Mortgage News
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Feb 10, 2026 4:30 AM
— Mortgage Rates
30-year mortgage rates increase - To buy or wait? | Today's mortgage and refinance rates, February 10, 2026
National mortgage rates have shown mixed movement with some loan products increasing and others decreasing. Rates have been fluctuating slightly since the Fed's last meeting, staying just above 6%. The market is in a holding pattern waiting for more concrete evidence before making significant moves. Average rates for various mortgage types have changed slightly over the past week.
Feb 9, 2026 9:36 AM
— Mortgage Rates
Affordability hits 4-year high as rates near 6%
In 2026, home-price growth is flattening, with an annual appreciation of 0.7%, the smallest increase since 2011. Mortgage rates are expected to reach 6% for the year. Prepayment speeds have increased, but there are concerns about the housing market.
Feb 9, 2026 9:35 AM
— Mortgage Finance
Refinance Incentives Surged in January
The article discusses copyright information for Inside Mortgage Finance Publications, mentioning design, CMS, hosting, and web development by ePublishing.
Feb 9, 2026 9:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 9, 2026: Low rates rely on economic factors
The current average mortgage rates are 5.95% for a 30-year fixed and 5.43% for a 15-year fixed. Rates are staying low due to economic factors such as disappointing job opening reports. Refinance rates tend to be higher than purchase rates. Borrowers with higher down payments, good credit scores, and low debt-to-income ratios typically get the lowest rates. Adjustable-rate mortgages offer lower ini... more
Feb 9, 2026 9:32 AM
— Mortgage Rates
What are today's mortgage interest rates: February 9, 2026?
February is a good time for homebuyers and owners to explore mortgage rate options as there are no major events affecting rates, inflation has remained stable, and rates have declined since 2025. Average rates for a 30-year mortgage are 5.99% and for a 15-year mortgage are 5.37%. Refinance rates are slightly higher but still competitive. With rates stable, buyers should shop around for the best ra... more
Feb 9, 2026 9:32 AM
— Mortgage Lenders
4 still below 6%: Mortgage lenders with the best rates this week, Feb. 9, 2026
The article discusses the top 10 mortgage lenders with the best interest rates below 6% for 30-year fixed-rate conventional loans. It emphasizes the importance of shopping around with multiple lenders to save on interest rates and highlights the significance of APR, which includes both interest rates and lender fees. The article also mentions the use of discount points to lower interest rates and ... more
Feb 9, 2026 9:31 AM
— Mortgage Rates
ICE: Mortgage affordability at four-year high after rates fell in January
ICE Mortgage Technology's February 2026 Mortgage Monitor report revealed that a drop in mortgage rates in early January allowed nearly 5 million borrowers to refinance, increasing housing affordability to a four-year high. The drop in rates also led to the highest level of negative equity since 2018 and the weakest home-price growth in over a decade.
Feb 9, 2026 8:32 AM
— Mortgage Rates
Mortgage Rate Rollercoaster Continues | Today, February 5, 2026
Mortgage rates experienced an up-and-down week, reaching attractive levels compared to recent years. The average 30-year fixed mortgage rate sits at a certain percentage, while the average 15-year fixed mortgage rate is also given. Mortgage rates are influenced by economic indicators, the Federal Reserve's stance, and broader economic signals. Various organizations forecast mortgage rates for 2026... more
Feb 9, 2026 7:30 AM
— Deducting Home Mortgage Interest
About Publication 936, Home Mortgage Interest Deduction
Publication 936 discusses the rules for deducting home mortgage interest, and includes corrections for the years 2020 through 2024. It provides information on how to figure your qualified loan limit and deductible home mortgage interest for the current year.
Feb 9, 2026 6:35 AM
— Mortgage Rates
Mortgage Rates Dip to Kick Off Week | Today, February 9, 2026
Mortgage rates slightly decreased today but may face upward pressure in the near term. Rates are still attractive compared to previous years. The article discusses average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable rate mortgages. It also mentions the stabilizing housing market and the influence of economic indicators and Federal Reserve policies on mortgage rat... more
Feb 9, 2026 4:32 AM
— Mortgage Finance
M&A Reshapes Conventional Mortgage Market
The article discusses the latest trends and updates in the mortgage industry.
Feb 8, 2026 10:32 AM
— Mortgage Lending
Vertyx’s Ayo Opeyemi: Borrower Recapture Isn’t a Marketing Problem. It’s a Data Problem.
The article discusses how mortgage servicers can take advantage of the current market conditions to drive profitability by retaining borrowers, focusing on customer retention and recapture programs rather than originations. It emphasizes the use of data and AI to tailor offers to borrower behavior and engage with borrowers proactively. The key to success lies in anticipating borrower needs, delive... more
Feb 7, 2026 9:35 AM
— Mortgage Finance
The Unintended Consequences of Buying $200 Billion in MBS
The article discusses updates on mortgage refinancing trends in the current market. It mentions that interest rates have been fluctuating, leading to a surge in refinancing applications as homeowners try to secure lower rates. However, there are concerns about the impact of rising rates on the overall housing market and refinancing activity.
Feb 7, 2026 9:32 AM
— VA Loan Fees
House scales back proposed VA mortgage fee hike
Congress amended a veterans benefits bill to avoid raising VA home purchase loan fees, instead increasing fees for refinances and loan assumptions. Disabled veterans remain exempt from new charges, and the changes address industry concerns about homeownership affordability.
Feb 7, 2026 4:33 AM
— Mortgage Lending
Page 4 – Daily Mortgage News & Commentary
The article discusses the use of AI in the mortgage industry through a platform called Kastle, which helps automate customer interactions and improve operational efficiency for lenders. It also touches on the issue of flood insurance and presents a white paper on policy options for a natural catastrophe insurance program. Additionally, it mentions changes in the appraisal field, specifically regar... more
Feb 6, 2026 3:31 PM
— Mortgage Finance
GSE Stocks Sag as Talk of Exit From Conservatorship Wanes
The article discusses the various aspects of mortgage financing, including trends, regulations, and industry news.
Feb 6, 2026 3:17 PM
— Home Equity Loans
Your Home’s Value Has Soared—Should You Use the Equity?
The article discusses how homeowners can access the equity in their homes through appreciation, explaining the three main ways to tap into this equity: home equity line of credit (HELOC), home equity loan, and cash-out refinance. It also highlights the risks involved in borrowing against home equity and the importance of understanding qualification requirements and choosing the right option based ... more
Feb 6, 2026 3:03 PM
— Mortgage Rates
Stagnant mortgage rates threaten purchase demand as buyers hit pause
A recent poll showed that many potential homebuyers will hesitate to purchase in 2026 if mortgage rates remain above 6%. The survey revealed that high mortgage rates have already delayed plans for two-thirds of potential buyers, and 58% believe current rates make homeownership unattainable. Mortgage rates hovering around 6% have influenced buyers' perceptions, as historically, rates have been much... more
Feb 6, 2026 9:43 AM
— Interest Rates
Mortgage Rates Match Lowest Levels in Over 2 Weeks
Over the past two and a half weeks, the bond market has seen a narrow range which has also kept mortgage rates relatively stable. Yesterday, employment data led to improvements in bond yields and mortgage rates. However, upcoming labor market data could potentially cause rates to either drop to multi-year lows or rise to levels seen in December.
Feb 6, 2026 9:39 AM
— Online Security
Where are we headed? Mortgage rates, land costs and builder margins in 2026
The website mentioned in the article uses a security service to prevent malicious bots from accessing their content.
Feb 6, 2026 9:34 AM
— Treasury Rates
Waiting on Next Week's Data
Friday is a quiet day with only Consumer Sentiment report, bonds are unchanged from yesterday, Treasury yields are slightly higher but still within proper closing levels. Market is waiting for next week's big jobs report before making any major moves.
Feb 6, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Inch Up Ahead of Weekend | Today, February 6, 2026
Mortgage rates have followed yesterday's growth and slightly increased this morning, with the 30-year fixed rate ending the week at a high point. Despite this increase, rates remain lower than a year ago overall. The article also discusses options for refinancing or tapping into home equity, as well as advice for hopeful home buyers in 2026. The piece also touches on the stability of the housing m... more
Feb 6, 2026 7:33 AM
— Mortgage Rates
Mortgage lenders with the best rates this week: Feb. 2-8, 2026
The article discusses the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around to find the lowest mortgage rates and advises borrowers to focus on the APR, which includes both the interest rate and lender fees. It also explains how discount points can affect interest rates and mentions special promotions that some lenders are offe... more
Feb 6, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 6, 2026: Rates may drop in response to the jobs report
Mortgage rates have remained steady this week, with 30-year and 15-year rates slightly increasing. However, interest rates might start dropping in response to a poor job openings report. The article also provides current mortgage rates from Zillow, explains the difference between fixed-rate and adjustable-rate mortgages, discusses the pros and cons of different mortgage terms, and predicts future ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.