Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1369 - 1392 of 5271 results
Feb 5, 2026 12:30 PM
— Housing Market
Rocket CEO says U.S. mortgage industry is a 'tale of two cities'
Rocket Companies, including Rocket Mortgage, is experiencing a surge in mortgage loan production volume and gain on sale due to renewed demand in the housing market even as mortgage rates dropped slightly. This success contrasts with the struggles faced by PennyMac, a major U.S. mortgage lender, as they face challenges in replacing their business with profitable new originations.
Feb 5, 2026 11:30 AM
— Bond Markets
Surprisingly Big Bond Rally Relative to The Data
On Thursday, there was a significant rally in the bond market due to downbeat labor market reports, including Challenger, Jobless Claims, and Job Openings. Traders are being cautious ahead of the next week's big jobs report, leading to increased volatility expectations.
Feb 5, 2026 10:37 AM
— Mortgage Rates
Mortgage rates stay in a tight range above 6%
The 30-year fixed-rate mortgage has remained steady just above 6% for the past three weeks, with only small fluctuations. It averaged 6.11% for the latest survey period. The 15-year fixed rate also saw a slight increase. The decrease in mortgage rates was initially caused by the government's purchase of mortgage-backed securities and tightened spreads.
Feb 5, 2026 10:31 AM
— Housing Market
Mortgage payments fall 8.4% as home values extend losing streak: Zillow
U.S. home values decreased for the sixth consecutive month in January, but buying conditions are improving with lower monthly mortgage payments. The typical home value is just slightly higher than last year, and the housing market is expected to recover gradually as spring approaches.
Feb 5, 2026 10:30 AM
— Interest Rates
Mortgage Rates Fall After Downbeat Employment Data
Various employment reports were released, including planned layoffs at large firms, an increase in weekly jobless claims, and the lowest job openings data since September 2020. These reports led to a noticeable shift in Fed rate cut expectations, but did not directly impact mortgage rates. As a result, the average lender moved back to the lowest levels of the week.
Feb 5, 2026 10:30 AM
— Mortgage Rates
Mortgage Rates Signal Ongoing Stability
The average long-term U.S. mortgage rate remained stable around 6% this week, with the 30-year rate at 6.11% and the 15-year rate at 5.5%. This is a slight increase from the previous week but lower compared to a year ago.
Feb 5, 2026 9:58 AM
— Mortgage Rates
Mortgage rates nudge higher as markets stay jittery
Mortgage rates have been fluctuating in recent weeks, with a slight increase following the Federal Open Market Committee's decision not to reduce rates. Despite the rise, rates are still near three-year lows and almost a percentage point lower than a year ago.
Feb 5, 2026 9:39 AM
— Online Security for Mortgage Websites
How stable mortgage rates are affecting regional housing markets
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Feb 5, 2026 9:36 AM
— Mortgage Finance
Purchase Growth Drove Strong Agency Issuance in January
The article discusses the various factors affecting the mortgage market in 2026, including the impact of interest rates, housing market trends, and the availability of mortgage lenders. It highlights the importance of staying informed on current market conditions to make informed decisions about obtaining a mortgage.
Feb 5, 2026 9:35 AM
— Home Equity Rates
HELOC and home equity rates decline to multi-year lows
Home equity borrowing costs have dropped to levels not seen in about three years, with the $30,000 home equity line of credit falling to 7.31% and the five-year $30,000 home equity loan decreasing to 7.90%. Rates are influenced by factors like Federal Reserve policy and long-term inflation expectations. HELOCs and home equity loans have rates more comparable to mortgage rates than unsecured loans.... more
Feb 5, 2026 9:30 AM
— Mortgage Rates
Mortgage rates hold steady as they resist a higher Treasury yield
Mortgage rates have remained steady with only a slight increase, as the 10-year Treasury rate has been above 4.2% since mid-January. The spread between Treasurys and mortgage rates has narrowed, with the 30-year fixed rate hovering around 6.11%. Refinance rates can be slightly higher than purchase rates and typically vary based on factors like the economy, employment rates, and lender-specific cri... more
Feb 5, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate barely budges, holding near 6%
The average long-term U.S. mortgage rate remained close to 6% this week as the spring homebuying season approaches. The 30-year fixed rate mortgage increased slightly to 6.11% from 6.1% last week, while the rate on 15-year fixed-rate mortgages also inched up. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policies and bond market investors' expectations for the e... more
Feb 5, 2026 8:31 AM
— Mortgage Application Fraud
Elevated investor share drives spike in real estate fraud risk index
The rapid growth of debt-service coverage ratio (DSCR) lending has contributed to an increase in mortgage application fraud risk, particularly in the investor and multifamily sectors. Real estate fraud risk has risen year over year, and non-owner-occupied homes have a significantly higher incidence of undisclosed real estate debt alerts. Refinance applications also experienced a 19% annual spike i... more
Feb 5, 2026 8:31 AM
— Mortgage Finance
As Demand Lags, Homebuyers Snag Discounts
The article discusses recent developments in the mortgage market and how they may impact borrowers. It touches upon trends in mortgage rates, housing market conditions, and the role of mortgage lenders.
Feb 5, 2026 8:30 AM
— Interest Rates
Bank hints at rate cuts, but don't expect Covid-era mortgage deals
The Bank of England kept interest rates unchanged but hinted at the possibility of future rate cuts to reach its 2% inflation target. However, with the economy expected to have subdued growth and a weak job market, the Bank is cautious about cutting rates too far. Borrowers who locked in low rates during the pandemic may face higher costs when their fixed-rate deals end, as the Bank anticipates on... more
Feb 5, 2026 7:30 AM
— Bond Markets
Stronger Start Thanks to Employment Data
Bonds started off stronger overnight and saw better gains after 7am ET, with notable bumps in volume after job cut and jobless claims data was released. The gains were more clearly linked to the Jobless Claims data. The morning's labor market data will be completed by the Job Openings report at 10am ET.
Feb 5, 2026 7:30 AM
— Housing Market
Why now is a good time to start house-hunting
Home prices in the U.S. have been dropping for the past six months, making homes more affordable. Factors contributing to this include seasonal trends and weak demand from buyers due to labor market uncertainty and increased mortgage rates. Zillow expects 20 major housing markets to be more affordable in 2026 than they have been since 2020, with more homes listed for sale compared to the previous ... more
Feb 5, 2026 5:32 AM
— HELOC Appraisal
10 Tips for Passing Your HELOC Appraisal with Ease
The article discusses the importance of a home equity line of credit (HELOC) appraisal in securing a line of credit using your existing property value. It provides tips on how to prepare your home for a HELOC appraisal to potentially increase your borrowing amount. The article also highlights the key areas the appraiser looks at in your home and suggests various improvements and repairs to help in... more
Feb 5, 2026 5:30 AM
— Mortgage Rates
Below 6% since November: Mortgage lenders with the best rates this week, Feb. 2-8, 2026
The article provides a list of the 10 mortgage lenders offering the best interest rates this week, with four of them having rates below 6%. The importance of shopping around for the best rates is emphasized, as the APR, which includes both interest rates and lender fees, is the most crucial number to consider. The article also discusses the impact of discount points on mortgage rates and highlight... more
Feb 5, 2026 4:49 AM
— Interest Rates
Bank of England holds interest rates at 3.75%
The Bank of England has held interest rates at 3.75%, with Governor Andrew Bailey stating that inflation is expected to fall to the Bank's 2% target sooner than anticipated. Economists predict a rate cut in March due to cooling wage growth and weak economic growth. The decision to hold rates was made in a close vote, with indications of potential further rate cuts in the future.
Feb 4, 2026 4:30 PM
— Interest Rates
Bank of England expected to hold interest rates
The Bank of England's Monetary Policy Committee is expected to keep interest rates on hold at 3.75%. Analysts are predicting that the Bank rate will remain steady due to persisting inflation and weak economic growth. While some analysts suggest one rate cut in 2026, others believe there could be two cuts. The majority of mortgage customers have fixed-rate deals, but changes in the Bank rate can af... more
Feb 4, 2026 3:30 PM
— Mortgage Rates
Amazon earnings, Fed commentary, mortgage rates: What to Watch
The article previews upcoming earnings results from companies like Amazon, Strategy, Shell, and ConocoPhillips, commentary from Federal Reserve Bank of Atlanta President Raphael Bostic, and the latest reading on US mortgage rates.
Feb 4, 2026 2:30 PM
— Mortgage Lenders
Credit Union vs Bank Home Equity Loans: Better Rates in 2026
This article compares credit unions and banks in terms of home equity loan rates, explaining that credit unions typically offer lower rates due to their cooperative ownership structure. Credit unions also tend to have lower fees and overall borrowing costs. Additionally, credit unions may provide a more personalized lending experience compared to banks.
Feb 4, 2026 12:32 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee decided to keep the federal funds target range unchanged at their January meeting. There were two dissents in favor of cutting the rate further, but there is a majority in favor of pausing the rate-cutting cycle. Mortgage rates are forecasted to remain relatively stable in the near future, which should support a moderately stronger spring housing... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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