Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3169 - 3192 of 5339 results
Oct 26, 2025 8:00 AM
— Mortgage Lending
Michigan woman resisting giving up 2.8% mortgage rate to move in with husband — Ramsey Show hosts say it’s a no-brainer
The article discusses the advice given to a homeowner named Lauren with a low fixed mortgage rate to sell her house and buy a new one instead of renting it out as a landlord due to potential challenges and risks involved. The hosts advise that it's better to build equity in a new property with her husband rather than staying frozen on a low interest rate.
Oct 26, 2025 6:01 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, October 26, 2025: Lower, and with a Fed cut looming, rates may fall further
HELOC rates have been decreasing throughout the year, with the average interest rate currently at 7.75%. Homeowners have a significant amount of equity in their homes, making a HELOC an attractive option. It's important to shop around for the best rates and terms, as they can vary widely among lenders. HELOCs offer flexibility, allowing homeowners to access their equity as needed while still maint... more
Oct 26, 2025 6:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 26, 2025: So close to sparking a wave of refinancing
Zillow data shows that the current 30-year fixed mortgage rate is at 6.09%, which is the lowest in over a year. Different mortgage rates are provided for various terms such as 20-year fixed, 15-year fixed, and ARMs. Mortgage refinance rates are also available. It is advised to focus on personal finances to lower the mortgage rate rather than wait for rates to drop. Factors like credit score, down ... more
Oct 25, 2025 5:49 AM
— Mortgage Rates
Weaker Purchase Demand Offset by Stronger Refis
Mortgage application activity decreased slightly last week, with a 0.3% drop in total volume. Refinance applications saw an increase of 4% from the previous week due to low rates, with conventional and FHA refinances driving the uptick. Purchase applications also decreased by 5% but remained stronger compared to last year.
Oct 25, 2025 3:24 AM
— Housing Market
Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
Existing-home sales rose by 1.5% in September to a seasonally adjusted annual rate of 4.06 million, with sales 4.1% higher than the previous year. The increase is attributed to easing mortgage rates and better affordability. Inventory levels are near a five-year high but remain below pre-COVID averages. Home prices continue to rise, contributing to overall household wealth.
Oct 25, 2025 3:23 AM
— Mortgage Rates
Everything to know about mortgage interest rates before the October Fed meeting
Mortgage interest rates are currently impacted by various market conditions such as the government shutdown, unemployment, inflation, and Federal Reserve interest rate policy. The average mortgage interest rates are around 6.19% for a 30-year term and 5.72% for a 15-year refinance, which are lower than previous years but higher than the start of the decade. The Fed is expected to lower its benchma... more
Oct 25, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 25, 2025: A click lower, a tick higher
The article discusses the current mortgage rates and mortgage refinance rates provided by Zillow. It explains how various mortgage terms like 30-year fixed, 20-year fixed, 15-year fixed, ARM and VA loans have different interest rates and monthly payments. It compares the advantages and disadvantages of these mortgage types in terms of predictability, interest rates, and total interest paid over th... more
Oct 24, 2025 1:23 PM
— Bond Markets
Decent Recovery After AM Backtracking
After mixed CPI data fueled a quick rally in bonds, the market returned to negative territory following the digestion of details and stronger S&P PMI data. Bonds initially showed strength but turned red after PMI data, eventually crawling back into positive territory by the end of the day.
Oct 24, 2025 12:24 PM
— Mortgage Finance
Trade Groups Call for More MBS Purchases by Fannie, Freddie
The article discusses the latest trends and developments in the mortgage lending industry as of 2025.
Oct 24, 2025 11:54 AM
— Interest Rates
Mortgage Rates Little-Changed Despite Decent Inflation Data
The Consumer Price Index (CPI) was released this morning, showing lower-than-expected core monthly inflation and annual levels, which is rate-friendly. The bond market initially reacted strongly, implying lower mortgage rates, but later had second thoughts causing most mortgage lenders to have slightly higher rates compared to the previous day. Overall, rates would have been higher if not for the ... more
Oct 24, 2025 9:24 AM
— Mortgage Finance
G-Fee Hike in 2023 Increased Rejection Rates
The article discusses the latest trends in the housing market, focusing on the increase in mortgage lending activity. It mentions that mortgage rates have remained low, leading to a surge in refinancing applications. Additionally, there is a growing demand for home purchases, particularly in urban areas.
Oct 24, 2025 9:24 AM
— Mortgage Finance
M&A to Continue as Originations Plateau
The article discusses recent trends in the housing market, including an increase in mortgage lending activity and a rise in home sales. It also mentions a decrease in mortgage rates, which is likely contributing to the surge in homebuying.
Oct 24, 2025 9:09 AM
— Mortgage Rates
How soaring national debt impacts mortgage rates and the housing market
The ongoing government shutdown has led to a significant increase in the national debt, which is expected to impact the housing market and mortgage rates. Experts predict that mortgage rates are unlikely to drop significantly, and there will be a shift to a world of higher interest rates in the medium to long-term due to the need for a higher yield on debt. The increasing national debt will requir... more
Oct 24, 2025 8:34 AM
— Housing Market
Agent Service; Property Tax, Warehouse, Reverse Services; In-Person Events Into 2026; CPI as Expected
The article discusses various events and webinars related to the mortgage industry, including topics like reverse mortgages, mortgage services, and industry conferences. It also mentions the potential impact of the government shutdown on borrowers' ability to pay and broader market stability.
Oct 24, 2025 8:23 AM
— Mortgage Rates
Inflation just rose again. Here's how that could impact mortgage interest rates.
Inflation has risen to 3% in September, which could have implications on mortgage interest rates. The Federal Reserve may be less likely to cut rates further if inflation continues to increase. However, projections still suggest rate cuts in the final months of the year. Buyers and homeowners looking to refinance may benefit from potential rate cuts, but lenders may be cautious due to inflation. I... more
Oct 24, 2025 8:13 AM
— Housing Market
Foreclosures Are Up. Here's Why Experts Aren't Worried
Foreclosure activity is up since last year, but it is still below historical levels. The pandemic and foreclosure moratoriums have impacted the data. Rising prices, interest rates, and costs have made it harder to buy a home, leading to fewer foreclosures. Some foreclosure activity can benefit the housing market by bringing abandoned properties back into circulation. Certain regions, particularly ... more
Oct 24, 2025 6:51 AM
— Mortgage Lending
Mapped: Average Mortgage Rates Across the U.S. in 2025
The article discusses the process of verifying human users online, which can take a few seconds to complete.
Oct 24, 2025 6:34 AM
— Interest Rates
Pros and Cons in CPI Report
The Consumer Price Index (CPI) results were bond friendly with lower core and headline numbers than expected, but still running high annually. Metrics aiming to strip out tariff impacts and housing show inflation momentum that is still a concern for the Fed. This led to 10yr yields rallying briefly then erasing half of those gains.
Oct 24, 2025 6:02 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, October 24, 2025
Average mortgage rates have been mostly lower compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This is partly due to fluctuation since the Fed's September rate cut, anticipation of the Fed meeting, and rising 10-year Treasury yields. The government shutdown has caused uncertainty, leading to a decrease in rates, as money flows towards safety in bonds. Inf... more
Oct 24, 2025 3:23 AM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.19%, lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in more than a year, helping boost home sales. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy and bond market expectations. The recent rate cuts by the Fed have led to a decline in mortgage rates, prompting homeowners to refinance their loans.
Oct 24, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 24, 2025: Now at a more than a one-year low
Mortgage rates have continued to trend down, reaching their lowest levels in over a year. Refinancings have accounted for more than half of all mortgage activity. The current national average rates are 6.13% for a 30-year fixed mortgage.
Oct 24, 2025 12:26 AM
— Mortgage Finance
Trigger Leads Ban Expected to Boost Recapture Rates (IMF)
Servicers are expecting their recapture rates to improve after the Homebuyers Privacy Protection Act was signed.
Oct 23, 2025 3:54 PM
— Mortgage Rates
Mortgage Rates Reach Lowest Level in a Year: What to Know
Mortgage rates have fallen to the lowest level in a year, with a 30-year fixed rate averaging just over 6%. NBC's senior business correspondent Christine Romans discusses refinancing, the current state of the housing market, and gas prices nearing $3 a gallon.
Oct 23, 2025 3:24 PM
— Bond Markets
CPI Just as Risky as Usual--Perhaps More So
Bonds sold off due to position-squaring ahead of CPI, with an uptick in oil prices also noted. Friday morning's CPI report is receiving increased attention during the shutdown. Overnight, slow and steady selling continued with both MBS and 10yr Treasury yields slightly higher.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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