Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1633 - 1656 of 5274 results
Jan 21, 2026 7:30 AM
— Mortgage Rates
Calmer Day so Far, But No Relief From Recent Rout
Mortgage rates have remained consistent with where they were two weeks ago, but have risen 20bps from last week's lows. Recent volatility in the market was mainly driven by geopolitical issues and Japanese debt drama. As Japanese bonds recover and there are no new geopolitical escalations, bond bearishness has decreased and the market is now showing more sideways movement.
Jan 21, 2026 7:30 AM
— Housing Market
'The housing sector is not out of the woods': Contract signings sank in December
Home contract signings dropped 9.3% from November to December despite lower mortgage rates. This decline was seen in all regions of the country, with the Midwest experiencing a 14.9% drop. NAR's chief economist noted that the housing sector is still facing challenges, and December's figures dampened the short-term outlook. Inventory levels were low, possibly contributing to the decrease in contrac... more
Jan 21, 2026 7:30 AM
— Housing Market
Trump lays out his plans to make housing cheaper in Davos speech
President Trump discussed his plans to address the high cost of housing in the US during the World Economic Forum in Davos, proposing banning large investors from buying single-family homes, purchasing $200 billion of mortgage debt to reduce interest rates, introducing 50-year mortgages and portable home loans, and allowing homebuyers to use their 401(k)s for down payments. Industry watchers point... more
Jan 21, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 21, 2026: Rates spike as Trump pushes Greenland agenda
Mortgage rates increased due to President Trump's actions, resulting in a 15 basis point rise in the average 30-year fixed rate. Zillow data also shows changes in other mortgage rates, such as a 14 basis point rise for 15-year fixed rates. The article explains the details of different mortgage options, including advantages and disadvantages of 30-year and 15-year fixed-rate mortgages, adjustable-r... more
Jan 21, 2026 6:32 AM
— Housing Market
Florida-based modular builder launches expandable housing model
Mesocore Modular Homes in Florida is introducing an expandable modular housing model that starts as a small ADU and can later be expanded into a larger house, aiming to improve affordability and provide rapid disaster relief housing. CEO Joe Esposito Sr. stated that the homes are a great option for entry-level and first-time buyers, and the company is pushing to build on smaller lots to maximize a... more
Jan 21, 2026 6:30 AM
— Mortgage Lending
Mortgage Applications Today: Record-Low Mortgage Rates Spark Home Lending and Refinancing Surge
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Jan 21, 2026 5:32 AM
— Housing Market
Trump signs executive order targeting institutional investors
President Trump signed an executive order aimed at limiting federal financing and approvals for large institutional investors purchasing single-family homes. The order does not outright ban institutional homebuying but directs federal agencies to restrict support. The impact depends on how 'large institutional investor' is defined by the Treasury. The order focuses on federal leverage points, prom... more
Jan 21, 2026 5:24 AM
— HELOC Limits
How Lenders Decide Your HELOC Credit Limit
HELOC limits are not solely based on equity, but on internal risk calculations that take into account factors such as credit tier, income stability, existing debt, and appraisal value. Advertised CLTV limits may not be realistic for most borrowers, as lenders apply additional requirements and overlays. Lenders adjust HELOC limits based on changing risk conditions, such as declining home values or ... more
Jan 21, 2026 4:31 AM
— Treasury Rates
Treasury curve steepens after Danish pension retreat
News of Danish pension funds exiting the US Treasury markets led to dramatic curve steepening trades at the market openings. Treasury yields have climbed to their highest level in over two months due to losses in global government-bond markets.
Jan 21, 2026 3:30 AM
— Interest Rates
Mortgage refinances surged again, but rates are now suddenly jumping higher
Mortgage refinancing applications increased significantly for the second consecutive week due to a decrease in interest rates. Rates dropped to the lowest level since September 2024, prompting a surge in refinance activity. However, rates have now started to increase again. Home purchase applications also rose, but homebuyers are still facing high prices and economic uncertainty. Interest rates ro... more
Jan 20, 2026 7:31 PM
— Mortgage Finance
GSE MBS Purchases Help Boost FHA/VA Lending
The article discusses current trends and news in the mortgage industry. It covers topics such as market updates, lender strategies, and recent developments in mortgage lending.
Jan 20, 2026 6:32 PM
— Interest Rates
Realtor.com Finds More Mortgages Now Above 6% Than Below 3%
In the third quarter of 2025, 20% of outstanding mortgages had interest rates below 3% while 21.2% had rates of 6% or above. This shift may indicate a decrease in the 'lock-in' effect where homeowners with low rates are reluctant to move. The share of mortgages with rates between 3-4% was 31.5%, between 4-5% was 17.1%, and between 5-6% was 10.2%. Realtor.com predicts that the share of mortgages be... more
Jan 20, 2026 6:32 PM
— Mortgage Rates
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates has decreased in recent months due to lower interest rate volatility and increased purchases of MBS by the GSEs. As a result, mortgage rates have dropped, leading to a surge in refinance applications and an increase in purchase applications. However, there is uncertainty regarding the longer-term impact of the GSEs' MBS purchases on market sprea... more
Jan 20, 2026 1:30 PM
— Bond Markets
Range Breakout Intensifies. Chicken or Egg?
The bond market has experienced a confirmed breakout with 10yr yields surging almost 10bps above the range ceiling in just 2 days. Technical analysts are excited about the breakout, while fundamental traders are more cautious. A Danish pension fund pulling out of US Treasuries caused a significant volume spike and sharp selling. Bonds are bracing for fallout with Europe over Greenland leading to o... more
Jan 20, 2026 1:03 PM
— Mortgage Rates
Will Rates Get Cut at the January Fed Meeting?
The article discusses the Federal Reserve's upcoming Open Market Committee meeting and the potential for a rate cut. It mentions the factors influencing the decision, such as inflation rates, economic indicators, and the Fed's past actions. The article also touches on mortgage rates, the relationship between the Fed's actions and interest rates, and offers advice on locking in rates or waiting.
Jan 20, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Jump to Match Highest Levels in Nearly a Month
Mortgage rates increased significantly on Tuesday due to geopolitical events and overseas financial markets. Despite the announcement of a $200 billion mortgage bond buying plan by the administration, rates have not improved much because the market had already factored in this news. Mortgage rates may fluctuate depending on geopolitical issues and economic data.
Jan 20, 2026 12:30 PM
— Mortgage Rates
Homebuyers now have a Greenland problem: Mortgage rates jump on geopolitical, tariff turmoil
Mortgage rates jumped 14 basis points following new trade tensions between President Trump and European leaders over Greenland, causing a stock and bond market sell-off. Factors like bond yields, market volatility, and demand for mortgage-backed securities determine mortgage rates. The rising rates threaten to stall the housing market's progress toward normalization, despite rates being down nearl... more
Jan 20, 2026 12:00 PM
— Mortgage Rates
Homebuyers now have a Greenland problem: Mortgage rates jump on Greenland, tariff turmoil
Mortgage rates jumped following new trade tensions between President Trump and European leaders over Greenland, leading to a sell-off in stock and bond markets. Factors like bond yields, market volatility, and demand for mortgage-backed securities determine mortgage rates. The current rate trend threatens to stall the housing market's progress, despite rates being down nearly a percentage point co... more
Jan 20, 2026 11:31 AM
— Housing Market
Non-QM goes mainstream as issuance hits new highs
Lender demand for non-QM and home equity securitizations is continuing into 2026 after a record year. There are promises of big announcements on housing affordability in Switzerland, but it is uncertain if it will include ending the GSE conservatorships. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations. Treasuries sold off sharply after Danish pension f... more
Jan 20, 2026 10:34 AM
— Mortgage Lending
CD lender wanted; custom software, u/w tools; FHA, USDA news; webinars today & tomorrow; Mitch Kider interview
Geopolitical events such as President Trump's tariffs and quest for Greenland can have an impact on interest rates and inflation, potentially leading to higher mortgage rates. Meanwhile, in the mortgage lending industry, companies are focused on legal and regulatory landscapes, technology advancements, strategic partnerships, and expanding their business.
Jan 20, 2026 10:30 AM
— Mortgage Rates
Does President Trump's Push to Lower Mortgage Rates Make These 2 Stocks a Buy?
President Trump announced plans to buy $200 billion in mortgage bonds in an effort to lower mortgage rates. This move is aimed at boosting the housing market, which has been weakened by high mortgage rates. Two stocks, D.R. Horton and Opendoor Technologies, are expected to benefit from falling mortgage rates due to their exposure to the housing market and mortgage rates.
Jan 20, 2026 8:30 AM
— Mortgage Rates
Utah's housing market freezes as more homeowners hold on to low mortgage rates
The article discusses how the Federal Reserve was expected to lower interest rates again in December but now that's uncertain due to economic conditions after the government shutdown. In Utah, a majority of residents are holding onto low mortgage rates in the 3% range, causing a 'lock-in effect' where fewer people are willing to buy new homes with higher rates. This has led to a freeze in the hous... more
Jan 20, 2026 8:28 AM
— Mortgage Rates
Mortgage Rates Inch Up on Tuesday | Today, January 20, 2026
Mortgage rates rose slightly, but are still near three-year lows. The average 30-year fixed mortgage rate is 6.14%. The average 15-year fixed rate is 5.52%. Adjustable-rate mortgages are also available. Rates are stabilizing, allowing for better budget planning. Economic indicators are mixed, which could keep rate movements subdued. Different experts offer advice for those looking to refinance or ... more
Jan 20, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 20, 2026: Annual rates plummet
In 2026, mortgage rates have dropped compared to the previous year. The current 30-year fixed mortgage rate is 5.90%, while the 15-year fixed rate is 5.36%. Refinance rates are slightly higher than purchase rates. It is recommended to use a mortgage calculator to estimate monthly payments based on different rates and term lengths. 15-year mortgages save money on interest in the long run, but have ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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