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News for: Adjustable-rate Mortgages (ARMs)
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Nov 4, 2025 9:06 AM
— Adjustable-rate Mortgages (ARMs)
A risky mortgage instrument that helped spark the Global Financial Crisis is on the rise again. It’s a gamble on the Fed’s future direction
Adjustable-rate mortgages (ARMs) are becoming popular again as homebuyers look for savings in a high-rate era. The appeal is the lower starting rates compared to fixed-rate loans, but the risk lies in the potential increases when the interest rate resets. However, today's ARMs come with stricter rules and regulations compared to pre-crisis times. Buyers are using ARMs strategically for affordabili... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.