Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2353 - 2376 of 5339 results
Dec 16, 2025 5:32 PM
— Housing Market
Wednesday: Architecture Billings Index
The Mortgage Bankers Association will release the results for the mortgage purchase applications index. The Architecture Billings Index for November will also be released, serving as a leading indicator for commercial real estate.
Dec 16, 2025 3:32 PM
— Interest Rates
Thursday: CPI, Unemployment Claims, Philly Fed Mfg
On Thursday, the initial weekly unemployment claims report was released, showing 236,000 initial claims. Additionally, the Consumer Price Index for November from the BLS was released, with a consensus of a 0.3% increase in CPI and a 0.2% increase in core CPI. Year-over-year, CPI is expected to be up 3.1% and core CPI is expected to be up 3.1%.
Dec 16, 2025 12:30 PM
— Interest Rates
Unemployment Not High Enough For a Full-Fledged Rally
The article discusses how the unemployment rate increased from 4.4% to 4.6% but was tempered by a higher participation rate and stronger payroll growth. The overall rate rally was choppy and lackluster due to various economic factors, including waiting for the CPI data to be released on Thursday.
Dec 16, 2025 12:30 PM
— Mortgage Rates
Here's what a $650,000 mortgage loan costs monthly after the December Fed rate cut
Mortgage rates have been decreasing since the Federal Reserve started cutting rates in September, reaching the lowest level since early 2022 in December. This has led to significant savings for borrowers, especially for larger mortgage loans like $650,000. Locking in today's lower rates could save borrowers up to $395 per month on a 30-year mortgage compared to rates in January. While waiting for ... more
Dec 16, 2025 12:30 PM
— Mortgage Lenders
More Homebuyers Are Using the Mortgage Option That Set Off the 2008 Housing Crisis
High mortgage rates have led some homebuyers to turn to adjustable-rate mortgages (ARMs) with fixed introductory rates that later adjust based on market conditions, typically higher. However, better lending standards are minimizing the risks associated with these loans. ARMs are becoming more popular as borrowers seek short-term affordability in the face of high interest rates, tight housing suppl... more
Dec 16, 2025 11:31 AM
— Housing Market
New-home sales post biggest annual gain since July
New-home sales in November had the largest year-over-year increase since July, even though mortgage rates remained stable. The Mortgage Bankers Association reported a drop in new-home mortgage applications but noted that the annual sales pace was the strongest in over a year.
Dec 16, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Only Slightly Lower, But Volatility Risks Remain
Rates did not make a significant move in response to the release of November's jobs report, which was weaker but not weak enough to drastically impact rates. The average lender moved back down to levels seen last Thursday, and rates are currently in a consolidation pattern. Volatility remains a risk during the week, with market attention turning to Thursday's Consumer Price Index report.
Dec 16, 2025 10:31 AM
— Mortgage Rates
Cost of Living Calculator - Cost of Living Comparison Index Tool
The article discusses the concept of cost of living, which includes expenses like housing, food, taxes, transportation, healthcare, and entertainment. It explains how cost-of-living calculators work to compare expenses between cities and determine the salary needed to cover basic needs. The article also touches upon discretionary spending and cost-of-living indexes. It emphasizes that factors like... more
Dec 16, 2025 9:32 AM
— Mortgage Security
November New Home Purchase Mortgage Applications Increased 3.1 Percent
The article discusses the importance of verifying one's humanity through CAPTCHA tests to prevent automated bots from accessing websites. It highlights the different types of CAPTCHA tests commonly used and their effectiveness in distinguishing between humans and bots.
Dec 16, 2025 9:30 AM
— Mortgage Lenders and Broker Services
Cap Markets Education, Servicing, Borrower Monitoring Products; Marketing Thoughts for 2026
Mortgage lenders are looking for ways to cut costs and increase efficiency through partnerships, product line expansions, and the adoption of technology like AI-powered POS systems and income verification tools. Companies like Lenders One, Servbank, and Richey May are offering services to streamline operations and improve compliance. The housing market is showing signs of improvement as 2026 appro... more
Dec 16, 2025 8:32 AM
— Housing Market
MBA: November New Home Purchase Mortgage Applications Increased 3.1%
The Mortgage Bankers Association reported that mortgage applications for new home purchases increased by 3.1% from last year, but decreased by 7% from October 2025. The data showed that new home purchase activity was up 3% annually in November, with potential buyers benefiting from a larger selection of homes. The report also highlighted that many new homebuyers are choosing FHA and ARM loans. The... more
Dec 16, 2025 8:31 AM
— Mortgage Finance
Short Takes: Unemployment Rate Rises / Applications for New Home Purchases Increase / Homebuilders Ramp Up Incentives / Ellington Offers Large Expanded-Credit MBS
The article discusses the latest trends and insights in the mortgage market, focusing on factors like interest rates, bond markets, and housing market conditions.
Dec 16, 2025 8:30 AM
— Bond Markets
Frustratingly Flat After Deceptively Friendly Jobs Report
Despite a slight uptick in the unemployment rate and higher payroll count, the bond market remains flat as the Federal Reserve continues to confirm modest weakness in the labor market. The unclear impact of the government shutdown and lower response rates for the household survey are also noted.
Dec 16, 2025 8:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 16, 2025: Rates hold steady
The article discusses current mortgage rates for various types of loans like 30-year fixed, 15-year fixed, and VA loans. It also mentions the importance of comparing rates from different mortgage lenders. It highlights the difference between fixed-rate and adjustable-rate mortgages and provides advice on choosing between them. The article also predicts that mortgage rates are expected to stay cons... more
Dec 16, 2025 8:30 AM
— Mortgage Rates
Fed rate cut brings lower credit card costs while mortgage relief lags
Consumers cautious due to weaker job market; Federal Reserve cut interest rates; rates on credit cards and HELOCs to decrease but mortgage rates not expected to fall significantly; 30-year fixed mortgage at 6.19%; experts predict decrease in mortgage rates in 2026, but with volatility; trade policies and tariffs may impact inflation and interest rates; Fed may cut rates two more times in 2026.
Dec 16, 2025 5:54 AM
— Mortgage Lenders
What Is a HECM Refinance? Eligibility, Costs & When It Makes Sense
A HECM refinance allows existing reverse mortgage holders to replace their current loan with a new one, potentially unlocking more equity or providing better access to funds. Refinancing depends on factors like changes in home value, age, interest rates, and financial needs. It's important to evaluate the potential benefits against the drawbacks and work with a lender who specializes in reverse mo... more
Dec 16, 2025 5:32 AM
— Mortgage Lending
Freddie Mac appoints Kenny Smith as new CEO
The article discusses the importance of verifying human identity through various methods to prevent fraud and ensure security online.
Dec 16, 2025 4:34 AM
— Mortgage Security Measures
Sweeney amends lawsuit against AIME, names UWM
The article discusses the importance of verifying that users are human before allowing access to certain online platforms. It highlights various methods, such as CAPTCHAs and biometric authentication, that websites use to ensure human users are interacting with their sites rather than bots.
Dec 16, 2025 4:32 AM
— Housing Market
There’s still a nationwide shortage of homes — so why are sellers getting desperate in some places?
The housing market in the United States is experiencing a cooling trend, with home prices falling in certain areas and builders offering low mortgage rates. While there is a long-term shortage of homes nationwide, there are also localized gluts of homes for sale. This imbalance is affecting both buyers and sellers, with buyers having more bargaining power in some markets and sellers needing to low... more
Dec 16, 2025 2:30 AM
— Mortgage Rates
Mortgage Rates Could Be About to Fall—Here’s Why
Fannie Mae and Freddie Mac have been stockpiling billions in mortgage-backed securities to potentially lower borrowing costs, improve profitability, and make themselves more appealing to potential investors ahead of a potential public offering President Trump has been pushing for. The move could help bring down mortgage rates and improve affordability in the housing market.
Dec 16, 2025 2:30 AM
— Housing Market
State home loan program undercuts market interest rates
The article discusses how the housing market in Honolulu is experiencing an increase in activity, with more buyers looking to purchase homes despite the challenges posed by the COVID-19 pandemic. Low interest rates and high demand are driving up prices, making it a competitive market for potential buyers.
Dec 15, 2025 8:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. There seems to be division within the committee regarding future rate cuts due to differing economic indicators. Mortgage rates have decreased nearly 1% since January, but have seen some fluctuation following previous Fed cuts. It is predicted that mortg... more
Dec 15, 2025 4:32 PM
— Mortgage Rates
Tuesday: Employment Report, Retail Sales
Mortgage rates have slightly decreased as volatility risks in the market are on the rise.
Dec 15, 2025 4:32 PM
— Housing Market
Compass-Anywhere acquisition set to close in late 2026
Compass announced a $10B all-stock acquisition of Anywhere, adding over 340,000 agents. The deal is expected to close in late 2026 but may face antitrust scrutiny and possible asset divestitures in key markets. The acquisition will make Compass one of the biggest players in the real estate industry.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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