Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2377 - 2400 of 5018 results
Dec 1, 2025 2:30 AM
— Interest Rates
Treasuries Decline as Japanese Bond Selloff Goes Global
Treasuries started the week with a slide due to a rise in Japanese debt yields, leading to global bond market reactions. The prospect of a Bank of Japan interest-rate hike pushed up rates on bonds worldwide. Traders in US debt are closely monitoring BOJ policy, as higher rates in Japan may keep more funds domestically. US yields are fluctuating around 4% on expectations of Federal Reserve rate cut... more
Dec 1, 2025 12:30 AM
— Interest Rates
Silver Trades Near Record High on Tight Supply, Rate-Cut Hopes
Silver prices have surged to record highs due to ongoing supply tightness in the market. The metal has doubled in value this year and is outperforming gold. The flow of silver into London has eased a historic squeeze, but inventories in other centers like Shanghai are low. Speculation on a quarter-point rate cut by the Federal Reserve in December has also boosted both gold and silver prices.
Dec 1, 2025 12:30 AM
— Interest Rates
Current mortgage rates on December 1, 2025
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., mentioning a recent decrease in rates after the Federal Reserve reduced the federal funds rate twice in 2025. The historical context of mortgage interest rates is provided, showing comparisons over different decades, along with factors influencing mortgage rates like inflation, national d... more
Dec 1, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 1, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, considerations for refinancing, factors impacting mortgage rates, situations where refinancing may be beneficial, closing costs associated with refinancing, different types of mortgage refinance loans available, and tips for finding the right lender and incentives for refinancing.
Nov 30, 2025 11:30 PM
— Bond Markets
Japan’s Two-Year Yield Hits Highest Since 2008 on Rate-Hike Bets
Japanese government bonds slumped after comments from the Bank of Japan chief indicated a possible rate hike in December. The two-year yield rose to its highest level since 2008, with yields on other maturities also surging. The yen strengthened against the dollar, swaps market traders increased bets for a rate hike, and the Ministry of Finance plans to increase debt issuance to finance an economi... more
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
Nov 30, 2025 8:30 AM
— Interest Rates
What To Expect For Mortgage Rates In 2026
Mortgage rates have fallen in 2025, with a 30-year mortgage going from 6.91% to 6.23% in late November. Further cuts in interest rates by the Federal Reserve are expected in 2026, but it may not necessarily bring mortgage costs down unless the Fed cuts more than anticipated. Economic conditions, including the U.S. jobs market and potential Fed decisions, will play a key role in impacting borrowing... more
Nov 30, 2025 4:35 AM
— Housing Market
December housing data provides early signals for 2026 market
Monitoring December housing data, including purchase applications, can offer insight into 2026 market trends. Historically, data from December can give a good idea of what to expect in the upcoming year. Key metrics to track include mortgage rates, 10-year yield, Fed meetings, and mortgage spreads. Positive trends in purchase applications and total pending sales data are indicating growth for 2026... more
Nov 30, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 30, 2025: The 6% 30-year mortgage is back, could 5% be next?
The article discusses current mortgage rates, including both purchase and refinance rates. It emphasizes the importance of shopping around for lenders to find the best rates. It provides examples of how different loan terms and interest rates impact monthly payments and total interest paid over the life of the loan. Additionally, it explains the difference between fixed-rate and adjustable-rate mo... more
Nov 30, 2025 12:30 AM
— Mortgage Rates
Mortgage Rates Are Not Too High. What’s too High Are Home Prices that Exploded by 40-70% in 2 Years, Creating the “Affordability Crisis”
The article discusses how mortgage rates have recently been in a normal range in relationship to inflation, which has been steadily increasing. It highlights the impact of historically low mortgage rates, driven by QE policies, on the housing market, causing significant home price explosions. The article argues that lower mortgage rates are the problem, not the solution to the affordability crisis... more
Nov 29, 2025 6:30 PM
— Mortgage Lenders
Republicans are hating on Trump's 50-year mortgage idea. Here's why some think it will 'ultimately reward the banks'
President Trump proposed introducing a 50-year mortgage to address America's housing crisis, similar to FDR's introduction of the 30-year mortgage during the Great Depression. However, the proposal faced backlash from mortgage brokers, economists, and even some Republicans, who believed it could actually worsen the problem by costing homebuyers tens of thousands more in interest while building equ... more
Nov 29, 2025 4:36 AM
— Mortgage Rates
Chart of the Week: ARM Share of Home Purchase Applications
In October, 24.6% of applications to purchase newly built homes were for adjustable rate mortgages (ARMs), with rates lower than fixed-rate loans. Builders are offering rate buydowns on fixed-rate loans and competitive rates on ARM loans. New home sales in October were strong, attributed to lower mortgage rates, builder concessions, and growing inventory of newly built homes.
Nov 29, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates decline - When will rates change? | Today's mortgage and refinance rates, November 28, 2025
Mortgage interest rates have mostly decreased compared to last week, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages moving lower. The decline in bond yields, driven by negative job reports and consumer confidence, has influenced these rate changes. The Mortgage Rate Variability Index was at 5 out of 10, showing an average deviation in mortgage offers. The average rate f... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
Variable-rate mortgages have surged. Are the upfront savings worth the risk?
Many people are considering variable mortgage rates over fixed rates due to a modest spread in rates. There is uncertainty about future economic conditions, with some believing that taking a variable rate may offer a small win upfront. However, borrowers need to weigh the risks and benefits of variable rates versus fixed rates, considering factors such as flexibility and timing. Using a hybrid mor... more
Nov 29, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 29, 2025: Could the next move be below 6%?
Mortgage rates have fallen to around 6.00% for 30-year fixed mortgages, just at the edge of the 5% range. Rates for 15-year fixed and adjustable-rate mortgages are also provided. The article discusses the pros and cons of different mortgage terms, emphasizing that while 30-year terms have lower monthly payments, they result in higher total interest payments compared to shorter terms. It also menti... more
Nov 28, 2025 6:32 PM
— Mortgage Applications
Purchase applications drive small mortgage application increase
Mortgage applications increased by 0.2% despite elevated rates, with government purchase loan applications showing significant growth while refinance applications declined. The index decreased by 2% compared to the previous week.
Nov 28, 2025 11:31 AM
— Reverse Mortgages
How to Use a Reverse Mortgage to Downsize a Home
An HECM for Purchase, also known as a reverse mortgage purchase, allows older homeowners to buy a new home without taking on monthly mortgage payments in retirement. The program is backed by the FHA and requires a down payment at closing, with the remaining portion of the home purchase financed by the reverse mortgage. Borrowers must meet certain qualifications, such as age requirements and financ... more
Nov 28, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Unchanged Versus Wednesday
Mortgage rates remained unchanged on the Friday after Thanksgiving, staying at the same level as Wednesday. The bond market closed early but will reopen fully next week, potentially bringing volatility depending on economic reports.
Nov 28, 2025 9:30 AM
— Bond Markets
Open But Not Really Open
The Friday after Thanksgiving is typically uneventful in terms of trading activity. There is not much happening in the market, with minimal movement in MBS and 10yr. No significant events or data are affecting the current situation.
Nov 28, 2025 8:30 AM
— Housing Market
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan
The article discusses various mortgage-related topics, including the importance of focusing on units rather than dollar volumes, the impact of loans being funded or not funded, the growth and expansion of Evergreen Home Loans, Banner Bank, and Radius Financial Group, employment opportunities in the mortgage industry, and recent news on home prices, inflation, producer price index, pending home sal... more
Nov 28, 2025 8:30 AM
— Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
Nov 28, 2025 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 28, 2025: Some lenders are offering 6%, or lower, on 30-year loans
Mortgage rates are currently around 6% for 30-year fixed mortgages, with some lenders offering lower rates. The article provides a breakdown of mortgage rates for various types of loans. It also explains the difference between fixed-rate and adjustable-rate mortgages, as well as how these rates impact monthly payments. Additionally, the article discusses the forecasted future trends in mortgage ra... more
Nov 28, 2025 5:32 AM
— Economy
Five Economic Reasons to be Thankful
The article discusses five economic reasons to be thankful this Thanksgiving, with one of them being the unemployment rate at 4.4% in September.
Nov 28, 2025 4:34 AM
— Mortgage Security and Fraud Prevention
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying one's human identity through CAPTCHA tests in online transactions. It explains how CAPTCHA helps prevent fraud and protects sensitive information from being accessed by bots.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.