Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1009 - 1032 of 4992 results
Feb 12, 2026 5:15 AM
— Mortgage Lenders
HELOC for Home Accessibility Upgrades (Ramp or In-Law Suite)
The article discusses the use of a Home Equity Line of Credit (HELOC) to fund home renovations for accessibility, such as building a mother-in-law suite or adding ramps. It highlights the benefits of HELOCs, such as lower costs and flexibility in borrowing only what is needed. However, it also emphasizes the importance of careful financial planning and considering the risks associated with HELOCs,... more
Feb 12, 2026 4:31 AM
— Mortgage Finance
Non-QM Performance Sees Slight Recovery in December
The article discusses the latest trends in the mortgage industry, including changes in interest rates and bond markets. It highlights the impact of these trends on the housing market and mortgage lenders.
Feb 12, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, February 12, 2026
Average mortgage rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates going down, while jumbo loan rates increased slightly. Rates have been fluctuating slightly and are currently just above 6%. The market is waiting for more concrete evidence before making significant moves. Tips for getting the best mortgage rate are provided.
Feb 11, 2026 10:32 PM
— Housing Market
Foreclosure filings rise 32% year over year in January 2026
Foreclosure filings rose 32% year over year in January 2026, with 40,534 properties affected. Delaware, Nevada, and Florida had the highest rates among all states. Despite a decline from the previous month, foreclosure activity continued to climb annually.
Feb 11, 2026 8:30 PM
— Mortgage Rates
Mortgage rates drop to new three-year low
The article discusses the average discount and origination points for 30-year fixed mortgages, as well as the impact of home prices, interest rates, and government policies on mortgage rates. It mentions the recent dip in home prices in many markets and predicts a slight decrease in mortgage rates in the near future.
Feb 11, 2026 2:30 PM
— Bond Markets
Stunning Resilience
The bond market has shown impressive resilience with yields dropping significantly despite positive economic reports, including a lower unemployment rate and a higher payroll count. The market experienced a slight sell-off after the release of the latest jobs report, but the impact was not as severe as expected.
Feb 11, 2026 2:11 PM
— Interest Rates
HELOC & Home Equity Rates Up Slightly
Home equity rates saw slight gains in the latest week, with the average rate for a $30,000 home equity line of credit rising to 7.32% and the rate for a five-year $30,000 home equity loan increasing to 7.92%. Despite the rise, rates are still close to three-year lows. The rates for home equity products are driven by Federal Reserve policy and long-term inflation expectations. Using a home as colla... more
Feb 11, 2026 1:31 PM
— Mortgage Servicing
Pennymac to acquire Cenlar, adding $740B in subservicing
Pennymac Financial Services Inc. is acquiring Cenlar Capital Corp., adding $740 billion in mortgage subservicing rights and 2 million loans to its portfolio. The all-cash transaction includes an upfront purchase price of $172.5 million and up to $85 million of contingent consideration payable over three years. This deal makes Pennymac the second-largest mortgage servicer in the U.S.
Feb 11, 2026 1:23 PM
— Home Equity Line of Credit (HELOC)
First-Lien HELOC on Paid Off Home: How It Works in 2026
The article discusses first-lien HELOCs on paid-off homes, explaining how they work, the draw period and repayment phase, variable interest rates, lien position, rates comparison, qualifications, application process, and other options like cash-out refinance or home equity loan. It highlights that first-lien HELOCs offer lower rates and better terms than second-lien options, and that paid-off home... more
Feb 11, 2026 12:39 PM
— Mortgage Lending
Getting a Home Equity Investment When Self-Employed
The article discusses how self-employed individuals may have difficulty qualifying for traditional loans due to fluctuating income and the inability to show stable, predictable income. It introduces the concept of Home Equity Investments (HEIs) as an alternative for self-employed homeowners to access cash without the need for monthly payments, focusing more on the value of the home and equity rath... more
Feb 11, 2026 11:44 AM
— Mortgage Rates
January jobs data beats estimates, but mortgage rates barely budge
In January, 130,000 jobs were added, mainly in healthcare and social assistance, keeping unemployment at 4.3%. Mortgage rates rose slightly to 6.14%. Despite beating estimates, the number of jobs created was almost more than all of 2025. Bond yields initially rose but fell later in the day, leading to a small increase in mortgage rates.
Feb 11, 2026 11:30 AM
— Mortgage Rates
Modest Increase in Rates is a Win. Here's Why
Mortgage rates increased by 0.03% today, but it was actually seen as a victory due to the strong monthly jobs report causing potential volatility in the bond market. Despite the positive job numbers, rates didn't jump as much as expected, with the reasons behind this phenomenon remaining unclear.
Feb 11, 2026 11:30 AM
— Mortgage Rates
How to get a mortgage interest rate close to 5% this February
In recent years, mortgage interest rates were high, hovering around 6% due to inflation and high interest rates. However, rates have dropped to 3-year lows in late 2025, potentially allowing qualified borrowers to secure rates close to 5% in February 2026. Options include adjustable-rate mortgages, purchasing mortgage points, and exploring 15-year mortgage terms.
Feb 11, 2026 10:55 AM
— Mortgage Lending
2026 Home Equity Loan Rates by Credit Score
Your credit score significantly affects the home equity loan rate offered by lenders. Lenders use credit scores to assess risk, with borrowers in the excellent-credit tier receiving the lowest rates. Rates increase with lower credit scores, and those with scores below 620 may struggle to get approved. Improving credit scores by reducing debt and disputing errors can help qualify for better rates. ... more
Feb 11, 2026 10:30 AM
— Mortgage Rates
Lock in a rate below 6%: Mortgage lenders with the best rates this week, Feb. 9-15, 2026
The article discusses the top mortgage lenders offering rates below 6%, with Navy Federal Credit Union leading the list at 5.614%. It emphasizes the importance of shopping around for the best rates and understanding the difference between interest rates and APR, which includes lender fees. The piece also mentions the impact of discount points on mortgage rates and advises borrowers to request quot... more
Feb 11, 2026 9:30 AM
— Interest Rates
Strong jobs report likely to keep Fed on hold for a while
A stronger-than-expected jobs report for January is likely to keep the Federal Reserve from cutting interest rates anytime soon. President Trump is calling for lower interest rates, but Fed officials believe they have done enough to support the job market. While some officials are concerned about inflation, others believe that economic growth will pick up this year.
Feb 11, 2026 7:32 AM
— Mortgage Lending
Mortgage applications dip 0.3% as FHA and ARM shares rise
Mortgage applications decreased by 0.3% for the week ending Feb. 6, with an increase in FHA and ARM loan shares. Refinance activity has gone up by 101% from a year ago.
Feb 11, 2026 6:30 AM
— Bond Markets
Bonds Selling But Not Panicking After Super Strong Jobs Numbers
Following a strong jobs report with higher than expected payrolls and a lower unemployment rate, 10yr yields are only 4.4bps higher at 4.19%. The healthcare sector saw significant gains in employment. The annual benchmark revisions to non-farm payrolls are not a surprise to the market and do not impact the unemployment rate, serving mainly for updating models for future payroll count measurements.
Feb 11, 2026 5:32 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and a higher share of agency mortgage-backed securities as mortgage rates dropped below 6% according to Optimal Blue.
Feb 11, 2026 4:36 AM
— Housing Market
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines allowed for nearly five million borrowers to be in a position to refinance, improving affordability to a four-year high. Despite this positive trend, housing affordability remains constrained by high home prices compared to incomes and differences across regions and borrower groups.
Feb 11, 2026 3:40 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and agency mortgage-backed securities share as mortgage rates dropped below 6%.
Feb 11, 2026 3:30 AM
— Mortgage Rates
FHA mortgage demand rises as borrowers face affordability challenges
Mortgage rates for conventional loans remained unchanged last week with overall demand staying the same. Refinance applications increased while applications for home purchases fell. FHA loans are becoming more popular due to affordability challenges. Adjustable-rate mortgages saw an increase to a seven-week high. Mortgage rates dropped slightly following a weaker retail sales report, with all eyes... more
Feb 11, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 11, 2026: Today's jobs report will be the next rate mover
Mortgage rates are currently tracking lower, with the 30-year fixed rate remaining under 6% at 5.87%. Rates are influenced by economic news and the bond market. Various mortgage options from lenders are listed. It is highlighted that the interest rates, loan amounts, and term length all affect monthly payments. Different mortgage types, such as 30-year fixed and 15-year fixed, have their advantage... more
Feb 10, 2026 10:39 PM
— Online Security for Mortgage Websites
January mortgage data shows refi volume up 50% as rates dip
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.