Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2593 - 2616 of 5018 results
Nov 16, 2025 5:30 AM
— Student Loans
Ohio man weighing spending $60K bonus on his mortgage, second home or student loans. Dave Ramsey says it’s a no-brainer
An Ohio man is deciding how to spend a $60,000 bonus and is seeking financial advice from Dave Ramsey. Ramsey advises him to pay off his $50,000 student loan debt first before considering other debts or investments. Ramsey suggests a sequence of paying off student loans, then the smaller mortgage balance, and finally refinancing the larger mortgage at a lower rate. Ramsey emphasizes the importance... more
Nov 16, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 16, 2025: With a downward trend, refinancing is up 150%
Mortgage rates are generally trending lower, with the current 30-year fixed rate at 6.07%. Refinancing has increased by 150% year over year. Refinancing rates are typically higher than buying rates. Fixed-rate mortgages lock in your rate, while adjustable-rate mortgages rates change after an initial period. Mortgage lenders offer lower rates to those with higher down payments, great credit scores,... more
Nov 15, 2025 2:30 PM
— Mortgage Rates
30-year mortgage rates remain unchanged - How often do rates change? | Today's mortgage and refinance rates, November 14, 2025
Mortgage interest rates remained stable after the Federal Reserve voted to lower their benchmark rate, but rates have risen slightly since then. Rates are influenced by the 10-year Treasury bond yield, which has increased. The government shutdown is causing delays in key economic reports that the Fed relies on to inform their decisions. Average rates for different types of mortgages have fluctuate... more
Nov 15, 2025 11:31 AM
— Mortgage Delinquencies
Mortgage delinquency levels rise on softer FHA performance
Mortgage delinquencies increased in the second quarter, with Federal Housing Administration-insurance loans performing poorly. FHA loans were responsible for half of the rise in foreclosure starts and 80% of the increase in active foreclosures in September.
Nov 15, 2025 11:30 AM
— Bond Markets
Gains Completely Erased; Stocks Looking More Culpable
In the morning, there was an enigmatic bond rally that did not align with stock market movements. However, as the day went on, there was more correlation between stock prices and bond yields, with both rebounding sharply at certain points. By the end of the day, yields were slightly higher and MBS were slightly weaker.
Nov 15, 2025 6:32 AM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points on Dec. 10, making it the third rate cut of the year. Despite some dissent within the committee, there is division on future rate cuts. Mortgage rates have decreased by almost 1% since January, but they rose after previous Fed cuts in September and October. The Fed announced the end to quantita... more
Nov 15, 2025 5:31 AM
— Mortgage Lenders
HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing?
A confidant of Bill Pulte, the Trump administration's top housing regulator, provided confidential mortgage pricing data from Fannie Mae to Freddie Mac, causing concern about collusion to fix mortgage rates. Mortgage lenders are using new tools and technologies to improve processes and offers, such as Black Lake's READY Valuation Engine and Roam, an AI-powered Virtual HQ. Additionally, mergers and... more
Nov 15, 2025 5:31 AM
— Mortgage Finance
Short Takes: Rice Park Capital Acquires Rosegate Mortgage
The article addresses the latest trends in the mortgage industry and provides insights on various aspects such as interest rates, housing market conditions, and mortgage lenders.
Nov 15, 2025 5:30 AM
— Mortgage Rates
Trump blames ‘Too Late Powell’ for a housing crisis—but top analysts say low rates ‘snapped the trap shut’ on Millennial and Gen Z homeowners in the first place
President Trump blames Jerome Powell and the Fed for the housing downturn, but economists from JPMorgan and Morgan Stanley attribute high mortgage rates to the legacy of keeping rates ultra-low after the financial crisis. Despite multiple Fed cuts, mortgage rates remain elevated due to lenders largely ignoring monetary policy amid tight housing supply. The spread between policy rates and mortgage ... more
Nov 15, 2025 4:31 AM
— Mortgage Finance
AG Mortgage Investment Trust Acquires More Stake in Lender
The article discusses the latest trends and updates in the mortgage finance industry, focusing on topics such as interest rates, housing market conditions, and mortgage lenders.
Nov 15, 2025 4:30 AM
— Housing Market
Trump blames 'Too Late Powell' for a housing crisis—but top analysts say low rates 'snapped the trap shut' on Millennial and Gen Z homeowners in the first place
The article discusses how the Federal Reserve's actions, particularly regarding interest rates, impact the housing market. It explains how the Fed's past and current policies have affected mortgage rates and housing affordability, with experts stating that lower rates alone may not solve the issue of unaffordability due to various factors such as limited housing stock, tight lending conditions, an... more
Nov 15, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 15, 2025: Rates take small steps lower
Mortgage rates slightly decreased recently, with the 30-year fixed rate dropping to 6.07% and 15-year fixed rate to 5.54%. The article discusses various mortgage rates and their differences, emphasizing that they are national averages. It also mentions the advantages and disadvantages of 30-year fixed rates, 15-year fixed rates, and adjustable-rate mortgages, highlighting the importance of timing ... more
Nov 14, 2025 5:31 PM
— Mortgage Finance
HUD Delays Energy Efficiency Standards for Further Review
The article discusses the latest trends and developments in the mortgage industry. It covers topics such as mortgage rates, interest rates, and housing market conditions.
Nov 14, 2025 1:32 PM
— Mortgage Rates
Rates Rise on Friday, Now Near 2-Month Highs
Mortgage rates slightly increased on Friday, reaching 2-month highs after a day of fluctuation in the bond market due to heavy buying initially but ultimately erasing morning gains.
Nov 14, 2025 11:32 AM
— Mortgage Rates
Mortgage rate locks stay strong, refis drive activity
Optimal Blue's October 2025 Mortgage Data Report showed that rate-lock activity remained strong despite seasonal slowing. Total locks decreased by 4.2% from September but increased by 18% year-over-year. Purchase activity stayed steady, while cash-out refinances grew by 6%. The 30-year fixed rate averaged 6.16%, boosting affordability and investor confidence in agency MBS markets.
Nov 14, 2025 11:31 AM
— Housing Market
Fitch flags cooling housing market through 2027
The U.S. residential housing economy growth is expected to slow down this year due to various factors including higher tariffs on builder supplies, labor issues, and weaker sentiment in the sector. Two government-sponsored enterprises are considering expanding mortgage transfers. Foreclosures have increased for the eighth consecutive month, refinancing has increased as rates eased, and rising deli... more
Nov 14, 2025 11:30 AM
— Interest Rates
How much does a $600,000 mortgage cost per month after the October Fed rate cut?
The article discusses how the Federal Reserve's rate cuts have influenced mortgage rates, making them more favorable for potential homebuyers. The average 30-year fixed mortgage rate has improved from over 7% at the start of the year to around 6% currently, resulting in significant monthly savings for borrowers. It also highlights the potential benefits of refinancing for homeowners with higher ra... more
Nov 14, 2025 10:32 AM
— Mortgage Rates
Purchase Demand Near Best Levels Since January 2023
Mortgage applications increased slightly despite rates going up, with total volume rising on a seasonally adjusted basis. Refinance activity remains strong compared to previous years, but saw a 3% drop from the previous week. Purchase activity picked up, reaching the strongest pace since September even with higher mortgage rates. The refinance share of mortgage activity declined, while FHA and con... more
Nov 14, 2025 9:30 AM
— Mortgage Rates
Trump administration tries to break through lock-in effect with 'portable mortgages'
The Trump administration is considering portable mortgages to address the issue of high mortgage rates that are keeping people from buying homes or selling their existing ones. Portable mortgages would allow homeowners to take their lower mortgage rate with them when they move, potentially increasing the supply of homes on the market. However, this could also lead to higher list prices and disrupt... more
Nov 14, 2025 8:31 AM
— Mortgage Finance
Refi Activity Rises in 3Q, Purchase Lending Wanes
The article discusses the latest trends in the housing market. It highlights the current shortage of housing inventory and how it is leading to increased home prices. The article also mentions the impact of rising interest rates on potential homebuyers, making affordability a growing concern.
Nov 14, 2025 8:30 AM
— Mortgage Lenders
Trump administration is 'evaluating' portable mortgages. What that means for homeowners.
A portable mortgage allows homeowners in Canada and the UK to keep their existing loan terms and interest rates when buying another house. In the U.S., portable mortgages are not available due to the structure of the housing industry and the reliance on mortgage-backed securities. Efforts have been made in Maine and at the federal level to consider portable mortgages, but changes in legislation an... more
Nov 14, 2025 7:30 AM
— Housing Market
Mortgage rates tick higher for second straight week
Federal housing official Bill Pulte suggested 'portable mortgages' to boost the declining housing market. Mortgage rates increased slightly for the second consecutive week, with the 30-year fixed rate rising to 6.24%. The 10-year Treasury yield remained stable at around 4.11%. The 15-year fixed mortgage rate decreased to 5.49%. Challenges persist in the housing market due to the slow recovery post... more
Nov 14, 2025 6:30 AM
— Bond Markets
Stronger Start After 7am Magical Mystery Move
Bonds were mostly flat and slightly weaker overnight, despite a drop in stocks. There is speculation about a 'secret club' influencing the market and potential connections to UK bond movements.
Nov 14, 2025 6:30 AM
— Interest Rates
What are today's mortgage interest rates: November 14, 2025?
The article discusses the current opportunity for homebuyers to take advantage of lower mortgage interest rates during the holiday season. It highlights the importance of acting now to capitalize on the declining rates, minimal competition, and negotiable home prices. It also mentions the potential savings for homeowners considering refinancing their mortgages at lower rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.