Mortgage News
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Showing 4441 - 4464 of 5268 results
Jul 1, 2025 2:00 PM
— Bond Markets
Traders Buy The Dip After AM Data
Bonds started the day in line with yesterday's levels but were impacted by data releases like the JOLTS report and Senate's spending bill passage. Despite some volatility, bonds remained open-minded ahead of the upcoming jobs report and CPI release. Throughout the day, there was some back and forth movement in bond prices and yields.
Jul 1, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Hold Steady at 3 Month Lows
The average 30yr fixed mortgage rate is currently at a low point, with some lenders offering slightly lower rates due to improvements in the bond market. Job openings data released this morning caused a slight deterioration in the bond market. Thursday's big jobs report could lead to increased volatility in mortgage rates.
Jul 1, 2025 9:00 AM
— Mortgage Lenders
HUD rescinds 12 FHA policies: What home lenders need to know
The Department of Housing and Urban Development (HUD) made changes to its manufactured housing programs, including eliminating the chassis requirement, which mortgage lenders believe will make the program more attractive for participants. This decision is part of HUD's alignment with the Trump administration's deregulatory strategy, despite reports of potential fraud and corruption.
Jul 1, 2025 9:00 AM
— Mortgage Industry Developments
FICO Simulation, Georgia Servicing, Recapture Tools; What LOs Should Be Doing Now; Deficits and the New Tax Bill
The article discusses various changes and challenges in the mortgage industry in 2025, such as developments at the GSEs, changes in the servicing landscape, new loan programs, and tools for lenders. It also highlights partnerships between companies to provide innovative solutions for mortgage lenders.
Jul 1, 2025 9:00 AM
— Mortgage Rates
Rates down: Here's why | Current mortgage and refinance rates for July 1, 2025
National mortgage rates dropped on all loan terms compared to a week ago. The recent conflict between Israel and Iran caused the 10-year Treasury yield to drop, pushing mortgage rates down. The average rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all decreased. Experts predict that mortgage rates will hold steady this year between 6 and 7 percent.
Jul 1, 2025 8:07 AM
— Mortgage Finance
VA Originations Down in 1Q as Refi Activity Falls Hard
The article discusses various aspects of mortgage lending and the importance of staying informed about changes in the mortgage market. It emphasizes the need for borrowers to be aware of current mortgage rates and understand how different factors can affect their mortgage terms.
Jul 1, 2025 8:00 AM
— Bond Markets
AM Data Possibly Arguing For a Bounce
Tuesday's economic data included S&P/ISM Manufacturing PMIs and Job Openings. While PMI data was slightly stronger than expected, job openings data showed a significant bounce, suggesting a leveling off after a rapid decline. This led to MBS moving back to yesterday's lows and yields near yesterday's highs.
Jul 1, 2025 8:00 AM
— Housing Market
Slow, Sideways Start, But Month-End Volatility Always a Possibility
Month/quarter end trading can be confusing for the average market watcher as it may seem to defy logical reasons for market movements. While there are underlying reasons for this volatility, they can be complex and require a deeper understanding. Today's economic data has already been released, with no significant impact on trading levels, which have remained mostly stagnant since Friday.
Jul 1, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Continue Falling Streak, for Now: Today's Mortgage Rates on July 1, 2025
The article discusses how current economic uncertainties, like inflation, global trade war threats, and policy turbulence, are impacting mortgage interest rates. Experts predict that if President Trump eases tariff measures or if the labor market worsens, the Federal Reserve may cut interest rates as early as September. Despite the potential for rates to eventually decrease, there are various risk... more
Jul 1, 2025 6:00 AM
— Mortgage Refinance Rates
With Rates Falling, Does It Make Sense To Refinance? Current Mortgage Refi Rates on July 1, 2025
Despite average mortgage rates staying stubbornly high between 6.5% and 7%, experts foresee a potential uptick in refinancing activity if rates drop below 6%. The Federal Reserve has left borrowing rates unchanged this year, but they are expected to resume cutting rates, though this may not immediately impact mortgage rates. Refinancing can be financially beneficial under various circumstances, su... more
Jul 1, 2025 3:00 AM
— Mortgage Lending
Mortgage rates are coming down. Does the trend have any legs?
The article discusses the process of verifying human identity online, which may take a few seconds to complete.
Jul 1, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 1, 2025: Small moves in both directions for 15- and 30-year terms
The article discusses the current mortgage interest rates, differences in rates between different mortgage types, the impact of various factors on interest rates, comparisons between fixed-rate and adjustable-rate mortgages, and expectations regarding future mortgage rate trends.
Jun 30, 2025 3:01 PM
— Bond Markets
Steady Gains in the PM Hours
On quarter-end trading, bond buying in the afternoon resulted in yields bottoming out just before the NYSE close. Month-end buying picked up later, leading to a strong move into the close with MBS up almost a quarter point and 10yr down 4.8bps.
Jun 30, 2025 3:00 PM
— Mortgage Rates
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
The article analyzes data on outstanding mortgages by interest rate, average mortgage interest rates, borrowers' credit scores, and loan-to-value ratios. It shows a surge in the percentage of loans under 3% in early 2020 due to declining mortgage rates during the pandemic. The data also reveals that a large percentage of mortgage loans were under 4% prior to the pandemic, with the percentage of lo... more
Jun 30, 2025 2:00 PM
— Mortgage Lenders
Would-be Home Buyers Are Deterred by Interest Rates. Explore Your Options.
The article discusses various options for buying a home, including locking in the rate and utilizing government-backed loans.
Jun 30, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Take Another Step Toward April Lows
Average 30yr fixed mortgage rates were in the mid-6s but have come down slightly in recent days. Economic data in the upcoming week, especially the jobs report, will play a significant role in determining whether rates will continue to decrease or bounce back up. The recent movement in rates was not driven by any specific news or data but rather by traders positioning their portfolios for the end ... more
Jun 30, 2025 10:02 AM
— Housing Market
The Fed chose Treasury markets over housing sanity
During a testimony to the House Financial Services Committee, Federal Reserve Board Chairman Jerome Powell evaded questions about the impact of monetary policy on housing, claiming that the best course of action was to restore price stability to bring rates down. The Fed had previously caused a surge in mortgage lending activity and home prices by aggressively forcing mortgage rates down. This pol... more
Jun 30, 2025 10:00 AM
— Housing Market
Why are home prices so high? Factors contributing to current housing costs.
The article discusses the rising home prices in the United States due to various factors such as lack of affordable housing supply, low mortgage rates that give homeowners little incentive to sell and trade up, and additional economic stressors like tariffs, labor shortages, and insurance costs. The current situation seems to be affecting both buyers and sellers, leading to higher prices and a sup... more
Jun 30, 2025 10:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for June 30, 2025: Rates hold steady
The article discusses the current mortgage rates as of the end of Q2 2025, providing details on the average rates for different types of mortgages. It emphasizes that economists do not expect significant drops in mortgage rates in the coming years. The article also explains the differences between 15-year and 30-year mortgages, adjustable-rate mortgages, and how factors like credit score and down ... more
Jun 30, 2025 9:01 AM
— Mortgage Finance
VA Lending Falls, Refis In Particular
The article discusses the importance of staying informed about current mortgage rates in order to make sound financial decisions. It emphasizes the impact that fluctuating interest rates can have on the overall cost of a mortgage and advises individuals to shop around for the best rates.
Jun 30, 2025 9:01 AM
— Regulation and Compliance News
Automation, HELOC Products; The Current State of Regulation and Compliance; Interest Rates Sagging
Mortgage fraud is still a prevalent issue in the United States and Canada. The recent MBA Hawai’i conference discussed regulatory and compliance issues in the mortgage industry. Various companies are offering products, software, and services for brokers and lenders, such as digital HELOC programs and Encompass automation strategies. The CFPB continues to prosecute cases involving consumer protecti... more
Jun 30, 2025 5:01 AM
— Retirement Planning
Ask an Advisor: I Have $1M in My IRA. How Much Will I Pay in Taxes When RMDs Begin?
Once you reach age 73, you will need to take required minimum distributions (RMDs) from your traditional IRA each year, which are subject to income tax. RMDs are calculated based on an IRS formula using your age and account balance. Starting at age 73, distributions from tax-deferred accounts follow a schedule based on life expectancy, and withdrawals combined with a portion of your Social Securit... more
Jun 29, 2025 5:01 AM
— Mortgage Rates
The Historically Wide Spread between the 10-Year Treasury Yield and Mortgage Rates Widened Again: Some Thoughts
The article discusses the movements in Treasury yields, mortgage rates, and spreads between them. It mentions the historical context of mortgage rates and how they are influenced by Fed policy like QE and QT. It explains how the widening spreads are causing relatively higher mortgage rates.
Jun 29, 2025 5:00 AM
— Housing Market
Falling home prices are raising the risk of a deeper correction as the housing market cracks under high mortgage rates
Recent housing market indicators show a persistent weakness in home prices, with month-over-month declines and a risk of a prolonged downturn due to high mortgage rates around 7%. The latest Case-Shiller and FHFA price reports indicate falling house prices, slowing demand, and declining momentum in the existing homes market. Economists attribute the price declines to high mortgage rates, elevated ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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