Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2041 - 2064 of 5339 results
Jan 5, 2026 7:54 AM
— Mortgage Rates
Mortgage Rates Flat Over Weekend | Today, January 5, 2026
Mortgage rates remained low at 6.20% for a 30-year fixed mortgage, although they have regressed from their annual lows. The 15-year fixed mortgage rate was at 5.49% and the 5/1 adjustable rate mortgage averaged 5.70%. Economic indicators suggest rate movements will be subdued in the near-term. Experts expect mortgage rates to stay stable around 6.25%. Various reports and forecasts are being monito... more
Jan 5, 2026 7:32 AM
— Mortgage Rates
What's the mortgage interest rate forecast for January 2026? Here's where rates could head next.
Experts predict that mortgage rates in January 2026 will either hold steady or fall mildly, with a potential gradual decline throughout the year. The expected Federal Reserve rate cuts, inflation trends, movements in the bond market, and consumer confidence are key factors influencing the direction of mortgage rates. While falling rates are favorable for buyers, it's essential to consider personal... more
Jan 5, 2026 7:31 AM
— Mortgage Rates
CFPB raises HMDA exemption and escrow thresholds
Mortgage rates fluctuated in the weeks of January, with a rise to 6.24% on Jan. 23 and a drop to 6.18% on Jan. 9. Additionally, the Mortgage Bankers Association reported a rise in home-purchase applications by 5.1% on Jan. 16. Meanwhile, lenders with less than $59 million in assets last year are exempt from sharing home loan data with the government.
Jan 5, 2026 7:30 AM
— Housing Market
2026 Real Estate Outlook: What Leading Housing Economists Are Watching
Leading economists predict that the housing market in 2026 will show signs of rebalancing and rebounding, with an increase in home sales, new-home construction, affordability, and demographic shifts in buyers. The easing from the Federal Reserve is expected to positively impact interest rates and home inventory. As mortgage rates decrease, it is anticipated that more buyers will enter the market.
Jan 5, 2026 7:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 5, 2026
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., historical context on mortgage rates, factors influencing mortgage interest rates (such as economic conditions, demand for home loans, national debt, and Federal Reserve actions), and tips for securing the best mortgage for one's situation. The article also touches on the impact of the F... more
Jan 5, 2026 7:30 AM
— Bond Markets
Bonds Are Back in The Office
Trading volume is increasing as the market shifts out of holiday mode, with bonds holding within a range up until now. The possibility of a breakout on either side of the range is stronger this week due to increased participation and the upcoming jobs report. Other relevant reports this week include JOLTS/ISM combo on Wednesday. ISM Manufacturing was slightly weaker today but hasn't had a big impa... more
Jan 5, 2026 7:30 AM
— Housing Market
When will mortgage rates go down? The outlook heading into 2026.
The article discusses the recent decrease in mortgage rates, with the 30-year fixed mortgage rate dropping to 6.15%, the lowest point in 2025. It explores how mortgage rates are influenced by factors such as the Federal Reserve's actions and the 10-year Treasury yield. Despite the decrease in rates, it advises against waiting for rates to drop to 6% before buying a home due to high home prices and... more
Jan 5, 2026 5:31 AM
— Mortgage Lending
Mortgage innovation being driven by AI and automation
Financial services firms are leveraging artificial intelligence (AI) to increase productivity and efficiency. Mortgage lending is also adopting AI to optimize operations, reduce closing costs, and automate manual tasks. AI tools can automate data processing, generate borrower narratives, improve communication with chatbots, and expedite the closing process. Predictive analytics supported by AI can... more
Jan 5, 2026 4:30 AM
— Online Mortgage Applications
Two Simple Ways to Fix Housing in America
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Jan 5, 2026 4:03 AM
— Mortgage Rates
New homeowner data challenges mortgage rate lockdown theory
Recent data shows that there are more homeowners with mortgage rates above 6% than below 3%, challenging the theory of a mortgage rate lockdown. Despite this, equity and wages continue to drive home sales.
Jan 5, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers
Mortgage rates are currently around 6%, but some lenders are offering rates in the mid-5% range. The article provides information on current mortgage rates, mortgage refinance rates, different mortgage terms like 30-year and 15-year mortgages, and adjustable-rate mortgages (ARMs). It also advises on how to reduce interest rates through down payments, credit scores, and debt-to-income ratios.
Jan 5, 2026 2:30 AM
— Mortgage Security
These 2 Mortgage Stocks Are Set to Rise as Rate Pain Fades, Says Jefferies
The article discusses the importance of verifying one's identity as a human in online interactions through actions like clicking a checkbox or solving a CAPTCHA. This helps prevent automated programs from accessing websites and ensures security.
Jan 4, 2026 8:30 AM
— Mortgage Rates
HSBC becomes first big UK lender to cut its mortgage rates in 2026
HSBC has become the first major lender to cut mortgage rates following a reduction in the Bank of England base rate in December. This move is expected to spark a price war among other mortgage lenders, benefitting borrowers. Approximately 1.8 million homeowners are expected to refinance their mortgages this year, with City economists predicting two more cuts to the base rate. Fixed-rate mortgage r... more
Jan 4, 2026 5:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 4, 2026: Still in a holding pattern
The article provides national average mortgage rates for various types of loans, such as 30-year fixed and 15-year fixed. It discusses the difference between fixed-rate and adjustable-rate mortgages and the impact of mortgage terms and interest rates on monthly payments and total interest paid. It also mentions the importance of factors like credit score, down payment, and debt-to-income ratio in ... more
Jan 4, 2026 4:31 AM
— Interest Rates
What to Expect in Markets This Week: Investors Watching Venezuela Developments, Awaiting Jobs Report, Other Economic Data, Earnings Reports
Over the weekend, the U.S. launched a military strike on Venezuela, leading to geopolitical uncertainty. Investors are also watching for employment data that could impact interest rates. Reports delayed by the government shutdown will also be released this week, including data on housing starts, factory orders, and the U.S. trade deficit. The Federal Reserve may consider more interest rate cuts ba... more
Jan 4, 2026 4:30 AM
— Mortgage Rates
Should You Buy a House in 2026? Here's What's Ahead
Home sales remained low in 2025 due to high housing costs and elevated mortgage rates, but some improvement in housing affordability is expected in 2026. Mortgage rates peaked at over 7% in early 2025 and have slightly eased. Experts project rates to remain between 6% and 6.5% in 2026. High housing prices vary across the US, with some areas being more affordable. Borrowers are turning to adjustabl... more
Jan 3, 2026 8:31 AM
— Mortgage Finance
FHA’s MMIF Capital Ratio Holds Steady in FY 2025
The article discusses recent trends in the mortgage market and how they are impacting homebuyers. It highlights changes in interest rates and mortgage lending practices, as well as potential implications for the housing market.
Jan 3, 2026 7:32 AM
— Real Estate Market Trends
Why most buyers hire the first agent they talk to
Zillow's 2025 Consumer Housing Trends Report shows that repeat buyers now make up the majority of home purchases, with many buyers and sellers finding agents online and valuing digital tools and efficiency over personal relationships. AI Summary shows that online research plays a significant role in selecting an agent for buyers.
Jan 3, 2026 6:31 AM
— Housing Market
Freddie Mac reports concentrated home price declines in Florida
Home prices across the U.S. have softened in 2025, with only two of the 40 select metros tracked by Freddie Mac lower than November 2022 levels. Austin, San Antonio, and Tampa have experienced notable price declines from their peaks. Providence and Charlotte have shown strong price resilience, while New York and Philadelphia saw peak prices in November.
Jan 3, 2026 5:31 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, January 2, 2026
Mortgage interest rates have mostly decreased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages going down. The average rate for a 30-year fixed mortgage is 6.20%, for a 15-year fixed mortgage is 5.44%, and for a 5/1 ARM is 5.67%. The article also discusses the potential for mortgage rates to remain higher than desired due to recent rate cuts by the Federal... more
Jan 3, 2026 4:35 AM
— Legislation
NRMLA backs New Jersey bill clarifying reverse mortgage rules
NRMLA is supporting New Jersey Senate Bill 4970 to exempt reverse mortgages from secondary mortgage repayment rules requiring equal installments. The group believes this clarification aligns state law with how reverse mortgages function, removes legal uncertainty, and preserves access to equity-based financing for seniors.
Jan 3, 2026 4:34 AM
— Mortgage Lenders
Fannie Mae fending off discrimination, defamation lawsuits
Fannie Mae is facing lawsuits from workers it fired last spring, accusing the company of discrimination and defamation. There have been allegations against Federal Housing Finance Agency Director Bill Pulte for privacy law violations and the misuse of personal mortgage records of a lawmaker. There have also been issues with loan originators not being able to operate in certain cities due to court ... more
Jan 3, 2026 4:33 AM
— Government-Sponsored Enterprises
Some paths to recap and release longer than others: Wedbush
Discussions are underway regarding a potential move to recapitalize and release government-sponsored enterprises from conservatorship, with focus on big players in the industry, Wall Street, tech firms, and community lenders calling for policymakers to protect certain aspects of the industry. Fannie Mae and Freddie Mac have been adding mortgage-backed securities and home loans to their balance she... more
Jan 3, 2026 4:32 AM
— Housing Market
HUD tightens rules for FHA appraiser roster
HUD issued new guidance tightening FHA Appraiser Roster oversight, linking eligibility directly to state license status and automating checks against the national registry. Missed renewals or data mismatches can quickly suspend FHA appraisal eligibility for single-family forward and reverse mortgages.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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