Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 865 - 888 of 6709 results
Oct 12, 2026 2:00 AM
— Mortgage Lending
Buying a home seems impossible. Here’s what Boomers just don’t understand
The article discusses the challenges faced by today's homebuyers, particularly younger generations, in light of rising mortgage rates and home prices. It contrasts current conditions with the past, illustrating how while mortgage rates were higher in the 1980s, homes were more affordable in relation to income. The current home-price-to-income ratio has increased significantly, making it difficult ... more
Oct 12, 2026 1:37 AM
— Mortgage Rates
Mortgage Rates Hitting 8% This Year Is Not Impossible—and Yet, That Shouldn’t Be Buyers’ Biggest Concern
Mortgage rates have reached a three-year high, rising from 6.49% to 7.40% in just four months. Economists express skepticism about rates hitting 8% this year, stating the likelihood is slim. The rising rates have been influenced by global economic factors including inflation and the bond market sell-off. Although the Federal Reserve may raise interest rates in the near term, a rate cut is expects ... more
Oct 12, 2026 12:01 AM
— Mortgage Lending
Mortgage AI needs a standard of trust built on experience
The article discusses the evolving challenges in the mortgage industry over the past two decades, highlighting the gap between loan origination and risk understanding. It reflects on lessons learned from the 2006 housing crisis, emphasizing the importance of loan quality, verification, and accountability. The refinancing boom of 2020-2021 tested industry capacity, shifting focus to cost and produc... more
Oct 12, 2026 12:01 AM
— Mortgage Lending
Down payment assistance doesn’t need simplification; it needs standardization
The article discusses the challenges faced by lenders in utilizing down payment assistance (DPA) programs, which average around $18,000. It highlights the need for consistent data and workflows, advocating for a MISMO data standard that would allow DPA eligibility and benefits to be seamlessly integrated into loan origination and point-of-sale systems. The author argues against the idea of a unive... more
Oct 12, 2026 12:01 AM
— Mortgage Rates
Mortgage rates Monday, Oct. 12, 2026
The average interest rate for a 30-year fixed-rate conforming mortgage in the U.S. is currently 7.457%, a slight decrease from the previous day. The 15-year fixed-rate mortgage average is 6.637%. Mortgage rates have fluctuated due to recent changes in the Federal Reserve's federal funds rate, which influences borrowing costs. In recent weeks, mortgage applications have dropped significantly, and r... more
Oct 12, 2026 12:01 AM
— Mortgage Rates
Current refi mortgage rates report for Oct. 12, 2026
The article discusses the current status of mortgage refinance rates, which average 7.508% for 30-year fixed-rate loans according to recent data. It explains the process of refinancing and the potential benefits, such as lowering interest rates, tapping home equity, or changing loan terms. Despite hopes for lower rates following Fed cuts, rates have remained high since the pandemic lows. It highli... more
Oct 12, 2026 12:00 AM
— Mortgage Lending
MBA’s Future Leaders Program Graduates 74 Real Estate Finance Professionals
The article announces the winners of a competition involving residential and commercial teams. Team 5 was recognized for their performance in the residential category, while Team 1 won in the commercial category. Contact information for Brittney Prophete is provided for further inquiries.
Oct 12, 2026 12:00 AM
— Mortgage Rates
Compare Current Mortgage Rates
Mortgage pricing is expected to be stable or slightly lower, as bond yields have dipped this morning. Despite numerous hawkish statements from the Federal Reserve, there has been little impact on the bond market or oil prices, even amidst ongoing news updates.
Oct 12, 2026 12:00 AM
— Mortgage Lenders
Mark Jones Presented with Lowrie-Woodward Distinguished Service Award
The article provides contact information for Brittney Prophete at the Mortgage Bankers Association, including her phone number and additional contact details for the organization in 2026.
Oct 12, 2026 12:00 AM
— Interest Rates
Bank Earnings This Week Could Offer Clues to Impact of Fed’s Rate Hike
JPMorgan Chase, Goldman Sachs, Wells Fargo, and Citigroup are set to report their third-quarter earnings, which will provide insights into the impact of the Federal Reserve's interest rate hikes and the increasing long-term bond yields on the economy.
Oct 12, 2026 12:00 AM
— Mortgage Lenders
MBA Education Presents Cenlar FSB with the 2026 Residential Educator of the Year Award
The article contains contact information for Brittney Prophete of the Mortgage Bankers Association, including phone numbers for potential inquiries or support.
Oct 12, 2026 12:00 AM
— Mortgage Lenders
Logan Mohtashami, Author at HousingWire - Page 23 of 63
Logan Mohtashami is a prominent analyst in the mortgage and housing sector, known for his deep insights into the U.S. economy and real estate market. As the lead analyst for HousingWire and a frequent contributor to its podcast, he leverages over 20 years of experience to simplify complex economic data. His expertise has made him a popular figure in media, including regular appearances on CNBC.
Oct 12, 2026 12:00 AM
— Mortgage Lending
The Profit Mindset Shift: The $14.5 trillion growth market hidden in plain sight
The mortgage industry is undergoing a significant transformation as traditional growth in purchase and refinance lending slows. Factors such as rising affordability pressures, demographic changes, and high homeowner equity are driving this shift. A new market is emerging focused on the $14.5 trillion in home equity held by homeowners aged 62 and older, leading to increased demand for liquidity sol... more
Oct 12, 2026 12:00 AM
— Mortgage Lending
Flávia Furlan Nunes, Author at HousingWire - Page 105 of 147
Flávia Furlan Nunes is HousingWire’s mortgage reporter, with more than a decade of experience at major Brazilian economic outlets and a master’s degree in Economics and Business Reporting from Columbia University.
Oct 12, 2026 12:00 AM
— Mortgage Lending
Education Networking Group Roundtable
The article provides information about an event hosted by the Education Networking Group (ENG) at the Mortgage Bankers Association's Annual Convention & Expo in Chicago, IL. It is exclusive to MBA members and focuses on networking, education, and training within the mortgage industry. The event includes the presentation of the 2026 Educator of the Year Award and features a 45-minute meeting aimed ... more
Oct 12, 2026 12:00 AM
— Housing Market
Housing Market News and Commentary
Housing inventory was 898,139, down 3,973. The median list price was $435,000, down $1,490. Homes spent a median of 70 days on the market, unchanged, while 42.89% of listings had price reductions, up 0.06 percentage points.
Oct 12, 2026 12:00 AM
— Mortgage Lenders
Brian Handal Presented with the CMB Society’s Rosser Lifetime Achievement Award
The article provides contact information for Brittney Prophete at the Mortgage Bankers Association, including her phone numbers. It appears to be a standard contact page without any detailed content or discussion on mortgage-related topics.
Oct 11, 2026 10:37 PM
— Mortgage Rates
Current US Mortgage Rates Rise as Refinance Home Loan Demand Falls
On October 12, US mortgage rates rose, with the average 30-year fixed mortgage reaching 7.55%. The increase followed a bond-market selloff that pushed Treasury yields higher, resulting in higher financing costs. Total mortgage application volume dropped by 4.2%, with purchase applications down 2% and refinancing applications dropping 8%. The average contract rate for 30-year fixed mortgages rose t... more
Oct 11, 2026 10:28 PM
— Mortgage Rates
NAHB: 7.5% Mortgage Rates ‘New Normal’ Until Geopolitical Issues Resolved
NAHB Chief Economist Robert Dietz discusses the current economic landscape, highlighting how high-tech sectors are driving investment opportunities, which are impacting bond markets and mortgage rates. He mentions that rising Treasury bond prices are contributing to the new normal of 7.5% mortgage rates amidst high inflation influenced by geopolitical events, such as the Iran war. Despite these ch... more
Oct 11, 2026 9:42 PM
— Mortgage Rates
High mortgage rates are ‘leaving a mark,’ MBA economists observe
The Mortgage Bankers Association (MBA) held its annual conference amid logistical challenges, where economists emphasized the need for mortgage originators to remain resilient in a persistently high interest rate environment. Chief economist Mike Fratantoni projected that 30-year mortgage rates would remain above 7% throughout next year, impacting home sales, prices, and origination volume through... more
Oct 11, 2026 9:38 PM
— Mortgage Lending
Grow Your Influence: Advocacy and Insights
The MBA Homebase program offers advocacy resources and insights for loan officers in the real estate finance industry, emphasizing the importance of their voices in shaping policies that affect their business and borrowers. Participants receive market research and advocacy tools, allowing them to communicate effectively with clients and stay informed about legislative changes. The program includes... more
Oct 11, 2026 9:33 PM
— Mortgage Lending
MBA Homebase: LockedIn Learning
MBA Homebase is an annual program aimed at enhancing the skills of mortgage loan officers. It offers monthly coaching, training with industry leaders, practical tools, and access to FirstHome IQ’s Trust Certified certificate program. The initiative focuses on the professional development of loan officers, providing them with timely education and insights to improve their service to borrowers and s... more
Oct 11, 2026 9:33 PM
— Mortgage Lenders
CREF Future Leaders Alumni
The article highlights the Commercial/Multifamily Future Leaders program, which connects professionals in real estate finance, fosters career advancement, and strengthens leadership within the industry. It promotes networking opportunities among alumni who are influencing the future of the sector, encouraging new participants to consider joining.
Oct 11, 2026 9:33 PM
— Mortgage Lending
Residential Future Leaders Alumni
The article highlights the Future Leaders program by the Mortgage Bankers Association, which focuses on developing professionals in the real estate finance sector. It emphasizes the significance of building a network of accomplished individuals who have participated in this leadership experience, showcasing their impact on the industry. The article invites potential candidates to consider joining ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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