Showing 5689 - 5712 of 6714 results
Jul 17, 2025 3:01 PM
— Mortgage Finance
MBS Trades Hit Annual Low
The article discusses the latest trends in the mortgage lending industry, focusing on how mortgage lenders are adapting to changing market conditions and customer needs. It also mentions the importance of digital technology and online platforms in streamlining the mortgage application process.
Jul 17, 2025 2:01 PM
— Bond Markets
Bonds Unfazed by Econ Data
After the release of economic data in the morning, the bond market initially showed some selling/weakness but quickly turned to bond buying due to a downtrend in discretionary consumer spending. This led to bonds staying in positive territory for most of the day, despite a slight afternoon correction back to unchanged levels.
Jul 17, 2025 1:23 PM
— Mortgage Lenders
What Are Mortgage Points?
Mortgage points are a fee paid to a lender upfront to lower the interest rate on a loan, resulting in lower monthly payments and less interest paid overall. Points can be bought to permanently lower the rate, and there are also temporary buydowns available. Points are different from origination points, as origination points are a fee to create the loan and do not affect the interest rate. It is im... more
Jul 17, 2025 1:09 PM
— Housing Market
June sees uptick in new-home loan demand
Homebuyers were focused on purchasing newly constructed homes last month despite high mortgage rates, which is a positive sign in the housing market.
Jul 17, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Staying Broadly Sideways
Mortgage rates have remained relatively stable despite recent economic data and news headlines. The Retail Sales report suggested a slowdown in discretionary spending, which is generally good for rates, but it wasn't significant enough to cause a major change. The bond market improved slightly after the data, but mortgage rates only shifted by a minimal amount. The economic calendar for the next t... more
Jul 17, 2025 11:00 AM
— Mortgage Rates
Average long-term US mortgage rate rises to 6.75%, second straight uptick
The average rate on a 30-year U.S. mortgage rose for the second week in a row to 6.75%, impacting the housing market that has been struggling with sales slump due to affordability constraints. Mortgage rates influence borrowing costs for homebuyers and their purchasing power. Yields on 10-year Treasury bonds influence mortgage rates, and economists expect rates to remain in the range of 6% to 7% f... more
Jul 17, 2025 10:10 AM
— Mortgage Rates
Mortgage rates rise as investors react to inflation news
Mortgage rates rose this week following the latest Consumer Price Index report which decreased hopes for a Federal Open Market Committee reduction in short-term rates at its upcoming meeting. The 30-year fixed mortgage rate increased for the first time in six weeks driven by a strong jobs report and renewed tariff uncertainty. Loan originators who continued making deals last year shared their secr... more
Jul 17, 2025 9:37 AM
— Mortgage Rates
Mortgage rates move higher again
Mortgage rates increased for the second straight week, with the average rate on a 30-year fixed mortgage reaching 6.75%. The rise in rates was influenced by a climb in 10-year Treasury yields due to uncertainty about tariffs. This led to a 10% decrease in mortgage applications compared to the previous week.
Jul 17, 2025 9:02 AM
— Mortgage Finance
NAR Economist Forecasts Growth in Home Sales in 2026
The article discusses the current state of mortgage lending and market trends in the housing industry.
Jul 17, 2025 9:00 AM
— Mortgage Finance
Mortgage Bellwethers Report Lending Gains in 2Q, But GOS Down
The article discusses various ways to improve credit scores in order to qualify for a mortgage, such as paying bills on time, keeping credit card balances low, checking credit reports for errors, and avoiding opening multiple new accounts. It emphasizes the importance of a good credit score when applying for a mortgage.
Jul 17, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate rises to 6.75%, second straight uptick
The average rate on a 30-year U.S. mortgage rose for the second consecutive week, along with borrowing costs on 15-year fixed-rate mortgages. Higher mortgage rates have contributed to a sales slump in the U.S. housing market since 2022. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market expectations. The rise in rates has discouraged some ho... more
Jul 17, 2025 9:00 AM
— Bond Markets
Decent Start Despite Stronger Retail Sales Headline
The Retail Sales report came out stronger than expected, even when excluding certain categories like autos, gas, and building materials. This would typically pressure bonds, but revisions and lower inflation-adjusted spending helped push bond yields lower today.
Jul 17, 2025 9:00 AM
— Mortgage Finance
Agency Servicing Shifts to Nonbanks, Higher Coupons
The article discusses the latest trends in the mortgage market in 2025.
Jul 17, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? Predictions after 2 weeks of increases.
The article discusses the current mortgage interest rates, which have increased slightly in recent weeks. It explains that waiting for rates to drop significantly may not be a good strategy, as current financial data indicate little interest rate relief in the near future. The article also discusses the impact of the Federal Reserve's decisions on mortgage rates and the relationship between mortga... more
Jul 17, 2025 9:00 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Climb Again After Inflation Uptick
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Jul 17, 2025 8:01 AM
— Mortgage Finance
July 18, 2025
The article discusses various factors affecting the mortgage market, including mortgage rates, housing market trends, and the impact of bond markets on mortgage lending.
Jul 17, 2025 8:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 17, 2025: Rates inch up
The article discusses the recent increase in mortgage interest rates, provides data on the current rates for different types of mortgages, explains the difference between fixed-rate and adjustable-rate mortgages, and lists factors that can influence mortgage rates. It also offers insights on terms like 30-year and 15-year mortgages, which banks offer lower median mortgage rates, and when it may be... more
Jul 17, 2025 4:00 AM
— Privacy Policy
Mortgage rate war heats up with Barclays dropping to 3.75%
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Jul 17, 2025 4:00 AM
— Mortgage Rates
They bought a house expecting rates to fall. They’re still waiting
Many Americans who locked in a home loan rate above 6% have been waiting for rates to drop and a chance to refinance, but relief has not come. Mortgage rates have remained high for nearly three years, with the average 30-year fixed mortgage rate stuck just under 7%. This has led to higher monthly payments and financial strain for homeowners. Some individuals who took out adjustable-rate mortgages ... more
Jul 17, 2025 3:01 AM
— Mortgage Lenders
Why FHFA may bet on CSP to reform Fannie, Freddie
Recent plans involve a jointly owned government-sponsored enterprise entity for Fannie Mae and Freddie Mac's bonds, aligning with the goals of the Trump administration. Privatizing Fannie Mae and Freddie Mac could pose risks without regulatory safeguards. Democratic senators are against efforts to privatize these mortgage finance companies.
Jul 16, 2025 2:00 PM
— Bond Markets
Bonds Give Free Preview of Post-Powell Momentum
Reports that Trump was considering firing Powell caused longer-term yields to rise in the bond market. Despite Trump later saying he's not considering firing Powell, traders remained skeptical and favored shorter-term debt. Overall, 10yr yields and MBS made gains during the day amidst the drama behind the scenes.
Jul 16, 2025 12:00 PM
— Mortgage Website Security
Homeowners won't sell even as mortgage rates dip
The website is using a security service to protect itself from online attacks, and certain actions may trigger a block, such as submitting a specific word or phrase, a SQL command, or malformed data. Users can email the site owner to inform them of being blocked and provide the Cloudflare Ray ID for reference.
Jul 16, 2025 12:00 PM
— Interest Rates
Mortgage Rates Mostly Sideways After Dodging Mid-Day Drama
Inflation data released this morning was more favorable for the bond market and interest rates compared to the previous day. Trump discussing firing Fed Chair Powell caused some mid-day drama leading to potential increases in mortgage rates. However, most lenders reversed course as the situation calmed down. The Fed Funds Rate does not directly dictate mortgage rates, and a potential replacement f... more
Jul 16, 2025 11:01 AM
— Mortgage Credit Scoring
FICO challenges FHFA's VantageScore decision
The FHFA's approval of VantageScore 4.0 over FICO's rival 10T model has sparked controversy in the mortgage credit scoring industry. The Consumer Financial Protection Bureau is reviewing five rules related to credit bureaus and creditworthiness assessments. Bill Pulte, the regulator, has introduced competition for credit metrics but continues to work with three credit bureaus. He also expressed di... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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