Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 817 - 840 of 4986 results
Feb 24, 2026 12:32 PM
— Reverse Mortgages
How to Qualify for a Reverse Mortgage: 2026 Requirements
The article discusses the requirements and process for obtaining a Home Equity Conversion Mortgage (HECM) loan, which is a type of reverse mortgage that allows you to access the equity in your home without selling it. It covers age and equity thresholds, financial assessments, property qualifications, the application process, ongoing requirements, and considerations before deciding on a reverse mo... more
Feb 24, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Match Multi-Year Low For 2nd Straight Day
The average top-tier mortgage rates reached 5.99% for the first time since January 9th, marking the second time in over 3 years. The rates have held steady for the past 3 days, making it a significant achievement. There is no guarantee that rates will remain low in the future.
Feb 24, 2026 10:30 AM
— Mortgage Rates
Four Years Into the High-Rate Era: How the Housing Market Changed and Why Prices Didn’t Reset
Mortgage rates began rising in January 2026, setting off a dramatic increase that reshaped the housing market. Despite the expectation that higher rates would cool demand and lower prices, the market instead adjusted along the quantity margin, with existing-home sales declining sharply and inventories rising. Prices increased despite the higher rates, leading to a housing affordability crisis. The... more
Feb 24, 2026 10:21 AM
— Refinancing
6% Mortgage Rates Could Put 5.5 Million Borrowers ‘In the Money’ to Refinance
Industry forecasts predicted decreasing interest rates in 2026, leading to a more favorable borrowing environment. Currently, the average 30-year fixed rate mortgage is at its lowest point since September 2022, providing opportunities for millions of borrowers to refinance and potentially save on their monthly payments. Refinancing can be beneficial even with small reductions in interest rates. It... more
Feb 24, 2026 10:21 AM
— Home Equity Loans
Aven Review for 2026: Terms, Access and Customer Feedback
Aven is a fintech home equity lender offering flexible lines of credit secured by home equity, including a HELOC-style credit card. Borrowers pay interest only on the amount used, and rates are typically variable. Aven offers fast digital approvals and convenience but carries the risks of any loan secured by real estate. It appeals to homeowners seeking on-demand access to equity but may not be su... more
Feb 24, 2026 10:00 AM
— Mortgage Rates
Trump housing agenda puts mortgage rates in focus this week
Ahead of Trump’s State of the Union speech, 30-year mortgage rates have dropped, with conforming rates at 6.25% and FHA rates at 5.98%. Investors are monitoring housing policy shifts, GSE MBS purchases, and the possibility of another Fed rate cut.
Feb 24, 2026 9:32 AM
— Housing Market
Gary Keller projects stronger housing market and lower rates
Gary Keller forecasts a stronger housing market in 2026 with higher sales, lower rates, and improved affordability. While current conditions may seem weak, Keller remains optimistic and emphasizes the importance of understanding economic markers for agents.
Feb 24, 2026 8:47 AM
— Mortgage Rates
Mortgage Rates Hold Steady | Today, February 24, 2026
Mortgage rates held steady at around 6.07% near three-year lows. Experts advise on refinancing and home equity use. The article discusses rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages. The Federal Reserve is holding rates steady, and experts predict rates to continue trading in a narrow band for the near future.
Feb 24, 2026 8:32 AM
— Mortgage Lending
Better.com says tokenized capital could push rates below 5%
Better Home & Finance Holding Company plans to access up to $500 million in credit by integrating with the Sky stablecoin ecosystem through a deal with Framework Ventures. This integration could reduce funding costs, support higher origination volume in 2026, and create a bridge between decentralized finance and traditional housing finance.
Feb 24, 2026 8:32 AM
— Housing Market
Homeownership costs include fraud risk, and buyers rarely see it
Real estate fraud can significantly impact housing affordability by increasing transaction risk and downstream legal costs. The FBI reported nearly $175 million in losses from real estate-related fraud in 2024, with the average fraud claim exceeding $143,000 and refinance-related fraud claims averaging $207,000. The protection of consumers from fraud is crucial to maintaining stability and accessi... more
Feb 24, 2026 7:30 AM
— Interest Rates
Mortgage Rates Just Fell Below 6%, but Not for the Reasons Trump Wants
Mortgage rates in the US have dropped to 5.99%, the lowest since 2022, due to a decline in Treasury yields. However, this drop is not due to expected long-term lower rates as President Trump desires, but because investors are worried about the trade war. Investors are seeking safety through lower-yield investments like bonds and gold.
Feb 24, 2026 6:30 AM
— Bond Markets
Slower Start, More Sideways. Stock Lever in Play
Today, volume and volatility are lower compared to yesterday, but there is still a theme of risk aversion in play. It is difficult to determine if risk aversion is causing the movement in stocks and bond yields or if there is just a correlation between the two. Both stocks and bond yields have increased slightly from yesterday's lows and have been mostly flat so far today. The economic calendar is... more
Feb 24, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 24, 2026: Another new low (5.76% 30-year fixed)
Current mortgage rates are at record lows, with the average 30-year fixed rate at 5.76%. There are more lenders offering rates under 6%. Refinance rates are usually higher than purchase rates. 15-year mortgage rates are lower than 30-year rates in the short term but save money on interest in the long run. Mortgage calculator can help understand monthly payments based on interest rates and term len... more
Feb 24, 2026 4:18 AM
— N/A
Tuesday, February 24, 2026
The article seems to be unavailable or deleted.
Feb 23, 2026 3:30 PM
— Housing Market
American homebuyers gain most purchasing power since 2022
Zillow published a report showing that the purchasing power of homebuyers has increased due to higher incomes and lower mortgage rates. The median-income U.S. household can now afford a $331,483 home with a 20% down payment, with mortgage payments being 8.4% lower compared to a year ago. The recent dip in mortgage rates has allowed for more affordable homes, with markets like San Jose, San Francis... more
Feb 23, 2026 1:50 PM
— Mortgage Lenders
Banking groups press regulators to ease mortgage capital rules
Eight financial trade associations, including the Mortgage Bankers Association, highlight concerns regarding current capital requirements on banks for mortgage-related assets. They emphasize the need to ease these requirements to increase competition and access to mortgage credit. The letter calls for reducing risk weights for single-family mortgages and mortgage servicing assets. The trade groups... more
Feb 23, 2026 1:40 PM
— Mortgage Rates
Homebuying power hits highest level in nearly 4 years
Homebuying power has increased due to lower mortgage rates and slowed demand, making homes more affordable. The monthly principal and interest payment for the average-priced home has decreased and the typical down payment in the US has also lowered. Mortgage rates are down, with the 30-year fixed-rate mortgage averaging 6.09% and the 15-year rate at 5.44%. Affordability has been improving since th... more
Feb 23, 2026 1:31 PM
— Cryptocurrency in Mortgage Industry
Rate will consider crypto, stablecoins in underwriting
Retail giant Rate is embracing cryptocurrency and stablecoins to cater to home buyers who have accumulated wealth in digital assets. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations and support from FHFA Director Bill Pulte. The average monthly principal and interest payment needed to purchase the average-priced home dropped by 7% year over year to $2,0... more
Feb 23, 2026 1:31 PM
— Mortgage Finance
White House Claims CFPB Cost Consumers Up to $369 Billion
The article discusses the current state of mortgage lending and market trends in 2026.
Feb 23, 2026 1:30 PM
— Bond Markets
General Risk Aversion Trade Helping Bonds
Bonds started the day slightly stronger and continued to improve throughout, with the rally coinciding with stock sell-offs. This indicates a 'risk-off' pattern in the broader market amid global trade uncertainty.
Feb 23, 2026 12:44 PM
— Mortgage Rates
U.S. homebuyer purchasing power surges by $30,000 as mortgage rates cool
The recent dip in mortgage rates and rise in incomes has significantly increased the homebuying power of median-income U.S. households. They can now afford a $331,483 home with a 20% downpayment, the highest purchasing power since March 2022. This improvement has led to 82,300 additional affordable listings nationwide and is expected to boost existing home sales by 4% in 2026. The primary driver b... more
Feb 23, 2026 12:30 PM
— Housing Market
A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million Households
The article discusses how housing affordability is a challenge nationwide, with mortgage rates playing a key role. Despite a decline in rates from a recent high, they remain higher than typical levels in the past. Even a small decrease in rates can greatly impact housing affordability, allowing more households to afford median-priced homes. The article highlights how changes in interest rates affe... more
Feb 23, 2026 11:30 AM
— Mortgage Rates
Mortgage rates fall below 6% for the first time since September 2025
The article discusses how the average 30-year fixed mortgage rate has fallen below 6%, the lowest level since September 2025, marking a significant shift in the housing market. The decline in rates is attributed to falling Treasury yields due to softer economic expectations. The article emphasizes how the drop in rates can improve affordability and potentially stimulate housing market activity if ... more
Feb 23, 2026 11:30 AM
— Mortgage Rates
Mortgage rates fall below 6%—how to decide if refinancing is worth it for you
Mortgage rates have dropped significantly over the past year, leading to a surge in applications for refinancing. Homeowners with rates above 6% are encouraged to consider refinancing if the savings outweigh the upfront costs. Refinancing may not be worthwhile if the break-even period exceeds 18-24 months. Factors such as loan term and broader financial goals should also be considered when decidin... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.