Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1657 - 1680 of 5004 results
Jan 7, 2026 8:30 AM
— Mortgage Lending
Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics
Successful loan officers need to have the right mindset, explore niches, manage databases, strive toward leadership, and have a good understanding of lending regulations. There are upcoming events and resources available to help loan officers stay updated on industry trends and regulations. Additionally, specific products like HELOCs have unique features that loan officers should be aware of to be... more
Jan 7, 2026 8:05 AM
— Mortgage Rates
Mortgage Rates Tumble to 15-Month Low | Today, January 7, 2026
Mortgage rates have dropped to their lowest point since October 2024, with the average 30-year fixed rate at a 15-month low. Rates may continue to decline slightly due to diminishing Treasury yields. Refinancing or tapping into home equity may be beneficial, while negotiating for lower rates and exploring financial assistance programs can help hopeful buyers. The average 15-year fixed rate mortgag... more
Jan 7, 2026 7:40 AM
— Mortgage Applications
Holiday lull hits mortgage demand hard
Mortgage applications declined by 9.7% in the last two weeks of the year, with purchase activity down 6%. Refinance activity remained high, with the refinance share of overall activity increasing to 56.6%. The average contract interest rates for 30-year fixed-rate mortgages dropped slightly. Despite low rates, there were weekly declines in conventional and FHA purchase applications, with the avera... more
Jan 7, 2026 6:48 AM
— Mortgage Security
Mortgage applications drop 9.7% despite lower rates
The article discusses the importance of verifying one's humanity when completing an online action in order to prevent spam and fraud. It emphasizes the use of CAPTCHA tests and other methods to ensure that real humans are interacting with websites and online platforms.
Jan 7, 2026 6:30 AM
— Bond Markets
Stronger Start Thanks to Europe and ADP
Bonds rallied overnight, with gains aligning with a bond rally in Europe. 10yr yields dropped 2bps from yesterday's close and another 2bps improvement followed the morning's ADP employment data. ADP job count was slightly below forecasts, but the previous month wasn't revised much higher. Job Openings and ISM Non-Manufacturing data are expected to have a bigger impact if results are not in line wi... more
Jan 7, 2026 6:30 AM
— Mortgage Lenders
How much is the monthly payment on a $700,000 mortgage?
The article discusses the various costs and factors associated with taking out a $700,000 mortgage loan, including down payments, closing costs, interest rates, repayment terms, and additional monthly costs like insurance and property taxes. It also provides tips for qualifying for such a large loan, such as saving for a significant down payment, improving credit score, lowering debt-to-income rat... more
Jan 7, 2026 5:32 AM
— Mortgage Applications
Mortgage Applications Decreased Over a Two-Week Period in Latest MBA Weekly Survey
Mortgage applications decreased by 9.7% from two weeks earlier, with the Refinance Index down 14% on a holiday-adjusted basis. Purchase applications also decreased, with the average loan size being the smallest in a year. The refinance share of mortgage activity increased, while the average contract interest rates for various types of mortgages all decreased from the previous week.
Jan 7, 2026 5:31 AM
— Mortgage Lending
MBS volatility could rise amid government retreat
The U.S. housing finance system heavily relies on government intervention to stabilize the secondary mortgage markets. The Urban Institute's analysis raises questions about whether government entities should be playing a stabilizer role in the agency MBS markets during times of economic stability. The Federal Reserve stepping in to purchase MBS has been key in subsidizing mortgage rates during eco... more
Jan 7, 2026 5:30 AM
— Mortgage Processing
Mortgage Applications Today: Home Loan Applications Are Still Down Despite Rates at Its Lowest Level
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Jan 7, 2026 4:32 AM
— Housing Market
Apollo’s $1.2B bet on QXO tests data limits in building materials
Apollo Global Management affiliates announced a $1.2 billion investment in QXO, a construction industry with a focus on artificial intelligence, predictive inventory, and advanced B2B e-commerce. The lack of collaboration and data flow in the homebuilding supply chain is identified as a major issue, leading to inefficiencies. The article suggests that operational discipline is more crucial than te... more
Jan 7, 2026 4:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 7, 2026
The article discusses how mortgage rates have been trending upwards, reaching over 7% for a 30-year fixed-rate mortgage by January 2025. It explains the factors influencing mortgage rates, such as economic conditions, government policies, national debt, demand for home loans, and Federal Reserve decisions. The article also provides tips for homebuyers to navigate high mortgage rates, including exp... more
Jan 7, 2026 4:30 AM
— Online Mortgage Services
US Mortgage Rates Fall to 6.25%, Lowest Since September 2024
In order to continue using the website, users must confirm they are not a robot by clicking a box. The article also mentions the importance of browser support for JavaScript and cookies, as well as ensuring they are not being blocked. It suggests reviewing the Terms of Service and Cookie Policy for more information, and provides a reference ID for any inquiries.
Jan 7, 2026 4:00 AM
— Mortgage Rates
Mortgage demand drops nearly 10% to end 2025, despite lower interest rates
Mortgage rates decreased at the end of 2025 and the beginning of 2026, but did not lead to an increase in demand. Application volume fell, with refinancing applications dropping by 14%. The average contract interest rate for 30-year fixed-rate mortgages also decreased to its lowest level since September 2024. As rates fall, there is less demand for adjustable-rate loans.
Jan 7, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability
Mortgage rates have been relatively stable recently with small changes in the national average rates for 30-year fixed, 20-year fixed, and 15-year fixed mortgages. The article discusses how the length of the mortgage term affects monthly payments, the pros and cons of different types of mortgages such as fixed-rate and adjustable-rate mortgages, and provides insights into whether to choose a 15-ye... more
Jan 7, 2026 1:32 AM
— Housing Market
Why 2026 might finally be the year homeowners let go of their 2–3 percent rates
Many homeowners who locked in historically low mortgage rates below 4 percent are now considering moving as the market stabilizes and their life circumstances change. Housing decisions are increasingly being driven by lifestyle factors rather than fear, leading to a more balanced market in Las Vegas. With improved inventory and incentives, homeowners are gaining confidence to make move-up purchase... more
Jan 7, 2026 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 7, 2026
The article discusses current average refinance rates, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on interest rates, relief felt by homeowners due to lowering rates, reasons to refinance like securing a lower rate, tapping home equity, changing loan terms or types, and costs associated with refinancing. It also mentions different refinance options available and th... more
Jan 6, 2026 6:32 PM
— Mortgage Lending
California real estate trainer fined, banned for license exam violations
Real Estate Trainers Inc. and its ex-president settled with California DRE over the improper use of exam content. The settlement includes a $60,000 penalty and a three-year ban from license activities.
Jan 6, 2026 5:32 PM
— Housing Market
Wednesday: ADP Employment, Job Openings, ISM Services
The article outlines the schedule of economic reports and releases for the day, including the Mortgage Bankers Association's results for the mortgage purchase applications index, the ADP Employment Report, the Job Openings and Labor Turnover Survey, and the ISM Services Index.
Jan 6, 2026 4:31 PM
— Housing Market
DOJ is still keeping a close eye on real estate commission rules
The DOJ's recent court filing questions the legality of Realtor commission rules, suggesting they may be anticompetitive, which could impact how brokerages defend their practices and assess risk. There are ongoing legal battles and settlements related to commission lawsuits in the real estate industry.
Jan 6, 2026 4:30 PM
— Mortgage Rates
Bankrate’s Interest Rate Forecast for 2026: See what’s next for mortgage rates, credit card rates, auto loans and more
The Federal Reserve is projected to cut interest rates by three quarters of a percentage point in 2026, potentially leading to lower mortgage rates throughout the year. This could provide relief for borrowers and help improve housing affordability. Home equity loan rates are also expected to ease slightly, but will still be higher than pre-pandemic levels.
Jan 6, 2026 3:32 PM
— Housing Market
What QXO’s $1.2 billion investment means for the fragmented building materials industry
QXO, a distributor of roofing products and building materials, is aiming to disrupt the building products industry and reach $50 billion in annual revenue through acquisitions. They recently received a $1.2 billion investment from Apollo Global Management to fund these acquisitions. QXO plans to consolidate the industry and create a tech-focused digital platform for efficiency.
Jan 6, 2026 3:30 PM
— Mortgage Rates
Mortgage Interest Rate Forecast For 2026
Mortgage rates are not expected to return to pandemic lows in 2026, but they could potentially fall below 6%. The housing market has been influenced by various economic factors such as inflation, job market conditions, and Fed policies. Lower rates may lead to increased homebuyer activity and affordability, but uncertainties remain due to economic winds at play. The mortgage rate forecast for 2025... more
Jan 6, 2026 2:32 PM
— Mortgage Industry Trends
Producing loan officers rise in 2025 as mortgage market stabilizes
The mortgage industry saw its first annual increase in producing loan officers since the COVID-19 pandemic, with 221,161 active LOs in 2025. Broker headcount grew while those employed by IMBs declined.
Jan 6, 2026 1:32 PM
— Housing Market
Tennessee proposes full property tax reimbursement for seniors
A Tennessee official proposed a plan to provide full property tax reimbursements for homeowners 65 and older with at least 20 years of state residency in order to prevent tax foreclosures and help seniors stay in their homes. The plan would cost about 3% of the state's annual budget.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.