Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2017 - 2040 of 5339 results
Jan 6, 2026 1:31 PM
— Housing Market
How cash-strapped are millennial home buyers?
A quarter of millennials have more debt than savings, impacting their ability to afford a 10% down payment on a home. Concerns about a potential market crash and extreme weather conditions are influencing decisions in the housing market. Saving for a down payment has taken less time this year compared to previous years. Home equity is being seen as an important asset requiring accurate valuation a... more
Jan 6, 2026 1:30 PM
— Mortgage Lending
Woman Offered Once-in-a-Lifetime Chance for a Mortgage Rate of Just 2%. Her Boyfriend Thinks She Shouldn't Take It
A 28-year-old banker shared on Reddit her dilemma of wanting to purchase a home on her own with a low-interest loan provided by her employer, despite her boyfriend's objections. The boyfriend preferred to buy property together later using only their own money to remain debt-free. Reddit commenters overwhelmingly supported the woman's decision to move forward independently due to the valuable oppor... more
Jan 6, 2026 12:31 PM
— Mortgage Insurers
U.S. mortgage insurance sector on solid footing in 2026: Fitch
Fitch Ratings believes U.S. mortgage insurers are well positioned entering 2026 due to robust capital positions and steady underwriting performance. The adherence to stringent capital requirements and high-quality loan portfolios are highlighted as factors contributing to the sector's resilience. Despite potential challenges like high interest rates and affordability issues, the industry is expect... more
Jan 6, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Barely Budge, But Volatility Risk is Increasing
Mortgage rates have remained steady for 5 consecutive days with little movement. However, upcoming labor market reports and ISM's service sector report could potentially cause rates to change depending on the data's strength.
Jan 6, 2026 10:31 AM
— Mortgage Rates
Mortgage rates steady as 2026 housing outlook brightens
Mortgage rates have remained stable around 6.4% with little change recently. Analysts predict a strong housing market in 2026, tighter mortgage spreads, and increased MBS purchases by GSEs.
Jan 6, 2026 8:30 AM
— Interest Rates
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
In 2024, Federal Reserve rate cuts led to declining yields on many deposit accounts, but savers could still benefit from strong yields on certificates of deposit (CDs). Despite an expected drop in CD rates in 2025, they are projected to outpace inflation. The average APY for 1-year CDs started and ended at 1.96% in 2024, while 5-year CDs started and ended at 1.41% and 1.42%, respectively. By the e... more
Jan 6, 2026 8:30 AM
— Mortgage Lending
AI, 2nds, Servicing Tools; Wire Fraud Scheme; MISMO Changes; Thoughts on Affordability
The article discusses various aspects of the mortgage industry, including the fact that 40% of U.S. homes do not have a mortgage, the shortage of housing units, the use of technology in the mortgage market, AI in lending, and recent developments in the industry such as joint ventures and acquisitions. It also highlights a new wire fraud scheme targeting settlement companies.
Jan 6, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rate possible in 2026
The article provides tips on how to secure the lowest mortgage rate possible in the 2026 housing market. It discusses the importance of credit score, debt-to-income ratio, down payment, buying discount points, and various strategies to negotiate better rates with lenders. It also mentions alternatives like buydown programs, adjustable-rate mortgages, and shorter-term loans to lower interest rates.
Jan 6, 2026 6:31 AM
— Mortgage Rates
Mortgage spreads are narrowing, but for which reason?
The spread between the 10-year Treasury yields and 30-year fixed mortgage rates tightened at the end of 2025 due to increased holdings of mortgage-backed securities by Fannie Mae and Freddie Mac. The 30-year fixed mortgage rate is expected to reach 6% in 2026, with some observers believing it could go lower. Loanlogics introduced the LoanBeam NQM income analyzer. Originators with less than $59 mil... more
Jan 6, 2026 6:30 AM
— Bond Markets
Volume is Back. Still Waiting on Volatility
The bond market has been range trading between 4.10-4.20% in terms of 10yr yields since December 10th. Despite a return in trading volume post-holidays, market watchers are waiting for a breakout. Wednesday and Friday's economic data are seen as potential catalysts.
Jan 6, 2026 4:30 AM
— Mortgage Lending
AI, Retention, Jumbo Tools; STRATMOR Interview; Lenders From 2006; Mortgage Action Alliance
Redfin predicts that next year will be the beginning of 'The Great Reset,' where wages grow faster than home prices for the first time since 2008. Bill Dawley shares his journey from professional baseball to a career in mortgage banking. Various companies are offering incentives and programs to kick-start lending pipelines in 2026. Webinars and discussions are being held on various topics related ... more
Jan 6, 2026 4:30 AM
— Mortgage Rates
Posthaste: Mortgage borrowers who held out for lower rates are paying the price
Fixed-rate mortgages have been rising from mid-3 per cent to low 4 per cent, leading to higher monthly payments for borrowers who delayed renewals. Variable rates have dropped but are now expected to remain steady or even increase by year end. The popularity of five-year terms has declined, with shorter fixed-rate terms becoming more popular. Bond yields have recently increased, affecting fixed ra... more
Jan 6, 2026 3:32 AM
— Mortgage Lending
What It Would Take To Make the Housing Market Affordable Again in 2026
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Jan 6, 2026 2:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 6, 2026: Bubbling just above and below 6%
Current mortgage rates show a narrow range, with 30-year rates at 6.04% and 15-year rates at 5.41%. Refinance rates tend to be higher than purchase rates. Mortgage calculator can help determine monthly payments based on different rates and terms. Economists expect mortgage rates to stay within the 6% range through 2026, with potential rate cuts in 2026 and 2027. MBA and Fannie Mae predict rates to... more
Jan 6, 2026 2:30 AM
— Housing Market
Lower prices and mortgage rates help stabilize South Florida condo market
The South Florida real estate market is stabilizing with lower mortgage rates and falling prices for condos, while single family home prices are cooling off. The pace of condo sales in Palm Beach County increased significantly, with rising median prices. Miami-Dade saw a decrease in condo prices and an increase in supply. Statewide, Florida Realtors are cautiously optimistic about the future, citi... more
Jan 6, 2026 1:32 AM
— Mortgage Rates
New Homeowner Data Challenges Mortgage Rate Lockdown Theory
The author discusses the concept of a mortgage rate lockdown, questioning if it is a real phenomenon or just a housing myth. The theory suggests that homeowners with low rates are hesitant to sell their homes and buy new ones at higher rates, potentially impacting home sales activity.
Jan 6, 2026 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 6, 2026
The article provides information on current refinance rates, the process of refinancing a mortgage, potential benefits of refinancing, and common costs involved. It also discusses different types of refinancing options and the importance of shopping around for the best interest rate. The article touches on how the Federal Reserve's rate cuts have impacted mortgage rates and offers tips on when ref... more
Jan 5, 2026 9:30 PM
— Mortgage Lending
Manhattan Home Sales Climb, Juiced Up by Lower Mortgage Rates
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Jan 5, 2026 8:30 PM
— Mortgage Rates
30-year mortgage rates fall - To buy or wait? | Today's mortgage and refinance rates, January 5, 2026
Mortgage interest rates were mostly lower compared to a week ago, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM moving lower. Rates have become more affordable in 2025 after the Federal Reserve cut rates late in the year, with 30-year fixed rates holding below 6.5%. The President of WSFS Home Lending expects rates to remain higher but closer to historical norms in 2026, with lon... more
Jan 5, 2026 7:30 PM
— Mortgage Lending
Your Financial To-Do List for 2026 If You Want To Own a Home
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Jan 5, 2026 4:33 PM
— Mortgage Rates
"Mortgage Rates Holding at 2-Month Low"
Mortgage rates are currently holding at a 2-month low according to Matthew Graham at Mortgage News Daily.
Jan 5, 2026 2:33 PM
— Bond Markets
Bonds Improve Back to Pre-Holiday Levels
The bond market did not have a significant reaction to the recent ISM Manufacturing data, but trading volume returned to pre-holiday levels. The 10-year yields closed at 4.15%, the same level as on December 11th. The market is now focusing on upcoming economic data for potential signals.
Jan 5, 2026 12:30 PM
— Interest Rates
Mortgage Rates Holding at 2-Month Lows
The article discusses how September 16th and October 28th of 2025 had the lowest rates due to Fed rate cuts, but the second half of December saw rates inch closer to those lows. Currently, rates are holding steady, with the potential to reach the lowest point since October 28th.
Jan 5, 2026 8:31 AM
— Mobile Home Refinancing
Mobile Home Refinancing | Rates & Loans 2026
Refinancing a mobile home can help lower monthly payments, get better interest rates, or tap into home value, but it comes with unique rules. The home's age, size, classification, and whether it's permanently installed impact refinancing options. To qualify, the home must meet certain guidelines, building standards set by HUD, and financial criteria. Mobile home refinancing rates are higher than t... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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