Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1441 - 1464 of 5271 results
Feb 1, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 1, 2026: Hitting the target range for many rate watchers
The article provides an overview of current national average mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and VA loans. It also explains the differences between fixed-rate and adjustable-rate mortgages and how the different loan terms can impact monthly payments and total interest paid over the life of the loan. Additionally, the article offers tips on how to ... more
Jan 31, 2026 6:30 AM
— Housing Market
November Was Best Month of Home Price Appreciation in More Than a Year
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data showing that home price appreciation continues to outperform previous levels. FHFA's House Price Index indicated a 0.6% month-over-month increase in November and a 1.9% year-over-year increase, reaching the highest levels in over a year. The Case-Shiller U.S. National Home Price Index saw a 1.4% year-over-yea... more
Jan 31, 2026 4:35 AM
— Housing Market
Jan. 30: SVP Wholesale, Ops, AE & LO jobs coast to coast; verification, licensing tools; Fed Chair nominee Kevin Warsh primer
David Spector challenges the rate-centric view of housing affordability and argues that tight housing supply, local zoning, permitting roadblocks, and tax policies are the real strain on affordability. He suggests ways to ease borrower burden without adding risk.
Jan 31, 2026 4:34 AM
— Mortgage Rates
What does Warsh as Fed chair mean for mortgage rates?
Editor in Chief Sarah Wheeler discusses Trump's pick of Kevin Warsh for the next Fed chair with Lead Analyst Logan Mohtashami and how it could impact mortgage rates.
Jan 31, 2026 4:31 AM
— Mortgage Rates
Here's what happened to mortgage rates in January (and what could happen next)
In early 2026, mortgage interest rates have remained stable following three cuts by the Federal Reserve at the end of 2025, resulting in the lowest rates since 2022. Both purchase and refinance rates have stayed relatively constant throughout January, with minor decreases compared to the beginning of the month. The stability in rates is expected to continue into February, as no Fed rate cut is sch... more
Jan 31, 2026 4:31 AM
— Interest Rates
Will mortgage rates fall under Trump’s next Fed chair? Here’s what to know.
President Donald Trump nominated Kevin Warsh as the next Federal Reserve chair, leading to speculation about future mortgage rates. Warsh, who advocated for lower interest rates, is expected to push for a rate cut. However, the 30-year mortgage rate has remained around 6.16%. Mortgage rates don't directly follow the Fed's rates but are influenced by the 10-year Treasury yield. Bond investors have ... more
Jan 31, 2026 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 31, 2026: Dropping below 6%
The average 30-year fixed mortgage rate remains below 6%, with Zillow reporting slightly lower rates than Freddie Mac. Different mortgage rates are provided for various loan types, including 30-year fixed, 15-year fixed, and ARM options. The advantages and disadvantages of each type of mortgage rate are discussed, with insights into interest rates, monthly payments, and predictability. It is empha... more
Jan 31, 2026 4:30 AM
— Mortgage Lenders
Trump’s Pick for Fed Chair Kevin Warsh Has an Unusual Plan To Lower Mortgage Rates
The article is about a request that could not be processed, and it provides a reference ID for further inquiries to unblock the request.
Jan 30, 2026 1:49 PM
— Mortgage Lending
PrimeLending stays in the red, losses ease in Q4
Primelending, Hilltop Holding's mortgage subsidiary, reported a decrease in mortgage banking revenue in the fourth quarter due to industry headwinds. However, the company's net income increased by 61.9% compared to the previous year. The bank did $16 billion in originations during the final three months of 2025, surpassing industry-wide growth forecasts.
Jan 30, 2026 1:30 PM
— Mortgage Rates
Mortgage Rates Sidestep Into The Weekend
This week, mortgage rates remained stable with no significant changes. Rates are dependent on bonds, which have been consolidating after a period of volatility. The market is waiting for upcoming economic data to provide further direction.
Jan 30, 2026 12:37 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve left the federal funds target range unchanged at its January meeting, with two members dissenting in favor of cutting the rate. MBA's forecast is for mortgage rates to remain relatively stable, supporting a somewhat stronger spring housing market.
Jan 30, 2026 11:33 AM
— Home Equity Investments
Home Equity Investment Fees & Tax Implications in 2026
Home equity investments do not require monthly payments but are tied to changes in your home's value over time. Providers receive their returns only when the agreement ends, which can lead to a significant amount owed if the home appreciates. Costs include upfront fees, ongoing charges, and settlement costs. Tax treatment is different from traditional loans and can create tax consequences later on... more
Jan 30, 2026 10:31 AM
— Mortgage Finance
Non-Agency Lenders Bracing for Decline in Interest Rates
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors such as mortgage rates, housing market trends, and mortgage lending practices.
Jan 30, 2026 9:32 AM
— Mortgage Rates
Mortgage Rates Drift Lower, Fed Chair Chosen | Today, January 30, 2026
Mortgage rates are near three-year lows, with the 30-year fixed rate mortgage average at 6.10%. The market remains uncertain due to various economic signals, with expectations for rates to nudge upward or remain steady. Industry forecasts predict rates to stay between 6% and 6.5%. The Federal Reserve's caution around inflation and housing market fundamentals also impact rates. Rates are expected t... more
Jan 30, 2026 9:30 AM
— Interest Rates
What Trump’s Fed Chair pick Kevin Warsh could mean for mortgage rates
Kevin Warsh, President Trump's pick for Federal Reserve chair, believes the central bank can use its powers to bring down mortgage rates and help the housing market. However, aggressive rate cuts may backfire, and the Fed's influence on mortgage rates is indirect. Trump is looking for a chairman who will lower interest rates to make home buying more affordable.
Jan 30, 2026 7:30 AM
— Bond Markets
Why Don't Bonds Care About The Massive Miss in PPI?
The article discusses how the Producer Price Index (PPI) is similar to the Consumer Price Index (CPI) but is more volatile. Despite a higher-than-expected Core PPI reading, the bond market did not experience a significant sell-off as anticipated. PPI is more useful for the bond market in relation to consumer inflation.
Jan 30, 2026 7:30 AM
— Mortgage Rates
Mortgage lenders with the best rates this week, Jan. 26-Feb 1, 2026
The article lists the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around for the best rates and mentions the significance of APR, which includes both interest rates and lender fees. It also discusses the impact of discount points on mortgage rates and highlights some lenders offering special discounts and promotions.
Jan 30, 2026 7:28 AM
— Mortgage Lenders
AARP sues Celink, Carrington, Finance of America over HECMs
A new class action lawsuit alleges that Carrington Mortgage Services, Celink, and Finance of America Reverse have charged illegal fees from older homeowners. Analysts predict improved earnings for Pennymac, Rocket, UWM, and Loandepot compared to the previous year. Mortgage lenders faced challenges from competition affecting margins and prepayments, but executives expect improvement in the first qu... more
Jan 30, 2026 5:30 AM
— Housing Market
President Trump says he wants to drive housing prices up, not down
President Trump is looking to drive housing prices up in the United States to benefit homeowners rather than making housing more affordable. He plans to achieve this by lowering interest rates and allowing more Americans to buy homes even as prices rise. Trump has implemented policies such as banning institutional investors from buying single-family homes and purchasing mortgage-backed securities ... more
Jan 30, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, January 27, 2026
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also mentions that Bankrate.com is an independent, advertising-supported publisher and comparison service.
Jan 29, 2026 4:53 PM
— Mortgage Lenders
Pennymac 4Q results affected by shifting mortgage rates
PennyMac Financial Services' fourth-quarter earnings were higher year-over-year but lower compared to the previous quarter due to the lower interest rate environment. Despite weaker servicing metrics, analysts estimate that Pennymac, Rocket, UWM, and Loandepot will report improved earnings per share and loan origination volume compared to the previous year.
Jan 29, 2026 3:30 PM
— Mortgage Rates
Factors That Could Move Mortgage Rates Next
The Federal Reserve has decided to keep the federal funds rate steady, showing confidence in the economy. Mortgage rates are currently low but may depend on economic reports and potential mortgage-backed securities purchases. The recent decrease in mortgage rates was influenced by President Donald Trump's call for the purchase of $200 billion in mortgage-backed securities.
Jan 29, 2026 1:30 PM
— Mortgage Rates
Mortgage Rate Up Slightly, Still Near 3-Year Low
The average long-term U.S. mortgage rate edged up for the second week in a row, with 30-year loans at 6.1% and 15-year rates at 5.49%. Mortgage rates are influenced by factors such as Federal Reserve decisions, bond market expectations, and the yield on 10-year Treasurys. The housing market has seen a sales slump due to higher mortgage rates, high home prices, and a shortage of homes. Mortgage app... more
Jan 29, 2026 1:30 PM
— Mortgage Rates
Average US long-term mortgage rate ticks higher, holding near lowest point in more than 3 years
The average long-term U.S. mortgage rate slightly increased for the second consecutive week, but is still close to its lowest level in over three years. The 30-year fixed rate rose to 6.1% from 6.09% while the 15-year fixed rate also went up slightly. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate decisions and bond market expectations.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.