Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1585 - 1608 of 5339 results
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage demand drops 8.5%, as interest rates swell to the highest level in 3 weeks
Mortgage interest rates rose for the first time in a month, leading to a decrease in total mortgage demand. Applications to refinance dropped while applications to purchase a home remained flat. The average loan size continued to stay at a high level.
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: A further dip below 6%
Mortgage rates are near recent lows with the average 30-year fixed rate at 5.93% and 15-year fixed rate at 5.47%, according to Zillow. Refinance rates are slightly higher. There are advantages and disadvantages to different mortgage terms such as 30-year and 15-year fixed rates, as well as adjustable-rate mortgages (ARMs). Factors such as credit score, debt-to-income ratio, and term length affect ... more
Jan 27, 2026 2:30 PM
— Interest Rates
Fed expected to keep interest rates on hold this week
The Federal Reserve is expected to hold interest rates steady at its upcoming policy meeting, with officials signaling a pause in rate cuts. Factors influencing future rate decisions include inflation and the job market. Fed officials are divided on the outlook for inflation and the job market, with some predicting a gradual easing of rates in 2026.
Jan 27, 2026 12:31 PM
— Mortgage Lenders
Class action lawsuit accuses Rocket of ‘illegal steering’ scheme
Rocket Companies and its subsidiaries are facing a nationwide class action lawsuit alleging that they engage in a 'pay-to-play' referral scheme, violating federal regulations by coercing real estate agents to steer clients towards Rocket Mortgage loans. Rocket denies any wrongdoing and the lawsuit seeks treble damages for affected consumers. The lawsuit also cites a 2019 agreement requiring partne... more
Jan 27, 2026 12:30 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates decreased for the 5th consecutive day with no clear underlying reasons or significant news affecting the market. The movement was minimal and not worth investigating further.
Jan 27, 2026 11:32 AM
— HELOC Eligibility
How Combined Loan-to-Value Ratio Impacts HELOC Approval
When applying for a home equity line of credit (HELOC), the combined loan-to-value ratio (CLTV) plays a crucial role in the lender's decision. CLTV is determined by the total loans on your home compared to its value. Most lenders set maximum CLTV thresholds to determine approval and credit line amounts. Your mortgage balance, home value changes, and refinancing activity can impact your CLTV and HE... more
Jan 27, 2026 10:31 AM
— Housing Market
Home purchase cancellations are soaring, even in ‘buyer-friendly’ markets
The housing market in 2026 is shifting towards buyers, with more breathing room and options available. However, home purchase cancellations hit a record high of 16.3% in December. Buyer-friendly markets like Indianapolis are emerging with affordable prices, reduced competition, and forecasted home value appreciation. Buyers are becoming more selective, leading to high cancellation rates even in fa... more
Jan 27, 2026 10:30 AM
— Interest Rates
Trade tensions are whipsawing US mortgage rates. What happens next?
Mortgage rates initially fell below 6% after the Trump administration announced policies to boost homeownership, but rose to 6.21% after trade tensions and tariff threats. The rates are expected to face downward pressure from potential interest-rate cuts and further administration steps to reduce borrowing costs. Bond yields and Treasury rates affect mortgage rates, with concerns arising over U.S.... more
Jan 27, 2026 10:04 AM
— Housing Market
U.S. home prices flatten as regional splits deepen
In November, U.S. home prices experienced a slight increase nationally, but there was a significant imbalance in the market with more sellers than buyers. Meanwhile, the 30-year mortgage rate has remained steady for weeks, with some experts predicting it could reach 6% in 2026.
Jan 27, 2026 9:32 AM
— Mortgage Companies
CoStar faces renewed activist pressure over Homes.com strategy
Third Point is pressuring CoStar Group to reform its board and reconsider its strategy regarding Homes.com, citing $3 billion in residential losses over five years and a 27% stock drop. The activist investor calls for a focus on commercial real estate instead of residential. They argue that CoStar misallocated billions into Homes.com and urge the company to replace majority of the board with quali... more
Jan 27, 2026 9:00 AM
— Home Equity Lines of Credit (HELOCs)
Is a Variable Rate HELOC Too Risky in Today’s Market?
The article discusses the risks and benefits of a variable-rate Home Equity Line of Credit (HELOC). It explains how HELOC rates change, factors to consider before getting a HELOC, potential risks of rate increases, and strategies to mitigate those risks, including paying down the principal, locking in a fixed rate, and using a home equity loan instead.
Jan 27, 2026 7:30 AM
— Mortgage Rates
Follow these 8 strategies for getting the lowest mortgage rates
The article discusses how to secure the lowest mortgage rate possible in the 2026 housing market. It provides tips such as improving credit score, reducing debt-to-income ratio, making a larger down payment, prepaying interest, and negotiating special financing or interest rate buydown with the lender. It also mentions the option of adjustable-rate mortgages and shorter-term loans for lower intere... more
Jan 27, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 27, 2026: Under 6% again
The average 30-year fixed mortgage rate is 5.97% while the 15-year fixed rate is 5.47%. Mortgage rates have remained below 6% since mid-November. Different types of mortgage rates and refinance rates are listed, along with a comparison between 15-year and 30-year mortgages. The article also discusses adjustable-rate mortgages and provides insights into how to get the lowest mortgage rates.
Jan 27, 2026 6:33 AM
— Housing Market
House-Buying Power Jumps Nearly 10 Percent Annually
Housing affordability has improved for the ninth consecutive month in November 2025, reaching its strongest level since 2022. Factors contributing to this improvement include increased household incomes, lower mortgage rates, and minimal house price growth. Affordability is broad-based across major metro areas. The outlook for affordability depends on factors like wage growth, mortgage rates, and ... more
Jan 27, 2026 6:31 AM
— Home Equity Line of Credit (HELOC)
HELOC Draw Limits: Daily and Monthly Withdrawal Rules Explained
The article discusses how HELOC draw limits are set by lenders to determine how much a borrower can withdraw per day or per transaction, regardless of their available balance. It explains the differences between daily and monthly limits, as well as the various access methods like convenience checks, electronic transfers, wire transfers, and access cards. Additionally, it talks about HELOC draw per... more
Jan 27, 2026 5:30 AM
— Bond Markets
Gap Filled. Time to Sell?
The article discusses the technical analysis in the bond market, specifically focusing on the gap created between yields on 2 consecutive days at the time of the breakout. The recent altitude achieved above the 4.20% technical ceiling in 10yr yields is considered the 'gap' in this case, with Monday's yields filling it down to 4.203. Traders often see this as a cleansing of positional imbalances th... more
Jan 27, 2026 4:34 AM
— Housing Market
Trump signals retreat from 401(k) down payment proposal
President Donald Trump is backing away from the proposal to allow penalty-free 401(k) withdrawals for down payments, stating that he is not a fan of using retirement savings in that way. He emphasized the importance of keeping 401(k) balances intact. The U.S. housing market in 2026 is expected to be more balanced with rising inventory and steady prices.
Jan 27, 2026 4:32 AM
— Housing Market
Early 2026 housing market gains traction as buyer demand returns
Early 2026 housing market data is showing improving momentum with rising buyer demand, stable pricing dynamics, and growing inventory. Pending sales, purchase applications, and new listings are all on the rise. Mortgage rates approaching 6% historically strengthen housing demand, and current rates are remaining steady. The market is operating at approximately 2.6 months of supply, reflecting a mor... more
Jan 27, 2026 4:32 AM
— Interest Rates
How many rate cuts in 2026? These mounting pressures will put the Fed at a crossroads this year
The Federal Reserve is facing various challenges in 2026, including shifting leadership, changing economic conditions, and growing political pressure. The biggest question is how much more relief might be on the way this year in terms of interest rate cuts. Key factors affecting the future of interest rates include appointing a new Fed chair, incoming regional Fed presidents' opinions on inflation... more
Jan 27, 2026 4:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 27, 2026
The article discusses the current average refinance rate for a 30-year fixed-rate home loan, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on mortgage interest rates, factors to consider before refinancing, and different options available for refinancing loans. It also mentions the importance of shopping around for the best interest rate and potential incentives offe... more
Jan 27, 2026 2:31 AM
— Housing Market
Home-sale cancellations hit record as buyers walk away
Home-sale cancellations have reached a record high due to high prices and more options in the market. Despite properties selling below asking prices, some sellers are choosing to remove their listings altogether. However, a modest improvement in prices and mortgage rates has encouraged buyers to sign more contracts in recent months.
Jan 27, 2026 2:31 AM
— Mortgage Legislation
Maine bill targets MIP costs, lower rates for homebuyers
A Maine real estate agent is proposing a bill that would give homeowners a state tax deduction on mortgage insurance premiums as well as offer grants to help lower loan payments. The bill is part of the bipartisan Housing for the 21st Century Act, which recently passed the House Financial Services Committee.
Jan 26, 2026 10:31 PM
— Housing Market
HUD orders housing agencies to verify tenant eligibility
HUD has ordered housing authorities to verify tenant eligibility related to issues like immigration status within 30 days. Nearly 200,000 records need verification, including deceased and ineligible tenants. Noncompliant agencies may face sanctions and HUD plans to recover improper payments.
Jan 26, 2026 3:33 PM
— Mortgage Lenders
Rocket Companies faces lawsuit over mortgage steering
Rocket Companies, including Rocket Mortgage, faces a class-action lawsuit alleging they steered homebuyers to their mortgage products, which are deemed disadvantageous to clients. The lawsuit claims that Rocket violated RESPA by pressuring clients into bad loans and funneling leads to real estate agents who push clients to use Rocket's services. Rocket denies the allegations and defends their prac... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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