Mortgage News
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Showing 4249 - 4272 of 4976 results
Jun 23, 2025 8:00 AM
— Bond Markets
Bonds Don't Always React to War Like You'd Expect
Long-time bond watchers generally believe that war leads to increased global economic uncertainty, driving safe-haven demand for US Treasuries and helping rates. However, the recent Russia/Ukraine conflict resulted in a paradoxical spike in rates due to inflation implications. Despite anticipation of a similar risk with oil prices over the weekend, there was no significant reaction in bonds. As th... more
Jun 23, 2025 8:00 AM
— Housing Market
Home sales rose slightly in May, but high mortgage rates are still hurting the market
US existing home sales increased slightly in May, showing a small sign of life in a housing market heavily impacted by high mortgage rates and economic uncertainty. Sales rose 0.8% to a seasonally adjusted annual rate of 4.03 million homes. However, compared to the previous year, sales were down 0.7%. NAR's chief economist mentioned that persistently high mortgage rates have contributed to subdued... more
Jun 23, 2025 8:00 AM
— Mortgage Rates
May home sales barely move as high mortgage rates, prices, weigh on housing market
Sales of previously owned U.S. homes increased slightly in May, with a seasonally adjusted annual rate of 4.03 million units. However, sales fell compared to the previous year due to affordability issues caused by high mortgage rates and rising home prices. The median sales price for homes reached an all-time high in May, and while price growth has slowed, prospective homebuyers still face challen... more
Jun 23, 2025 7:04 AM
— Housing Market
May home sales barely move as high mortgage rates, prices, weigh on housing market
Existing home sales in the U.S. rose slightly in May but remained weak due to high mortgage rates and rising home prices. Affordability is a key issue for homebuyers, with prices hitting an all-time high. Despite the increase in inventory, homes are still unaffordable for many buyers due to the high mortgage rates, forcing them to save more for down payments.
Jun 23, 2025 7:00 AM
— Mortgage Rates
NAR Existing-Home Sales Report Shows 0.8% Increase in May
Existing-home sales rose in May in the Northeast, Midwest, and South but decreased in the West. The rise in sales is attributed to persistently high mortgage rates, and lower rates are expected to attract more buyers and sellers. The National Association of REALTORS(R) is optimistic that reducing mortgage rates will lead to increased home sales across the country.
Jun 23, 2025 7:00 AM
— Mortgage Rates
Mortgage Rates Continue Downward Dip: Mortgage Rates on June 23, 2025
Mortgage rates have slightly decreased over the last week, but home affordability remains a challenge. Factors like Fed rate cuts, labor data, inflation, trade wars, and policy turbulence contribute to economic uncertainty. The Federal Reserve is adopting a 'wait-and-see' approach, and the housing market is not looking promising for the summer. Homebuyers are advised to be patient, compare offers,... more
Jun 23, 2025 7:00 AM
— Mortgage Rates
May home sales barely move as high mortgage rates, prices, weigh on housing market
Sales of existing U.S. homes increased slightly in May, but the pace was still slow due to high mortgage rates and rising prices. The national median sales price rose to an all-time high, but the rate of growth slowed. Mortgage rates have remained relatively high, impacting affordability for potential buyers. Affordability constraints are limiting home purchases, particularly for first-time buyers... more
Jun 23, 2025 7:00 AM
— Housing Market
US existing home sales rise in May; mortgage rates still a constraint
U.S. existing home sales unexpectedly increased in May, but the trend remained weak due to high mortgage rates. The slowest May sales pace since 2009 was recorded, with a 0.8% increase in sales compared to the previous month. The Federal Reserve is keeping interest rates steady but expects inflation to increase amidst import duties. Housing market sentiment is low, with builders cutting prices to ... more
Jun 23, 2025 3:04 AM
— Interest Rates
Mortgage pros share tips for riding out volatility
Mortgage lenders are currently experiencing unprecedented levels of volatility driven by geopolitical tensions, trade policy shifts, and global headlines. Despite this, the 30-year fixed-rate mortgage has remained relatively stable since a post-tariff spike. While Agency mortgage-backed securities have slipped since April, the rates are still lower compared to last year. The 30-year FRM has stayed... more
Jun 23, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for June 23, 2025: Lower as international tensions escalate
The article discusses the current mortgage rate trends, including a decrease in rates today. It also highlights factors to consider when choosing between a 15-year and 30-year mortgage, adjustable-rate mortgages, and how mortgage lenders determine rates based on factors like down payments, credit scores, and debt-to-income ratio. Information on mortgage buydowns and refinancing options is also pro... more
Jun 22, 2025 9:01 PM
— Housing Market
Survey: More than 1 in 4 Americans feel they need to make $150,000 or more to live comfortably
The majority of U.S. adults feel financially insecure due to factors like inflation, lack of salary increases, and high cost of living. Many feel they need a six-figure income to feel financially secure, but job market uncertainty makes this difficult. Different generations and genders have varying views on financial security and income requirements.
Jun 22, 2025 2:00 PM
— Mortgage Lending
Super-rich Americans like Mark Zuckerberg and Jay-Z have taken out mortgages for homes — here’s why
Many Americans struggle to afford a home due to high prices compared to their income. Wealthy individuals sometimes take out mortgages despite their ability to purchase homes outright in order to maintain liquidity and have cash available for other investments. Even celebrities like Jay-Z and Beyoncé have taken out large mortgages for strategic financial purposes. It is possible to obtain an affor... more
Jun 22, 2025 1:01 PM
— Mortgage Finance
A Mixed Bag For Mortgage Hiring
The article discusses the latest trends in the housing market, including an increase in mortgage rates and a slowdown in home sales. It also mentions the impact of Treasury rates on mortgage rates and the challenges faced by mortgage lenders in the current market.
Jun 22, 2025 9:00 AM
— Mortgage Rates
How will mortgage rates react to US bombing of Iran?
The U.S. bombed Iranian nuclear sites, causing uncertainty in the market. However, the mortgage market has been calmer this year. The article discusses how recent global events may impact oil prices, the U.S. dollar, and the 10-year yield, but also notes that reactions in the market have been unusual this year.
Jun 22, 2025 5:03 AM
— Housing Market
Electric vehicle (EV) tax breaks may hit a dead end under Trump’s ‘Big Beautiful Bill’
A Republican-led proposal threatens to eliminate the popular electric vehicle (EV) tax credit by 2025, which has been a driving force behind the EV boom. The current law allows for a credit of up to $7,500 for new EVs and $4,000 for used EVs, based on income and purchase requirements. The Senate bill aims to end the credit much sooner than the House bill, with the potential for a manufacturer-base... more
Jun 22, 2025 5:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 22, 2025: Rates move noticeably lower
Mortgage rates have decreased, with a 30-year fixed rate at 6.68% and a 15-year fixed rate at 5.90%. The Mortgage Bankers Association predicts that rates will stay near these levels through September. It is recommended to focus on personal finances rather than waiting for rate drops to secure the lowest mortgage rate. The article also discusses the differences between 15-year and 30-year mortgages... more
Jun 21, 2025 5:03 AM
— Mortgage Lenders
Digital HELOC, Appraisal Review Products; Background AI; Hurricane Season is Here; Rates Holding Steady
The article covers various topics related to IT news, payment stubs, products and services for brokers and lenders, Federal Reserve decisions, acquisitions in the mortgage industry, and updates on the Atlantic hurricane season. It also discusses FEMA appointments, property insurance costs, and disaster declarations in states affected by severe weather.
Jun 21, 2025 5:02 AM
— Housing Market
Homebuilder Sentiment Just a Bit Gloomier
Builder sentiment declined for the second consecutive month according to the NAHB and Wells Fargo's HMI. All components of the index, including current sales conditions, sales expectations, and buyer traffic, decreased. Builders are facing challenges due to high mortgage rates and material costs, resulting in increased price reductions and incentives to attract buyers.
Jun 21, 2025 5:02 AM
— Bond Markets
Unofficial 4 Day Weekend
Trading sessions without many participants, like the Friday after Thanksgiving, are often uneventful with markets trading in narrow ranges. Even on holidays like Juneteenth, the market continues to trade within the same old range in a predictable pattern.
Jun 21, 2025 5:02 AM
— Mortgage Rates
Mortgage Applications Slip Despite Lower Rates
Mortgage application activity decreased despite lower rates, with refinance applications falling 2% but still higher than last year. Purchase applications also declined, showing the fragile sentiment in the housing market. Average 30-year fixed rates dropped to 6.84%, the lowest since April, with minimal volatility recently. Refinance share increased slightly to 37.3% of total applications, while ... more
Jun 21, 2025 5:02 AM
— Interest Rates
Underwhelming (But Friendly) Conclusion
This week did not offer much excitement in the mortgage market as rates remained near the lower end of recent ranges. Bond yields initially looked like they may rise, but reversed course after dovish comments from Fed's Waller and a beneficial European close. Overall, rates were moderately weaker overnight, bounced back slightly after morning data, and ended the day in modestly stronger territory.
Jun 21, 2025 5:01 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, June 21, 2025: The home equity line of credit rate sharply lower
HELOC interest rates have fallen, prompting homeowners to consider accessing their home equity through a second mortgage. The value of home equity in the US is large, and with fixed-rate HELOC options available, it provides a way to access funds without refinancing a primary mortgage. Rates vary depending on creditworthiness and lender terms, making it important to shop around. HELOCs allow for fl... more
Jun 21, 2025 5:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 21, 2025: 30-year home loan rates dip slightly
Mortgage rates are currently fluctuating, with 30-year fixed rates at 6.77% and 15-year fixed rates at 6.05%. The Federal Reserve holding off on a rate cut is expected to result in little change in mortgage rates. There are advantages and disadvantages to different mortgage terms like 30-year fixed and 15-year fixed, as well as adjustable-rate mortgages. Current mortgage rates are expected to rema... more
Jun 20, 2025 12:48 PM
— Housing Market
Mortgage servicers benefit most from Fed's inaction: KBW
Following the Federal Open Market Committee's June meeting, interest rate spreads are expected to narrow but the impact on mortgages is mixed. Median home prices have risen to a record high, but sellers are accepting lower offers as the market shifts towards the buyers' favor. Bill Pulte's social media posts criticizing inflation have put pressure on the Federal Reserve chairman. Manufactured hous... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.