Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Feb 26, 2026 5:31 AM
— Mortgage Finance
GSE MBS Purchases Cloud Outlook for Conservatorship
The article discusses the importance of understanding mortgage rates and how they can impact the housing market. It emphasizes the need for potential homebuyers to stay informed about mortgage rates and work with reputable lenders to secure the best rates for their situation.
Feb 26, 2026 4:33 AM
— Mortgage Insurers
MI volumes jump 12%, competitive pressure builds
Private mortgage insurers saw a 12% increase in business in 2025, with new insurance written growing by 4% between the third and fourth quarters. Despite some companies reporting year-over-year gains, market share is still being lost to the Federal Housing Administration program. Estimates suggest that the mortgage insurers will continue to see modest growth in the coming years, but will remain be... more
Feb 26, 2026 4:32 AM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates have decreased to their lowest level since 2022, leading to an increase in refinancing activity.
Feb 26, 2026 3:57 AM
— Mortgage Rates
30-year mortgage rates fall - How often do rates change? | Today's mortgage and refinance rates, February 26, 2026
Mortgage rates have decreased compared to last week for 30-year fixed, 15-year fixed, and 5/1 ARM loans. The U.S. Supreme Court ruling on President Trump's tariffs affected the stock market, causing Treasury yields to rise, potentially leading to an increase in mortgage rates. Despite low rates, people are hesitant to buy homes due to high prices, a stagnant job market, and economic uncertainty. T... more
Feb 25, 2026 8:32 PM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased to the lowest level since 2022, leading to an increase in refinancing activity.
Feb 25, 2026 5:54 PM
— Mortgage Technology
Optimal Blue launches Virtual Economist for mortgage capital markets
Optimal Blue introduced Virtual Economist, an AI and ML forecasting tool for mortgage capital markets leaders at its 2026 Summit. The tool aims to improve profitability by combining forecasting, pricing, hedging, benchmarking, and workflow execution in one platform.
Feb 25, 2026 5:32 PM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased slightly, with the Refinance Index up 4% and the Purchase Index down 5% from the previous week. Mortgage rates decreased to their lowest level since September 2022, leading to increased refinance applications and higher demand for purchase loans compared to the previous year. The ARM share remained above 8%, attracting payment-sensitive borrowers with lower rates co... more
Feb 25, 2026 5:32 PM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased slightly, with refinances seeing a significant rise due to lower interest rates. Purchase applications were down for the week but still higher than a year ago. ARM share remained above 8%, attracting borrowers looking for larger loans or lower rates. The average interest rates for various types of mortgages decreased slightly, leading to an increase in refinance act... more
Feb 25, 2026 4:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses the decline in housing affordability, with Canadian homebuyers spending $6.2B on US real estate in 2024-2025. It mentions the varying housing prices in Texas metros, the surprise costs for buyers, and the impact of modest income increases failing to keep up with inflation. Mortgage rates rose 15 basis points, housing permits are declining, and homebuilders are hoping for lowe... more
Feb 25, 2026 3:32 PM
— Housing Market
Rental vacancy data shows progress that can keep mortgage rates lower
Rental vacancy has risen to 7.2%, which may help lower inflation and keep mortgage rates steady. Homeowner vacancy is at 1.2%, indicating limited seller stress and solid financial shape for homeowners. The rise in housing inventory is contributing to improved homeowner vacancy data.
Feb 25, 2026 3:31 PM
— Mortgage Lenders
Better taps crypto funding to target sub-5% rates
The mortgage industry is turning to crypto-linked capital to fund up to $500 million in mortgages, with the goal of doubling originations and lowering borrower rates below 5%. Various companies, including Bed Bath & Beyond, Newrez, Vertyx, Great Lakes Credit Union, and Titl, are making investments and agreements to enhance efficiency and borrower experience in the mortgage process.
Feb 25, 2026 2:55 PM
— Housing Market
Housing leaders say Trump’s plan must go deeper than lower mortgage rates
Housing executives and trade groups were disappointed by the lack of a detailed affordability plan in Trump's State of the Union address. Trump briefly mentioned mortgage rates and defended tariffs on building materials. Many felt the address did not provide much new information on housing policies.
Feb 25, 2026 2:53 PM
— Housing Market
Consumer debt accelerates in December, fueled by mortgages
Consumer debt increased in December, primarily due to significant growth in first mortgage and home equity lines of credit balances. The contract rate on a 30-year mortgage also rose to 6.24% in January. Mortgage tech faces challenges due to flawed credit data, and TransUnion projects moderate growth in mortgages for 2026. Despite an overall decrease in delinquencies, foreclosure starts have reach... more
Feb 25, 2026 2:31 PM
— Housing Market
Redfin joins the great debate on typical age of first-time homebuyers
Different organizations have provided varying estimates for the typical age of a first-time homebuyer in 2025, ranging from 32 to 40 years old. Redfin's analysis falls in the middle, indicating the typical age was 35. Various factors contribute to the differences in estimates, including methodology and data sources.
Feb 25, 2026 1:31 PM
— Bond Markets
In-Range PM Weakness
The bond market experienced some volatility today with weaker opening levels leading to a mid-day rally, but ultimately ending with steady selling in the afternoon. Despite this, trading levels remained within the prevailing range and there were no clear reasons for the movements. Overnight, there was modest weakness in MBS and a slight increase in the 10-year treasury yield.
Feb 25, 2026 12:37 PM
— Home Equity Line of Credit (HELOC)
HELOC for Debt Consolidation: Is It the Right Move in 2026?
The article discusses using a Home Equity Line of Credit (HELOC) to consolidate high-interest credit card debt. It explains the process, benefits, risks, and compares HELOCs to other debt consolidation options. It highlights the lower interest rates of HELOCs compared to credit cards, potential tax benefits, variable rates tied to the prime rate, and the importance of avoiding running up new credi... more
Feb 25, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Mostly Holding Long-Term Lows
The mortgage rates remain stable at 6.00%, just 0.01% higher than the previous multi-year low. There have been no significant market movers or headlines causing volatility in the bond market and rates are expected to remain steady unless there is a shift in important economic reports.
Feb 25, 2026 12:15 PM
— Mortgage Lending
Shift away from tri-merge credit reports could send mortgage rates higher, study finds
Recent research conducted by Andrew Davidson and Co. warns that replacing tri-merge credit score requirements with a single-bureau option could lead to higher mortgage costs and increased risks for borrowers. The study found that scores based on data from one credit bureau often varied significantly from the current tri-merge standard, impacting loan pricing in meaningful ways. Shifting away from ... more
Feb 25, 2026 10:44 AM
— Mortgage Lenders
Chase Lending Opens Mortgage Rate Sale Until March 8
Chase Home Lending is offering a limited time 'rate sale' where borrowers can receive up to a quarter point off their interest rate if they lock in a rate by March 8. The discount can be combined with other offers and borrowers can lock in the discounted rate for up to 90 days. The promotion aims to make homeownership more affordable for customers.
Feb 25, 2026 10:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 0.4% compared to the previous week, with the Refinance Index increasing by 4%. Purchase applications decreased by 5% but were higher compared to the same period last year. Mortgage rates fell, driving the increase in refinance applications and VA refinances. The refinance share of mortgage activity increased, while the FHA share decreased and the VA share increas... more
Feb 25, 2026 9:30 AM
— Bond Markets
Re-Settling Into Same Narrow Range Amid Lack of Data
Analysts are discussing trading ranges, technicals, asset allocation trade, and Treasury auction ahead of 10yr yields not pushing below 4.0% and slow stock market recovery possibly pulling yields higher.
Feb 25, 2026 9:30 AM
— Mortgage Rates
FHFA chief says Trump deployed $200B to slash mortgage rates, impact was immediate
Federal Housing Finance Agency Director William J. Pulte discusses President Donald Trump's aggressive efforts to lower borrowing costs in the housing market by using $200 billion from Fannie Mae and Freddie Mac to purchase mortgage bonds, resulting in lower rates. This has led to a significant decrease in mortgage rates, with rates now at their lowest level since 2023. The administration's focus ... more
Feb 25, 2026 9:30 AM
— Mortgage Rates
FHFA chief says Trump deployed $200B to slash mortgage rates, claims impact was immediate
Federal Housing Finance Agency (FHFA) Director William J. Pulte discusses President Trump's efforts to lower borrowing costs by using $200 billion from Fannie Mae and Freddie Mac to purchase mortgage bonds, which quickly lowered mortgage rates. Pulte emphasizes the administration's actions to improve market confidence and affordability in the housing market.
Feb 25, 2026 9:14 AM
— Mortgage Rates
Mortgage Rates Hover Near 3-Year Lows | Today, February 25, 2026
Mortgage rates remain near three-year lows with Treasury yields near resistance levels. Refinancing is attractive with rates at their lowest since September 2022. Rates for 30-year and 15-year fixed mortgages are provided, as well as adjustable rate mortgage averages. Economic data, inflation concerns, and Federal Reserve policies will shape mortgage rates. Freddie Mac reports rates dropping to th... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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