Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3457 - 3480 of 4264 results
Jun 30, 2025 9:01 AM
— Regulation and Compliance News
Automation, HELOC Products; The Current State of Regulation and Compliance; Interest Rates Sagging
Mortgage fraud is still a prevalent issue in the United States and Canada. The recent MBA Hawai’i conference discussed regulatory and compliance issues in the mortgage industry. Various companies are offering products, software, and services for brokers and lenders, such as digital HELOC programs and Encompass automation strategies. The CFPB continues to prosecute cases involving consumer protecti... more
Jun 30, 2025 5:01 AM
— Retirement Planning
Ask an Advisor: I Have $1M in My IRA. How Much Will I Pay in Taxes When RMDs Begin?
Once you reach age 73, you will need to take required minimum distributions (RMDs) from your traditional IRA each year, which are subject to income tax. RMDs are calculated based on an IRS formula using your age and account balance. Starting at age 73, distributions from tax-deferred accounts follow a schedule based on life expectancy, and withdrawals combined with a portion of your Social Securit... more
Jun 29, 2025 5:01 AM
— Mortgage Rates
The Historically Wide Spread between the 10-Year Treasury Yield and Mortgage Rates Widened Again: Some Thoughts
The article discusses the movements in Treasury yields, mortgage rates, and spreads between them. It mentions the historical context of mortgage rates and how they are influenced by Fed policy like QE and QT. It explains how the widening spreads are causing relatively higher mortgage rates.
Jun 29, 2025 5:00 AM
— Housing Market
Falling home prices are raising the risk of a deeper correction as the housing market cracks under high mortgage rates
Recent housing market indicators show a persistent weakness in home prices, with month-over-month declines and a risk of a prolonged downturn due to high mortgage rates around 7%. The latest Case-Shiller and FHFA price reports indicate falling house prices, slowing demand, and declining momentum in the existing homes market. Economists attribute the price declines to high mortgage rates, elevated ... more
Jun 28, 2025 3:00 PM
— Housing Market
Falling home prices are raising the risk of a deeper correction as the housing market cracks under high mortgage rates
Recent indicators suggest a possible extended slump in house prices, with the Case-Shiller home price index showing a 0.3% monthly fall and the FHFA price index also indicating a drop. The market is facing challenges due to near-7% mortgage rates, high borrowing costs, and weakening consumer demand. While lower prices may attract more buyers, economists warn of ongoing headwinds that could lead to... more
Jun 28, 2025 1:00 PM
— Housing Market
Have slightly lower mortgage rates stabilized the housing market?
Mortgage rates have been slowly decreasing, with the last two weeks being particularly noteworthy. Despite elevated rates, homebuyers are not discouraged, and new listings are slowing down, showing a lack of stress among home sellers in 2025. As mortgage rates dip and Washington rethinks housing policy, buyers may have a narrow window of opportunity in a cautious market.
Jun 28, 2025 8:00 AM
— Bond Markets
Minimal Impact From PCE Data
Bonds were slightly weaker at the start of the final trading day of the week, but this was not due to the morning's PCE data. The PCE data did not cause much of a stir, despite core monthly inflation being slightly higher than forecast. Lower income and spending offset the higher inflation. Bonds improved slightly, but headlines about the Senate's push to approve its version of the spending bill h... more
Jun 28, 2025 8:00 AM
— Mortgage Finance
Non-QM MBS Withstanding Rising Delinquencies
The article discusses the current trends and challenges in the mortgage industry, including changes in mortgage rates, housing market conditions, and the impact of economic factors on mortgage lending.
Jun 28, 2025 5:03 AM
— Mortgage Finance
Mixed Trends for ARM Originations in Early 2025
The article discusses the latest trends and developments in the mortgage industry, focusing on key factors affecting mortgage rates and lending practices.
Jun 28, 2025 5:03 AM
— Mortgage Finance
Short Takes: Stable Rates / Pending Home Sales Up Slightly / Inflation Higher Than Expected / New Verification Tool From MISMO
The article discusses the latest trends in the mortgage market focusing on mortgage rates and housing market dynamics.
Jun 28, 2025 5:03 AM
— Housing Market
New Home Sales Drop to Lower End of Range After Hitting The Highs Last Month
New Home Sales dropped sharply in May, with a 13.7% decrease from April and a 6.3% decrease from the same month last year. Inventory increased to 507,000 homes, resulting in a 9.8-month supply, the highest in several years. Median and average home prices also rose compared to the previous month and year. The decline in sales was most significant in the South and West regions.
Jun 28, 2025 5:02 AM
— Bond Markets
Modest Friday Bounce Does Little to Alter Bigger Picture
Bonds gave up their gains late in the day after a decent recovery, likely due to Senate moving closer to a spending bill vote and Trump declaring an end to trade negotiations with Canada, potentially implying inflation pressure. The week overall saw lower Fed Funds Rate expectations, which will be further influenced by key economic reports in the following weeks.
Jun 28, 2025 5:02 AM
— Housing Market
Pending Home Sales Data Scores Some Points, But Not Enough to Change The Game
The National Association of Realtors' Pending Home Sales Index has been rangebound for over two years due to affordability pressures and elevated mortgage rates. Despite a modest 1.8% increase in May, the index is still below pre-2022 levels. Contract activity remains sluggish due to rate constraints in the housing market.
Jun 28, 2025 5:02 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 28, 2025: Rates nosedive since last weekend
The article discusses the current mortgage rates, which have dropped since last weekend. The average 30-year fixed mortgage rate is 6.53%, while the 15-year fixed rate is 5.71%. Economists predict that rates will remain above 6% through 2026. The piece also explains the advantages and disadvantages of 30-year fixed mortgages versus 15-year fixed mortgages and adjustable-rate mortgages (ARMs). It m... more
Jun 28, 2025 3:01 AM
— Mortgage Rates
Rates decrease as home sales slightly up - Current mortgage and refinance rates, June 27, 2025
Mortgage interest rates have decreased across all loan terms compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged due to factors like inflation and employment uncertainty. The current average rates for a 30-year fixed mortgage, 15-year fixed mortgage, 5/1 adjustable rate mortgage (ARM), and jumbo loans have all dropped. Dr. Selma Hepp predicts that t... more
Jun 27, 2025 10:02 AM
— Mortgage Rates
Mortgage Rates Not Too Far From 8 Month Lows
Friday's mortgage rates held steady, with an average rate of 6.72%, which is close to the lowest it has been since early April. Mortgage lenders tend to offer rates in 0.125% increments, so there is only a small difference from the lows in April. Recent improvement in rates is attributed to softer economic data and inflation. However, rates could increase suddenly if there is a surge in employment... more
Jun 27, 2025 9:00 AM
— Mortgage Finance
Securitization Rate Increasing for Residential Mortgages
The article discusses the latest trends and developments in the mortgage industry, highlighting important topics such as mortgage rates, housing market conditions, and the impact of Treasury rates on mortgage lending.
Jun 27, 2025 5:03 AM
— Mortgage Lending
Hedging, Processing, Community Lending, Servicing, Mortgage Intelligence Tools
The article discusses the topic of compensation for loan officers in the residential lending industry. It suggests that loan officers can make the same amount of money with lower rates and lower compensation, leading to business growth and less stress. The article also mentions webinars on LO compensation and features products and services from various companies related to brokers and lenders.
Jun 27, 2025 5:00 AM
— Mortgage Lenders
Guild LOs bombarded by recruiters after $1.3B deal news
Guild Mortgage is finalizing a deal to go private through a $1.3 billion acquisition by Bayview Asset Management. The potential increase in fraud, corruption, and predatory practices in the mortgage industry due to this acquisition is causing concerns among regulators. The move to private ownership is part of a broader trend of mortgage lenders and servicing players merging. The Senate version inc... more
Jun 27, 2025 3:04 AM
— Mortgage Refinancing
The 7 mistakes I made when refinancing my mortgage
The article discusses the author's mistakes made when refinancing their mortgage in 2009. They focused too much on lowering the interest rate and monthly payment without considering other factors such as the APR, closing costs, impact on home equity, and different lender options. The author also mentions the importance of negotiating fees, shopping around for different lenders, and considering the... more
Jun 27, 2025 3:01 AM
— Interest Rates
Researchers find 'surprise' in new mortgage delinquency data
Early- and mid-stage mortgage delinquencies have seen significant yearly increases, indicating possible signs of borrower financial stress. The 30-year fixed rate mortgage is currently below 6.8% for the first time since May, influenced by the movement of the 10-year Treasury rate.
Jun 27, 2025 2:38 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 27, 2025: Slowly easing lower again this week
Mortgage rates have decreased slightly, with the 30-year fixed rate at 6.77% and the 15-year fixed rate at 5.89%. Different types of mortgages, such as fixed-rate and adjustable-rate, are discussed along with information on mortgage refinancing options and the impact of mortgage rates on monthly payments. Mortgage rates are expected to remain relatively stable through 2025 and 2026, with slight de... more
Jun 26, 2025 3:01 PM
— Mortgage Lenders
Fannie Mae, Freddie Mac revamp JV as fintech venture
Fannie Mae and Freddie Mac are unveiling a new strategy for their legacy joint venture, aligning with priorities set by President Trump and their federal overseer. The US government will retain guarantees and an oversight role over the mortgage giants while pursuing a public offering. The companies are also looking at digital currency's use in qualifying borrowers, and new House votes are bringing... more
Jun 26, 2025 2:01 PM
— Mortgage Finance
S&P Warns ‘True Lender’ Risks Persist for ABS Deals
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.