Mortgage News
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Showing 1033 - 1056 of 4992 results
Feb 10, 2026 3:38 PM
— Home Equity Investments (HEIs)
Home Equity Investment for Low Credit: Credit Score Requirements
The article discusses how homeowners with low credit scores can still access home equity through home equity investments (HEIs) as an alternative to traditional loans. HEIs involve cash-for-equity swap with investment companies, which are based on the home's future value rather than the borrower's credit score. While credit scores as low as 500-550 are accepted, approval is not solely based on cre... more
Feb 10, 2026 3:31 PM
— Mortgage Lending
Mortgage credit availability rises on refinance, jumbo demand in January
The Mortgage Credit Availability Index (MCAI) increased in January, indicating a loosening of credit standards. Refinance volumes rose due to lower mortgage rates. Most of the expansion in mortgage credit availability occurred among programs requiring lower loan-to-value ratios and higher credit scores.
Feb 10, 2026 3:31 PM
— Housing Market
A K-shaped split is emerging in mortgage delinquencies
Mortgage delinquency rates increased in the fourth quarter, particularly in areas with rising unemployment and falling home prices. The average monthly payment for purchasing an average-priced home decreased by 7% year over year. Less than 45% of residential properties in the US were equity-rich. VA- and FHA-backed mortgages contributed to an increase in property volume. Mortgage loan officer lice... more
Feb 10, 2026 3:30 PM
— Online Mortgage Security
On housing, Trump’s problem isn’t willpower. It’s time.
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Feb 10, 2026 2:39 PM
— Housing Market
U.S. House votes to pass Housing for the 21st Century Act
The Housing for the 21st Century Act is a bipartisan legislation aimed at boosting housing supply, streamlining regulations, and modernizing federal programs to improve housing affordability. The bill received overwhelming support in the House and includes reforms to the HOME program, zoning frameworks, manufactured housing development, and more.
Feb 10, 2026 1:38 PM
— Home Equity Investment Agreements
Do HEI Investors Get a Cut of the Value You Create With Renovations?
Most Home Equity Investment agreements involve sharing a percentage of your home's appreciation with the investor at the end of the term. This includes any value added to your home through improvements like building an ADU. The investor typically gets a share of all increases in the property's market value, not just market-driven changes. Some contracts may allow for adjustments or carve-outs for ... more
Feb 10, 2026 1:38 PM
— Mortgage Lending
Refinancing Out of an HEI Agreement: How It Works (and What It Really Costs)
Refinancing out of a Home Equity Investment (HEI) agreement is a common way for homeowners to exit the investment. The buyout amount is calculated based on the home's value at settlement, which can lead to unexpected costs. Refinancing out of an HEI requires qualifying for a new mortgage, and homeowners should consider both the settlement amount and the costs associated with refinancing before mak... more
Feb 10, 2026 1:38 PM
— Mortgage Rates
Mortgage Rates Up, Retail Sales Disappoint | Today, February 10, 2026
Mortgage rates have been increasing but remain at attractive levels compared to previous years. The article provides insights on refinancing, tapping into home equity, and advice for hopeful home buyers. It also discusses the average 30-year fixed mortgage rate, the average 15-year fixed mortgage rate, and the 5/1 adjustable rate mortgage. The housing market is showing signs of stabilization, and ... more
Feb 10, 2026 1:33 PM
— Bond Markets
Best Levels in Weeks Ahead of High Stakes Jobs Report
Bonds saw increased buying thanks to a weak Retail Sales report, positioning in anticipation of a weak jobs report. If the jobs report surprises positively, there is a risk of a correction. Overall, there were gains in both MBS and 10yr yields throughout the day.
Feb 10, 2026 1:31 PM
— Mortgage Rates
What Fannie Mae, Freddie Mac MBS purchases mean for reform
Government-sponsored enterprises are looking to buy mortgage-backed securities to lower rates, raising questions about diverting attention from broader reform efforts. Additionally, there are updates on a ransomware attack, funding for property records searches, a class action lawsuit, FHFA and Treasury official discussions, mortgage rate trends, homebuyer discounts, and loan originators' success ... more
Feb 10, 2026 11:39 AM
— Online Security
Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge
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Feb 10, 2026 11:37 AM
— Mortgage Rates
Refinance surge, purchase pause drive January rate-lock narrative
Refinance activity was strong in January, with rate-and-term refinance lock volumes increasing significantly. Purchase activity, however, was slow at the start of the year. Average rates for 30-year fixed-rate mortgages remained around 6.1%. Refinance locks accounted for 44% of all mortgage activity in January. Government mortgages backed by FHA slipped while loans backed by VA saw modest growth.
Feb 10, 2026 11:33 AM
— Mortgage Rates
Lowest Mortgage Rates in More Than 3 Weeks
Mortgage rates fell significantly following a downbeat Retail Sales report, with the average 30yr fixed rate dropping to 6.11%, below its recent range. The upcoming jobs report at 8:30am ET is expected to have a larger impact on rates, with recent rate rallies potentially influenced by market positioning for a negative report.
Feb 10, 2026 11:32 AM
— Mortgage Lending
Here's what the monthly payment on a $1 million home really looks like
Purchasing a $1 million home results in a monthly mortgage payment that can cause sticker shock due to various factors such as interest rates, down payment size, loan type, taxes, insurance, and fees. Buyers may consider getting a conventional mortgage with 20% down payment or an FHA loan with a 3.5% down payment. Property taxes, homeowners insurance, and additional expenses can significantly incr... more
Feb 10, 2026 10:36 AM
— Interest Rates
Mortgage rate dip ignites refi boom in January
Consumers are taking advantage of falling interest rates, resulting in increased rate lock activity, while lenders are adding products. Federal Housing Finance Agency Director Bill Pulte mentioned impending action amid antitrust investigations. A lawsuit related to stock sales is ongoing, and a platform focused on property records searches received funding in 2026.
Feb 10, 2026 10:32 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability is improving as home-price growth slows down and mortgage rates approach 6%.
Feb 10, 2026 10:31 AM
— Mortgage Lending
10 First-Time Homebuyer Mistakes To Avoid
Buying your first home can be thrilling but also stressful, as it is a significant financial decision. Comparing different mortgage offers is crucial to get the best deal on interest rates and closing costs. Preapproval is important before house hunting to understand what you can afford. It is a myth that buyers must put down 20%, as there are loan options with lower down payment requirements. Emo... more
Feb 10, 2026 10:30 AM
— Mortgage Lending
Trump wants lower mortgage rates. His Fed pick may push the other way.
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Feb 10, 2026 9:41 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability in the housing market is improving as home-price growth levels off and mortgage rates approach 6%.
Feb 10, 2026 9:40 AM
— Online Security for Mortgage Websites
Mortgage Credit Availability Increased in January
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Feb 10, 2026 9:36 AM
— Mortgage Finance
CFPB, Trump Clash Over Credit Card Interest Cap
The article discusses the latest trends in the mortgage market for the year 2026, including changes in mortgage rates, lending practices, and market conditions.
Feb 10, 2026 9:33 AM
— Mortgage Rates
Mortgage Rates Roughly Flat to Start The Week
Mortgage rates have seen very little volatility in the past 2 weeks, with rates initially rising to 6.21% in response to geopolitical drama but gradually descending since then. Today saw a 0.01% increase in the MND rate index, but overall rates remain near the lowest levels in years. The market is expected to react to the upcoming jobs report on Wednesday.
Feb 10, 2026 9:33 AM
— Interest Rates
Bonds Taking a Pre-NFP Lead-Off
A rally in the present moment is being driven by future data, specifically the three downbeat labor market reports increasing the stakes for the upcoming jobs report. The market rejected a break above 4.30% in the 10yr and multiple reports suggested additional buying and risk of a weak jobs report. The choice to move back toward a familiar recent range of 4.1-4.2 was made with weak retail sales da... more
Feb 10, 2026 9:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 10, 2026: Rates remain under 6%, for now
The article discusses current mortgage rates, including both purchase rates and refinance rates, provided by Zillow data. It emphasizes the importance of considering locking in a mortgage rate and offers a mortgage calculator to explore different outcomes. The article also compares 15-year and 30-year mortgage rates, explains the differences between fixed and adjustable rates, and provides mortgag... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.