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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 961 - 984 of 6714 results
Oct 9, 2026 12:12 PM — Housing Market
Senior housing wealth tops $15 trillion for the first time
In the second quarter of 2026, housing wealth among homeowners aged 62 and older reached a record $15.34 trillion, surpassing $15 trillion for the first time. This increase, of $430 billion in senior home values, was somewhat offset by an additional $30 billion in mortgage debt. The data is sourced from the National Reverse Mortgage Lenders Association (NRMLA) and RiskSpan's Reverse Mortgage Marke... more
Oct 9, 2026 12:00 PM — Mortgage Rates
Mortgage rates hit 18% in 1981. Here's how that compares with buying a home today
In fall 1981, 30-year fixed mortgage rates peaked at 18.63%, marking a record high in Freddie Mac's survey, which has been ongoing since 1971. As of October 1, 2026, the average rate is 7.28%, which seems lower in comparison. However, over the past 45 years, home prices have significantly increased compared to household incomes, raising the question of whether purchasing a home was more challengin... more
Oct 9, 2026 12:00 PM — Mortgage Rates
Mortgage rates hit 18% in 1981. Here's how that compares with buying a home today
The article compares mortgage affordability between 1981 and 2026, noting that while the peak mortgage rate in 1981 was 18.63%, today's average is 7.28%. Despite lower rates today, home prices have outpaced income growth, making it harder for buyers currently. In 1981, the average new home cost about $83,700 (approximately $298,300 today), and buyers spent around 64% of their income on mortgage pa... more
Oct 9, 2026 12:00 PM — N/A
Mortgage rates hit 18% in 1981. Here's how that compares with buying a home today
The article seems to be unavailable due to a server error (403 Forbidden). Therefore, no content is accessible to summarize.
Oct 9, 2026 11:54 AM — Mortgage Rates
Mortgage Rates Officially at 2 Week Lows
Mortgage rates have dipped slightly to an average of 7.48% for a 30-year fixed rate loan, marking the lowest level since September 25. This decrease occurred despite a weaker underlying bond market, as some lenders adjusted rates following a late rally. However, rates remain significantly higher than they were at the end of August, when they were at 6.75%.
Oct 9, 2026 11:54 AM — Mortgage Finance
Slowing Refis Drag Down Ginnie Issuance
The article discusses trends in the mortgage market for the upcoming year, highlighting expected changes in mortgage rates, the impact of housing inventory on affordability, and potential shifts in lending practices among mortgage lenders. It also examines how economic factors like inflation and employment rates could influence borrower behavior.
Oct 9, 2026 11:52 AM — Mortgage Finance
Jones Would Target Builder, Lender Cost Cuts at FHA
The article discusses the current trends in the mortgage market, highlighting how various factors such as economic indicators and government policies influence mortgage rates. It provides insights into the behavior of mortgage lenders and the impact on homebuyers, outlining strategies to navigate the changing landscape effectively.
Oct 9, 2026 11:51 AM — Mortgage Finance
FHA Holds Course on UAD 3.6 as GSEs Waver
The article discusses developments in the mortgage market, highlighting current trends and projections for future interest rates, housing affordability, and the overall economic environment that affects mortgage lending. It emphasizes the importance of keeping track of market fluctuations as they can significantly impact borrowers and lenders alike.
Oct 9, 2026 11:51 AM — Mortgage Lending
Weekend Reading For Financial Planners (October 10–11) 2026
Fidelity is raising its minimum asset threshold for registered investment advisors (RIAs) on its platform from $15 million to $100 million, starting June 30, 2027. This change affects a few hundred firms and may lead smaller RIAs to seek new custodians, as they must either meet the new requirement or move their assets. This decision reflects challenges in the current RIA custodial model and highli... more
Oct 9, 2026 11:50 AM — Mortgage Finance
FHA Formalizes Credit Calculation Updates
The article discusses the current state of the mortgage market, highlighting trends in mortgage rates and their impact on borrowing costs for consumers. It also examines how changes in interest rates are shaping lending practices and the housing market dynamics as demand fluctuates. Additionally, it provides insights into the strategies employed by mortgage lenders to adapt to these economic condi... more
Oct 9, 2026 11:49 AM — Mortgage Finance
HUD Sued for Withholding Housing Counseling Funding
The article discusses the current trends in the housing market and their impact on mortgage lending practices. It highlights how rising interest rates are affecting homebuyer affordability and mortgage applications. The article also covers the responses of mortgage lenders to the changing market conditions, including adjustments in lending standards and product offerings to attract potential borro... more
Oct 9, 2026 11:48 AM — Mortgage Finance
Trade Groups Urge Alignment on ROV Policies
The article discusses recent trends in the housing market, highlighting fluctuations in housing prices and the impact of economic factors on buyer sentiment. It assesses how rising interest rates are affecting mortgage affordability and overall demand for homes. The analysis includes projections for future market developments based on current economic indicators.
Oct 9, 2026 11:47 AM — Mortgage Finance
Court Delays Planned Relocation of RHS Staff
The article discusses various trends in the mortgage industry, emphasizing the fluctuations in mortgage rates and their impact on home affordability. It highlights how changes in the housing market and economic conditions influence borrowing costs and lenders' strategies. The report also analyzes emerging patterns in consumer behavior regarding mortgage applications and refinancing.
Oct 9, 2026 11:46 AM — Mortgage Finance
Around the Industry: Oct. 9, 2026
The article discusses various trends and factors affecting the mortgage market, including fluctuations in mortgage rates, the impact of economic indicators on lending practices, and shifts in housing demand. It highlights how recent changes in interest rates and economic policies are influencing both lenders and borrowers.
Oct 9, 2026 11:17 AM — Mortgage Rates
Ex-Fed nominee Shelton tapped to advise Treasury's Bessent
Judy Shelton has been appointed by the Department of the Treasury as a counselor in Secretary Scott Bessent's office. Following this announcement, Treasury yields saw a rise, particularly the yield on 10-year notes, which is a critical benchmark for determining mortgage and bond rates. As of early afternoon, the yield increased to around 4.85%, affecting borrowing costs for mortgages and potential... more
Oct 9, 2026 10:53 AM — Mortgage Lending
Reverse mortgage servicers face title record mismatch risk
Benutech's analysis of nearly 35,000 active reverse mortgages found significant discrepancies between servicing records and public title data, resulting in 10.42% D grades and 11.56% F grades, which included unrecorded transfers and occupancy errors. The findings indicate a potential risk management issue for reverse mortgage servicers, as many serious issues were not flagged, highlighting the imp... more
Oct 9, 2026 10:43 AM — Mortgage Lending
WFG expands DecisionPoint with automated refi title commitments
WFG National Title has enhanced its DecisionPoint platform to produce touchless title commitments for qualifying refinance transactions using AI technology. This automation streamlines the refinance title process while maintaining underwriting controls, aiming to improve processing speed and accuracy. DecisionPoint integrates easily with existing lender and settlement processes, allowing users to ... more
Oct 9, 2026 10:38 AM — Mortgage Rates
Housing Market News and Forecast from Industry Experts at HousingWire
The article discusses the impact of rising mortgage rates on the U.S. housing market throughout 2022, emphasizing how these rates, combined with low inventory, have reduced home buying demand. Experts predict that increasing supply will be crucial for stabilizing the market and avoiding a recession, rather than solely relying on raising interest rates to combat inflation. Analysts suggest that the... more
Oct 9, 2026 10:37 AM — Mortgage Finance
Prime Loans Lift Non-Agency Issuance in 3Q
The article discusses the latest trends in the mortgage market, highlighting changes in mortgage rates and their impact on home buying activity. It analyzes factors influencing these rates, including economic indicators and the Federal Reserve's monetary policy. The piece provides insights into how these trends may affect potential homebuyers and the overall housing market in the coming months.
Oct 9, 2026 10:36 AM — Mortgage Finance
NYLIM to Acquire Majority Stake in Invictus
The article discusses the trends and factors influencing the current mortgage market, including fluctuations in mortgage rates and their impact on borrowing behaviors. Key insights are provided into how economic conditions and regulatory changes are shaping lending practices and consumer choices in home financing.
Oct 9, 2026 10:34 AM — Mortgage Finance
Non-QM Products Expanding Faster Than Origination Systems
The article discusses the recent trends in mortgage lending, highlighting changes in borrower eligibility and the impact of new regulations on the market. It emphasizes how these shifts have influenced the availability of mortgage products and the overall competitiveness among lenders. The piece also gives insights into future projections for the mortgage landscape.
Oct 9, 2026 10:32 AM — Mortgage Finance
Borrowers Turn to ARMs Amid Affordability Challenges
The article discusses the recent trends and fluctuations in mortgage rates, highlighting the factors influencing these changes and their impact on homebuyers and the housing market. It also elaborates on the predictions for future rate movements and how they may affect mortgage lending practices.
Oct 9, 2026 10:31 AM — Mortgage Finance
Securitized Home Equity Loan Performance Varies
The article discusses trends in the housing market, focusing on changes in buyer behavior, pricing fluctuations, and inventory levels. It highlights how shifts in economic conditions and mortgage rates are influencing the purchasing decisions of homebuyers, leading to a dynamic real estate environment. The piece further elaborates on the impact of these factors on mortgage lending practices and th... more
Oct 9, 2026 10:30 AM — Mortgage Finance
SPS Servicer Ratings Affirmed, Wells Downgraded
The article discusses trends in the mortgage lending market for 2026, focusing on changes in borrower preferences and the impact of technological advancements on the application process. It highlights the increasing demand for digital solutions that streamline mortgage transactions and improve customer experience. Additionally, the piece examines how rising interest rates are influencing borrowers... more
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