Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 5185 - 5208 of 6716 results
Aug 29, 2025 11:24 AM
— Mortgage Finance
Rising Homeowner Insurance Costs Can’t Be Stopped
The article discusses the latest trends and developments in the mortgage industry, including changes in mortgage rates and housing market conditions. It provides insights into the impact of these factors on mortgage lenders and borrowers.
Aug 29, 2025 10:24 AM
— Home Equity Loans and Lines of Credit (HELOCs)
Coming home: Chase launches new HELOC, returning to equity lending
During the COVID-19 pandemic in 2020, big banks like Chase and Wells Fargo paused their home equity lines of credit (HELOCS) due to the economic uncertainty. However, as home values and equity stakes have increased, Chase has reentered the HELOC market with a new product that allows borrowers to tap up to 80% of their home's value. The minimum credit score required is 720, and funds can be accesse... more
Aug 29, 2025 9:26 AM
— Interest Rates
PCE Inflation Offers No Surprises
The PCE inflation report is highly regarded by policymakers in the US and is easier to forecast compared to CPI. The latest PCE report showed no deviations from expectations, with all monthly and annual numbers matching forecasts. One interesting development is the 'supercore' reading, which was slightly lower in PCE compared to CPI, indicating slightly better inflation numbers that may influence ... more
Aug 29, 2025 8:30 AM
— Mortgage Finance
Homebuyers Need Larger-Than-Expected Rate Drop to Refi
The article discusses mortgage rates and their impact on the housing market. It mentions that mortgage rates have been steadily increasing in recent months, leading to a decline in home sales. Experts predict that the trend of rising mortgage rates will continue in the near future, potentially affecting affordability for homebuyers.
Aug 29, 2025 5:23 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Slip to Another 10-Month Low Ahead of Crucial Fed Decision
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Aug 29, 2025 3:30 AM
— Interest Rates
Mortgage rates hit 10-month low as Powell hints at Fed cut
Jerome Powell's indication of a short-term rate cut in September drove mortgage rates down slightly. Despite some fluctuation, rates generally remained steady throughout the week. Zillow forecasted that further rate declines are unlikely and that affordability remains a concern for buyers. The impact of Powell's comments on the housing market is expected to be gradual.
Aug 29, 2025 3:29 AM
— Mortgage Finance
Short takes: Mortgage Application Payments Decrease / Homebuyers Wait / Non-QM Performance Improves / Mortgage Delinquency Rates Rise
The article discusses various aspects of mortgage finance publications, including design, content management systems, hosting, and web development.
Aug 29, 2025 3:27 AM
— Interest Rates
Fairly Steady After Glut of Low-Consequence Data
Today's economic calendar looks robust on paper with quarterly GDP results and important inflation index like PCE prices, but the data released today is not capturing recent July inflation data. Jobless Claims data is not significant today. Yields remain within post-NFP range but show a friendlier trend after last week's Jackson Hole speech.
Aug 29, 2025 3:27 AM
— Government Programs
Tools for Lenders and Brokers; Homebuyer Survey Interview; Government Programs; CFPB Rulemaking
The article discusses various legal issues related to mortgage fraud, occupancy fraud, and internal disputes within sports teams. It also includes promotions for mortgage lending technologies, AI adoption in the mortgage industry, and correspondent lending strategies. Additionally, it provides updates on government programs such as Ginnie Mae's MBS portfolio, eligibility criteria for existing manu... more
Aug 29, 2025 3:27 AM
— Bond Markets
Generally Exciting, But Specifically Boring
This week in the bond market has been relatively uneventful with low volatility. However, there has been a consistent downward trend in yields, with 10yr yields hitting their lowest point in a while. Mortgage rates have reflected this improvement.
Aug 29, 2025 3:26 AM
— Mortgage Rates
30yr Fixed Rates Officially Back to 6.50%
There is no singular official primary source for mortgage rate levels, so we rely on surveys and data aggregations. The Freddie Mac survey showed rates at 6.56%, but other sources like MND are tracking lower rates. The current index level is at 6.50%, the lowest since October 3rd, and it represents a best-case-scenario rate for borrowers with excellent credit and a large down payment.
Aug 29, 2025 3:26 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage dropped to its lowest level in 10 months, but remains close to recent weeks. The rate eased to 6.56% from 6.58% last week, with 15-year fixed-rate mortgages staying unchanged at 5.69%. Elevated mortgage rates have contributed to a slowdown in the U.S. housing market that started in early 2022.
Aug 29, 2025 3:25 AM
— Interest Rates
What happens if the Fed slashes rates to 1% like Trump wants?
President Trump desires lower interest rates and wants the Federal Reserve to cut the federal funds rate to 1%. If this were to happen, government bond yields would drop, leading to lower interest rates across various types of credit such as auto loans and business loans. However, this could also result in higher inflation and ultimately cause mortgage rates to go up, making it more expensive for ... more
Aug 29, 2025 3:25 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage has decreased to its lowest level in 10 months, but remains relatively high. Mortgage rates are influenced by various factors, with the 10-year Treasury yield being a key indicator. Despite the recent decrease in rates, home sales continue to be sluggish, with economists predicting rates to remain near the mid-6% range for the year.
Aug 29, 2025 3:24 AM
— Housing Market
How did monthly mortgage payments shrink this summer?
The article discusses how the softening housing market is resulting in slightly smaller mortgage payments. It also highlights the strategies used by loan originators to maintain deal flow during this time.
Aug 29, 2025 3:23 AM
— Mortgage Rates
Mortgage rates fall to 10-month low
Mortgage rates have fallen to a 10-month low, with the average rate on a 30-year fixed mortgage dropping to 6.56%. However, only 28% of homes in the U.S. housing market are now affordable for the average household due to higher interest rates, reducing homebuying activity to its lowest level since the mid-1990s.
Aug 28, 2025 12:14 PM
— Mortgage Rates
Mortgage Rates Hit Another 2025 Low
Average mortgage rates continue to see very small day-to-day changes, with today hitting a technical 'record low' for 2025. The current average rate is 6.51%, the lowest since October 3rd, 2024. The recent rate improvement has been following the August 1st jobs report, with rates remaining in a narrow range since August 4th. Today's improvement was simply a random drift in rates favoring borrowers... more
Aug 28, 2025 3:31 AM
— Mortgage Rates
Higher mortgage rates slow refi application volume
Mortgage application volume declined for the second week in a row due to a small rise in rates affecting refinance activity. Real estate investor sentiment has improved, but concerns over tariffs and interest rates linger. The Mortgage Bankers Association downgraded its yearly origination forecast, and there is hope for lower mortgage rates following talk of a Fed rate cut.
Aug 28, 2025 3:30 AM
— Mortgage Finance
Short Takes: Home Equity Used to Pay Student Loans
The article discusses the current trends in the housing market, noting a decrease in mortgage rates which has led to an increase in homebuying activity. Industry experts predict continued growth in the market as long as interest rates remain low.
Aug 28, 2025 3:27 AM
— Housing Market
Home Prices Still Growing, But at The Slowest Pace Since 2012
Both the FHFA and Case-Shiller indices show that home prices are rising year-over-year, but at a slower rate. FHFA data indicates positive year-over-year gains in all nine census divisions, while Case-Shiller shows a slight decline in the 20-City Composite index. Both indices suggest a trend of decelerating price gains.
Aug 28, 2025 3:27 AM
— Housing Market
New Home Market Remains Stuck in Neutral
The July New Home Sales report showed a slight decrease in sales compared to June, with the seasonally-adjusted annual sales rate being 652,000. Sales are down 8.2% compared to July 2024. The market remains stable with little change in sales over the past 2+ years, indicating steady demand but not acceleration. Inventory levels are high, leading to elevated housing costs that limit the benefits to... more
Aug 28, 2025 3:27 AM
— Mortgage Rates
Mixed Mortgage Demand, But Lower Rates Should Help Next Week's Refi Numbers
Mortgage application activity remained relatively stable, with a slight decrease in overall volume. Refinance applications decreased due to a slight increase in mortgage rates, while purchase applications increased. The average loan size also saw an increase. Refinance applications are still higher compared to the same time last year. Mortgage rates hit new lows for the year, which may stimulate r... more
Aug 28, 2025 3:24 AM
— Housing Market
Waiting for Mortgage Rates to Fall Before You Buy? Don’t Bother.
Even if mortgage rates dropped to zero, homes would still be unaffordable for median earners in some major metro areas.
Aug 28, 2025 3:24 AM
— Housing Market
Rates or prices? Which need to drop to make buying a house more affordable?
The article discusses the current state of the housing market with a focus on affordability for potential homebuyers. It highlights the impact of mortgage rates and home prices on monthly payments, as well as the predictions for future rate drops. It also touches on factors influencing housing affordability, such as supply and demand, income levels, and budget considerations.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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