Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 937 - 960 of 4992 results
Feb 17, 2026 8:37 AM
— Bond Markets
Mostly Holding Last Week's Impressive Gains
Bonds initially continued last week's gains at the start of the session, but these gains disappeared after a few hours of trading. Despite this, the movement wasn't concerning, and it is expected that bonds will stay within a 4.0-4.10% range in 10yr yields.
Feb 17, 2026 6:36 AM
— Mortgage Delinquencies
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on residential properties increased in the fourth quarter of 2025, with the most significant increase seen in FHA loans. Factors contributing to the rise in delinquencies include the expiration of pandemic-era relief options and disparities in the labor market. Serious delinquencies vary by year of origin, with newer FHA originations showing better performan... more
Feb 17, 2026 6:33 AM
— Mortgage Rates
30-year mortgage rates decline - When will they fall? | Today's mortgage and refinance rates, February 17, 2026
Mortgage rates were mostly lower, with 30-year fixed, 15-year fixed, and 5/1 ARM rates declining, while jumbo loan rates rose. The latest data on job gains exceeded expectations, but unemployment rates increased. Mortgage applications were flat, with increased interest in FHA and ARM products. The Fed is not meeting until mid-March, and data on inflation and employment could influence rate movemen... more
Feb 17, 2026 5:22 AM
— Home Equity Line of Credit (HELOC)
HVAC Impact on HELOC Appraisal: Protect Your Home Equity
The article explains how HVAC systems can impact HELOC appraisals, as appraisers assess the age, condition, and functionality of the system to determine the home's overall condition rating and market value. Upgrades to HVAC systems can either increase or decrease appraised value. Appraisers consider factors like the type of system, age, visible condition, and functionality. HVAC upgrades may not s... more
Feb 17, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 17, 2026: Resisting volatility while moving lower
The article provides information on current mortgage rates, refinance rates, and the benefits of different mortgage term lengths. It also discusses the differences between fixed-rate and adjustable-rate mortgages, offering insights into how they work and how to choose between the two. Lastly, it includes forecasts for future mortgage rates based on industry predictions.
Feb 17, 2026 2:30 AM
— Interest Rates
Dollar Rises As Currency Traders Bet on Fewer Fed Cuts
The dollar edged higher as currency traders doubted the Federal Reserve's ability to deliver three rate cuts in 2026. Hedge funds decreased bearish bets against the dollar, questioning whether economic data would support the expected rate cuts. Despite recent market pressure on the dollar, the Fed's borrowing costs could lead to a dollar rebound. Analysts believe the Fed will cut rates in June and... more
Feb 17, 2026 1:38 AM
— Mortgage Lenders
Mike Fawaz to depart Rocket Pro, announce next steps in March
Mike Fawaz is stepping down from Rocket Pro after nearly 15 years to pursue the next chapter of his career, with plans to announce his next steps in March. Most homeowners are surprised by escrow payment increases, with higher property taxes being cited as the main cause.
Feb 16, 2026 3:30 PM
— Mortgage Lenders
A Strategy for Beating Higher Mortgage Rates?
Assumable mortgages allow buyers to take over a seller's mortgage with a lower interest rate, providing savings in a tight housing market. However, challenges include slow approval processes, cash down payments to cover price differences as home values rise, and a lack of awareness on the part of homeowners and buyers. Companies have emerged to help facilitate these mortgage transfers but face res... more
Feb 16, 2026 11:38 AM
— Mortgage Lending
Bowman signals Fed prepared to revive banks’ role in mortgage market
The Federal Reserve is proposing two mortgage-related regulatory rules to encourage banks to participate more in mortgage origination and servicing, as these activities have shifted significantly to nonbanks in recent years. The proposals aim to make capital requirements more risk-sensitive and align them with the actual risk profile of mortgage lending and servicing.
Feb 16, 2026 9:54 AM
— Reverse Mortgages
American Senior Lending Review 2026
American Senior Lending is a reverse mortgage brand that specializes in FHA-insured HECM loans for homeowners age 62 and older. It operates as a DBA of HighTechLending, Inc. The company emphasizes education and specialization over broad product variety or national pricing scale. While it may not offer as many product variations or competitive pricing as larger lenders, it may be a good fit for sen... more
Feb 16, 2026 9:52 AM
— Home Equity Agreements
Do You Still Own Your House in a Home Equity Agreement?
Home equity agreements allow homeowners to access their home's equity without making monthly payments, while still retaining legal ownership and control of the property. Providers gain a financial interest in the home's future value through a recorded lien and can enforce repayment if contract terms are not met. Homeowners must settle the agreement at specific trigger events, such as a sale or ref... more
Feb 16, 2026 9:37 AM
— Mortgage Lenders
Can an HEA Sit in Third Position Behind a HELOC?
HEAs can be placed in third position behind an existing first mortgage and HELOC, but many providers do not allow this. Providers usually prefer a higher lien position to reduce repayment risk. Approval for a third-position HEA depends on existing liens, remaining equity, and level of risk. Providers often require paying off or closing an existing HELOC before approving an HEA. Refinancing with a ... more
Feb 16, 2026 9:18 AM
— Mortgage Rates
Mortgage Rates Ease On Presidents Day | Today, February 16, 2026
Mortgage rates remained relatively steady over the Presidents Day weekend, dropping slightly. Rates are near three-year lows, presenting an opportunity for refinancing or tapping into home equity. Industry experts expect rates to stay between 6% and 6.5% in the near future, influenced by inflation trends and labor market strength.
Feb 16, 2026 8:35 AM
— Mortgage Lenders
Buying a house: Tools and resources for homebuyers
The article discusses the importance of taking control of the homebuying process, avoiding scammers targeting homebuyers before closing, choosing the right home loan, and provides tools and resources to guide buyers through the process.
Feb 16, 2026 6:35 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, February 18, 2026
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and jumbo loan rates slightly increasing, while 5/1 ARM rates decreased. The Employment Situation Summary showed strong job gains but also indicated increasing unemployment rates and losses in white-collar sectors. Mortgage applications remained flat due to ongoing affordability pressures, leading ... more
Feb 16, 2026 5:34 AM
— Mortgage Lending
Speech by Vice Chair for Supervision Bowman on revitalizing bank mortgage lending
The Vice Chair for Supervision discussed the migration of mortgage origination and servicing out of the banking sector, leading to implications for banks, consumers, and financial stability. This shift has been costly due to overregulation, resulting in reduced consumer choice and competition, as well as potential vulnerabilities with nonbank servicers. The 2013 change in capital treatment of mort... more
Feb 16, 2026 5:32 AM
— Bond Markets
Treasury gains face critical 5-year inflection
Treasuries opened with bullish gaps after strong showings, with bond yields testing resistance. The movement of yields is being closely monitored by industry professionals for potential rate changes.
Feb 16, 2026 4:32 AM
— Housing Market
When cheaper rates make homes less affordable: What Zillow, Redfin, and Realtor.com data reveals
The article discusses how falling interest rates do not necessarily make homes more affordable, as lower rates often lead to an increase in home prices due to high demand and low inventory. The key factor affecting affordability in the housing market is inventory, not interest rates.
Feb 16, 2026 4:30 AM
— Mortgage Refinance Loans
Current refi mortgage rates report for Feb. 16, 2026
The article discusses the current average refinance rate on a 30-year fixed-rate home loan and provides information about the process of refinancing a mortgage. It mentions factors to consider before refinancing, such as credit requirements, interest rate changes, and benefits of refinancing to tap into home equity or change loan terms. Additionally, it explains different types of mortgage refinan... more
Feb 16, 2026 3:30 AM
— Cybersecurity in Mortgage Lending
Trump wants the Fed to cut rates. Kevin Warsh has bigger plans.
The website is implementing a security service to prevent malicious bots from accessing the site, which requires users to verify they are not a bot before gaining access.
Feb 16, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 16, 2026: Rates fall to new lows
Current mortgage rates are quite high, with the 30-year fixed rate at 5.85% and the 15-year fixed rate at 5.36%. Mortgage refinance rates are also high, typically higher than rates when buying a house. Different mortgage lengths and types have varying interest rates and monthly payments, making it crucial to compare lenders and rates before making a decision.
Feb 15, 2026 9:30 AM
— Housing Market
Housing demand snaps back as mortgage rates near 6%
Housing demand and new listings rebounded as snowstorm effects faded, with inventory growth slowing and mortgage rates steady near 6%. Despite the impact of a recent snowstorm, the housing market is showing signs of recovery with a pickup in new listings and a slight increase in inventory. Mortgage rates remain steady at around 6%.
Feb 15, 2026 8:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 15, 2026: This is the sub-6% 30-year fixed rate to beat
The article discusses the current mortgage rates, providing data from Freddie Mac and Zillow, along with suggestions on whether it is a good time to buy a house or refinance. It also explains the differences between fixed-rate and adjustable-rate mortgages, the importance of factors like credit score and down payment, and offers tips for choosing a mortgage lender.
Feb 15, 2026 4:30 AM
— Assumable Mortgages
Want a mortgage for under 3% in 2026? Meet the 'assumable mortgage'
The article discusses how assumable mortgages allow homebuyers to take over the seller's lower mortgage rate, potentially saving money. These types of mortgages are not as common as they could be due to various challenges such as servicer delays and the current high cost of housing. Some companies help expedite the process but may charge unnecessary fees. Although there is potential to loosen the ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.