Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 2065 - 2088 of 5339 results
Jan 3, 2026 4:32 AM
— Bond Markets
Monitoring For Misbehavior
Friday is a day to be watched for any unusual movements, but the economic calendar is sparse with only the S&P manufacturing PMI report. Bonds are relatively stable, and significant trading signals are not expected until next week. Even if there are unexpected movements today, it would not be as concerning as if they were to continue into next week.
Jan 3, 2026 4:32 AM
— Mortgage Lending
Zombie Mortgages Under the Microscope as Debt Collectors Cash In
The article states that a request could not be processed and provides a reference ID for further assistance.
Jan 3, 2026 4:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago
The article provides information on current mortgage rates, including national averages for various types of mortgages, such as 30-year fixed, 15-year fixed, and ARMs. It discusses the advantages and disadvantages of different mortgage terms, such as a 30-year fixed-rate mortgage offering lower payments and predictability but higher interest rates in the long run. It also explains that while the c... more
Jan 3, 2026 4:31 AM
— Housing Market
The 2025 Housing Affordability Crisis in Charts: What Changed and What Didn't
The housing market in 2025 did not become more affordable as challenges of high costs continued across the country. Experts predict gradual improvements in affordability in 2026, with some relief for house hunters, but many still struggling to find better buying conditions. Inventory levels increased in 2025 as mortgage rates approached 7%, but slowed down later in the year. Forecast for 2026 incl... more
Jan 3, 2026 4:30 AM
— Mortgage Rates
Top Posts – Lower Mortgage Rates, Better Affordability
The article discusses how mortgage rates impact housing affordability and homebuying power. It shows that even slight declines in mortgage rates can significantly affect how many households can afford a median-priced home. The data presented illustrates how changes in interest rates can price households in or out of the housing market, with lower rates expanding homeownership opportunities.
Jan 2, 2026 5:32 PM
— Cybersecurity and AI in the Mortgage Industry
AI exploits mortgage industry’s underfunded cyber defenses
A series of cyber attacks targeting major U.S. financial institutions involved in the mortgage industry have highlighted the vulnerability of mortgage companies to data breaches. The article discusses how cyber threats, especially those leveraging AI, are evolving, and the industry's slow adoption of AI-based security measures. It also touches on the regulatory debate over how to govern AI in a wa... more
Jan 2, 2026 4:33 PM
— Housing Market
Jan. 2: LO jobs; credit unions & Realtors; HECM, FHA, VA, and USDA product news; home builder pessimism; a fun video about aging
The article discusses various updates and news related to mortgages, including the expansion of Evergreen Home Loans into New Jersey, a platform for finding employment opportunities in the mortgage industry, and a webinar on strengthening relationships between credit unions and real estate agents. It also delves into the annual report of the FHA, the importance of reverse mortgages, and new limits... more
Jan 2, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Stay Flat to End The Week
Mortgage rates have been stable and locked in a narrow range since September due to lack of major economic reports impacting the market. The market is now awaiting important upcoming economic reports to determine future direction, with Friday's jobs report being a key indicator.
Jan 2, 2026 9:30 AM
— Mortgage Finance
Brokers Optimistic for 2026, Expect Non-QM Offerings to Expand
The article discusses the latest developments in the mortgage industry, including trends in mortgage rates and the housing market.
Jan 2, 2026 9:30 AM
— Interest Rates
Why are mortgage rates at their lowest level since 2024?
Mortgage rates have fallen to their lowest level in 15 months, with the average interest rate on a 30-year fixed mortgage standing at 6.15%. The drop in mortgage rates is seen as an encouraging sign for potential homebuyers in 2026. The decline in rates is attributed to a slowdown in hiring, prompting the Fed to cut interest rates in an effort to boost the labor market. However, current homeowners... more
Jan 2, 2026 8:35 AM
— Mortgage Rates
Mortgage Rates Drift Lower to Kick Off New Year | Today, January 2, 2026
Mortgage rates experienced a slight decline at the beginning of the year but may increase in the near future. The average 30-year fixed mortgage rate is at 6.20%. Negotiating for lower rates, tapping into home equity, or considering financial assistance programs are options for borrowers. Economists predict relative stability in mortgage rates around 6.25% in the near and medium-term. The article ... more
Jan 2, 2026 8:31 AM
— Mortgage Finance
Fix-and-Flip Market Weakens Amid High Interest Rates
The article discusses the latest trends and developments in the mortgage industry in 2026.
Jan 2, 2026 8:31 AM
— Mortgage Finance
Short Takes
The article discusses the latest developments in the mortgage industry, possibly including changes in regulations, trends in lending practices, or updates on interest rates and mortgage rates.
Jan 2, 2026 8:30 AM
— Mortgage Lending
Credit Unions and Realtors; HECM, FHA, VA, and USDA Product News; Home Builder Pessimism
The article discusses the relationship between credit unions, real estate agents, and the government, focusing on initiatives to improve accessibility, communication, technology, and the financial standing of the FHA. It also covers topics such as reverse mortgages, loan limits, VA loan requirements, form waivers, and policy updates.
Jan 2, 2026 8:30 AM
— Mortgage Rates
8 strategies for getting the lowest mortgage rates in 2026
The article provides tips for securing the lowest mortgage rate in the 2026 housing market, including improving credit score, reducing debt-to-income ratio, making a larger down payment, and prepaying interest by buying discount points. It also discusses negotiating special financing, getting a rate buydown, and considering adjustable-rate mortgages or shorter-term fixed-rate loans as strategies t... more
Jan 2, 2026 7:31 AM
— Mortgage Finance
FDIC, OCC Challenge Colorado Rate Cap
Federal banking regulators are against Colorado's proposed law that would make out-of-state banks subject to Colorado's interest rate caps when lending to Colorado borrowers.
Jan 2, 2026 7:31 AM
— Mortgage Finance
GSE-Eligible Securitization Rate Climbs in Third Quarter
The article discusses the latest trends and developments in the mortgage finance industry, focusing on topics such as interest rates, housing market conditions, and mortgage lender activities.
Jan 2, 2026 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 2, 2026?
The article discusses how the Federal Reserve's rate cuts at the end of 2025 have significantly impacted the mortgage landscape heading into 2026. Mortgage rates have dropped from previously high levels, creating a more favorable borrowing environment for homebuyers. The article highlights the importance of comparing lenders to find the best offers, as mortgage rates tend to change daily. Addition... more
Jan 2, 2026 7:30 AM
— Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 29-Jan. 4
The top five mortgage lenders have lowered their rates leading the field with rates in the sub-6% range. Navy Federal Credit Union leads the list with an offered interest rate of 5.5%. Shopping around for the lowest mortgage rate is crucial, as it could save borrowers up to an average of $44,000 over the life of a 30-year loan. APR, which includes both the interest rate and lender fees, is the mos... more
Jan 2, 2026 6:31 AM
— Reverse Mortgages
Using a Reverse Mortgage as a Bridge to Delaying Social Security
The article discusses the dilemma of deciding when to claim Social Security benefits during retirement. It explains how using a reverse mortgage can serve as a temporary income bridge for retirees, allowing them to delay claiming Social Security and potentially increase their lifetime benefits without impacting their investments or selling their home. The focus is on using a reverse mortgage strat... more
Jan 2, 2026 6:31 AM
— Mortgage Finance
Home Equity Lending Continues Upward Climb in Third Quarter
The article discusses Inside Mortgage Finance Publications and their expertise in design, CMS, hosting, and web development related to mortgages.
Jan 2, 2026 6:30 AM
— Mortgage Finance
Homebuilders Push Incentives Amid Affordability Challenges
The article discusses the latest trends and developments in the mortgage industry, focusing on factors such as interest rates, housing market conditions, and mortgage lender activities. It provides insights into the current state of the market and how it may impact borrowers and lenders.
Jan 2, 2026 5:31 AM
— Mortgage Finance
FHFA Touts Administration’s Housing Success
Article discusses the latest trends and developments in the mortgage industry. It covers topics such as interest rates, housing market outlook, and mortgage lender competition.
Jan 2, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 2, 2026: Last year, rates fell from 7% to near 6%
Mortgage rates have decreased over the past week, with the national average for a 30-year fixed mortgage at 6.15%, the lowest it has been in 2025. Various mortgage types and rates are listed, along with the difference between mortgage refinance rates and rates for purchasing a house. The article also discusses fixed-rate vs adjustable-rate mortgages and provides insight into deciding between a 15-... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.