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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 2401 - 2424 of 5018 results
Nov 27, 2025 5:30 PM — Mortgage Finance
Lending Slows Across Products in Third Quarter
The article discusses the various factors affecting mortgage rates and how they can fluctuate over time. It highlights the impact of economic indicators, inflation, Federal Reserve decisions, and geopolitical events on mortgage rates. The importance of monitoring these factors to make informed decisions about refinancing or purchasing a home is emphasized.
Nov 27, 2025 1:34 PM — Housing Market
Six for 2026: Predicting Next Year’s Housing Market
The deputy chief economist at First American, Odeta Kushi, predicted in 2025 that the housing market is poised to make progress but is still far from perfect. Mortgage rates eased, inventory climbed, affordability improved, and purchase applications exceeded year-ago levels in 2025. Affordability is predicted to improve steadily in 2026 mainly through home prices and income growth. Demographics an... more
Nov 27, 2025 11:31 AM — Reverse Mortgages
How to Use a Reverse Mortgage for Home Improvements and Accessibility Upgrades
Many older homeowners want to remain in their homes as long as possible but may struggle to cover the costs of necessary renovations. A reverse mortgage, specifically a Home Equity Conversion Mortgage (HECM), allows eligible homeowners to access a portion of their home equity without making mortgage payments, providing funds for home improvements. Borrowers can choose between a lump sum payout or ... more
Nov 27, 2025 10:32 AM — Social Security Benefits
Retirees face shortfalls despite 2026 Social Security COLA increase
Millions of older Americans will receive a 2.8% increase in their Social Security checks, but experts warn it may not cover rising costs like groceries, housing, and medical care. Senate Democrats are proposing emergency payments for seniors impacted by inflation. Additionally, Medicare Part B premiums will rise nearly 10% in 2026, potentially reducing Social Security benefits.
Nov 27, 2025 7:30 AM — Mortgage Rates
30-year mortgage rates fall - How long will rates stay here? | Today's mortgage and refinance rates, November 27, 2025
Mortgage interest rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower, while jumbo loan rates rose. Bond yields have decreased due to a declining jobs report and consumer confidence in the economy also dropped. The Federal Open Market Committee announcement on Dec. 10 may impact mortgage rates. Average mortgage rates are currently lower than the histo... more
Nov 27, 2025 7:30 AM — Privacy Settings
Nationwide cuts mortgage rates as other lenders hold steady amid budget announcement
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Nov 27, 2025 6:31 AM — Mortgage Rates
Home purchase applications surge as mortgage rates approach 6%
Home purchase applications increased by 20% year over year as mortgage rates approached 6%, leading to 17 consecutive weeks of positive demand trends amid normalizing inventory. The Mortgage Bankers Association report for 2025 showed a year-to-date high just before Thanksgiving despite some negative headlines about the housing market.
Nov 27, 2025 4:32 AM — Mortgage Rates
Mortgage Rates Drop Before Thanksgiving | Today, November 26, 2025
Mortgage rates fell before the holiday, but economic indicators point to potential increases. Refinancing or tapping into home equity could still be viable options. Average 30-year fixed rate mortgage is 6.28%, 15-year fixed is 5.62%, and 5/1 adjustable rate mortgage is 5.48%. Various economic reports and forecasts influence mortgage rates.
Nov 27, 2025 4:30 AM — Interest Rates
3 smart mortgage moves to make before a December Fed rate cut
The article discusses the increasing likelihood of a third Federal Reserve rate cut of the year, potentially happening in December. This rate cut could lead to further decreases in mortgage interest rates, creating new opportunities for homebuyers. The article also provides three steps for buyers to take advantage of these potential changes, including reviewing their credit report, researching mor... more
Nov 27, 2025 4:30 AM — Mortgage Rates
Mortgage Rates Fall—and Could See Another Cut Before 2026
Mortgage rates have fallen to 6.23 percent, slightly improving housing affordability for Americans in anticipation of a rate cut by the Federal Reserve in December. Experts predict a further cut by the Fed which could bring rates near 2025 lows and potentially boost the housing market.
Nov 27, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 27, 2025: Lowest since October 2024
The article discusses the current mortgage rates as of October 2024, mentioning that the rates are at their lowest point in a while. It provides information on the average 30-year fixed mortgage rate, the 15-year fixed rate, and current rates for different types of mortgages. Additionally, it explains the difference between fixed and adjustable rate mortgages, factors that influence mortgage rates... more
Nov 26, 2025 7:30 PM — Mortgage Lending
Mortgage and unemployment rates: 5 economic trends we're thankful for
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Nov 26, 2025 5:33 PM — Mortgage Refinance Activity
ICE First Look at October Mortgage Performance: "National delinquency rate fell"
Intercontinental Exchange (ICE) has reported an increase in mortgage prepayments to a 3.5-year high due to increased refinance activity.
Nov 26, 2025 1:33 PM — Mortgage Lending
Fixed vs. Adjustable-Rate HECMs: How to Pick the Right Reverse Mortgage
The article discusses the differences between fixed-rate and adjustable-rate home equity conversion mortgages (HECMs). Fixed-rate HECMs offer predictability but limited access to funds, while adjustable-rate HECMs provide more flexibility and a growing line of credit. The choice between the two depends on individual financial goals and needs.
Nov 26, 2025 12:31 PM — Bond Markets
Holiday Week Volatility With Zero Consequence
Today's trading in the bond market was mostly influenced by holiday-week volatility rather than economic data. Despite some swings earlier in the day, by the 3pm close, bonds were close to unchanged levels. The impact of economic data was minimal, and the day overall was considered forgettable in the bigger picture. Trading is not expected to get serious until December.
Nov 26, 2025 11:30 AM — Mortgage Rates
Mortgage Rates Slightly Higher, But Remain Near Long-Term Lows
Mortgage rates saw a slight increase on Wednesday, but are still at some of the lowest levels in a month and close to the lowest levels in over 3 years. Bond markets and mortgage lenders will be closed for Thanksgiving, and the Friday after Thanksgiving usually does not see significant movement in rates or the bond market.
Nov 26, 2025 10:31 AM — Mortgage Rates
Mortgage rates tick down for first time this month
Mortgage rates have slightly decreased and are expected to remain stable for the rest of the year. The rates have been influenced by various economic trends, including the government shutdown and lack of data, as well as Federal Reserve Chair Jerome Powell's recent comments.
Nov 26, 2025 10:31 AM — Mortgage Finance
News Briefs: Nov. 28, 2025
The article discusses the latest trends and developments in the mortgage industry as of 2025, focusing on aspects such as design, content management systems (CMS), hosting, and web development for online mortgage platforms.
Nov 26, 2025 10:31 AM — Mortgage Finance
Jumbo Servicing Volume Slightly Down in Third Quarter
The article discusses the current state of the housing market in 2025.
Nov 26, 2025 10:30 AM — Mortgage Rates
Average US long-term mortgage rate falls to 6.23%, ending a three-week climb
The average rate on a 30-year U.S. mortgage dropped to 6.23% from 6.26% last week, influenced by a decrease in long-term U.S. Treasury bond yields. Mortgage rates are impacted by factors such as Federal Reserve interest rate decisions and inflation expectations. The easing mortgage rates have boosted homebuyers' purchasing power and led to an increase in sales of previously occupied U.S. homes. Th... more
Nov 26, 2025 9:53 AM — Mortgage Rates
Mortgage rates dropped this week amid fresh signs of job market weakness
Mortgage rates dropped slightly this week as signals of a weakening labor market and potential Federal Reserve interest rate cuts next month emerged. The 30-year mortgage rate was 6.23%, down from 6.26%, and the 15-year rate was 5.51%, down from 5.54%. Expectations of a December rate cut are growing due to weakening job market data, with traders predicting an 83% chance of a 25-basis point cut. Th... more
Nov 26, 2025 9:30 AM — Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Dip to 6.23% as Split Fed Signals Another Cut
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Nov 26, 2025 9:30 AM — Mortgage Rates
Average US long-term mortgage rate falls to 6.23%, ending a three-week climb
The average rate on a 30-year U.S. mortgage decreased after three weeks of increases, falling to 6.23% from 6.26%. Mortgage rates are influenced by factors like the Federal Reserve’s interest rate policies and bond market investors’ expectations. Lower mortgage rates have boosted homebuyers' purchasing power, leading to an increase in home sales.
Nov 26, 2025 8:30 AM — Housing Market
Compliance, Broker Products; MBA on Credit Costs; LO Strategy for Aging Buyers; Pulte and Grand Jury
More than half of homes in the United States have decreased in price in the last year, leading to better affordability. Foreclosure rates are rising, with FHA-backed loans driving roughly half of foreclosure starts. The median age of first-time home buyers has increased to 40, a record high, which has implications for both buyers and lenders.
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