Mortgage News
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News for: SmartAsset
Showing 1 - 4 of 4 results
Jul 21, 2025 5:00 AM
— Social Security Benefits
Ask an Advisor: Can I Take My Late Husband's Social Security and Switch to My Benefit at 70?
Felicia, a widow, is wondering if she can draw her late husband's Social Security benefits at age 67 or 68 and then switch to her own at age 70. The article explains the difference between spousal benefits and survivor benefits, noting that survivor benefits do not have deemed filing rules like spousal benefits. It clarifies that she can claim her survivor benefit at 67 and then wait until 70 to f... more
Jul 14, 2025 7:00 AM
— Retirement Planning
Ask an Advisor: I Had to Pay Extra for Medicare Last Year. How Do I Avoid This Happening Again After a Roth Conversion?
The article discusses the complications of planning Roth conversions around Medicare premium thresholds and the importance of understanding modified adjusted gross income (MAGI) for determining IRMAA brackets. It advises working with a financial advisor to plan income to minimize IRMAA surcharges and support long-term tax efficiency.
Jul 7, 2025 3:02 PM
— Investment Options for Retirement Income
Ask an Advisor: I’m 62 and Need ‘Reliable Income’ in Retirement. What Investments Do You Suggest?
A 62-year-old self-employed individual who is looking to invest in another property for retirement income seeks advice. The article emphasizes the importance of starting with a comprehensive financial plan before deciding on investments. It suggests considering various income-oriented investments such as rental properties, real estate investment trusts (REITs), bonds, cash equivalents, dividend st... more
Jun 30, 2025 5:01 AM
— Retirement Planning
Ask an Advisor: I Have $1M in My IRA. How Much Will I Pay in Taxes When RMDs Begin?
Once you reach age 73, you will need to take required minimum distributions (RMDs) from your traditional IRA each year, which are subject to income tax. RMDs are calculated based on an IRS formula using your age and account balance. Starting at age 73, distributions from tax-deferred accounts follow a schedule based on life expectancy, and withdrawals combined with a portion of your Social Securit... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.