Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Oct 31, 2025 11:09 AM
— Mortgage Rates
Mortgage Applications Responded to Lower Rates, But Things Are Already Changing
Mortgage applications increased sharply last week, with total volume rising 7.1%. Refinance activity drove this growth, with the Refinance Index up 9% from the previous week and 111% higher than a year ago. Mortgage rates decreased, with the 30-year fixed rate at its lowest level since September 2024. Purchase applications also rose, climbing 20% above the same week last year.
Oct 31, 2025 8:06 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates rose for the second consecutive week, leading to a decrease in both refinance and purchase application activity. Rates are expected to increase further in the coming days due to higher yields on the 10-year Treasury. Despite ongoing economic uncertainty, mortgage rates remained at their 2017 lows. Federal Reserve officials are planning to continue tightening monetary policy despite ... more
Oct 31, 2025 7:20 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 31, 2025: Annual rates plummet
Mortgage rates are below the levels from a year ago, with the national average 30-year fixed rate at 6.17% and the 15-year rate at 5.41%. Rates have been decreasing for several weeks, making it a good time for homebuyers to enter the market. Mortgage refinance rates are also provided, and the article discusses fixed vs adjustable-rate mortgages and how rates impact monthly payments. Forecasts pred... more
Oct 31, 2025 7:05 AM
— Bond Markets
Some Early Month-End Buying
With little economic data available due to the shutdown, the bond market is focusing on getting its books in order for month-end. Month-end trading considerations can involve buying or selling, with impacts typically seen around 8-10am and the 3pm CME close. Today, morning strength suggests asset-allocation trading related to month-end, with bond yields and stock prices moving in the same directio... more
Oct 31, 2025 4:05 AM
— Mortgage Lending
Mortgage Rates Dip to 6.17% After Fed’s Second Cut This Year
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Oct 31, 2025 3:20 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 31, 2025: Lower year-over-year
The national average 30-year fixed mortgage rate fell to 6.17%, which is 55 basis points lower than one year ago. The 15-year rate is down to 5.41%. Mortgage rates have been decreasing for the past few weeks, leading to more homebuyers entering the market. Mortgage refinance rates are often higher than purchase rates. Different types of mortgage rates and the impact on monthly payments are discuss... more
Oct 31, 2025 3:07 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates in the U.S. have been fluctuating due to various factors such as Treasury bond holdings, tax reform bill, and Federal Reserve actions. Despite starting the year low, rates rose to their highest level since July. The market is anticipating further increases in mortgage rates.
Oct 30, 2025 4:13 PM
— Mortgage Lenders
Fannie Mae laying off 62 in DEI, COO, and other units: Pulte
Fannie Mae has conducted a new round of layoffs affecting 62 employees in noncore functions. John Roscoe and Brandon Hamara have been named co-presidents at the government-sponsored enterprise. President Trump aims to have the loan buyers assist in creating lower-cost homes more quickly, as per the oversight agency's director. The tech giant provided updates on Flagstar and Pennymac's actions, rep... more
Oct 30, 2025 4:06 PM
— Interest Rates
Mortgage rates jump amid interest rate cut uncertainty. What it means for homebuyers.
Mortgage rates rose to the highest level since Oct. 9 due to uncertainty around a potential December rate cut by the Federal Reserve. Even though the market had anticipated lower rates, Fed Chair Powell's comments suggested otherwise. The rise in rates may impact home sales in 2026, with projections already being lowered due to affordability issues. However, existing homeowners may benefit from lo... more
Oct 30, 2025 3:09 PM
— Bond Markets
Uneventfully Flat After Initial Weakness
The bond market experienced some selling due to the Fed press conference and corporate bond issuance, putting yields back to pre-tariff announcement levels. Fed rate expectations are worse off, nearly back to levels before the September jobs report. The market is now waiting for data that won't be reported and making do with private data.
Oct 30, 2025 2:38 PM
— Mortgage Lenders
Mortgage Rates Set To Rise After Fed Chair’s ‘Surprising’ Comment About a December Cut
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Oct 30, 2025 2:02 PM
Mortgage rates fall for fourth consecutive week, lowest level in over a year
Mortgage rates fell for the fourth consecutive week, with the average rate on the benchmark 30-year fixed mortgage decreasing to 6.17%. The average rate on the 15-year fixed mortgage also dropped. The Federal Reserve announced its second interest rate cut of the year, following a previous rate cut in September. The U.S. 10-year Treasury note yield rose, influencing mortgage rates. Despite the decl... more
Oct 30, 2025 1:12 PM
— Mortgage Finance
Fed to Shift Balance Sheet Strategy, MBS to Decline
The article discusses various aspects of mortgage lending and how they affect the housing market. It covers topics such as interest rates, mortgage rates, and the role of mortgage lenders in the industry.
Oct 30, 2025 1:11 PM
— Mortgage Rates
Mortgage Rates Are Anything But Lower This Week
Freddie Mac releases its weekly mortgage rate survey on Thursdays, causing confusion in the market. Despite yesterday's Fed rate cut, mortgage rates have actually risen by 0.20% since the previous report of being at their lowest levels in more than a year.
Oct 30, 2025 1:08 PM
— Mortgage Rates
Mortgage rates are the lowest they've been since 2022. Here's how to get one even lower now.
Mortgage interest rates have been declining in 2025, with rates moving back to a three-year low of 6.13%. Buyers can pursue strategies like buying mortgage points to get lower rates, considering adjustable-rate mortgages (ARMs), or making a large down payment to secure a rate under 6%. It's important to take advantage of the current lower rates now, as they can change daily.
Oct 30, 2025 11:34 AM
— Mortgage Rates
Average long-term US mortgage rate dips to 6.17%, its lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell for the fourth consecutive week to its lowest level in over a year. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy decisions and bond market expectations. The housing market has been sluggish but picked up last month as... more
Oct 30, 2025 11:07 AM
— Interest Rates
Mortgage rates jump 20 basis points following Fed cut
The Federal Reserve lowered its benchmark interest rate, but mortgage rates increased instead of following suit. The average rate on the 30-year fixed mortgage jumped 20 basis points after Chairman Jerome Powell's announcement and news conference. The bond market had already anticipated the rate cut, but Powell's commentary caused rates to rise. Refinance applications increased due to the drop in ... more
Oct 30, 2025 11:06 AM
— Housing Market
Ellie Mae
Ellie Mae, a mortgage technology company, went private and reduced its workforce by 10% after being bought by private equity investor Thoma Bravo. Mortgage rates decreased, leading to an increase in refinance loans and new-home purchase applications. Millennials closed mortgage loans at a record pace due to lower interest rates. Mortgage lending credit standards slightly loosened, and online shopp... more
Oct 30, 2025 10:10 AM
— Mortgage Rates
Mortgage rates tick down following Fed's cut
Mortgage rates have decreased for the fourth straight week following the Federal Reserve's second rate cut of the year. The government shutdown has halted the release of employment data, impacting mortgage rate activity. The 30-year fixed rate mortgage has dropped by 9 basis points, but Treasury yields have increased since the Federal Reserve meeting.
Oct 30, 2025 10:09 AM
— Mortgage Rates
Average 30-year mortgage falls to lowest rate in more than a year
The average rate on a 30-year U.S. mortgage has fallen for the fourth week in a row to its lowest level in over a year. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Mortgage rates are influenced by various factors like the Federal Reserve's interest rate decisions and bond market expectations. The housing market has been in a slump, but sales have picked up as mortg... more
Oct 30, 2025 9:11 AM
— How the Federal Reserve affects HELOCs and home equity loans
Home equity loan rates drop and HELOCs rise as Fed cuts rates
Home equity rates are experiencing fluctuations after the Federal Reserve lowered interest rates. The benchmark 5-year $30,000 home equity loan fell, while the $30,000 home equity line of credit rose. The Fed rate cut is expected to lead to discounts in new HELOC and home equity loan offers, with rates declining from their 2024 highs. Factors affecting rates include the Federal Reserve's actions, ... more
Oct 30, 2025 9:11 AM
— Mortgage Lenders
Non-QM Hedging, Best-Ex, Compliance Tools; Webinars and Training; Freddie and Redwood's Earnings
The article discusses various technology developments, data breaches, federal fee changes, conferences and summits in the mortgage industry. It also touches on the importance of compliance, the impact of a Refi Boom, and the benefits of using specific platforms for mortgage processes.
Oct 30, 2025 9:10 AM
— Mortgage Finance
Fed Makes Expected Moves, More Rate Cuts Expected
The article discusses the latest trends and updates in the mortgage industry, focusing on various aspects such as mortgage rates, housing market conditions, and activities of mortgage lenders.
Oct 30, 2025 9:07 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 30, 2025: Rates are down more than a half point from a year ago
Mortgage rates have slightly decreased this week, with the 30-year fixed rate falling to 6.17% and the 15-year fixed rate dropping to 5.41%. Rates have been fluctuating for weeks but are still lower than a year ago. Refinance rates are slightly higher than purchase mortgage rates. The economy impacts mortgage rates, with stronger economies leading to higher rates. The 30-year mortgage has lower mo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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