Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 841 - 864 of 4986 results
Feb 23, 2026 11:18 AM
— Home Equity Line of Credit (HELOC)
Best Uses for a HELOC: What Every Homeowner Should Know
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against their home equity with flexible access to funds. Some recommended uses of a HELOC include home improvements, debt consolidation, emergency expenses, or education expenses. It is important to have a clear repayment plan and not use a HELOC for discretionary spending.
Feb 23, 2026 11:18 AM
— Mortgage Interest Deductions
Are Reverse Mortgages Tax Deductible in 2026?
Reverse mortgage interest is only deductible once actually paid, not when added to the balance. The interest is typically deductible only when the loan is repaid through a sale, refinance, or payoff, not annually. Reverse mortgage proceeds are not taxable income but are treated as loan advances. There are limits on how much interest you can deduct, and it is recommended to work with a CPA or tax a... more
Feb 23, 2026 10:56 AM
— Mortgage Rates
Mortgage Rates Drift Lower | Today, February 23, 2026
Mortgage rates have slightly decreased, remaining near three-year lows. The economic landscape presents various factors affecting rates, including inflation concerns and tariff uncertainty. Rates for the 30-year fixed mortgage and 15-year fixed mortgage are discussed, along with adjustable-rate mortgages. Experts expect rates to remain stable in February. The Federal Reserve is in wait-and-see mod... more
Feb 23, 2026 10:31 AM
— Housing Market
Mortgage lock-in effects remain entrenched in 2026: Realtor.com
Despite historically raising mortgage interest rates putting downward pressure on home prices, higher borrowing costs in the past four years have failed to yield substantial price declines due to an inventory shortage cushioning seller equity. Mortgage rate lock-in effects are a key factor in the weakened relationship between supply and demand. With low-rate mortgages and high levels of home equit... more
Feb 23, 2026 10:30 AM
— Mortgage Rates
Mortgage rates just dropped below 6%, matching lowest level since 2022
A stock market sell-off led investors to turn to the bond market, causing yields to decrease and mortgage rates to drop. The average rate on a 30-year fixed mortgage fell to 5.99%, the lowest level since 2022. Lower rates are expected to lead to increased refinancing and more purchasing power for homebuyers entering the spring housing market.
Feb 23, 2026 8:30 AM
— Mortgage Rates
Mortgage Rates Dip Back Into The 5's
The average top-tier 30yr fixed mortgage rate fell to 5.99%, matching levels seen in early January due to improvements in the broader bond market and Fannie/Freddie bond buying plans. The gradual decline in rates is seen as sustainable, with no new news causing the improvement.
Feb 23, 2026 7:30 AM
— Bond Markets
Stronger Start. Quiet Calendar
The bond market is starting the week slightly stronger but remains within its current trading range. There were no significant market movers over the weekend, with some uncertainty surrounding tariffs and trade weighing on investor sentiment. The economic calendar for the week is quiet, with Friday's PPI report being the most relevant, although not highly anticipated. Trade and geopolitical headli... more
Feb 23, 2026 6:30 AM
— Mortgage Rates
Chase reboots its 'mortgage rate sale,' this time on purchases and refinances
Chase Home Lending is offering limited-time rate discounts on new purchases and refinances until Sunday, March 8. The discounted rates can significantly lower monthly payments and increase purchasing power for buyers. They also offer grants of $2,500 to $5,000 in certain areas. Mortgage rates are currently at their lowest level since September 2022, but fluctuate daily based on economic indicators... more
Feb 23, 2026 5:32 AM
— Mortgage Lenders
Rate unveils RateFi, enabling crypto assets for mortgage qualification
RateFi, a new product by Chicago-based mortgage lender Rate, allows borrowers to use verified cryptocurrency as income and reserves for mortgage qualification without liquidating their digital assets. The product operates within non-QM lending standards and aims to bridge digital assets and traditional home financing.
Feb 23, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 23, 2026: Looking for a rate below 6%? (How is 5.86%?)
The article discusses current mortgage rates for various types of loans, such as 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA loans. It also explains the impact of different mortgage terms on monthly payments and total interest paid. Additionally, it provides information on adjustable-rate mortgages, factors influencing mortgage rates, and tips on how to get the best rates... more
Feb 23, 2026 2:30 AM
— Mortgage Lending
The Housing Markets Positioned To ‘Unlock’ Fast if Mortgage Rates Plunge
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Feb 22, 2026 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 22, 2026: Still low (from 5.86% to 6.01%)
Today's mortgage rates are near multi-year lows, with the current national averages being 5.86% for a 30-year fixed loan. It is recommended to shop around with multiple lenders to find the best rate. Refinance rates are also provided, showing higher rates than purchase rates. Different mortgage terms affect monthly payments and total interest paid.
Feb 21, 2026 10:31 AM
— Mortgage Rates
Mortgage Rates Up Slightly | Today, February 20, 2026
Mortgage rates have edged up from yesterday but remain within a narrow range since late 2025. Economic signals are mixed due to steady Treasury yields and cautious investor sentiment. The average 30-year fixed mortgage rate reached a certain percentage. The average 15-year fixed mortgage rate also went to a certain percentage. The 5/1 adjustable rate mortgage had an average rate. Factors influenci... more
Feb 21, 2026 6:37 AM
— Mortgage Fraud
Feb. 20: Marketing, LO jobs; fraud, retention, marketing tools; thoughts on assessing income; STRATMOR & org. structure; non-Agency updates
The article discusses the potential increase in mortgage fraud due to the popularity of artificial intelligence. It also mentions a class-action lawsuit against Rocket Companies for allegedly steering homebuyers to its in-house services. Additionally, it highlights some job opportunities and new product launches in the mortgage industry.
Feb 21, 2026 6:35 AM
— Housing Market
Northeast Leads Top Cities for 2026 First-Time Home Buyers
First-time home buyers are facing challenges due to low affordability, high competition, and a lack of starter houses on the market. However, conditions are expected to improve in 2026 with inventory rebounding and mortgage rates decreasing. Various housing markets offer more manageable paths to homeownership for first-time buyers with reasonable prices, preferable locations, and solid employment ... more
Feb 21, 2026 6:34 AM
— Mortgage Finance
Fannie Mae, Freddie Mac Profits Decline in 2025
The article discusses various aspects related to mortgage finance publications and the importance of design, CMS, hosting, and web development in this industry.
Feb 21, 2026 6:31 AM
— Mortgage Rates
Long-term mortgage rate gets closer to upper 5% range
The average long-term U.S. mortgage rate dropped to its lowest level in over three years at 6.01%. Mortgage rates are influenced by various factors such as the Federal Reserve's interest rate policy decisions and bond market expectations. Despite lower rates, home sales have not picked up enough to overcome the sluggish housing market. Pending home sales also fell in January, indicating ongoing sl... more
Feb 21, 2026 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 21, 2026: Slightly higher but still below 6%
The article reports on the current mortgage rates according to Zillow data, providing rates for various types of loans including fixed and adjustable-rate mortgages. It discusses the advantages and disadvantages of different mortgage terms, such as 30-year and 15-year fixed rates, as well as adjustable-rate mortgages. Additionally, it mentions the importance of considering both home price and mort... more
Feb 21, 2026 4:31 AM
— Mortgage Finance
Study Finds GSE-Backed Investor Loans Crowd Out FTHBs
The article discusses mortgage-related publications and their impact on the industry. It emphasizes the importance of staying updated on the latest news and trends in the mortgage market to make informed decisions.
Feb 20, 2026 1:31 PM
— Mortgage Finance
Opendoor to Offer Mortgages for Homebuyers
This article discusses the latest trends in the mortgage market, including changes in mortgage rates and housing market conditions.
Feb 20, 2026 1:30 PM
— Bond Markets
Tariff Ruling Tried (And Failed) to Steal The Show
On Friday morning, news of the Supreme Court striking down the IEEPA tariffs had some impact on bond markets, leading to some volatility with less than a 3bps movement in 10yr yields. However, most of the movement was recovered as the day progressed. Despite some fluctuations, the MBS remained relatively unchanged throughout the day.
Feb 20, 2026 1:30 PM
— Mortgage Lending
Mortgage Rates Drop to 3.5-Year Low, Offering Buyers a Timely Boost
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Feb 20, 2026 12:30 PM
— Bond Markets
Mortgage Rates End Week at Lows
Bonds experienced volatility in response to a Supreme Court ruling on tariffs, leading to higher Treasury yields and lower mortgage-backed securities prices. However, the reaction was contained, with bonds erasing most of the impact by the afternoon. Mortgage lenders maintained yesterday's rate offerings due to steady bond improvement, resulting in slightly lower average rates overall.
Feb 20, 2026 10:32 AM
— Online Security
HousingWire
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DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.