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News for: Mortgage Rates
Showing 1 - 24 of 1943 results
Jul 14, 2026 10:33 AM — Mortgage Rates
‘I’ll take it’: D-FW homebuilding slowed in spring as mortgage rates stay high
The article discusses recent trends in mortgage rates that have seen fluctuations due to economic factors such as inflation and Fed policies. It highlights how these changes in rates can impact homebuyers and the overall housing market, giving insights into the potential future direction of mortgage borrowing costs.
Jul 11, 2026 4:34 AM — Mortgage Rates
Mortgage Rates End Week Roughly Unchanged
This week, mortgage rates have been influenced by bond movements, which have taken cues from oil prices. Despite oil prices remaining stable, bonds saw some weakness in the afternoon, prompting some mortgage lenders to consider raising rates before the end of the business day. Lenders who choose not to raise rates will need to adjust for market changes come Monday morning, depending on bond perfor... more
Jul 8, 2026 6:43 AM — Mortgage Rates
Mortgage applications wither in July 4th heat wave
Mortgage application volumes decreased by 2.2% ahead of the Fourth of July holiday, driven by high mortgage rates which continued to negatively affect home purchase affordability. The Mortgage Bankers Association reported a 4% drop in refinance applications and a 1% drop in purchase applications. Despite challenges, government purchase volume saw a slight increase, though applications for FHA loan... more
Jul 2, 2026 3:31 PM — Mortgage Rates
Average 30-year US mortgage rate falls to 6.43%, its lowest level in seven weeks
The average long-term U.S. mortgage rate has decreased to its lowest point since mid-May, which reduces borrowing costs for potential homebuyers.
Jul 2, 2026 10:43 AM — Mortgage Rates
Mortgage Rates Recover Somewhat
Today, financial markets are on a half-day schedule due to a federal holiday weekend. The jobs report, which typically comes out on Friday, was released earlier today and revealed weaker job creation figures than expected. Although the unemployment rate fell, it did so misleadingly due to a decrease in workforce participation. This significant jobs report has implications for the bond market, as w... more
Jul 1, 2026 8:56 AM — Mortgage Rates
How a Tight-Lipped Fed Could Lead to Higher Mortgage Rates
The article discusses the impact of the Federal Reserve's communication on the mortgage market, particularly focusing on the implications of reduced verbal guidance from the Fed. Such changes can significantly influence investor sentiment and mortgage rates, as the market relies heavily on the Fed's statements.
Jun 29, 2026 4:56 AM — Mortgage Rates
No Mortgage Rate Cooldown for Buyers This Summer
Mortgage rates are currently around the mid-6% range as we enter summer 2026, with experts acknowledging the persistence of this new rate environment.
Jun 25, 2026 11:54 AM — Mortgage Rates
No Mortgage Rate Cooldown for Buyers This Summer
Mortgage rates have settled in the mid-6% range as the summer of 2026 approaches, and experts are adjusting to this new rate environment.
Jun 25, 2026 10:47 AM — Mortgage Rates
Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era
Mortgage rates have increased slightly this week, with the 30-year fixed rate rising to 6.49% and the 15-year rate to 5.84%, according to Freddie Mac. Despite a modest decline in purchase activity, refinance activity has seen a 3% increase, indicating adaptability by borrowers to current rates. Overall mortgage demand is stronger than last year, reflecting robust housing market conditions. The sta... more
Jun 25, 2026 9:43 AM — Mortgage Rates
No mortgage rate cooldown for buyers this summer
Mortgage rates are currently in the mid-6% range with little indication of falling below 6% soon, as monetary policy discussions suggest a hawkish stance. Recent economic indicators, including the June jobs report and inflation data, are influencing forecasts for interest rates. Although mortgage applications have seen a slight rise, the 30-year fixed mortgage rate remains elevated compared to ear... more
Jun 24, 2026 11:34 AM — Mortgage Rates
Mortgage Rates Quickly Approaching 1-Month Lows
The bond market experienced significant buying on Wednesday due to large-scale quarter-end rebalancing among major money managers, leading to lower mortgage rates. The average top-tier 30-year fixed mortgage rate decreased by 0.10% to 6.55%, approaching June's low of 6.54%. Additionally, the decline in oil prices contributed to increased bond demand and lower implied inflation.
Jun 24, 2026 8:03 AM — Mortgage Rates
Refinance demand lifts mortgage applications as rates hold firm
Mortgage applications saw a slight increase of 1% last week as reported by the Mortgage Bankers Association (MBA), despite high mortgage rates persisting for the last six weeks. The refinance share of applications rose to 41.5%, indicating stronger performance in refinances compared to slightly decreased purchase demand. Overall application volume is 8% higher than last year, with refinances up 17... more
Jun 23, 2026 1:38 PM — Mortgage Rates
Rates Hold Mostly Steady Despite Bond Market Improvement
Today's mortgage rates saw a minor decrease despite bond market improvements, illustrating that mortgage rates and bond markets do not always move in perfect correlation. While bonds improved sufficiently for typical mortgage rates to decline, lenders adjusted their rates minimally. This discrepancy was likely influenced by the timing of intraday volatility in the bond market rather than significa... more
Jun 23, 2026 6:39 AM — Mortgage Rates
30-year mortgage rates rise - How long should buyers wait? | Today's mortgage and refinance rates, June 23, 2026
Mortgage rates have seen a slight increase, with the average rate for a 30-year fixed mortgage at around 6.61%. This uptick is influenced by rising 10-year bond yields and a recent Federal Reserve decision to hold rates steady, with potential increases later in the year. While seeking lower inflation could bring rates down, higher oil prices have contributed to sustained inflationary pressures. Th... more
Jun 22, 2026 12:34 PM — Mortgage Rates
Mortgage Rates Bounce Back Toward Recent Highs
Mortgage rates have risen to their highest levels since June 10th, surpassing the improvements seen the previous week. This trend is unexpected as it goes against typical market correlations, particularly with falling oil prices and European bond yields. The increase is likely influenced by the Federal Reserve's recent announcement indicating that investors should prepare for a potentially higher ... more
Jun 21, 2026 4:39 AM — Mortgage Rates
What the Iran war cost the Pentagon, the economy — and Trump
CNN
The article discusses the implications of fluctuating mortgage rates on housing affordability and the overall housing market. As rates increase, potential homebuyers find it more challenging to afford homes, leading to a slowdown in housing sales. The article analyzes recent trends in mortgage offer rates, their impact on homebuyer demand, and forecasts for the housing market going forward.
Jun 18, 2026 4:59 AM — Mortgage Rates
High Mortgage Rates to Keep U.S. Housing Market Subdued Through 2026
A recent poll among property specialists indicates that US mortgage rates are expected to remain high throughout 2026. As a result, the housing market turnover is predicted to be low, and the growth in home prices is likely to remain below the rate of inflation.
Jun 17, 2026 1:43 PM — Mortgage Rates
Mortgage applications dip down as rates hold steady
Mortgage activity decreased last week, with rates remaining steady in the mid 6% range, according to the Mortgage Bankers Association. The Market Composite Index showed a 1.7% increase in mortgage applications for the week ending May 8. While the 30-year fixed mortgage rate initially spiked, it later fell as geopolitical events influenced the 10-year Treasury yield. Overall, the mortgage rates hav... more
Jun 15, 2026 12:36 PM — Mortgage Rates
Mortgage Rates Hit One-Month Lows
Mortgage rates have not dropped as much as expected following the Iran peace deal, but they have already begun to adjust in anticipation of it. The current average mortgage rate stands at 6.56%, matching the lowest level in a month and reflecting an improvement since mid-May. While rates are in a better place compared to the last month, they remain higher than earlier in the year.
Jun 15, 2026 5:07 AM — Mortgage Rates
High U.S. Mortgage Rates to Keep Housing Market Subdued: Reuters Poll
High mortgage rates are expected to maintain low turnover in the U.S. residential housing market for 2026 and 2027, leading to only modest price increases. This trend is seen as a setback for the Trump administration's efforts to revitalize the housing market.
Jun 15, 2026 4:58 AM — Mortgage Rates
High U.S. Mortgage Rates to Keep Housing Market Subdued: Reuters Poll
High mortgage rates are expected to limit turnover in the U.S. residential housing market this year and next, with only modest increases in property prices. This trend is seen as a setback for the Trump administration's efforts to rejuvenate the market, according to property specialists surveyed by Reuters.
Jun 12, 2026 4:57 AM — Mortgage Rates
High Mortgage Rates to Keep U.S. Housing Market Subdued Through 2026
A recent poll indicates that US mortgage rates are expected to remain high throughout 2026. This sustained elevation in rates is likely to result in low housing market turnover and keep home price growth below the rate of inflation.
Jun 11, 2026 9:41 AM — Mortgage Rates
Mortgage rates resume rise on jobs, inflation data
Mortgage rates in the U.S. increased by 4 basis points this week as economic indicators indicate growth in employment and inflation. The article also briefly mentions various topics related to mortgage lending, including the rise of DSCR loans and the potential risks associated with them, along with the incorporation of artificial intelligence in streamlining mortgage processes.
Jun 10, 2026 7:44 AM — Mortgage Rates
Mortgage demand rebounds after Memorial Day lull
Mortgage application volumes rose last week, breaking a three-week decline, according to the Mortgage Bankers Association (MBA). The Market Composite Index increased by 10.8%, reflecting gains in both refinance and purchase applications. The refinance index climbed 15% from the previous week and is 20% higher than a year ago, while the purchase index increased by 7%. Mortgage rates remained volati... more
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