Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1489 - 1512 of 5339 results
Feb 3, 2026 3:48 AM
— Home Equity Investments
HEI Contract Review Checklist: Key Clauses You Must Understand
Home equity investments (HEIs) are marketed as a simpler alternative to borrowing, where you get cash upfront with no monthly payments or interest. However, HEI contracts establish a long-term equity partnership between you and the provider, with financial impacts unfolding over time. The contract determines how future home value will be shared, who controls key decisions, and how the arrangement ... more
Feb 3, 2026 1:30 AM
— Housing Market
Privatizing Fannie Mae is risky. Would it be a win for taxpayers or Trump's donors?
The Trump administration is considering a partial sale of Fannie Mae and Freddie Mac, two government-controlled mortgage giants that guarantee a significant portion of U.S. home loans. The potential re-privatization of these entities has raised concerns about financial market instability, increased mortgage rates, and questions about the benefits for taxpayers. FHFA Director Bill Pulte is at the f... more
Feb 2, 2026 8:36 PM
— Mortgage Rates
Mortgage Rates Drop Back Down | Today, February 4, 2026
Mortgage rates reversed their growth and fell this morning, contributing optimistic economic indicators for borrowers. Rates are currently at attractive levels compared to recent years. The 30-year fixed mortgage rate is %. The article discusses the benefits and drawbacks of different types of mortgages such as 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mortgages. It also mentions the c... more
Feb 2, 2026 2:41 PM
— Housing Market
Home discounts hit highest level since 2012, Redfin finds
The housing market currently favors buyers, with sellers offering record discounts and properties being sold below asking prices. There are significantly more sellers than buyers in the market, leading to cancellations of home-purchase agreements. Despite this, there has been a modest improvement in prices and mortgage rates, encouraging buyers to sign contracts.
Feb 2, 2026 1:43 PM
— Home Equity Loans and HELOCs
Can You Tap Home Equity to Buy Your Next Home? | 2026
The article discusses using home equity to purchase a new property by explaining how home equity loans and HELOCs can be utilized, the calculations involved, and the steps to take from estimation to closing. It also compares the pros and cons of HELOCs and home equity loans, emphasizing the importance of choosing the right product based on individual circumstances.
Feb 2, 2026 12:34 PM
— Mortgage Rates
Mortgage Rates Only Modestly Higher Despite Bond Market Weakness
A strong economic report on the manufacturing sector caused weakness in the bond market, leading to higher mortgage rates. However, mortgage rates only increased marginally, performing better than expected due to timing issues with lenders adjusting rates after bond market losses.
Feb 2, 2026 12:32 PM
— Housing Market
Builders FirstSource acquires Pleasant Valley Homes
Builders FirstSource acquired the assets of Pleasant Valley Homes, a modular home manufacturer, to expand its prefabricated offerings. The company plans to scale the model and offer high-quality, semi-custom modular plans to its homebuilder customers, aiming to address industry challenges like affordability and labor access. The building materials industry is experiencing consolidation, with big p... more
Feb 2, 2026 11:38 AM
— Mortgage Lending
What to Expect When Applying for a HELOC Online
The article discusses the process of applying for a HELOC online, including gathering and uploading necessary documents, verifying income and home value, understanding criteria such as combined loan-to-value ratio and credit score, and the timeline for approval and closing. It also provides tips for speeding up the process and compares the advantages of online applications versus traditional branc... more
Feb 2, 2026 8:30 AM
— Mortgage Lenders
Below 6% since November: Mortgage lenders with the best rates this week, Feb. 2, 2026
The article discusses the top mortgage lenders with the best interest rates, with four lenders offering rates below 6%. The importance of shopping around for mortgage rates is highlighted, as it can result in significant savings on interest rates. The article also explains the difference between interest rate and APR, emphasizing the importance of considering APR when comparing borrowing costs. Ad... more
Feb 2, 2026 8:24 AM
— Mortgage Rates
Mortgage Rates Dip on Monday | Today, February 2, 2026
Mortgage rates are currently at attractive levels, offering options for refinancing or tapping into home equity. The average 30-year fixed mortgage rate is %, while the average 15-year fixed rate is %. Adjustable-rate mortgages (ARMs) have lower initial rates but adjust based on market conditions. The Federal Reserve's recent stance and economic signals are shaping the mortgage rate landscape, wit... more
Feb 2, 2026 7:35 AM
— Bond Markets
Big Beat in ISM Manufacturing. Bonds Aren't Thrilled
The article discusses how recent manufacturing data, including a surge in the Chicago PMI and ISM Manufacturing data, has impacted the bond market in a negative way, causing bonds to respond unfavorably.
Feb 2, 2026 7:30 AM
— Investing in Precious Metals
Current price of silver as of Monday, February 26, 2026
The article discusses the value of silver as an investment, comparing it to stocks and gold. It explains how silver is a reliable asset to preserve the value of money, especially during periods of inflation. It also covers different ways to invest in silver, such as physical silver or silver ETFs. The article suggests that the U.S. economy's uncertainty may make precious metals like silver an appe... more
Feb 2, 2026 5:30 AM
— Housing Market
Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages
Late-stage mortgage delinquencies increased by 18.6% in December, with delinquency levels remaining relatively low but concerning. Affordability challenges in the housing market have led to many potential buyers being priced out, with houses becoming significantly more expensive over the past five years. Delinquency rates rising may serve as a warning for potential buyers to not purchase more than... more
Feb 2, 2026 4:12 AM
— Mortgage Lending
High energy performance lowers mortgage costs for buyers
Factoring energy savings into mortgage underwriting can reduce debt-to-income ratios and improve affordability. Recent policy changes and studies show energy-efficient homes offer lower default risk and increased buying power compared to traditional underwriting. The Veterans Home Energy Savings Act allows for utility costs to be included in the underwriting process for VA loans. Incorporating ene... more
Feb 2, 2026 3:30 AM
— Mortgage Lending
Renting is cheaper than owning in every major U.S. metro
The article discusses the process of verifying a user's identity as a human before granting access to certain content or services, which may involve completing tasks such as CAPTCHA. This verification process can be time-consuming but is necessary to prevent automated bots from accessing the content or service.
Feb 2, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 2, 2026: Bubbling under 6%
Mortgage rates are currently just under 6%, with the average 30-year fixed rate being 5.91% and the 15-year fixed rate at 5.44%. The rates provided are national averages and are rounded to the nearest hundredth. Various mortgage refinance rates are also provided, and it is noted that these rates are generally higher than rates for purchasing a home. Different mortgage terms and rates can be explor... more
Feb 1, 2026 4:30 PM
— Housing Market
Trump’s plan to make housing affordable is faltering
President Donald Trump's efforts to make home ownership more affordable for Americans have been struggling, with many proposed policies being shot down by Congress, the financial industry, or Trump himself. Housing costs have been rising, making it difficult for many Americans to afford homes. Trump's proposed solutions have been inconsistent, and he has failed to focus on affordability proposals ... more
Feb 1, 2026 3:31 PM
— Mortgage Rates
Mortgage Rates Today, Feb 1, 2026: 30-Year Refinance Rate Drops by 26 Basis Points
Refinance rates for 30-year mortgages have dipped significantly, with a national average of 6.38%, which is a 26 basis point drop. This is good news for homeowners and investors as it indicates a potential shift in borrowing costs. The 15-year fixed refinance rate has slightly increased to 5.62%. At the same time, the 5-year adjustable-rate mortgage (ARM) refinance rate remains stable at 6.95%. Re... more
Feb 1, 2026 11:32 AM
— Mortgage Lending
Housing demand is still positive even with epic snowstorm
The article discusses the importance of verifying human identity through CAPTCHA tests to prevent spam and fraudulent activities on websites. It explains how CAPTCHA tests work and why they are necessary for online security.
Feb 1, 2026 4:30 AM
— Interest Rates
Fed pauses, but mortgage rates are already lower
The Federal Reserve has decided to keep the federal funds rate stable after a series of rate cuts. They are cautiously optimistic about the economy and will assess incoming data before making any further adjustments. The recent decrease in mortgage interest rates has been driven by various factors, including a potential purchase of mortgage-backed securities by the Fed. This purchase led to a sign... more
Feb 1, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 1, 2026: Hitting the target range for many rate watchers
The article provides an overview of current national average mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and VA loans. It also explains the differences between fixed-rate and adjustable-rate mortgages and how the different loan terms can impact monthly payments and total interest paid over the life of the loan. Additionally, the article offers tips on how to ... more
Jan 31, 2026 6:30 AM
— Housing Market
November Was Best Month of Home Price Appreciation in More Than a Year
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data showing that home price appreciation continues to outperform previous levels. FHFA's House Price Index indicated a 0.6% month-over-month increase in November and a 1.9% year-over-year increase, reaching the highest levels in over a year. The Case-Shiller U.S. National Home Price Index saw a 1.4% year-over-yea... more
Jan 31, 2026 4:35 AM
— Housing Market
Jan. 30: SVP Wholesale, Ops, AE & LO jobs coast to coast; verification, licensing tools; Fed Chair nominee Kevin Warsh primer
David Spector challenges the rate-centric view of housing affordability and argues that tight housing supply, local zoning, permitting roadblocks, and tax policies are the real strain on affordability. He suggests ways to ease borrower burden without adding risk.
Jan 31, 2026 4:34 AM
— Mortgage Rates
What does Warsh as Fed chair mean for mortgage rates?
Editor in Chief Sarah Wheeler discusses Trump's pick of Kevin Warsh for the next Fed chair with Lead Analyst Logan Mohtashami and how it could impact mortgage rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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