Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 2641 - 2664 of 5018 results
Nov 12, 2025 7:31 PM
— Mortgage Lenders
Citi tops J.D. Power mortgage satisfaction rankings
A shift towards building relationships over transactions has increased customer satisfaction and brand loyalty in the mortgage industry. There has been a rise in application error findings for the second consecutive quarter. While Rocket Mortgage's satisfaction score improved, the industry as a whole saw a slight drop. Mortgage companies are looking towards artificial intelligence for the future o... more
Nov 12, 2025 5:32 PM
— Housing Market
Thursday: Existing Home Sales
On Thursday, there will be the release of the Chicago Fed National Activity Index for September. Additionally, the National Association of Realtors will release Existing Home Sales data for September, with an expected 4.06 million seasonally adjusted annual rate (SAAR).
Nov 12, 2025 3:30 PM
— Housing Market
3 questions about Trump's 50-year mortgage plan
The Trump administration is proposing a 50-year mortgage option to help prospective buyers get into a home, although there is skepticism about the idea due to concerns about higher interest payments and the prolonged time to build equity. Critics worry that the plan will benefit lenders more than buyers and question if it will gain traction among borrowers. There are concerns about the potential l... more
Nov 12, 2025 1:32 PM
— Mortgage Rates
Mortgage Rates Basically Flat This Past Week But Purchase Activity is On the Rise
Mortgage rates increased slightly this week, with the average rate for a 30-year fixed-rate mortgage at 6.24%. However, rates for the 15-year fixed-rate mortgage decreased to 5.49%. Despite the rate fluctuations, purchase activity is on the rise, indicating growing consumer confidence in the housing market.
Nov 12, 2025 12:34 PM
— Home Equity Loan Rates
Home Equity Rates Fall To Lowest Level In Two Years
Home equity rates for a $30,000 line of credit and loan have decreased, reaching their lowest levels in two years. Uncertainty in the market due to the government shutdown has made the future of home equity rates uncertain. Rates are influenced by the Federal Reserve's actions and lender competition. Shopping around for the best offer is recommended, as rates can vary based on creditworthiness and... more
Nov 12, 2025 12:32 PM
— Interest Rates
Mortgage Rates Only Modestly Lower Despite Bond Market Improvement
Mortgage rates are currently lower due to stronger bonds on the market, influenced by a decrease in the weekly payroll count according to ADP data. This decrease in jobs created is uncommon and tends to push interest rates lower. Despite this, the average lender only saw a slight decrease to their rates.
Nov 12, 2025 11:32 AM
— Mortgage Delinquencies
FHA loans drive mortgage delinquency increase in Q3 2025
Mortgage delinquencies increased to 3.99% in the third quarter of 2025, with FHA loans playing a significant role. Economic stressors like a weaker labor market and higher homeownership costs are affecting homeowners' ability to make monthly payments.
Nov 12, 2025 10:36 AM
— Interest Rates
December Fed rate cut still on the table for most economists
Economists are uncertain if the Federal Open Markets Committee will make a third interest rate cut in December. Carrington acquired Reliance, Rocket Companies suffered a loss but celebrated acquisitions, the 30-year rate dropped slightly due to Powell's comments, and traders are preparing for various Fed outcomes. Government-sponsored enterprises are considering expanding mortgage transfers and pr... more
Nov 12, 2025 8:46 AM
— Mortgage Lending
VA loan utilization rates low in key metros
VA loans for U.S. military veterans provide access to homeownership with no money down, helping first-time buyers attain homeownership faster than conventional alternatives. However, only 1 in 5 homes nationwide is affordable to veterans. The share of listings affordable to veterans using VA loans is at a record low, but they still have a distinct advantage with 0% downpayment. VA loans can shorte... more
Nov 12, 2025 8:46 AM
— Interest Rates
December rate cut is officially a toss-up
The article discusses the uncertainty around the Federal Reserve's potential interest rate cut in December, with odds currently at 50-50. Different Fed officials have varying views on the need for further monetary easing, with some advocating for holding rates steady and others favoring jumbo rate cuts.
Nov 12, 2025 8:34 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, November 12, 2025
Mortgage rates have risen slightly since the Federal Reserve's rate cut, due to the 10-year Treasury bond yield increasing. Joblessness, weakening dollar and economic uncertainty have influenced the rising rates. The government shutdown impacts key economic decisions. Mortgage rates vary for different types of loans, but overall remain lower than historical averages. It may be a good time to buy a... more
Nov 12, 2025 8:32 AM
— Mortgage Lenders
Non-QM, Broker, AMC, LO Survey Results; Warehouse Tools; Webinars and Training
The article discusses recent probes by Fannie Mae watchdogs into how Trump appointee Bill Pulte obtained mortgage records of key Democratic officials, including New York Attorney General Letitia James. The lack of affordability in the mortgage market is mentioned as a concern, along with the extension of loan amortization past QM guidelines. The article also includes information on OptiFunder's re... more
Nov 12, 2025 7:32 AM
— Bond Markets
Stronger Start Thanks to Weekly ADP Data
ADP's weekly report on payroll counts has quickly become a significant market mover, with traders incorporating it into their decision-making. The data has had a noticeable impact on TSY futures, leading to gains in the market. Bonds have remained steady following the release of the report.
Nov 12, 2025 5:30 AM
— Mortgage Lending
Trump's 50-year mortgage would save you about $119 a month while doubling the interest you pay over the long run, UBS estimates
The Trump administration proposed a 50-year mortgage product to improve housing affordability, offering immediate savings to homebuyers but doubling the interest payment burden in the long run. This prolonged loan term could slow equity accumulation and pass mortgage debt on to borrowers' children. Despite potential relief for consumers, experts warn of trapping borrowers in long-term debt and del... more
Nov 12, 2025 4:36 AM
— Mortgage Rates
Refi spike tapers off despite falling rates
Refinancing slowed down in October after consecutive months of dramatic spikes, pushing down rate-lock activity. Two government-sponsored enterprises are looking into expanding mortgage transfers between borrowers. Rate-and-term transactions, cash-outs, and purchase loans increased. Mortgage loan application volume rose. Refinancing pushed mortgage originations higher as rates eased, but rising de... more
Nov 12, 2025 4:35 AM
— Mortgage Lenders
Fannie, Freddie eyeing assumable or portable loans: Pulte
Fannie Mae and Freddie Mac, under conservatorship in the US, are exploring more opportunities with loans transferred between buyers and sellers, with the goal of speeding up lower-cost home creation. Federal Housing Finance Agency Director Bill Pulte is working towards a partnership to achieve this goal and has been critical of homebuilders and the Fed chair in a recent interview.
Nov 12, 2025 4:34 AM
— Mortgage Finance
Banks’ Mortgage Earnings Improve in Third Quarter
The article discusses the latest trends in the housing market, highlighting an increase in mortgage applications and home sales. It also mentions the impact of low mortgage rates on the growing demand for home purchases.
Nov 12, 2025 4:33 AM
— Mortgage Rates
Thursday: No Weekly Claims or CPI Data
The government shutdown is expected to end soon, and new schedules for statistical agencies will be posted. It is likely that the October employment and CPI reports will not be released due to missing data. Mortgage rates from MortgageNewsDaily.com are for top tier scenarios.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Declining mortgage rates boost refinance and home equity lending
Mortgage rates have dropped to their lowest in a year, leading to increased opportunities for refinancing and home equity borrowing. Homeowners have $11.2 trillion in tappable equity, providing potential volume growth for lenders.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 12, 2025: Steady, near 2025 lows
Mortgage rates, according to Zillow, are mostly steady with 30-year fixed rates around 6.16%. The average rate for 15-year fixed mortgages is 5.61%. The article discusses the different types of mortgages, such as adjustable-rate mortgages, and their pros and cons. It also mentions how mortgage rates are determined and suggests checking various refinance options to achieve a lower rate.
Nov 12, 2025 4:31 AM
— Mortgage Lenders
What a 50-Year Mortgage Would Mean for Home Buyers
The Trump Administration is working on introducing 50-year mortgages for home buyers, generating criticism from various experts and lawmakers. The proposed mortgage would have lower monthly payments but could lead to significant drawbacks such as taking longer to pay off the debt, slower equity building, and greater risk of negative equity. Although the administration claims it would make homeowne... more
Nov 12, 2025 4:30 AM
— Housing Market
White House officials unhappy about 50-year mortgage idea released by top housing official, sources say
There was a proposal for a 50-year mortgage that was not fully vetted by top Trump administration officials. The idea was floated by federal housing official Bill Pulte and was approved by President Trump, despite some officials expressing frustration. The Trump administration has been working on other ideas to promote housing affordability as well, but no final decisions have been made on longer-... more
Nov 12, 2025 4:30 AM
— Housing Market
The 50-year mortgage would cost you nearly $400k more than the standard, AP analysis says
The White House is considering backing a 50-year mortgage to address home affordability, but it has faced criticism for not addressing core housing market issues. Extending the mortgage term would lower monthly payments but significantly increase the amount of interest paid and slow equity accumulation. Analysts believe that introducing a 50-year mortgage could worsen home price inflation due to i... more
Nov 12, 2025 4:30 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, November 12, 2025: Lowest of the year, but will rates drop again before the end of the year?
The average HELOC rate is currently 7.64%, which is the lowest rate of the year. Homeowners have a significant amount of value tied up in their houses, making a Home Equity Line of Credit (HELOC) a useful financial tool to access that value without selling the house. The interest rates for HELOCs are different from primary mortgage rates and can vary significantly from lender to lender, typically ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.