Mortgage News
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Showing 2401 - 2424 of 5339 results
Dec 14, 2025 5:30 AM
— Housing Market
Why housing’s ‘unaffordable situation’ is so persistent
High home prices and elevated mortgage rates are preventing first-time buyers from entering the housing market, despite an increase in new home inventory. Analyst John Burns predicts that the housing market is moving towards balance with more resale listings and new home supply. The total housing supply shortage may not be as severe as previously thought, with a net deficit of around 1.1 million h... more
Dec 14, 2025 4:32 AM
— Privacy and Data Security
Schedule for Week of December 14, 2025
The article discusses the importance of protecting personal information and provides information on how individuals can opt out of having their personal information sold by companies.
Dec 14, 2025 4:30 AM
— Seller Financing
Wealthy home sellers are acting as the bank for their buyer
Carson Austin was struggling to sell his home due to high mortgage rates until he offered seller financing with a below-market interest rate, which quickly attracted a buyer. Seller financing has regained popularity due to high mortgage rates, providing benefits for both buyers and sellers, especially in higher-end home sales. However, the practice can be risky without proper protection and remain... more
Dec 14, 2025 4:30 AM
— Housing Market
Weekly housing demand reaches multiyear high
Housing demand is at a four-year high due to steady mortgage rates and improved purchase application data. Inventory growth has decreased significantly, dropping from 33% to 13.6% heading into 2026.
Dec 13, 2025 10:33 AM
— Mortgage Lending
CFPB's ECOA proposal raises alarms for women
The CFPB is proposing changes to ECOA rules that could limit credit access for underserved groups, with industry leaders warning it could hurt women's ability to get a mortgage loan in their own name. The proposal would remove recognition of 'disparate impact' claims, allowing borrowers to challenge policies that disproportionately harm certain groups.
Dec 13, 2025 7:30 AM
— Mortgage Lenders
Credit score rules are changing for mortgages in 2026 — here’s what’s different
The minimum credit score requirements for buying a house have been broadened to include a wider range of borrowers. Fannie Mae eliminated its minimum credit score requirement in 2025 and now uses a broader set of factors to assess risk. New scoring models like VantageScore 4.0 and FICO 10T that incorporate trended data and alternative credit information will be implemented in the mortgage lending ... more
Dec 13, 2025 4:35 AM
— Mortgage Lending
Dec. 12: LO jobs; “correspondent in a box;” STRATMOR & borrower psychology; homebuyer assistance question; Philly & Baltimore… uh oh
Investors in the Philly market are either pricing themselves out or ceasing loans due to issues in Baltimore, where 70% of homes financed by Roc Capital through Loan Funder LLC are now in foreclosure. Meanwhile, service providers like ServiceLink are celebrating recognition in the industry, and initiatives like Correspondent-in-a-Box powered by Black Lake are offering solutions for correspondent l... more
Dec 13, 2025 4:32 AM
— Mortgage Rates
30-year mortgage rates unchanged after the Fed announced cutting rates | Today's mortgage and refinance rates, December 12, 2025
Mortgage rates remained stable with minimal movement, despite the Federal Reserve lowering interest rates. The path of mortgage rates will depend on factors such as inflation, the economy, and 10-year Treasury rates. The average rates for different mortgage products have slightly fluctuated over the last week. ARMs have floating interest rates and are best for those who expect to sell or refinance... more
Dec 13, 2025 4:31 AM
— Bond Markets
Choose Your Own Market Movement Adventure.
There is a noticeable divergence between long and short term bonds since the Fed announcement. Shorter-term yields are being kept low due to the Fed rate cut outlook, while longer-term yields are increasing. Traders are concerned that the labor market may not be deteriorating fast enough to warrant the rate cut.
Dec 13, 2025 4:30 AM
— Mortgage Rates
Will borrowers see lower rates? What the Fed's interest rate cut means for you
The Federal Reserve has cut interest rates a quarter of a percentage point, but the impact on long-term borrowing like mortgages is minimal as those rates depend on expectations for interest rates years into the future. Mortgage rates, which closely track the yield on a 10-year Treasury bond, were largely unchanged despite the rate cut. On the other hand, credit card interest rates might see some ... more
Dec 12, 2025 6:31 PM
— Housing Market
Optimal Blue: Total Lock Volume Plummeted in November
In November, total mortgage lock volume decreased by 25% compared to October but increased by 17% compared to November 2024. Refinances accounted for 35% of all locks, with rate-and-term refinances increasing significantly year over year. Purchase locks decreased due to elevated home costs and limited listings. Lenders adjusted execution strategies, with agency cash window sales rising and agency ... more
Dec 12, 2025 5:31 PM
— Mortgage Finance
Bank Mortgage Earnings Up 6.1% in Third Quarter
The article discusses the latest trends and changes in the mortgage industry, focusing on topics such as mortgage rates, housing market conditions, and the impact of economic factors on mortgage lending.
Dec 12, 2025 3:31 PM
— Mortgage Finance
Planet Home Sees Lenders Turning to Ginnie PIIT
The article discusses updates and news in the mortgage finance industry, focusing on design, CMS, hosting, and web development. It mentions the copyright for Inside Mortgage Finance Publications.
Dec 12, 2025 1:30 PM
— Mortgage Rates
Anyone Who Tells You They Know What Happens Next For Rates is Lying
Mortgage rates rose near the highest levels of the past 3 months despite a Fed rate cut. The upcoming week has significant market-moving events that can impact rates, such as Retail Sales, CPI data, and the jobs report.
Dec 12, 2025 12:31 PM
— Housing Market
Blue Owl commits $2.5B to Finance of America for home equity expansion
Blue Owl Capital is providing $2.5B in liquidity and $50M in equity to Finance of America to expand their home equity and reverse mortgage offerings. The 2026 housing market will be defined by affordability, demographic demand, and inventory. The share of Americans in the 'sandwich generation' feeling financially exhausted by caregiving has increased.
Dec 12, 2025 12:31 PM
— Mortgage Finance
Cross River Bank Issues Its First Commercial MBS
The article discusses an update to mortgage lending regulations that aim to improve transparency and consumer protection. The changes include requiring lenders to provide borrowers with more detailed information about their loans and making it easier for consumers to compare options. These regulations are part of ongoing efforts to increase accountability and fairness in the mortgage lending indus... more
Dec 12, 2025 11:32 AM
— Housing Market
3 forces shaping the housing market in 2026
The housing market in 2026 is expected to continue a slow thaw with incremental gains in affordability and supply. Affordability has improved in some regions due to wage gains and easing mortgage rates, while life events like marriage and job relocations are expected to drive housing demand. Inventory levels are slowly increasing, but regional differences persist. Overall, 2026 is unlikely to see ... more
Dec 12, 2025 10:32 AM
— Housing Market
Federal Housing Administration sets loan limits for 2026
The Federal Housing Administration has established the 2026 loan limits for loans it insures, including reverse mortgage programs. Fannie Mae and Freddie Mac have added mortgage-backed securities and home loans to their balance sheets, potentially to push down lending rates. Homebuilders are utilizing sales incentives to motivate buyers, and there is a push for a sharper valuation of home equity a... more
Dec 12, 2025 10:30 AM
— Mortgage Rates
Trump says he has brought down mortgage payments by nearly $3,000 a year
Former Million Dollar Listing star Josh Altman discusses soaring home delistings, buyer preferences for turnkey properties, and the impact of skipping mortgage rate shopping. President Trump claims housing costs have decreased since he returned to office compared to the Biden administration, with improvements in affordability shown through decreased annual mortgage payments. However, while new hom... more
Dec 12, 2025 10:30 AM
— Mortgage Rates
What are the monthly payments on a $600,000 mortgage now, after the Fed's December rate cut?
The Federal Reserve issued a 25-basis-point rate cut, marking its third reduction in four months, bringing the federal funds rate to its lowest level since 2022. While mortgage rates don't directly respond to the Fed's rate, they tend to follow the sentiment that rate cuts create. Today's average mortgage rates are notably lower than they were at the start of 2025. Homebuyers could see substantial... more
Dec 12, 2025 9:32 AM
— Housing Market
Housing affordability set to recover as prices flatten
The U.S. housing market is expected to shift in favor of buyers in 2026 as affordability improves gradually through flat home prices, rising incomes, and moderating mortgage rates. Home prices are forecasted to remain essentially flat, with some markets seeing declines or modest gains. The return of affordability does not necessarily require a sharp price correction but can be achieved through a b... more
Dec 12, 2025 9:31 AM
— Interest Rates
Fed's Goolsbee, Schmid lay out case for interest rate pause
Three Federal Reserve officials disagreed with the decision to cut interest rates due to concerns about high inflation. Home equity gains slowed before falling into negative territory over the past year. Treasury yields rose following comments by Federal Reserve Chair Jerome Powell.
Dec 12, 2025 9:30 AM
— Mortgage Lenders
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Private lenders across the country are fearful due to the high foreclosure rate of homes in Baltimore financed by Roc Capital. ServiceLink and Black Lake are recognized for their contributions to the mortgage industry. STRATMOR Group highlights the importance of understanding borrower psychology in the mortgage process. In the capital markets, there is uncertainty surrounding future rate cuts and ... more
Dec 12, 2025 8:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: 2026-2030
Mortgage rates have dropped by half a point over the last year according to Freddie Mac. Several factors determine mortgage interest rates, with the 10-year Treasury yield being a primary one. Forecasts suggest that the 10-year Treasury yield will remain above 4.1% through 2030. The difference between Treasury yields and mortgage rates has been significant in recent years. Long-range estimates sug... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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