Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2233 - 2256 of 5339 results
Dec 23, 2025 6:30 AM
— Bond Markets
GDP Reaction a Prime Example of Holiday Distortion
Despite GDP coming in higher than expected, bonds are selling off sharply. The movement in bonds is larger than expected, but the trading volume is low due to the holiday doldrums, resulting in increased volatility.
Dec 23, 2025 5:45 AM
— Housing Market
ICE: Mortgage Delinquencies Surged 15 Percent in November
In November, the U.S. mortgage delinquency rate increased to 3.85%, with over 2.1 million properties past due but not in foreclosure. Seasonal factors contributed to the rise in delinquencies, with more late payments in November, December, and January due to holiday spending. Serious delinquencies and new delinquency borrowers also increased, while foreclosure starts decreased. Prepayment activity... more
Dec 23, 2025 5:30 AM
— Mortgage Rates
Current refi mortgage rates report for Dec. 23, 2025
The average refinance rate for a 30-year, fixed-rate home loan is 6.20%. Despite hopes for decrease, rates remained near 7% following the Federal Reserve's cuts. Refinancing can allow homeowners to tap into home equity, change loan types, or switch loan terms. Costs for refinancing typically range from 2% to 6% of the loan amount.
Dec 23, 2025 5:13 AM
— Reverse Mortgages
HECM’s “Due and Payable” Triggers (and How to Avoid Them)
A Home Equity Conversion Mortgage (HECM) allows homeowners age 62 and older to convert home equity into cash without making monthly mortgage payments. However, there are specific conditions that can cause the loan to become 'due and payable,' requiring repayment through the sale of the home, a refinance, or repayment by heirs. Events like moving out of the home permanently, falling behind on prope... more
Dec 23, 2025 4:36 AM
— Mortgage Applications
Mortgage Applications Decrease in Latest MBA Weekly Survey
The Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending December 19, 2025, reported that mortgage applications decreased by 5.0% from the previous week. Despite a slight decline in mortgage rates, overall mortgage application volume fell. Purchase application volume was higher compared to the previous year. Refinance activity increased and the average contract in... more
Dec 23, 2025 4:30 AM
— Mortgage Lenders
Transitions; Broker, HELOC Products; loanDepot LO Comp Case Ethics Question; Dive Into Data
The article discusses various updates and announcements in the mortgage industry, including new sessions at ICE Experience 2026, the launch of a new product by Rhyze, a program by Asset Based Lending for mortgage brokers, and a bank statement analysis tool by Newfi Wholesale. There is also mention of a legal case involving loanDepot and the confirmation of new leadership for financial regulators.
Dec 23, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 23, 2025: Substantially unchanged
The article discusses the current mortgage rates for purchase and refinance, provides examples of different mortgage amounts and terms, explains the difference between fixed-rate and adjustable-rate mortgages, and gives insights on how economists expect mortgage rates to change in the coming years.
Dec 23, 2025 2:30 AM
— Mortgage Lending
Owners of Newly Built Homes May Struggle To Break Even on a Quick Resale
The article states that the request could not be processed and provides a reference ID for contacting the appropriate support team. It suggests reaching out to unblockrequest@realtor.com for further assistance.
Dec 22, 2025 4:32 PM
— Mortgage Rates
Tuesday: GDP, Durable Goods, Industrial Production, Richmond Fed Mfg
Mortgage rates remained unchanged at the beginning of the holiday-shortened week.
Dec 22, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Hold Steady to Start Holiday-Shortened Week
Mortgage rates remained unchanged today as bonds were close to previous levels. Rates have stayed within a narrow range for the past 4 months. It is expected that significant changes in rates may be hard to come by over the next 2 weeks due to reduced bond market activity. However, more meaningful movement is anticipated once major economic data starts being released in January, especially with th... more
Dec 22, 2025 12:30 PM
— Housing Market
Housing affordability could make small improvements in 2026
The housing market is expected to see lower interest rates in 2026, making it more affordable for potential buyers. Mortgage rates are predicted to settle in the low-6% range. Home prices are expected to continue climbing at a slower rate, and new home construction faces challenges due to increased costs and reduced demand. Government policy changes may also impact the housing market.
Dec 22, 2025 10:30 AM
— Mortgage Rates
Current refi mortgage rates report for Dec. 22, 2025
The article discusses the current average refinance rate on a 30-year fixed-rate home loan, the process of refinancing a mortgage, reasons to refinance, and common refi options. It also mentions that mortgage rates remained high but started trending downward in late 2025, leading more homeowners to consider refinancing.
Dec 22, 2025 9:30 AM
— Gold Investing
Current price of gold as of December 22, 2025
The article discusses the current price of gold, its historical performance compared to stocks, the concept of spot price in gold investing, factors impacting gold prices, different ways to invest in gold, and the advantages of diversifying a portfolio with gold during times of economic uncertainty and inflation. It also touches on the importance of considering other precious metals like silver, p... more
Dec 22, 2025 8:31 AM
— Mortgage Rates
30-year mortgage rates decrease - When should you lock? | Today's mortgage and refinance rates, December 22, 2025
National mortgage rates were split, with two loan products increasing and two decreasing. Inflation rose at a 2.7% annualized rate, influencing Treasury yields and mortgage rates. The Federal Reserve cut interest rates for the third time in a row. Mortgage rates as of 12/22/2025 vary, with average rates for 30-year fixed, 15-year fixed, 5/1 ARM, jumbo, and 30-year fixed-refinance mortgages listed.... more
Dec 22, 2025 8:31 AM
— Mortgage Finance
Existing-Home Sales Up Slightly in November
The article discusses the latest trends in the housing market, including an increase in mortgage rates and a potential impact on homebuyers. It also touches upon the current state of mortgage lending and the challenges faced by both lenders and borrowers.
Dec 22, 2025 7:53 AM
— Mortgage Rates
Mortgage Rates Up Slightly Over Weekend | Today, December 22, 2025
Mortgage rates have slightly increased over the weekend but are still within a tight range. Negotiating and exploring financial assistance programs can help buyers achieve lower rates. The average rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages are provided along with expert predictions about their stability. Economic reports for the week are minimal, with most likely focusing... more
Dec 22, 2025 7:30 AM
— Housing Market
When is a good time to buy a house? How to know if now is the right time.
The U.S. housing market is going through changes with mortgage rates lower than last year and sellers reducing prices. More homes are on the market but sellers are delisting as they can't afford current pricing. Houses are staying on the market for longer, and buyers have more options. Mortgage rates are hovering in the low-to-mid 6% range, and the Federal Reserve's rate cut may not affect home lo... more
Dec 22, 2025 7:30 AM
— Bond Markets
Range-Bound Cruise Control
The bond market has been experiencing a very narrow range in yields over the past 4 months, with the past 3 weeks being especially narrow. While the recent micro range in 10-year yields is on the high side of the broader range, 2-year yields are hugging the lower end of their 4-month range. MBS and mortgage rates are performing somewhere in between, outperforming 10-year yields relative to the hig... more
Dec 22, 2025 7:30 AM
— Mortgage Lenders
Why DSCR demand ramped up in 2025 and will continue into 2026
In 2025, the demand for DSCR loans increased due to tight housing inventory and a rise in nontraditional wage earners. Rocket Pro launched its first DSCR product, catering to the needs of borrowers looking for alternative options based on rental income rather than personal income.
Dec 22, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 22, 2025: Stability makes rates easy to shop for
Mortgage rates have been stable recently, with the 30-year fixed rate at 6.03% and the 15-year fixed rate at 5.42%. Different types of mortgage rates, including VA and ARM rates, are also provided. The article discusses the advantages of 15-year vs. 30-year mortgages, and adjustable-rate mortgages. It also mentions factors affecting mortgage rates and how to secure lower rates, such as down paymen... more
Dec 22, 2025 7:30 AM
— Mortgage Rates
When will mortgage rates go down? Looking ahead to 2026.
The article discusses how mortgage rates have barely moved despite recent Fed rate cuts and are expected to decrease only slightly in 2026. It explains the impact of Fed rate cuts on mortgage rates and the influence of the 10-year Treasury yield on mortgage rates. It also emphasizes that waiting for mortgage rates to hit a specific number may not be worth it due to the interaction of various facto... more
Dec 22, 2025 4:35 AM
— Mortgage Security
Existing home sales hit 9-month high with inventory at 1.43M units
The article discusses the importance of verifying human identity on websites to prevent fraud and ensure security. It highlights the use of CAPTCHA tests and biometric authentication as effective methods for this purpose.
Dec 22, 2025 4:35 AM
— Mortgage Rates
Mortgage payments decrease slightly in November
In November, homebuyer affordability improved as the median mortgage payments slightly decreased, driven by lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association's index shows a sixth consecutive monthly improvement.
Dec 22, 2025 4:32 AM
— Credit Card Rewards Programs
Chase Freedom Flex Q1 2026 Categories: Foodies Rejoice
The article discusses the rotating bonus categories on the Chase Freedom Flex card for Q1 2026. Cardholders can earn extra cash back on dining, American Heart Association donations, and Norwegian Cruise Line purchases up to a certain threshold. It also provides insights into how these bonus categories compare to previous quarters and average household spending in relevant categories.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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