mortgage-backed securities (MBS) and 10-year yields fluctuated throughout the day.
Dec 11, 2025 12:30 PM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, December 9, 2025
The article provides average mortgage rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Dec 11, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hit Lowest Levels of The Week
Following a Fed day, the bond market moved towards lower rates, a welcome change from previous days. The average lender is currently in the middle of the range over the past 3 months and experiencing the lowest levels since last Thursday.
Dec 11, 2025 11:32 AM
— Mortgage Rates
November mortgage lock data driven by strong refinance activity
Optimal Blue reported that November's mortgage rate-lock activity slowed due to seasonal factors but still marked the strongest November in four years, driven by healthy refinance activity and stable mortgage rates. Total lock volume fell 25% from October but was up 17% from November 2024, with rate-and-term refinances surging 223% year over year and cash-out refis rising 29%. Mortgage rates start... more
Dec 11, 2025 11:32 AM
— Mortgage Rates
Mortgage Rates: The New Normal
The article discusses the current state of mortgage rates and refers to them as the 'New Normal.' It likely offers insights or analysis on the stability or trend of mortgage rates in the housing market.
Dec 11, 2025 10:32 AM
— Mortgage Rates
Mortgage rates higher after FOMC rate cut priced in
The article discusses the impact of the Federal Open Market Committee short-term rate reduction on the mortgage industry. Mortgage rates have been fluctuating, with some slight increases and decreases over the past few weeks. Refinancing has pushed mortgage originations higher, while rising delinquencies suggest mounting borrower stress.
Dec 11, 2025 10:32 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The mortgage servicer refinance retention rate reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks. Second-lien home equity withdrawals also hit an 18-year high, as homeowners opted to tap into equity through home equity loans or HELOCs. Despite home afforda... more
Dec 11, 2025 10:30 AM
— Mortgage Rates
Mortgage rates higher, Rivian to use in-house AI chip over Nvidia's
Mortgage rates have slightly increased this week, with the 30-year fixed rate at 6.22%. Other notable market stories include Disney's $1 billion investment in OpenAI and Rivian unveiling their own AI chips for autonomous driving.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Nonbanks Outpace Banks on Refi Retention
The article discusses the latest trends and developments in the mortgage industry. It provides insights into current mortgage rates, lender strategies, and market conditions.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Affordability Constrained Even as HPA Slows, Rates Decline
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors affecting mortgage rates and lending practices.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.