Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 4297 - 4320 of 5270 results
Jul 14, 2025 12:00 PM
— Interest Rates
Mortgage Rates Just a Hair Higher Ahead of Important Inflation Report
Mortgage rates have remained steady, with slight increases, after a period of overall rising rates. The upcoming release of the Consumer Price Index (CPI) is anticipated to have a significant impact on interest rates, especially considering the potential effects of tariffs on inflation. Depending on the CPI results, rates could either increase further or recover slightly.
Jul 14, 2025 9:01 AM
— Mortgage Lenders
HELOC, Servicing, AI Fee Research Tools; Webinars and Training; Anti-Poaching Interview
UWM Holdings Corp CEO and SFS Holding Corp sold shares of UWM Class A Common Stock, netting $5 million. UWM has invested $100 million in Bilt, a company offering rewards for housing payments. Bilt raised $250 million in new funding, introducing Bilt Card 2.0. Various companies are offering services, products, and programs for lenders and brokers in the mortgage industry. LoanCare offers subservici... more
Jul 14, 2025 9:00 AM
— Mortgage Rates
Rates remain elevated - Mortgage and refinance rates for today, July 16, 2025
Average rates for 30-year and 15-year fixed mortgages rose, while jumbo and ARM rates declined. Borrower demand increased after rates reached three-month lows. Current rates for a 30-year fixed mortgage is 6.75%, 15-year fixed mortgage is 6.00%, 5/1 ARM is 5.89%, and jumbo mortgage is 6.81%. Federal Reserve may cut rates, affecting mortgage rates, and locking in rates can provide certainty in unce... more
Jul 14, 2025 8:00 AM
— Interest Rates
Current mortgage rates report for July 14, 2025: Rates continue to hold steady
The average interest rate for a 30-year, fixed-rate conforming mortgage loan is 6.699% in the U.S. Rates have remained relatively stable, but historically, rates are higher than they have been in the past. Mortgage rates are impacted by economic conditions, federal funds rate, national debt, demand for home loans, and Federal Reserve actions. Shopping around for loans and improving your credit sco... more
Jul 14, 2025 8:00 AM
— Treasury Rates
Empty Calendar and a Sideways Start
Monday saw low volumes and volatility in trading, with a small amount of selling in Treasuries at 7am but a recovery after the NYSE open. Overall, not much has changed since last Tuesday, with bonds rallying in June but early July weakness erasing those gains. Investors are now waiting for Tuesday's CPI data to see if yields will stay around 4.5%.
Jul 14, 2025 7:00 AM
— Retirement Planning
Ask an Advisor: I Had to Pay Extra for Medicare Last Year. How Do I Avoid This Happening Again After a Roth Conversion?
The article discusses the complications of planning Roth conversions around Medicare premium thresholds and the importance of understanding modified adjusted gross income (MAGI) for determining IRMAA brackets. It advises working with a financial advisor to plan income to minimize IRMAA surcharges and support long-term tax efficiency.
Jul 14, 2025 3:00 AM
— Mortgage Lenders
Fannie, Freddie change rules for contributions, incentives
Recent updates to secondary-market rules for interested party contributions and incentives require lenders to be more cautious with popular strategies. The Department of Housing and Urban Development has withdrawn FHA mortgagee letters related to appraisals. Refinances are driving recent increases, but purchase activity is a key indicator of the housing market. Rising insurance costs and stricter ... more
Jul 14, 2025 3:00 AM
— Mortgage Rates
Most homeowners won't even consider selling this year, thanks to mortgage rates
More than half of homeowners in the U.S. are not comfortable selling or buying a home this year, regardless of low mortgage rates. Prospective buyers are discouraged by elevated mortgage rates and climbing home prices. The majority of those open to buying a home this year would need a mortgage rate lower than 5%. High mortgage rates can significantly increase costs for borrowers and reduce their p... more
Jul 14, 2025 3:00 AM
— Interest Rates
Mortgage and refinance interest rates today for July 14, 2025: Rates remain stagnant before inflation news
Current mortgage interest rates have remained relatively unchanged with the average 30-year fixed rate at 6.63%. The rates may shift after the release of the June Consumer Price Index, influencing Federal Reserve plans on potential rate cuts. Different mortgage rates for fixed, VA, and adjustable-rate mortgages are provided. Factors influencing choosing between a 15-year and 30-year mortgage are d... more
Jul 13, 2025 10:00 PM
— N/A
Trump’s housing revolution threatens another mortgage meltdown
The provided link seems to be broken and unable to access the article for summarization.
Jul 13, 2025 1:24 PM
— Housing Market
KBW cuts ratings on mortgage insurers
Keefe, Bruyette & Woods downgraded stock ratings on three of the five private mortgage insurers they cover but are still relatively bullish on the segment. Mortgage rates are expected to remain elevated and stable for longer, with some industry participants viewing this as positive for the housing market. Uncertainty in the mortgage and capital markets is unprecedented this year, but some aspects ... more
Jul 13, 2025 12:00 PM
— Interest Rates
30-Year Treasury Yield Jumps to 4.96% despite “Solid” Auction, Long End of Yield Curve Steepens, Mortgage-Rate Spread Historically Wide
The 30-year Treasury yield rose despite efforts to keep it down, increasing concerns about inflation and supply absorption in the market. The Fed's rate cuts have led to an increase in the 30-year yield. There is disagreement within the FOMC about rate cuts, and the CPI report may influence future decisions. The relationship between the average 30-year fixed mortgage rate and the 10-year yield is ... more
Jul 13, 2025 7:01 AM
— HELOC Interest Rates
HELOC rates today, July 13, 2025: Home equity line of credit rates remain steady
HELOC interest rates have risen slightly, with the average APR on a 10-year draw HELOC being 8.73%. Homeowners are encouraged to consider using HELOC to access equity instead of selling their homes with lower mortgage rates. Different HELOC lenders offer varying rates based on credit score and other factors. It's highlighted that HELOC interest rates differ from primary mortgage rates, with the be... more
Jul 13, 2025 7:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 13, 2025: Rates waver up and down
The article provides an overview of current mortgage rates, including the rates for 30-year fixed, 20-year fixed, and 15-year fixed mortgages, as well as other types of loans. It discusses the pros and cons of choosing different mortgage term lengths, the impact of fixed-rate versus adjustable-rate mortgages, and factors that can influence mortgage rates such as credit scores and down payments. Th... more
Jul 12, 2025 7:03 AM
— Mortgage Finance
Ginnie Issuance Continues to Ride Temporary Refi Wave
The article discusses important changes in the housing market that have led to an increase in mortgage rates. It mentions the impact of rising interest rates on potential homebuyers and existing homeowners looking to refinance.
Jul 12, 2025 7:03 AM
— Mortgage Finance
Interest Rate Outlook Murky Following Tax/Spending Bill
The article discusses the impact of rising interest rates on the housing market. It mentions that as interest rates increase, some potential homebuyers may be priced out of the market, leading to a slowdown in the housing market activity. This could also affect mortgage lenders and their lending practices.
Jul 12, 2025 7:03 AM
— Mortgage Finance
Mortgage Market at a Glance
The article discusses the latest trends in the mortgage industry, highlighting the impact of interest rates on the housing market. It also touches upon the role of mortgage lenders and their strategies in response to changing market conditions.
Jul 12, 2025 7:02 AM
— Non-QM Lending
AI Retention, Jumbo AUS, Bridge, HELOC Products; Wholesale and Investor News
Lock tracking increased by 2% in June, with non-QM locks accounting for over 7% of total volume. Refinances decreased by 21% week over week, while the purchase index decreased by 19%. Flyhomes Cash Offer helped a California borrower beat 22 offers, with up to 105% LTV and no contingencies required. Moder builds technology to help mortgage players become more efficient and customer-focused. Aithena... more
Jul 12, 2025 7:02 AM
— Bond Markets
Overnight Selling But Still in The Range
The article discusses the announcement of a 35% tariff on Canadian imports starting August 1st, which is an increase from the previously-slated 25%. Exemptions for USMCA goods and energy/fertilizer are probable but TBD. This development is a concern for the bond market from an inflation standpoint, leading to losses in both stocks and bonds overnight.
Jul 12, 2025 7:01 AM
— Bond Markets
Bonds Bracing For CPI Impact
Stocks sold off in response to the announcement of 35% tariffs on Canada, leading to bonds drifting into weaker territory throughout the day. Market is anticipating Tuesday's CPI report to see if the tariffs have impacted the data significantly. Friday's weakness in bonds could be a result of investors waiting for the upcoming data release.
Jul 12, 2025 7:01 AM
— Interest Rates
Mortgage and refinance interest rates today, July 12, 2025: The 30-year fixed rate holds steady
Today's mortgage interest rates are stagnant, with a 30-year fixed rate standing at 6.63% and a 15-year fixed rate at 5.89%. Locking in an interest rate with a mortgage lender during flat rate periods can be advantageous. It is recommended to choose a lender with a rate buydown option. Mortgage refinance rates are typically higher than rates when buying a house. The 30-year fixed mortgage offers l... more
Jul 12, 2025 3:02 AM
— Home Equity Rates
Home Equity News: This Week's Roundup
Home equity rates for HELOC and home equity loans remain steady at around 8.27 percent and 8.26 percent respectively. The 30-year fixed-rate loan has declined to 6.72 percent. The new tax act is expected to bring more stability and clarity to the housing market, though it won't directly lower mortgage rates or home prices. The article also addresses common misconceptions about home equity, the pro... more
Jul 11, 2025 3:00 PM
— Mortgage Lenders
Fannie Mae, Freddie Mac To Begin Using VantageScore
Mortgage giants Fannie Mae and Freddie Mac are planning to use a new credit score, VantageScore 4.0, in addition to the traditional FICO score, to underwrite applications for home loans. This new credit score considers a broader range of factors, potentially making millions more Americans eligible for mortgage loans. However, the impact on mortgage closing costs is expected to be minimal, as credi... more
Jul 11, 2025 11:11 AM
— Interest Rates
Surging rate-and-terms push lock volumes upward
Mortgage lock volumes increased due to a rise in refinance activity, while purchase numbers are still lower potentially due to high mortgage rates. The 30-year fixed mortgage rate rose for the first time in six weeks, driven by strong jobs report and tariff uncertainty. Lenders are offering more products for the spring season, but buyers are hesitant.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.