Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3433 - 3456 of 4269 results
Jul 2, 2025 6:00 AM
— Mortgage Lending
You locked in a low mortgage rate — now you want to move. What should you do?
Homeowners with low mortgage rates are finding it difficult to move due to higher rates in the market. Some options include renting out the existing home to qualify for a new mortgage, using a mortgage recast to lower monthly payments, looking for assumable mortgages, utilizing rate buydowns, and exploring portable loans, although the latter is not widely available in the United States. It's impor... more
Jul 2, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Sink Amid Signs of a Weakening Labor Market: Today's Rates, July 2, 2025
The article discusses how an uptick in unemployment could prompt Fed cuts, impacting mortgage rates. It mentions that mortgage rates are currently around 7%, which is not ideal for the summer housing market. The Federal Reserve has adopted a wait-and-see approach on interest rates due to economic uncertainties like inflation, global trade wars, and policy turbulence. Homebuyers are advised to be p... more
Jul 2, 2025 5:00 AM
— Mortgage Security
Mortgage refinancing heats up as rates slide again
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Jul 2, 2025 4:00 AM
— Mortgage Rates
Mortgage refinance demand surges, as interest rates drop further
Mortgage rates fell to the lowest level since April, leading to a 7% increase in refinance applications compared to the previous week. The average contract interest rate for 30-year fixed-rate mortgages decreased to 6.79%. Homebuyers, however, were less motivated by the drop in rates, with mortgage applications for home purchases only increasing by 0.1%.
Jul 2, 2025 4:00 AM
— Mortgage Lending
US Mortgage Rates Hit Lowest Since April in Boost to Refinancing
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Jul 2, 2025 3:00 AM
— Home Equity Lines of Credit (HELOC)
HELOC rates today, July 2, 2025: The home equity line of credit rate sneaks up slightly
HELOC interest rates changed slightly, with some rates increasing. Federal Reserve Chairman Jerome Powell did not rule out a rate cut in July, which could possibly affect consumer product pricing. Currently, homeowners continue to have considerable home equity, and taking out a HELOC might be a beneficial option. HELOC rates are based on an index rate plus a margin, but the rates can vary widely d... more
Jul 2, 2025 3:00 AM
— Mortgage Lending
Homebuyers Gain $16,000 in Purchasing Power As Mortgage Rates Dip to Lowest Level in 3 Months
The article discusses how potential homebuyers can maximize their chance of getting approved for a mortgage. It emphasizes the importance of reviewing credit reports, improving credit scores, saving for a down payment, and reducing debt before applying for a loan.
Jul 2, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 2, 2025: Mostly unchanged as U.S. budget bill nears finish line
Mortgage interest rates remained mostly unchanged, with the 30-year fixed rate at 6.53% and the 15-year rate at 5.69%. The 10-year Treasury rate fell slightly, leading to uncertainty over future mortgage rates. Various mortgage rates were listed, including average national rates and refinance rates. The article also discussed the pros and cons of 30-year fixed-rate mortgages, 15-year fixed-rate mo... more
Jul 1, 2025 3:00 PM
— Mortgage Rates
Will Lower Rates Help the Housing Market? Fed Chair Powell's Not So Sure.
Lawmakers and administration officials question if the Federal Reserve is to blame for high mortgage rates. Mortgage rates are currently around 6.8%, much higher than in 2020. Low inventory and a housing shortage in the US are also contributing to high housing costs.
Jul 1, 2025 2:00 PM
— Bond Markets
Traders Buy The Dip After AM Data
Bonds started the day in line with yesterday's levels but were impacted by data releases like the JOLTS report and Senate's spending bill passage. Despite some volatility, bonds remained open-minded ahead of the upcoming jobs report and CPI release. Throughout the day, there was some back and forth movement in bond prices and yields.
Jul 1, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Hold Steady at 3 Month Lows
The average 30yr fixed mortgage rate is currently at a low point, with some lenders offering slightly lower rates due to improvements in the bond market. Job openings data released this morning caused a slight deterioration in the bond market. Thursday's big jobs report could lead to increased volatility in mortgage rates.
Jul 1, 2025 9:00 AM
— Mortgage Lenders
HUD rescinds 12 FHA policies: What home lenders need to know
The Department of Housing and Urban Development (HUD) made changes to its manufactured housing programs, including eliminating the chassis requirement, which mortgage lenders believe will make the program more attractive for participants. This decision is part of HUD's alignment with the Trump administration's deregulatory strategy, despite reports of potential fraud and corruption.
Jul 1, 2025 9:00 AM
— Mortgage Industry Developments
FICO Simulation, Georgia Servicing, Recapture Tools; What LOs Should Be Doing Now; Deficits and the New Tax Bill
The article discusses various changes and challenges in the mortgage industry in 2025, such as developments at the GSEs, changes in the servicing landscape, new loan programs, and tools for lenders. It also highlights partnerships between companies to provide innovative solutions for mortgage lenders.
Jul 1, 2025 9:00 AM
— Mortgage Rates
Rates down: Here's why | Current mortgage and refinance rates for July 1, 2025
National mortgage rates dropped on all loan terms compared to a week ago. The recent conflict between Israel and Iran caused the 10-year Treasury yield to drop, pushing mortgage rates down. The average rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all decreased. Experts predict that mortgage rates will hold steady this year between 6 and 7 percent.
Jul 1, 2025 8:07 AM
— Mortgage Finance
VA Originations Down in 1Q as Refi Activity Falls Hard
The article discusses various aspects of mortgage lending and the importance of staying informed about changes in the mortgage market. It emphasizes the need for borrowers to be aware of current mortgage rates and understand how different factors can affect their mortgage terms.
Jul 1, 2025 8:00 AM
— Bond Markets
AM Data Possibly Arguing For a Bounce
Tuesday's economic data included S&P/ISM Manufacturing PMIs and Job Openings. While PMI data was slightly stronger than expected, job openings data showed a significant bounce, suggesting a leveling off after a rapid decline. This led to MBS moving back to yesterday's lows and yields near yesterday's highs.
Jul 1, 2025 8:00 AM
— Housing Market
Slow, Sideways Start, But Month-End Volatility Always a Possibility
Month/quarter end trading can be confusing for the average market watcher as it may seem to defy logical reasons for market movements. While there are underlying reasons for this volatility, they can be complex and require a deeper understanding. Today's economic data has already been released, with no significant impact on trading levels, which have remained mostly stagnant since Friday.
Jul 1, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Continue Falling Streak, for Now: Today's Mortgage Rates on July 1, 2025
The article discusses how current economic uncertainties, like inflation, global trade war threats, and policy turbulence, are impacting mortgage interest rates. Experts predict that if President Trump eases tariff measures or if the labor market worsens, the Federal Reserve may cut interest rates as early as September. Despite the potential for rates to eventually decrease, there are various risk... more
Jul 1, 2025 6:00 AM
— Mortgage Refinance Rates
With Rates Falling, Does It Make Sense To Refinance? Current Mortgage Refi Rates on July 1, 2025
Despite average mortgage rates staying stubbornly high between 6.5% and 7%, experts foresee a potential uptick in refinancing activity if rates drop below 6%. The Federal Reserve has left borrowing rates unchanged this year, but they are expected to resume cutting rates, though this may not immediately impact mortgage rates. Refinancing can be financially beneficial under various circumstances, su... more
Jul 1, 2025 3:00 AM
— Mortgage Lending
Mortgage rates are coming down. Does the trend have any legs?
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Jul 1, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 1, 2025: Small moves in both directions for 15- and 30-year terms
The article discusses the current mortgage interest rates, differences in rates between different mortgage types, the impact of various factors on interest rates, comparisons between fixed-rate and adjustable-rate mortgages, and expectations regarding future mortgage rate trends.
Jun 30, 2025 3:01 PM
— Bond Markets
Steady Gains in the PM Hours
On quarter-end trading, bond buying in the afternoon resulted in yields bottoming out just before the NYSE close. Month-end buying picked up later, leading to a strong move into the close with MBS up almost a quarter point and 10yr down 4.8bps.
Jun 30, 2025 3:00 PM
— Mortgage Rates
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
The article analyzes data on outstanding mortgages by interest rate, average mortgage interest rates, borrowers' credit scores, and loan-to-value ratios. It shows a surge in the percentage of loans under 3% in early 2020 due to declining mortgage rates during the pandemic. The data also reveals that a large percentage of mortgage loans were under 4% prior to the pandemic, with the percentage of lo... more
Jun 30, 2025 2:00 PM
— Mortgage Lenders
Would-be Home Buyers Are Deterred by Interest Rates. Explore Your Options.
The article discusses various options for buying a home, including locking in the rate and utilizing government-backed loans.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.