Mortgage News
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Showing 1537 - 1560 of 5004 results
Jan 12, 2026 8:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November with positive momentum suggesting the housing market is slowly thawing, although still below pre-pandemic levels. Factors like affordability, inventory, and demographics are aligning to support more sales activity. Affordability is improving, inventory is increasing, and demographic trends indicate built-in demand. However, the lock-in effect of low mortga... more
Jan 12, 2026 5:32 PM
— Housing Market
Appeal hearing threatens NAR settlement, raising industry uncertainty
The NAR commission settlement is under appeal in the Eighth Circuit, potentially leading to major industry changes and reshaping compensation rules and future litigation. The real estate industry may need to prepare for more commission lawsuit drama as the hearing progresses.
Jan 12, 2026 5:30 PM
— Mortgage Lenders
ICE Experience, AI Webinar, LOS, Inside Sales, BBYS, DSCR Products; Is a Cap on Credit Cards Possible?
The median age of first-time homebuyers has increased significantly to 40 years old, with the first-time homebuyer share falling to a historic low of 21 percent. Lenders are encouraged to have products and technology to cater to these demographic shifts. Various companies are offering products and services to help brokers and lenders grow their pipelines and expand into new markets, including prog... more
Jan 12, 2026 2:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November, with positive momentum suggesting a slow thaw in the housing market. Affordability, inventory levels, and demographics are aligning to support more sales activity. However, the lock-in effect of low mortgage rates, uncertainty, and elevated rates are still hindering turnover. The most likely scenario is a gradual improvement in the market, with incrementa... more
Jan 12, 2026 1:32 PM
— Housing Market
Affordable HOMES Act passes House
The House passed the bipartisan Affordable HOMES Act to boost affordable housing by focusing on manufactured housing. JPMorgan Chase reported a significant increase in mortgage originations in 2025.
Jan 12, 2026 12:31 PM
— Mortgage Rates
Mortgage Rates Inch Higher From 3 Year Lows
Mortgage rates fluctuated today, with some lenders raising rates on Friday but lowering them today, while others who didn't raise rates on Friday are slightly higher today. Despite this, rates are still much lower compared to the last three years. The 10-year Treasury rates are at four-month highs, but mortgage rates are outperforming them due to various factors, including the behavior of the 5-ye... more
Jan 12, 2026 12:31 PM
— Mortgage Delinquency Rates
Card debt hits record amount as providers charge high rates
Americans hold more debt than ever, with the average credit card user carrying a balance of nearly $6,000. Refinance retention hit 28% last quarter, the highest percentage in three and a half years. The national mortgage delinquency rate jumped to 3.85% in November, a 15% increase from the previous month.
Jan 12, 2026 12:30 PM
— Mortgage Lenders
Ackman Pitches Prepayment Penalties as Way to Cut Mortgage Rates
The article is prompting the reader to confirm that they are not a robot in order to access global markets news on Bloomberg.com.
Jan 12, 2026 10:30 AM
— Mortgage Rates
Mortgage rates fall below 6% for first time since 2023 after Trump orders $200B bond buying
Mortgage rates dropped below 6% for the first time in years after President Trump ordered the purchase of $200 billion worth of mortgage bonds to tackle the housing crisis. This led to the average rate for a 30-year fixed residential mortgage falling to 5.87% and rates for a 15-year fixed mortgage also decreasing. The purchases of mortgage bonds by Fannie Mae and Freddie Mac are expected to drive ... more
Jan 12, 2026 10:17 AM
— Mortgage Rates
Economists forecast just 50 basis points of Fed cuts in 2026
Only 14% of economists surveyed expect the next short-term rate reduction to take place at the January meeting of the Federal Open Market Committee. The 30-year fixed-rate mortgage dropped 3 basis points, reaching its lowest level since October. Despite this drop in mortgage rates, the 10-year Treasury yield used to price loans moved higher since Thanksgiving. Fannie Mae and Freddie Mac portfolio ... more
Jan 12, 2026 9:31 AM
— Mortgage Finance
Short Takes: MISMO Publishes New Specification / Rates Fall to Recent Low / Figure Sees Rise in Marketplace Originations / Housing Starts Rising
The article discusses the latest trends in the mortgage market and how they are impacting borrowers. It mentions potential changes in interest rates and regulations that could affect mortgage lending.
Jan 12, 2026 9:30 AM
— Housing Market
'Something big' just happened in the U.S. housing market, real estate CEO says
During the pandemic-era housing market, homebuyers enjoyed low mortgage rates, but now rates have risen. More homeowners have rates higher than 6%, reducing the lock-in effect. This may lead to more inventory as owners feel comfortable selling. However, many homes are unaffordable due to high prices and mortgage rates, causing aspiring homeowners to give up. Mortgage rates are unlikely to drop sig... more
Jan 12, 2026 9:30 AM
— Mortgage Rates
President Trump Is Targeting Mortgage Rates Where They're Set
Mortgage rates are set in the bond markets, specifically in the market for mortgage-backed securities. President Trump's direction for Fannie Mae and Freddie Mac to invest in the MBS market aims to restore normal price discovery and reduce risk premiums. When natural buyers step back, the risk premium is passed on to borrowers in the form of higher monthly payments. By improving liquidity and mark... more
Jan 12, 2026 9:30 AM
— Mortgage Rates
Big Wins for American Families as Gas Prices, Mortgage Rates Plummet
Gas prices have fallen to their lowest levels in five years and mortgage rates have dropped sharply due to President Trump's America First agenda focusing on energy dominance and housing affordability. The decline in gas prices is saving Americans billions of dollars annually and the decrease in mortgage rates has reduced housing payments to their lowest point in over two years.
Jan 12, 2026 8:32 AM
— Mortgage Lending
Worried about the Compass Anywhere merger? Here’s how to stay competitive
The article discusses actionable strategies for independent agents to remain competitive in the real estate market as consolidation accelerates. It emphasizes the importance of local expertise, client relationships, specialization, and consistent communication and service.
Jan 12, 2026 8:31 AM
— Mortgage Finance
Majority of Millennials Holding Out for Rates Below 6%
The article discusses the latest trends and updates in the mortgage industry.
Jan 12, 2026 7:07 AM
— Mortgage Rates
Mortgage Rates Steady on Monday Morning | Today, January 12, 2026
Mortgage rates remain at their lowest averages in over a year, showing few basis points increase over the weekend. Rates for 30-year fixed mortgages sit at 6.18%, while rates for 15-year fixed mortgages reached 5.52%. Experts recommend considering refinancing or tapping into home equity with the current rates. The article also discusses adjustable-rate mortgages and predictions by economists on fu... more
Jan 12, 2026 6:32 AM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales in 2026
The article discusses the current state of the housing market, highlighting factors both positively and negatively impacting sales activity. It mentions that affordability is improving, inventory is on the rise, and demographic trends are driving demand. However, the lock-in effect of low mortgage rates and uncertainty around the economy are constraints. It concludes that a gradual thaw in the mar... more
Jan 12, 2026 4:34 AM
— Mortgage Rates
Labor market clenches jaw ahead of Fed’s January meeting
The December unemployment rate improved slightly to 4.4% with a gain of 50,000 jobs. The data suggests a stable labor market that is unlikely to crumble soon. Job gains in December were modest compared to earlier estimates, with retail trade losing jobs but gains seen in food services, health care, and social assistance. Economists predict subdued job growth. The report indicates no urgency for ad... more
Jan 12, 2026 4:34 AM
— Interest Rates
Fed Chair Powell fights back against grand jury subpoena in unprecedented public statement
The Federal Reserve and Chairman Jerome Powell have been hit with grand jury subpoenas by the Department of Justice over testimony on a renovation project. Powell alleged that the threat of criminal charges is due to the Fed setting benchmark interest rates higher than preferred by President Trump. The controversy involves cost overruns on the Fed's headquarters renovation project, which grew to $... more
Jan 12, 2026 4:32 AM
— Housing Market
The 2–4% mortgage trap is freezing housing: Defeasance may be the way out
The U.S. housing market has a lack of sellers due to homeowners holding mortgages with low interest rates from 2020-2022. Defeasance, a concept from commercial real estate finance, offers a potential solution by substituting the loan's payment stream with highly secure assets. This could help homeowners unlock equity trapped within their mortgages and encourage more mobility in the housing market.
Jan 12, 2026 4:30 AM
— Mortgage Rates
UK set for a 'booming' mortgage market, say analysts
Competition among lenders may lead to mortgage rate cuts in the coming weeks. The choice of mortgage products has increased, benefiting first-time buyers. Mortgage rates have fallen over the past year, with expectations for further declines early in 2026. Regulators are allowing more flexibility with mortgage affordability, leading to innovative products to help first-time buyers. There is pent-up... more
Jan 12, 2026 12:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 12, 2026
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.138%, which has fluctuated slightly in recent reports. Rates have been impacted by factors such as Federal Reserve actions, economic conditions, and historical trends. Homebuyers have seen relief in rates starting in late 2025. Factors influencing mortgage rates include inflation fears, national debt, dem... more
Jan 11, 2026 7:31 PM
— Interest Rates
DOJ opens criminal investigation into Federal Reserve and Powell
The Department of Justice served the Federal Reserve with subpoenas threatening criminal charges over Fed Chair Jerome Powell's Congressional testimony regarding the renovation of the Fed's D.C. headquarters. Powell stated that the threat is actually about the Fed's independence in setting interest rates, rather than the renovation itself.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.