Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3289 - 3312 of 5339 results
Oct 16, 2025 8:26 AM
— Mortgage Technology and Services
Rate Sheet, AI, Verification, Servicing, Flood Tools; Primer on What Builders Can and Can't Do
The article discusses various products, services, and software available to lenders and brokers in the mortgage industry. It highlights tools for flood determination reports, automation for originators, homeowner intelligence apps, mortgage technology, sub-servicing, wire and title fraud prevention, and credit verification products.
Oct 16, 2025 7:24 AM
— Bond Markets
Fairly Flat At Strongest Levels in Weeks
10yr yields ended the day slightly higher than the previous day but still at the best levels since September 17. MBS also slightly increased and reached 4 week highs. The mid-day bump in Treasury yields was not triggered by any obvious reasons, with speculation focusing on liquidity conditions and funding market stress. Overall, the movement was too small to warrant further investigation.
Oct 16, 2025 6:26 AM
— Mortgage Rates
Mortgage Apps Dip, But Demand Still Running Strong After September Surge
Mortgage application activity decreased slightly last week, with total volume falling 1.8% on a seasonally adjusted basis. Refinance activity remains high compared to the previous year, with the Refinance Index slipping 1%. Mortgage rates were mixed, with the 30-year fixed rate decreasing slightly to 6.42 percent. Purchase applications also declined but remained stronger than last year. Refinance ... more
Oct 16, 2025 6:26 AM
— Bond Markets
Everything Winning on Combo of Trade Tensions, Fed Speak, and Earnings
Stocks have rebounded this week after a sell-off sparked by Trump's tariff comments. Bonds initially benefited from the sell-off but have continued to rally due to expectations of a Fed rate cut and comments from Powell supporting another cut in October. Yields are nearing the lower end of the range boundary.
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage Rates Slip to Another Multi-Week Low
Mortgage rates are currently at their lowest levels since September 17th, thanks to the improvement in bonds tied to mortgages. Even though the bond market was flat compared to yesterday, a rally in bonds late yesterday afternoon led to the lower rates today as mortgage lenders adjusted their offerings.
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 15, 2025: Lowest 30-year rate in more than a month
Mortgage rates have decreased today, with the 30-year fixed-rate mortgage dropping to 6.20%. The article provides information on average rates, refinance rates, advantages and disadvantages of different loan terms, such as 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also emphasizes the importance of credit score and debt-to-income ratio when securing low mortgage ... more
Oct 16, 2025 4:26 AM
— Home Equity Rates
Home equity loan rates extend two-year low, HELOCs hold steady
Home equity rates have seen minimal movement, with the benchmark 5-year $30,000 loan decreasing slightly. Experts advise against trying to time the market due to the unpredictability of rates. Factors such as Federal Reserve actions, government shutdown, lender competition, and promotional offers influence rates. Home equity products are generally cheaper than credit cards or personal loans. Secur... more
Oct 15, 2025 9:23 AM
— Mortgage Technology
Borrower Monitoring, AI Processing, DPA, Verification Tools; Events and Training; Robots Will do What?
The article discusses various technology tools, services, and products available for lenders in the mortgage industry, including AI-powered platforms, fraud detection solutions, income and employment verification services, and new compensation options for HELOC products. It also highlights upcoming events and webinars related to mortgage technology and borrower intelligence.
Oct 15, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, October 14, 2025
Average mortgage rates have been mostly lower since the Fed's September rate cut, staying above the average rate the day of the announcement. Yields on 10-Year Treasury bonds have been falling due to tension from tariffs and the government shutdown, leading to expected lower mortgage rates. Bankrate's Mortgage Rate Variability Index suggests below-average deviation in mortgage offers. Overall, 202... more
Oct 15, 2025 6:26 AM
— Bond Markets
Yields Hug Multi-Week Lows After Powell Speech
Bonds remained resilient over the weekend despite a rebound in the stock market following trade war escalation with China. There was a modest sell-off in the morning, followed by a recovery after Powell's speech. The MBS ended slightly stronger at the close.
Oct 15, 2025 6:26 AM
— Mortgage Rates
Mortgage Rates Maintain Last Week's Gains
Mortgage rates dropped to their best levels since September 17th, with most lenders setting rates at multi-week lows. The range has been relatively narrow for the past 4 weeks. There were no major sources of volatility in the market, but a speech from Fed Chair Powell had the potential to cause some. The event calendar will remain quiet during the government shutdown.
Oct 15, 2025 6:24 AM
— Mortgage Rates
Why Mortgage Rates Might Not Keep Going Down
The Federal Reserve is cutting interest rates, but analysts predict that mortgage rates will remain relatively steady around 6% in 2026. Mortgage rates have fallen from their peak above 7% earlier in the year and are now at 6.3%, with expectations for them to stay at current levels due to influences from the bond market. Factors like inflation, the strength of the economy, and Fed policy impact lo... more
Oct 14, 2025 9:27 AM
— Federal Reserve's Balance Sheet
Speech by Chair Powell on the economic outlook and monetary policy
Chair Jerome H. Powell discussed the Federal Reserve's balance sheet and its role in providing reserves to the banking system and stabilizing the economy during the COVID-19 pandemic. The Fed utilized large-scale asset purchases to restore functionality to the Treasury market and support credit flow to households and businesses. The asset purchases helped maintain accommodative financial condition... more
Oct 14, 2025 9:25 AM
— Interest Rates
Lower rates fuel big September refi spike
The article discusses how falling interest rates led to a rush in refinancing, but slowing purchase activity brought a decline in overall lock volumes. It also mentions increases in new-home loan activity, declines in applications, rising incomes improving buyer affordability, and record home prices remaining obstacles.
Oct 14, 2025 9:23 AM
— Home Equity Loans, Home Equity Lines of Credit (HELOCs), Cash-Out Refinances
3 ways to access your home equity
The article discusses the concept of home equity and how homeowners can access it through options like home equity loans, home equity lines of credit (HELOCs), and cash-out refinances. It explains the differences between these options, including how much of the equity can be converted into cash, repayment terms, interest rates, and risks involved. The article also provides examples to help readers... more
Oct 14, 2025 8:24 AM
— Mortgage Lenders
Signing, Borrower Retention, LOS, QC Audit, AVM Tools; Slowing Economy = Lower Rates
The article discusses various tools and services available for lenders and brokers in the mortgage industry, focusing on automation, subservicing platforms, signing solutions, valuation models, appraisal processes, and quality control. It also mentions how the industry is adapting to changes and modernizing to meet the demands of today's lending market.
Oct 14, 2025 7:23 AM
— Bond Markets
One Of The Few Times We Can Say Strong Red Start
Despite bonds showing some weakness on the screen, they are still considered to have had a stronger start compared to Friday afternoon. 10-year yields and MBS prices have improved this morning compared to last Friday's levels.
Oct 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 14, 2025: Rates drop alongside the 10-year Treasury yield
Mortgage rates across the board have decreased, with the 30-year fixed rate falling to 6.24% and the 15-year fixed rate at 5.52%. The rates follow the 10-year Treasury yield, which has been dropping lately. Refinance rates are higher than purchase rates. 15-year mortgages generally have lower rates than 30-year ones. Economists do not foresee significant decreases in mortgage rates until the end o... more
Oct 14, 2025 12:23 AM
— Mortgage Rates
Mortgage Rates Forecast 2025-2026: What It Means for Homebuyers and Investors
Experts are predicting that mortgage rates in 2025 and 2026 will remain relatively high, with small declines possible in 2026. The average rate is expected to be around 6-7% in 2025, gradually decreasing in 2026. It is recommended to lock in your rate to avoid potential delays caused by rate volatility.
Oct 13, 2025 6:23 PM
— Mortgage Rates
Report: Trump administration to lay off CDFI Fund staff
The Trump administration plans to lay off Community Development Financial Institutions Fund staff in December due to federal workforce reductions resulting from the government shutdown. The administration's budget request includes stripping the CDFI Fund's ability to allocate discretionary awards and instead proposing a Rural Financial Award Program. The future of banking may be defined by how wis... more
Oct 13, 2025 7:23 AM
— Mortgage Rates
Refinancing Surges as Mortgage Rates Dip
A small drop in mortgage rates has led to an 80% increase in refinancing activity among homeowners looking to reduce their monthly payments. Most of the recent refinances have involved loans from 2023 and 2024. If rates reach 6%, around 5.9 million homeowners could save an average of $399 per month.
Oct 13, 2025 7:23 AM
— Housing Market
When will mortgage rates go down? Rates decreased this week — but just barely.
After two consecutive weeks of increases, mortgage rates have finally decreased this week. The 30-year fixed rate is now two basis points lower than this time last year. The current housing market is in a crunch due to high demand and low supply, causing home prices to remain high. Prospective buyers may not see much relief in a true recession, as lower interest rates could increase demand for hom... more
Oct 13, 2025 6:23 AM
— Mortgage Rates
Mortgage Rates Today, Monday, October 13: Noticeably Lower
Mortgage rates have dropped significantly today, catching the attention of potential home buyers. Other factors such as inflation reports, job numbers, and global news can influence mortgage rates. With the upcoming CPI report delayed due to the government shutdown, the Federal Reserve's next meeting could bring changes. Refinancing may be a good option for those with rates higher than 6.64%. Cust... more
Oct 13, 2025 5:26 AM
— Mortgage Rates
Mortgage fraud risk rising as housing market struggles
Mortgage fraud risk at its highest level in over three years due to undisclosed real estate debt and transaction misrepresentations. The contract rate on a 30-year mortgage fell to 6.49% in the week ended Sept. 5, leading to a rush in refinancing but a decline in overall lock volumes. Total mortgage origination volume is forecasted to barely eclipse $2 trillion by the end of the year for the first... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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