Mortgage News
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Oct 7, 2025 3:26 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 7, 2025: The 30-year rate hovers above 6.25%
The article discusses the current mortgage rates as of now, both for home purchases and refinancing, along with providing data on different types of mortgages and rates. It also explains the difference between fixed-rate and adjustable-rate mortgages, and how they impact interest rates and payments over time. Additionally, it touches on the expectations for mortgage rates until the end of 2025 and... more
Oct 7, 2025 3:25 AM
— Mortgage Finance
Progress on Reducing MBS Spreads?
This article discusses various aspects of mortgage finance publications, including design, content management systems, hosting, and web development. It highlights the importance of these elements in creating a successful mortgage publication.
Oct 7, 2025 3:24 AM
— Housing Market
New data shows where refinance incentives are growing
Market conditions for home loans have improved, with a notable increase in rate-and-term transactions, cash-outs, and purchase loans. Falling interest rates led to a rush in refinancing, but slowing purchase activity caused a decline in overall lock volumes. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand.
Oct 6, 2025 9:23 PM
— Housing Market
How some Utah families are trying to find an affordable home
With mortgage rates above 6% and high home prices in Utah, many families are turning to multi-generational housing as a solution. This trend allows three generations to live under one roof, helping with affordability and creating more living space for each family member. The Terraine community in West Jordan is an example where families are building homes to accommodate multiple generations.
Oct 6, 2025 1:29 PM
— Mortgage Rates
Mortgage Rates Start The Week Near Recent Highs
Mortgage rates started the week at their highest levels in the past 30 days, but they are still within a narrow range seen in the past 2.5 weeks. Overseas developments caused bond market weakness, leading to slightly higher rates. Rate movement is expected to remain limited until the end of the government shutdown, allowing for the release of major economic reports impacting rates.
Oct 6, 2025 1:28 PM
— Interest Rates
A Smarter Play on Fed Rate Cuts with Cherry Hill Mortgage – Initiation Report
Cherry Hill Mortgage Investment Corp. is recommended for investors looking to benefit from anticipated Fed rate cuts in 2026. The company's dual-sleeve strategy REIT combines mortgage servicing rights with agency residential mortgage-backed securities. They actively manage interest rate risks and anticipate core earnings growth. The business model is sensitive to changes in market interest rates, ... more
Oct 6, 2025 11:29 AM
— Bond Markets
Overnight Losses Thanks to Overseas Markets
Despite a quiet economic calendar, overnight selling in bonds has led to increased volatility. Political developments in Japan and the EU have pushed yields higher in both sessions.
Oct 6, 2025 11:29 AM
— Mortgage Lenders
Trading, TPO Training, Verification Tools; Investor Shutdown News; Fifth Third/Comerica Deal
The article discusses the impact of changing business trends, including the government shutdown affecting lenders but not M&A news. It also highlights new technology and tools for lenders to streamline processes and improve borrower experience.
Oct 6, 2025 11:28 AM
— Foreclosure Rates and Rising Homeownership Expenses
Foreclosures are surging as U.S. homeowners grapple with rising costs
Kimberly Draxler faced the possibility of foreclosure on her four-bedroom home in Hillview, Kentucky after falling behind on her mortgage payments due to financial struggles. The rise in foreclosure rates is attributed to increasing homeownership expenses, including rising home insurance costs, utilities, property taxes, repairs, and interest rates. Draxler managed to keep her home by filing for C... more
Oct 6, 2025 11:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 6, 2025: Down a half point since the end of May
The 30-year mortgage rate has dropped more than half a point since the end of May, with the current 30-year fixed rate sitting at 6.28%. Mortgage refinance rates are higher than rates when buying a house. The article discusses the impact of different mortgage terms and rates on monthly payments, emphasizing the importance of considering factors like property taxes and homeowners insurance.
Oct 6, 2025 11:26 AM
— Mortgage Rates
What's the mortgage interest rate forecast for October 2025?
Mortgage interest rates dropped to a three-year low before the Federal Reserve's rate cut, but have started to increase slightly. The Federal Reserve is expected to make further rate cuts, but there are uncertainties regarding economic factors like inflation and employment which could impact mortgage rates. Experts believe that mortgage rates will likely stay the same in October, with minimal fluc... more
Oct 6, 2025 11:26 AM
— Mortgage Rates
Does the president affect mortgage rates?
The president of the United States indirectly influences mortgage rates through appointees, policies, and public statements, impacting 10-year Treasury yields and investor sentiment. Economic policies, such as tax cuts, tariffs, and initiatives related to housing, can also affect mortgage rates. Homebuyer demand, housing prices, and inflation all play a role in determining mortgage rates. Despite ... more
Oct 6, 2025 11:25 AM
— Mortgage Rates
What are the monthly payments on a $550,000 mortgage now that rates have dropped?
The article discusses how recent rate cuts by the Federal Reserve have impacted mortgage rates, making homeownership more affordable for potential buyers. It highlights the difference in monthly payments for a $550,000 loan between January 2025 and now, emphasizing the importance of understanding payments in the current rate environment. The article also explains the trade-offs between a 15-year a... more
Oct 6, 2025 7:24 AM
— Mortgage Finance
MBS Investment by GSEs Could Improve Spreads
The article discusses the latest trends in the housing market, highlighting a surge in home prices and low inventory. As a result, potential homebuyers are facing difficulties finding affordable homes to purchase.
Oct 5, 2025 10:32 AM
— Mortgage Rates
30-year mortgage rates rise - How long will rates stay here? | Today's mortgage and refinance rates, October 2, 2025
Mortgage rates showed mixed movement last week, with some loan products increasing and others decreasing. The Federal Reserve lowered the federal funds rate by 0.25 percent, but 30-year mortgage rates still rose. Concerns around jobs, inflation, and the federal budget deal have contributed to rising rates. The average rates for different types of mortgages were provided, with tips for getting the ... more
Oct 4, 2025 11:32 AM
— Mortgage Finance
Delinquencies on Non-QMs Spike in August
The article discusses recent trends in the housing market, highlighting an increase in mortgage lending activity. The data shows a rise in the number of people applying for mortgages and an overall positive outlook for the industry.
Oct 4, 2025 11:31 AM
— Housing Market
4% Gain in Pending Home Sales Isn't Exactly What it Seems
The National Association of Realtors' Pending Home Sales Index increased by 4.0% in August, reaching its highest level since March and showing a 3.8% increase from the same month last year. However, the overall trend remains flat and unchanged over the past two years.
Oct 4, 2025 11:30 AM
— Housing Market
Home Price Growth May be The Lowest in Years, But Home Prices Remain Near All-Time Highs
Both the FHFA and the S&P CoreLogic Case-Shiller indices show that home prices are still higher than a year ago, but the pace of growth is slowing. The FHFA remains near the lowest growth since 2012, while Case-Shiller is at its weakest year-over-year level in more than 2 years. Despite the moderation in prices, they remain near all-time highs, with only slight declines recently. Both indices conf... more
Oct 4, 2025 11:30 AM
— Bond Markets
Weaker Day, Stronger Week
The bond market experienced some weakness on Friday, primarily due to the ISM Services data showing resilience in the employment index and persistence in the price index. Despite this, the damage was minimal overall and did not significantly impact the week's strength.
Oct 4, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Lowest Since Fed Day
Mortgage rates slightly decreased today, reaching the lowest average rate since Fed Day on September 17th. The drop in rates was primarily attributed to bond market gains from yesterday afternoon.
Oct 4, 2025 3:24 AM
— Mortgage Lenders
UWM downgraded by Morgan Stanley on stock valuation risk
An analyst at Morgan Stanley downgraded UWM Holdings due to valuation risk. Default notices, scheduled auctions, and REOs are up double digits compared to last summer. Former Mr. Cooper CEO Jay Bray will become Rocket Mortgage's president and CEO. The company will now consider loans up to $819,000 as government-sponsored enterprise-eligible. President Trump wants government-sponsored loan buyers t... more
Oct 3, 2025 2:24 PM
— Mortgage Rates
Mortgages with rates at or above 6% hit 10-year high
The share of homeowners in the United States with mortgage rates of at least 6% hit a 10-year high. Additionally, there were more sellers than buyers in the market last month, with August's views on buying conditions and rates increasing over July. U.S. homeownership has slipped year-over-year, while contract rates on 30-year mortgages fell 15 basis points.
Oct 3, 2025 11:34 AM
— Mortgage Rates
Bond yields sank — so why aren't mortgage rates following?
The article discusses the mixed picture in mortgage rates emerging after the start of the U.S. government shutdown. The 30-year fixed rate mortgage experienced fluctuations, including declines and increases, influenced by factors such as the Federal Reserve meeting and movements in the 10-year Treasury yield. Various sources reported different changes in mortgage rates, with some predicting a redu... more
Oct 3, 2025 11:33 AM
— Mortgage Lenders
Homeowners sue D.R. Horton over hidden mortgage costs
A group of homeowners filed a class action lawsuit against the largest homebuilding company in the United States and its mortgage lending subsidiary over alleged deceptive mortgage schemes. The lawsuit accuses Village Capital of failing to pay full price for servicing assets and refusing to reimburse Change for a large Ginnie Mae payment.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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